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Subrogation Adjuster Jobs in Iowa (NOW HIRING)

Workers Compensation Claims Adjuster

Dubuque, IA · On-site +1

$62K - $80K/yr

... claims, subrogation, litigation, etc.). As a Work Comp Adjuster, you will be responsible for ... investigating, evaluating, negotiating, and settling workers compensation claims on behalf of our ...

Commercial Auto Claims Adjuster - Remote

Nevada, IA · On-site

$46K - $60K/yr

Addresses subrogation and total loss responsibilities. * Ensures the insurance program agreements ... Must hold an Adjuster licensed for all applicable states or obtain license(s) within 90 days of ...

Provide strategic direction and oversight for large loss, complex, and litigated subrogation ... Partner with claims leadership, adjusters, and operating companies to identify recovery ...

... subrogation and highvalue, highnetworth personal lines losses. This role provides both settlement ... adjusters, and operating companies to identify recovery opportunities and align strategy on ...

... adjusters, and operating companies to identify recovery opportunities and align strategy on ... Qualifications 5 years of property and casualty claims or subrogation experience, including ...

Subrogation Adjuster information

See Iowa salary details

$29.6K

$61K

$92K

How much do subrogation adjuster jobs pay per year?

As of Aug 22, 2026, the average yearly pay for subrogation adjuster in Iowa is $60,998.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,000.00 and $70,400.00 per year, depending on experience, location, and employer.

What is a subrogation adjuster?

A Subrogation Adjuster investigates and recovers money from third parties who are responsible for insurance claims. They review claims, gather evidence, negotiate settlements, and work with legal teams if necessary. Their goal is to minimize financial losses for the insurance company by ensuring responsible parties reimburse covered claims. Strong analytical, negotiation, and communication skills are essential in this role.

What are the typical daily responsibilities of a subrogation adjuster?

Subrogation Adjusters spend their days reviewing claim files, investigating the circumstances surrounding losses, and determining liability for potential recovery opportunities. They frequently communicate with other insurers, claimants, witnesses, and sometimes legal professionals to gather information or negotiate settlements. Daily work also includes documenting findings, drafting demand letters, and managing a caseload using specialized claims software. This role requires strong attention to detail and effective multitasking, as managing multiple cases and deadlines is common.

What are the key skills and qualifications needed to thrive in the subrogation adjuster position, and why are they important?

To thrive as a Subrogation Adjuster, you need strong analytical skills, knowledge of insurance claims processes, and a background in legal or insurance fields, often supported by relevant certifications. Familiarity with claims management software, subrogation systems, and document management tools is highly valuable. Excellent negotiation, problem-solving, and communication skills help you effectively recover funds and collaborate with internal and external parties. These abilities are essential to ensure efficient resolution of subrogation claims and maximize recoveries for employers or clients.

Infographic showing various Subrogation Adjuster job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 91% Full Time, 6% Part Time, and 2% Contract. Highlights an 66% Physical, 11% Hybrid, and 23% Remote job distribution, with an average salary of $60,998 per year, or $29.3 per hour.

Multi-Line Claims Adjuster - Iowa

Property Claim Professionals

Des Moines, IA • On-site

Contractor

Re-posted 18 days ago


Job description

A dynamic organization supplying quality claims outsource solutions to insurance carriers, countrywide is seeking multi-line adjusters in your area. There are many competing vendors in our marketplace, but we are not your typical "vendor". Our company was built by insurance company claims executives to support insurance companies' claim operations to help them meet their organizations goal of providing quality claims solutions at a reasonable cost.
We excel in providing professional, knowledgeable claims professionals to handle large losses, catastrophe claims, business interruption and daily property claims, as well as handle complete liability investigations, task assignments including scene investigations and property damage appraisals, construction defect claims as well as first party automobile claims for personal and commercial insurance policyholders.
Position Summary:
A national independent insurance adjusting firm has immediate openings for Multi-Line Claims adjusters that possess the ability to work remotely and have the experience to handle both property and liability claims. The candidate must possess the ability to adjust commercial and residential property losses and must also have a working knowledge of how to determine negligence and assess damages. The candidate should be able to perform all tasks with modest supervision. The candidate must possess the ability to understand coverage, how to investigate a variety of property and negligence claims, how to value and estimate property damage as well as the ability to evaluate Bodily Injury damages for settlement.
Requirements:
  • Minimum 5 years first-party commercial and/or residential property and liability adjusting experience
  • Maintain own current estimating software; Xactimate preferred
  • Working computer; internet access and Microsoft Word required
  • Must demonstrate strong time management and customer service skills
  • Ability to take recorded statements in the field or with legal representatives
  • Experience in preparing Statements of Loss, Proofs of Loss, and denial letters
  • State adjuster's license where required
  • Must have valid driver's license

Knowledge and Skills:
  • In-depth knowledge of property and liability insurance coverage and industry standards
  • Prepare full captioned reports by collecting and summarizing information required by client
  • Strong verbal and written communications skills
  • Prompt, reliable, and friendly service
  • Must submit to background check; void in states where prohibited
  • Experience in industry specific areas a plus, but not necessary: fire departments, agricultural, lumber mills, high value or historic buildings or Construction Defects, Automobile Liability, Subrogation Recovery investigations

Responsibilities:
  • Completes residential and commercial field property inspections utilizing Xactimate software and general liability field investigations to determine negligence and damages
  • Investigate claims by obtaining recorded statements from insureds, claimants or witnesses; by interviewing fire, police or other governmental officials as well as inspecting claimed damages
  • Recommend claim reserves based on investigation, through well supported reserve report
  • Obtain and interpret official reports
  • Review applicable coverage forms and endorsement, providing thorough analysis of coverage and any coverage issues in well documented initial captioned report to client
  • Maintain acceptable product quality through compliance with established Best Practices of client

Preferred but Not Required:
  • College Degree
  • AIC, or other professional designations

All candidates must pass a full background check