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Payments Representative Jobs (NOW HIRING)

Sanford Health

Payment Representative

Marshfield, WI

$17 - $21.75/hr

Utilize appropriate systems, tools, and procedures to process payments and adjustments, checking and crosschecking output. Perform manual and electronic posting functions. Research and send requests ...

Sanford Health

Payment Representative

Marshfield, WI · On-site

$17 - $21.75/hr

Utilize appropriate systems, tools, and procedures to process payments and adjustments, checking and crosschecking output. Perform manual and electronic posting functions. Research and send requests ...

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Payments Representative information

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$24.5K

$44.2K

$77K

How much do payments representative jobs pay per year?

As of Jun 30, 2026, the average yearly pay for payments representative in the United States is $44,219.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,500.00 and $43,000.00 per year, depending on experience, location, and employer.

What is the difference between Payments Representative vs Customer Service Representative?

AspectPayments RepresentativeCustomer Service Representative
Required CredentialsHigh school diploma; some roles may prefer certifications in finance or paymentsHigh school diploma; customer service training often preferred
Work EnvironmentFinancial institutions, payment processing companiesVarious industries including retail, telecom, banking
Employer & Industry UsageCommon in banking, finance, and payment servicesWidespread across multiple sectors

Payments Representatives focus on processing payments, resolving payment issues, and handling financial transactions within payment or banking environments. Customer Service Representatives provide general support, address customer inquiries, and assist with product or service issues across diverse industries. While both roles involve communication skills, Payments Representatives specialize in payment-related tasks, making their roles more specific within the financial sector.

What jobs make $1,000,000 a year?

Payments representatives typically do not earn $1,000,000 annually; such high earnings are usually associated with executive roles, successful entrepreneurs, or highly specialized professionals in finance, technology, or investment sectors. Achieving this level of income often requires advanced skills, extensive experience, and sometimes ownership or equity in a business.

What are some common challenges Payments Representatives encounter in their day-to-day work, and how can these be managed?

Payments Representatives often face challenges such as handling a high volume of transactions, resolving discrepancies quickly, and responding to customer inquiries about payment issues. Staying organized, maintaining attention to detail, and being familiar with payment processing systems are crucial for managing these tasks efficiently. Additionally, collaborating closely with finance and customer service teams helps ensure smooth resolution of payment-related issues. Regular training on compliance and fraud prevention also helps Payments Representatives stay prepared for evolving industry requirements.

What jobs pay $10,000 a month without a degree?

Payments representatives typically do not earn $10,000 a month without significant experience or specialized skills. High-paying roles that can reach this level without a degree often include sales, real estate, or certain entrepreneurial ventures, but they usually require strong communication skills, industry knowledge, and a proven track record. Most jobs with such high earnings without a degree are rare and often involve commission-based or performance-driven compensation structures.

What jobs pay 2000 a day?

Payments representatives typically do not earn $2,000 a day; such high daily earnings are more common in roles like high-level sales, investment banking, or specialized consulting. These positions often require extensive experience, advanced skills, or certifications, and may involve commission or performance-based pay structures. Most standard payment roles focus on hourly wages or salaries significantly below this level.

What are the key skills and qualifications needed to thrive as a Payments Representative, and why are they important?

To thrive as a Payments Representative, you need strong attention to detail, numeracy skills, and a solid understanding of financial processes, often supported by a background in finance or accounting. Familiarity with payment processing systems, banking software, and compliance platforms is typically required, along with knowledge of relevant regulations. Excellent communication, problem-solving, and customer service skills help build trust and resolve payment issues efficiently. These skills ensure accurate transactions, regulatory compliance, and positive client experiences in a high-volume financial environment.

Is billing clerk a hard job?

A billing clerk job involves processing invoices, maintaining billing records, and ensuring accuracy in financial transactions. It requires attention to detail, organizational skills, and familiarity with billing software, but is generally considered manageable with proper training and experience.

What are Payments Representatives?

Payments Representatives are professionals who handle payment transactions, process customer payments, and resolve payment-related issues within an organization. They are responsible for ensuring that all payments are accurately recorded, investigating discrepancies, and providing support to customers regarding billing or payment inquiries. Payments Representatives often work closely with customer service, accounting, and finance teams to ensure smooth financial operations. Their role is crucial in maintaining accurate financial records and delivering a positive customer experience.
More about Payments Representative jobs
What job categories do people searching Payments Representative jobs look for? The top searched job categories for Payments Representative jobs are:
Payments Representative jobs near you
Infographic showing various Payments Representative job openings in the United States as of June 2026, with employment types broken down into 58% Full Time, 36% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 72% Physical, 1% Hybrid, and 27% Remote job distribution, with an average salary of $44,219 per year, or $21.3 per hour.

Payments Representative

SESLOC Federal Credit Union

San Luis Obispo, CA • On-site

$40K - $46K/yr

Full-time

Posted 17 days ago

Job description

Payments Representative

At SESLOC, it is the people that make the place. Rooted in academics, and locally headquartered for over 80 years, we are the credit union with the funny name. But to us, financial dreams and goals are serious business.

The Payments Representative plays a vital role in ensuring accurate, secure, and compliant deposit and payment operations. This position supports daily transaction processing while actively assisting with fraud prevention, risk mitigation, and regulatory compliance. Ideal candidates are detail-oriented, analytical, and collaborative, with working knowledge of ACH, share draft processing, and debit/credit card maintenance.

Key Responsibilities

  • Process ACH transactions, deposit items, adjustments, returns, drafts, and card service requests in accordance with policies and regulatory requirements
  • Support fraud detection and prevention efforts across ACH, digital banking, mobile/ATM deposits, and card activity using monitoring tools and reports
  • Review alerts, investigate suspicious activity, and collaborate with Risk, BSA, and external partners as needed
  • Assist with general ledger balancing, daily reports, audits, and quality control reviews
  • Provide service and support to members, branches, and internal teams; assist with training and act as backup for the Payments team
  • Maintain strong knowledge of credit union products, procedures, and applicable regulations including BSA, OFAC, and privacy laws

Qualifications

  • High school diploma or GED required
  • 1-3 years of related financial services or operations experience (credit union experience preferred)
  • Strong attention to detail, analytical skills, and ability to manage multiple priorities
  • Commitment to accuracy, security, confidentiality, and continuous process improvement

This role is ideal for a professional who thrives in a fast-paced financial environment and is passionate about protecting members and supporting operational excellence.

Please be sure to add a cover letter and a current resume.

EOE


As part of the recruitment process, SESLOC may run a bond check, credit check and criminal history check as part of the recruitment process.  If SESLOC runs these reports, we will obtain your authorization first. 

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