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Field Adjuster Jobs in Iowa (NOW HIRING)

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Field Adjuster information

See Iowa salary details

$47.4K

$71.3K

$92K

How much do field adjuster jobs pay per year?

As of Aug 8, 2026, the average yearly pay for field adjuster in Iowa is $71,275.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,100.00 and $81,200.00 per year, depending on experience, location, and employer.

What is a field adjuster?

A field adjuster—or a field claims adjuster—works for an insurance company to assess the damage reported from an insurance claim and decide how much a claimant should be compensated. As a field adjuster, you travel to meet with the claimant and view the subject of the claim. Also, you may verify that the claimant has a valid policy and then investigate the circumstances leading up to the event and the resulting loss or injury. Other responsibilities of this job include working with lawyers and law enforcement to ensure the validity of a case and determining if the claimant should receive payment for any damages.

What are some common challenges field adjusters face when handling claims in diverse environments?

Field Adjusters often encounter challenges such as navigating difficult weather conditions, managing multiple claims in geographically dispersed areas, and interacting with policyholders who may be experiencing stress or distress. The role requires strong organizational and communication skills to coordinate inspections, document losses accurately, and negotiate settlements effectively. Adapting to varying property types and damage scenarios is common, so flexibility and problem-solving abilities are essential for success in this dynamic environment.

What is a field adjuster?

A Field Adjuster is an insurance professional who investigates and evaluates claims by physically inspecting property, vehicles, or other assets that have been damaged. They gather information, take photos, interview witnesses, and assess the extent of loss or damage. Field Adjusters then determine the validity of claims and recommend settlements based on their findings and the terms of the policy. Their work often involves traveling to claim sites and interacting directly with policyholders. They play a critical role in ensuring claims are handled fairly and efficiently.

What are the key skills and qualifications needed to thrive as a field adjuster?

To thrive as a Field Adjuster, you need strong analytical skills, knowledge of insurance policies, and typically a relevant degree or industry certification such as an Adjuster License. Familiarity with claims management software, digital inspection tools, and mobile reporting systems is essential. Excellent communication, negotiation, and problem-solving skills help build rapport with clients and effectively resolve claims. These capabilities ensure efficient, accurate claims handling and high customer satisfaction in a demanding environment.
What are popular job titles related to Field Adjuster jobs in IA? For Field Adjuster jobs in IA, the most frequently searched job titles are:
Infographic showing various Field Adjuster job openings in Iowa as of August 2026, with employment types broken down into 67% Full Time, 10% Part Time, and 23% Contract. Highlights an 90% In-person, and 10% Hybrid job distribution, with an average salary of $71,275 per year, or $34.3 per hour.

Field Adjuster (Residential or Commercial) - Des Moines, IA

CCMS & Associates

Des Moines, IA • On-site

Contractor

Re-posted 16 days ago


Job description

CCMS & Associates is looking for a 1099 Field Adjuster in Iowa, specifically the Des Moines area. We are answering a call to action to add to our existing roster. The time is now to get on with our innovative team!
We are seeking a residential or commercial field adjuster with at least 1 year of field experience. 
Requirements:

  • Minimum 1 year first-party commercial and/or residential property adjusting experience
  • Maintain own current estimating software - Xactimate preferred (Symbility experience a plus)
  • Working computer - internet access and Microsoft Word required
  • Must demonstrate strong time management and customer service skills
  • Experience in preparing Statement of Loss, Proof of Loss, and denial letters
  • Must have a valid drivers license
Responsibilities:
  • Complete residential and commercial field property inspections utilizing Xactimate software
  • Investigate claims by obtaining recorded statements from insureds, claimants, or witnesses and by interviewing fire, police, or other governmental officials as well as inspecting claimed damages
  • Recommend claim reserves based on investigation, through well-supported reserve report
  • Obtain and interpret official reports
  • Review applicable coverage forms and endorsements, provide a thorough analysis of coverage and any coverage issues in a well-documented initial captioned report to the client
  • Maintain acceptable product quality through compliance with established best practices 
Knowledge and Skills:
  • In-depth knowledge of property and liability insurance coverage and industry standards
  • Ability to prepare full-captioned reports by collecting and summarizing required information
  • Strong verbal and written communications skills
  • Prompt, reliable, and friendly
Preferred but Not Required:
  • College degree
  • AIC, IICRC, HAAG or other professional designations
    All candidates must pass a full background check (void in states where prohibited)


CCMS & Associates offers multi-line claim adjusting and third-party administration services dedicated to solving the challenges of the complex claim in the property and casualty insurance industry. We create programs that drive a successful claim life cycle while strategically managing all aspects of the complicated issues carriers and policyholders are facing.  Servicing excess and surplus/domestic carriers in the United States.

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