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Part Time Mortgage Broker Jobs (NOW HIRING)

Tocowa Advisors

Mortgage Broker

Are you a licensed mortgage broker looking for a flexible opportunity that fits your lifestyle, whether full-time or part-time? We're looking for motivated individuals ready to grow in the industry ...

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Part Time Mortgage Broker information

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$45K

$87.4K

$112K

How much do part time mortgage broker jobs pay per year?

As of Jul 27, 2026, the average yearly pay for part time mortgage broker in the United States is $87,416.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $102,000.00 per year, depending on experience, location, and employer.

How do part-time mortgage brokers typically collaborate with lenders and clients to manage workloads effectively?

Part-time mortgage brokers often coordinate their schedules to ensure timely communication with both lenders and clients, prioritizing responsiveness and transparency. They may use digital tools and flexible hours to accommodate client meetings or document submissions outside of traditional business times. Collaboration often involves maintaining strong relationships with lending partners to streamline approvals, while also keeping clients informed throughout the loan process. Effective time management and proactive updates are key to successfully juggling multiple files and maintaining client satisfaction in a part-time capacity.

What Does a Part-Time Mortgage Broker Do?

As a part-time mortgage broker, your job is to help match a client with mortgage loan products. In this role, you may coordinate financing through a bank, help your client through the loan application and approval process, and put in however many hours are needed to get the mortgage financed when the customer needs it. Part-time mortgage brokers usually work with a lower number of clients than full-time brokers rather than spending less time on each customer. Depending on the type of borrowers you work with, you may give presentations, focus on specific real estate markets, or provide personalized advice based on the unique situation of each borrower.

What is the 3 7 3 rule in mortgage?

The 3-7-3 rule in mortgage lending refers to a guideline where a borrower should aim for a debt-to-income ratio below 36%, have a down payment of at least 3% for certain loans, and maintain a credit score of around 730 for favorable mortgage terms. As a part-time mortgage broker, understanding these benchmarks helps in advising clients on qualifying criteria and improving their chances of loan approval.

How much does a mortgage broker make on a $500,000 mortgage?

A part-time mortgage broker typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 for a $500,000 mortgage. Compensation can vary depending on the broker's agreement, experience, and the lender's policies, and may include additional fees or bonuses.

What does a part time mortgage broker do?

A part time mortgage broker helps clients find and secure home loans that best fit their financial situation, but works fewer hours than a full-time broker. They assess clients’ financial information, recommend suitable mortgage products, and connect clients with lenders. Part time mortgage brokers may work independently or for a brokerage firm, and their flexible hours can accommodate clients who need assistance outside of regular business times. Their responsibilities are similar to full-time brokers, but they may handle a smaller client base due to reduced hours.

Is it possible to be a part-time mortgage broker?

Yes, it is possible to work as a part-time mortgage broker. Many brokers choose flexible schedules and may work part-time while maintaining necessary licensing, certifications, and client management skills. However, the ability to work part-time depends on licensing requirements and the policies of the employing firm or brokerage.

What are the key skills and qualifications needed to thrive as a Part Time Mortgage Broker, and why are they important?

To thrive as a Part Time Mortgage Broker, you need a solid understanding of lending practices, financial analysis, and mortgage regulations, usually backed by relevant licensing such as an NMLS certification. Familiarity with loan origination systems, credit report tools, and CRM software is typically required. Strong interpersonal skills, attention to detail, and effective time management make someone stand out in this position. These skills ensure accurate loan processing, regulatory compliance, and excellent client service, which are critical for building trust and closing deals in a part-time capacity.

How much does a part-time mortgage broker make?

Part-time mortgage brokers typically earn between $20,000 and $50,000 annually, depending on their experience, location, and the volume of loans they process. Compensation often includes commissions based on the loans they close, and part-time roles may have variable income compared to full-time positions.
More about Part Time Mortgage Broker jobs
What cities are hiring for Part Time Mortgage Broker jobs? Cities with the most Part Time Mortgage Broker job openings:
What are the most commonly searched types of Mortgage Broker jobs? The most popular types of Mortgage Broker jobs are:
What states have the most Part Time Mortgage Broker jobs? States with the most job openings for Part Time Mortgage Broker jobs include:
What job categories do people searching Part Time Mortgage Broker jobs look for? The top searched job categories for Part Time Mortgage Broker jobs are:
Part Time Mortgage Broker jobs near you
Infographic showing various Part Time Mortgage Broker job openings in the United States as of July 2026, with employment types broken down into 100% Part Time. Highlights an 100% In-person job distribution, with an average salary of $87,416 per year, or $42 per hour.

Mortgage Broker

Tocowa Advisors

Remote

Part-time

Posted 24 days ago

Job description

Are you a licensed mortgage broker looking for a flexible opportunity that fits your lifestyle, whether full-time or part-time? We’re looking for motivated individuals ready to grow in the industry at their own pace, without pressure, volume quotas, or micromanagement.


What We’re Looking For:


We welcome brokers at all experience levels, even if you haven’t closed a high volume of deals. All we ask is that you close at least one transaction per month or consistently contribute through qualified referrals.


This role is for you if you:



  • Have an active NMLS license

  • Want the freedom to work from anywhere

  • Are seeking a part-time or full-time opportunity with income potential

  • Prefer flexibility and autonomy

  • Are passionate about helping clients achieve homeownership or build wealth through real estate

  • Want to supplement your current business, build your book of clients, or simply earn from referrals


What You Can Do:



  • Work with clients from pre-approval to closing

  • Leverage our platform to access tools, support, and loan products

  • Focus solely on referring borrowers if preferred, we’ll handle the rest


Perks:



  • Automated tools to streamline the mortgage process from application to close

  • Marketing tools, borrower education resources, and lead-generation strategies

  • No mandatory meetings, quotas, or sales pressure

  • Collaborative, purpose-driven environment with guidance and mentorship


Whether you’re returning to the industry, just getting started, or looking for a new way to serve clients with less stress, this opportunity allows you to work at your pace, on your terms.


Ready to get started?


Submit your NMLS info and let’s connect.


Employment Type: PART_TIME

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