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Overnight Insurance Adjuster Jobs (NOW HIRING)

... adjuster experience * Valid driver's license and willingness to travel are required ... Must be willing to travel up to 50% of the time anywhere in the United States including overnight ...

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Overnight Insurance Adjuster information

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$19.5K

$74.7K

$110.5K

How much do overnight insurance adjuster jobs pay per year?

As of Jun 19, 2026, the average yearly pay for overnight insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the difference between Overnight Insurance Adjuster vs Field Insurance Adjuster?

AspectOvernight Insurance AdjusterField Insurance Adjuster
Work EnvironmentPrimarily remote or office-based, with overnight shiftsOn-site at claim locations, often traveling
CertificationsAdjuster license, possibly state-specificAdjuster license, often similar certifications
Employer & Industry UsageInsurance companies, claims centersInsurance companies, independent agencies
Work HoursOvernight shifts, flexible schedulingRegular business hours, travel required

In summary, Overnight Insurance Adjusters typically work overnight shifts from remote locations, focusing on claims processing, while Field Insurance Adjusters work on-site at claim locations, often traveling. Both roles require similar licensing and serve the insurance industry, but differ mainly in work environment and schedule.

What are overnight insurance adjusters?

Overnight insurance adjusters are professionals who handle insurance claims outside of standard business hours, typically during the night. They assess damages, investigate the circumstances of claims, and determine the payout amount for policyholders. Working overnight allows them to respond quickly to urgent claims, such as those involving accidents or property damage that occur late at night. This role requires strong attention to detail, excellent communication skills, and the ability to work independently during unconventional hours.

What are the key skills and qualifications needed to thrive as an Overnight Insurance Adjuster, and why are they important?

To thrive as an Overnight Insurance Adjuster, you need strong analytical skills, attention to detail, and knowledge of insurance policies, typically supported by a relevant degree or claims certification. Familiarity with claims management software, digital documentation tools, and industry-specific databases is essential. Excellent communication, problem-solving abilities, and the capacity to work independently during non-standard hours are valuable soft skills. These skills ensure accurate and efficient claims processing, customer satisfaction, and reliable decision-making during overnight shifts.

What are some unique challenges faced by overnight insurance adjusters, and how can applicants prepare for them?

Overnight insurance adjusters often handle urgent claims that occur outside of regular business hours, such as accidents, property damage, or natural disasters. This role requires strong decision-making skills, the ability to work independently, and effective communication with clients who may be distressed. Applicants should be comfortable working in a fast-paced, sometimes unpredictable environment, and be prepared to document findings thoroughly while coordinating remotely with daytime teams. Building resilience and adaptability can help new hires thrive in these situations.
What cities are hiring for Overnight Insurance Adjuster jobs? Cities with the most Overnight Insurance Adjuster job openings:
What are the most commonly searched types of Insurance Adjuster jobs? The most popular types of Insurance Adjuster jobs are:
What states have the most Overnight Insurance Adjuster jobs? States with the most job openings for Overnight Insurance Adjuster jobs include:
Field Property Claims Adjuster

Field Property Claims Adjuster

Liberty Mutual Insurance

Phoenix, AZ • On-site

$57K/yr

Full-time

Posted 8 days ago


Liberty Mutual rating

8.9

Company rating: 8.9 out of 10

Based on 140 frontline employees who took The Breakroom Quiz

46th of 261 rated insurance


Job description

Description
Join us as a Field Property Claims Adjuster where you'll be responsible for helping our customers navigate the claims process and get back on their feet following damage to the homeowner's property. This is a role where people who love every day to be new, different and exciting, can thrive - you'll be traveling on the road to meet customers in person, providing hands-on assessment of damage and empathetic support.
The Field Property Claims Adjuster will be traveling locally to insured homes within Phoenix, AZ (85008) and surrounding areas. To be successful within the role, candidates should live within or near this area.
Sign-On Bonus Available! We're offering a sign-on bonus for experienced and actively licensed new hires.
What you'll do
  • Investigate and evaluate onsite to resolve complex coverage and damage issues to include preparing complete estimates of repair for the covered damages. This may include accessing roofs by ladder, inspecting attics, crawl spaces and basements in search of damage.
  • Handle moderate to complex claims independently while managing your workload, from first notice of loss to final closure.
  • Be expected to work in a vehicle in the field daily while occasionally handling assignments from the desk.
  • Explain coverage of loss, assist policyholders with itemization of damages, emergency repairs and additional living arrangements.
  • Work with and coordinate a few vendor services such as contractors, emergency repair, cleaning services and various replacement services.
  • May be called upon for catastrophe duty.

Position details
  • Territory-based work: Most workdays will be spent in the field within your assigned local territory, giving you the opportunity to work directly with customers and gain hands-on experience.
  • Training & support: To set you up for success, you'll participate in a comprehensive 5-month training program, which includes:
    • Primarily virtual and on-the-job learning.
    • Two short in-person training sessions (Weeks 4 and 7) at our Lewisville, TX office.
    • Limited overnight travel for training and team meetings (typically less than 10%).
  • Mileage Reimbursement: This role offers mileage reimbursement. You may qualify for a company-provided vehicle once mileage requirements are met. Additional details will be provided if you advance in the selection process.

Qualifications
  • Working knowledge of claims handling procedures and operations.
  • Proven ability to provide exceptional customer service.
  • Effective negotiation skills.
  • Ability to effectively and independently manage workload while exhibiting good judgment.
  • Strong written/oral communication and interpersonal skills.
  • Computer skills with the ability to work with multi-faceted systems.
  • The capabilities, skills and knowledge required through a bachelor's degree or equivalent experience and at least 1 year of directly related experience.
  • Ability to obtain proper licensing as required.
  • The ability to handle multiple competing priorities and organize your day.
  • Strong time management and organizational skills.
  • Demonstrated understanding of building construction principles.

About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco

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About Liberty Mutual

Sourced by ZipRecruiter

Since 1912, we've grown into the fifth largest global property and casualty insurer based on 2022 gross written premium. We also rank 86 on the Fortune 100 list of largest corporations in the US based on 2022 revenue. ​At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures. We are headquartered in Boston, but our people, our customers and our reach span the globe. So to better serve our global customers and employees, we are organized into three business units.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Boston, MA, US

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