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Originations Analyst Jobs (NOW HIRING)

Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ... Understand how change to origination credit policy and lending environment can impact loan/lease ...

Market Analysis: Stay updated on industry trends, market conditions, and competitive landscape to ... Prepare and present regular reports on origination activities, pipeline vstatus, and performance ...

The areas of focus include originations, portfolio management strategy/criteria design, vintage analysis, portfolio segmentation, operations strategy, demographic analysis, collections performance ...

Originations Intern

Los Angeles, CA · On-site

$16.25 - $21.50/hr

Originations Intern will be trained in loan processing systems and processes to assist a team of ... Performing data analysis to develop targeted call lists of potential business leads * Learning the ...

Originations Intern

Los Angeles, CA · On-site

$16.25 - $21.50/hr

Originations Intern will be trained in loan processing systems and processes to assist a team of ... Performing data analysis to develop targeted call lists of potential business leads * Learning the ...

Essential Duties and Responsibilities As a Loan Originator, you will leverage your sales acumen to ... Analytical Skills: Proficient in analyzing financial information, structuring deals, and tailoring ...

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Originations Analyst information

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$36.5K

$97.7K

$228.5K

How much do originations analyst jobs pay per year?

As of Jun 7, 2026, the average yearly pay for originations analyst in the United States is $97,659.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $111,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Originations Analyst, and why are they important?

To thrive as an Originations Analyst, you need strong analytical abilities, attention to detail, and a solid understanding of financial products, often backed by a degree in finance, business, or a related field. Familiarity with loan origination systems (LOS), Excel, and data analysis tools, as well as knowledge of regulatory compliance, is typically required. Excellent communication, problem-solving, and time management skills help you effectively evaluate applications and collaborate with stakeholders. These competencies ensure accurate and efficient processing of loan originations, minimizing risk and supporting organizational growth.

What jobs make $1,000,000 a year?

In the finance and investment sectors, senior roles such as investment bankers, hedge fund managers, and private equity executives can earn $1,000,000 or more annually, often through a combination of salary, bonuses, and profit sharing. High-level roles in technology, such as successful startup founders or chief executives, may also reach this income level, especially with equity compensation and performance incentives. These positions typically require extensive experience, advanced skills, and often involve high-pressure environments.

What is the difference between Originations Analyst vs Loan Processor?

AspectOriginations AnalystLoan Processor
Primary RoleEvaluates and analyzes loan applications, assesses borrower creditworthiness, and prepares files for approval.Reviews, verifies, and processes loan documentation to ensure completeness and compliance for loan closing.
Required SkillsFinancial analysis, credit assessment, communication skillsAttention to detail, document verification, knowledge of loan policies
Work EnvironmentBanking, mortgage, or financial institutionsSame as Originations Analyst, often within lending departments

While both roles are involved in the loan process, the Originations Analyst focuses on evaluating and preparing loan applications for approval, whereas the Loan Processor handles the detailed review and verification of documentation to finalize the loan. They work closely but serve different stages in the lending process.

What jobs make $3,000 a month without a degree?

An Originations Analyst typically earns more than $3,000 monthly, but roles such as administrative assistants, sales representatives, or customer service agents can also reach this income level without a degree, especially with experience or certifications. Many of these jobs require strong communication skills, computer proficiency, and sometimes industry-specific training but do not mandate a college degree.

What are Originations Analysts?

Originations Analysts are finance professionals who evaluate, process, and manage new loan or credit applications for banks, lenders, or financial institutions. They analyze applicants' financial information, assess creditworthiness, and ensure all documentation complies with regulations. Their work is crucial for minimizing risk and ensuring that only qualified applicants receive financing. They often collaborate with sales teams, underwriters, and clients to ensure a smooth loan origination process.

How does an Originations Analyst typically collaborate with other departments during the loan origination process?

An Originations Analyst frequently works cross-functionally, partnering with underwriters, sales teams, and credit officers to ensure accurate and timely loan processing. They gather and verify client documentation, assess initial creditworthiness, and communicate requirements or discrepancies to internal stakeholders. Regular coordination with compliance and legal teams is also common to ensure adherence to regulatory standards. This collaborative approach helps streamline the origination workflow and maintain a high standard of client service.
More about Originations Analyst jobs
Risk Credit Policy Analyst II

Risk Credit Policy Analyst II

GM Financial

Irving, TX • On-site

Full-time

Retirement

Posted 11 days ago


GM Financial rating

7.7

Company rating: 7.7 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

72nd of 140 rated vehicle equipment hire


Job description

Job Description
Why GM Financial?
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Our Purpose: We pioneer the innovations that move and connect people to what matters.
This position will be posted until filled.
Responsibilities
About the role:
Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer and commercial loan and lease acquisition activities. The position involves conducting analysis to mitigate credit risk, create and monitor credit policy, measure credit execution and credit structure. In addition, this position will be responsible for monitoring credit performance by region, credit center, and dealership.
In this role you will:
  • Develop and continuously enhance credit underwriting policies and risk scorecards, translating risk appetite into data-driven decision rules, segmentation, and lending criteria
  • Monitor, validate, and optimize policy and scorecard performance through back-testing, trend analysis, and impact assessments on approvals, volumes, and portfolio credit outcomes
  • Utilize data mining and advanced spreadsheet skills to quantify credit risk related to loan and lease origination activities
  • Summarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable format
  • Employ best practices of data analysis and validation to ensure data results are accurate
  • Assist in the creation, maintenance and monitoring of origination credit policies, procedures and lending stipulations
  • Understand how change to origination credit policy and lending environment can impact loan/lease volume as well as overall credit performance
  • Proactively monitor and report relevant changes in origination trends and portfolio performance to management
  • Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of finding, and presentation of results

Qualifications
What makes You an ideal candidate?
  • Demonstrated understanding of data warehouses, data mining, reporting, data analysis and data visualization techniques
  • Hands-on experience in developing and managing credit underwriting policies and origination scorecards, including implementation of decision rules and lending criteria
  • Strong understanding of risk-based decisioning frameworks, including approval strategies, segmentation, and policy-rule optimization
  • Advanced with Microsoft Excel, PowerPoint, and Word
  • Experience with respect to data analysis and spreadsheet modeling and/or reporting
  • Experience with coding (SAS or SQL preferred) for data mining and manipulation
  • Querying skills and knowledge in a data warehouse environment
  • Demonstrated quantitative skills
  • Acute attention to detail
  • Effective written and verbal presentation skills
  • Ability to interact collaboratively and proactively with internal customers
  • Capable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlines
  • Understanding of the metrics utilized in monitoring the performance of a consumer or commercial lending portfolio is a plus
  • Strong focus on providing quality service to internal and external customers.

Additional Knowledge and Skills
  • Working effectively within an AI enabled environment:
  • Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
  • Skills in evaluating AI outputs for accuracy, compliance, and bias
  • Experience integrating AI into workflows to improve efficiency or insights
  • Familiarity with AI assisted research, summarization, and content generation
  • Understanding of responsible AI use, including ethics and data protection

Work Experience & Education
  • 2-4 years experience working with complex Excel workbooks, querying large multi-table datasets, data analysis, and data presentation; the qualified candidate will also be able to demonstrate proficiency with the following tools: SAS and/or SQL, Microsoft Excel, PowerPoint, and Word Required
  • 2-4 years experience in consumer and/or commercial loan and lease origination analysis Preferred
  • High School Diploma
  • Associate Degree
  • Bachelor's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience Required
  • Master's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field Preferred

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Flexible hybrid work environment, 2-days a week in office.
NOTE: We are unable to consider candidates who require visa sponsorship for this position
This position is not open to agency submissions
#GMFJobs #LI-Hybrid #LI-MO1

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