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Personal Lines Underwriting Manager Jobs (NOW HIRING)

Our Personal Lines Underwriting team is currently seeking a Underwriting Manager in our Worcester, MA or Howell, MI location. This is a full time, exempt role. This role is a hybrid opportunity.

Our Personal Lines Underwriting team is currently seeking a Underwriting Manager in our Worcester, MA or Howell, MI location. This is a full time, exempt role. This role is a hybrid opportunity.

POSITION OVERVIEW This position has responsibility for managing a group of employees within Personal Lines Underwriting. This role is responsible for overseeing the growth and profitability of the ...

Personal Lines Underwriter

Portland, OR · On-site

$100K - $150K/yr

Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management * Monitor key metrics to formulate corrective action impacting new business hit, renewal ...

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Personal Lines Underwriting Manager information

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$33.5K

$66.8K

$152K

How much do personal lines underwriting manager jobs pay per year?

As of Aug 31, 2026, the average yearly pay for personal lines underwriting manager in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

What does a personal lines underwriting manager do?

A Personal Lines Underwriting Manager oversees the underwriting process for personal insurance products like auto, home, and renters insurance. They are responsible for managing a team of underwriters, establishing underwriting guidelines, and ensuring that policies are issued in accordance with company standards and risk tolerance. This role also involves analyzing performance data, developing strategies to improve profitability, and maintaining compliance with regulations. Additionally, the manager may work with agents or brokers to address complex cases and provide training to underwriting staff.

What are the key skills and qualifications needed to thrive as a personal lines underwriting manager?

To thrive as a Personal Lines Underwriting Manager, you need a deep understanding of insurance products, risk assessment, and policy administration, often backed by a bachelor’s degree and significant underwriting experience. Familiarity with underwriting software, policy management systems, and certifications like CPCU or AU is highly valuable. Strong leadership, analytical thinking, and communication skills help in managing teams and collaborating with agents and clients. These competencies ensure effective risk management, regulatory compliance, and the achievement of business goals in a competitive insurance market.

What are some common challenges faced by a personal lines underwriting manager, and how can they be addressed?

A Personal Lines Underwriting Manager often faces the challenge of balancing risk selection with the company's growth goals, ensuring that underwriting guidelines are followed without sacrificing customer satisfaction. Managing a team of underwriters also requires effective training, communication, and performance monitoring to maintain consistency and accuracy. Additionally, staying up to date with changing regulations and market trends is essential. These challenges can be addressed through regular team meetings, ongoing professional development, and leveraging technology to streamline workflows and maintain compliance.

What is the difference between Personal Lines Underwriting Manager vs Personal Lines Underwriter?

AspectPersonal Lines Underwriting Manager

The Personal Lines Underwriting Manager oversees a team of underwriters, sets underwriting policies, and ensures compliance with company standards. They handle higher-level decision-making, strategic planning, and team management. In contrast, a Personal Lines Underwriter evaluates individual insurance applications, assesses risk, and determines policy terms. While both roles require knowledge of insurance underwriting, the manager focuses on leadership and policy development, whereas the underwriter concentrates on risk assessment and application review.

More about Personal Lines Underwriting Manager jobs

What cities are hiring for Personal Lines Underwriting Manager jobs?

Cities with the most Personal Lines Underwriting Manager job openings:

What are the most commonly searched types of Personal Lines Underwriting jobs?

The most popular types of Personal Lines Underwriting jobs are:

What states have the most Personal Lines Underwriting Manager jobs?

States with the most job openings for Personal Lines Underwriting Manager jobs include:

Infographic showing various Personal Lines Underwriting Manager job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Personal Lines Underwriting Manager

thg

Worcester, MA • Hybrid

Full-time

Re-posted 16 days ago


Job description

Our Personal Lines Underwriting team is currently seeking a Underwriting Manager in our Worcester, MA or Howell, MI location.

This is a full time, exempt role. This role is a hybrid opportunity.

POSITION OVERVIEW

Under limited supervision and with significant independent judgment, supervises and coordinates the activities of personal lines underwriting staff to facilitate the growth and profitability of personal lines business.

IN THIS ROLE YOU WILL:

  • Ensures the profitability and growth of personal lines business, including:
  • Supervises the underwriting function to ensure timely decision making, proper risk selection, pricing, and monitoring of business.
  • Works with staff to build and maintain agency relationships
  • Reviews complex underwriting inquiries and reviews and approves risks beyond the authority of staff.
  • Works collaboratively with the field marketing function to facilitate the resolution of service and other issues between the agency and the company.  Attend weekly/monthly calls with field and senior leadership.
  • Oversees the handling of customer inquiries and complaints.
  • Demonstrates strong negotiation skills with internal and external customers
  • Ensures adherence to underwriting policies, guidelines and procedures.
  • Collaborates with peers to assess the demand and ensure proper alignment of resources across PL Underwriting to successfully meet department performance objectives.
  • Recommends and communicates goals. Develops underwriting team members to ensure the achievement of required results.
  • Develops, recommends and implements risk management plans and procedures locally and assists in implementation/recommendations countrywide.
  • Prepares and/or reviews performance appraisals. Conducts performance review meetings and may recommend and/or implement employment actions.
  • Participates in quality review and corporate audits; translates and implements best practices to build strong underwriting acumen.
  • Identifies key issues and communicate to the proper audience in an appropriate and timely manner.
  • May serve as a contributing member or leader of project team(s), coordinating resources to ensure achievement of project goals.
  • Responsible for motivating team members to support initiatives and projects.
  • Performs other duties as assigned.

KEY MEASURES OF SUCCESS:

  • Provides feedback to improve department performance through introducing new ideas, processes and workflows
  • Promotes a collaborative team environment that supports customer service excellence in conjunction with solid risk management
  • Achieve service, production and quality goals for all underwriting transactions
  • Maintain understanding of state strategies and align actions to achieve state goals
  • Have a profitable growth mindset, able to manage assigned portfolio to ensure we have an appropriate business mix and maintaining a profitable book of business that aligns with the organization’s goals.
  • Consistently review production results, while being creative and disciplined in identifying potential efficiencies in workflows and processes. 
  • Hire and develop talent while encouraging and cultivating a growth mindset environment for your team 

WHAT YOU NEED TO APPLY:

  • Bachelor’s degree with 3 to 6 years underwriting experience.  Prior supervisory or team lead experience preferred.
  • Able to understand and articulate Personal Lines underwriting in a way that drives and achieves team(s) results. Possess advanced risk management knowledge combined with the ability to teach others.
  • Strong people management skills, effective at coaching and supporting their team’s professional development.  Serves as a role model in building effective relationships.
  • Excellent communicator; communicates frequently in a clear, concise manner
  • Effectively and creatively utilizes all resources (systems, people, etc.) to manage daily operations
  • Effective problem solver, who anticipates issues, seeks out and analyzes information collaboratively to propose solutions.  Takes ownership for a successful resolution.
  • Anticipates needs of the customer and takes a proactive approach to ensure they are met.
  • Able to multi-task and reprioritize; Able to maintain focus and accountability in ambiguous situations.
  • Must work independently and make decisions that affect the workflow, staffing and day to day operations of the area.