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Online Life Insurance Agent Jobs (NOW HIRING)

Williams Insurance Group

Life Insurance Agent

Denver, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Must be willing to attend online training and team meetings * Prior sales or insurance experience ...

Williams Insurance Group

Life Insurance Agent

Richmond, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Must be willing to attend online training and team meetings * Prior sales or insurance experience ...

Williams Insurance Group

Life Insurance Agent

Norfolk, VA · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Must be willing to attend online training and team meetings * Prior sales or insurance experience ...

Williams Insurance Group

Life Insurance Agent

Boulder, CO · Remote

$75K - $100K/yr

In this role, you'll help clients find life insurance solutions that protect what matters most ... Must be willing to attend online training and team meetings * Prior sales or insurance experience ...

Dorr Agency

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Life Insurance Agent

Miami, FL · Remote

$60K - $110K/yr (+ commission)

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

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Dorr Agency

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Life Insurance Agent

Norfolk, VA · Remote

$60K - $110K/yr (+ commission)

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a rewarding commission sales career with ...

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a rewarding commission sales career with ...

C&G Consulting Group

Life Insurance Agent

Our insurance agency is expanding and needs the help of a life insurance agent to grow our list of prospective clients and onboard new clients. Our ideal candidate is great with people, a naturally ...

Security National Life Insurance Company

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Life Insurance Agent

Sherman, TX · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check Long time resident of Sherman community If you're looking for a ...

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Security National Life Insurance Company

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Life Insurance Agent

Sherman, TX · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check Long time resident of Sherman community If you're looking for a ...

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EverSolutions Agency LLC

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Life Insurance Agent

San Antonio, TX · Remote

$700 - $800/wk (+ commission)

Remote Life Insurance Agent - Inbound Calls | $17.50-$20/hr + Commission Full-Time | 100% Remote No cold calling -- just inbound calls from people who already want coverage. Answer, advise, close.

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EverSolutions Agency LLC

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Life Insurance Agent

San Antonio, TX · Remote

$700 - $800/wk (+ commission)

Remote Life Insurance Agent - Inbound Calls | $17.50-$20/hr + Commission Full-Time | 100% Remote No cold calling -- just inbound calls from people who already want coverage. Answer, advise, close.

New

EverSolutions Agency LLC

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Life Insurance Agent

San Antonio, TX · Remote

$700 - $800/wk (+ commission)

Remote Life Insurance Agent - Inbound Calls | $17.50-$20/hr + Commission Full-Time | 100% Remote No cold calling -- just inbound calls from people who already want coverage. Answer, advise, close.

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Online Life Insurance Agent information

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$18K

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$145K

How much do online life insurance agent jobs pay per year?

As of Sep 5, 2026, the average yearly pay for online life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is an online life insurance agent?

An online life insurance agent is a licensed professional who helps individuals and families purchase life insurance policies through digital platforms. They provide guidance, answer questions, and assist clients in comparing and selecting the right coverage to meet their needs. Unlike traditional agents, online life insurance agents often work remotely and may represent multiple insurance carriers, offering more flexibility and options. They handle applications, explain policy details, and support clients throughout the entire process.

What are the key skills and qualifications needed to thrive as an online life insurance agent?

To thrive as an Online Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant legal requirements, typically supported by a state-issued insurance license. Familiarity with CRM software, online quoting systems, and digital communication tools is essential for managing client interactions and sales processes. Strong communication, active listening, and self-motivation are important soft skills that help build trust and rapport with clients remotely. These skills are crucial for effectively meeting client needs, maximizing sales opportunities, and maintaining compliance in a competitive digital marketplace.

How does an online life insurance agent typically collaborate with underwriters and clients during the policy application process?

As an Online Life Insurance Agent, you'll frequently act as a bridge between clients and insurance underwriters. Your responsibilities include collecting and verifying client information, clarifying policy options, and ensuring all required documents are complete before submitting applications to underwriters. You may need to communicate clarifications or additional requests from underwriters back to clients promptly, often coordinating via email, phone, or secure online portals. Building strong communication skills and attention to detail is essential for maintaining a smooth application process and providing clients with a positive experience.

What is the difference between Online Life Insurance Agent vs Life Insurance Broker?

AspectOnline Life Insurance AgentLife Insurance Broker
CredentialsLicensed in specific states, often requires passing state examsLicensed in multiple states, may hold additional certifications
Work EnvironmentPrimarily online or remote, direct customer interactionOffice-based or remote, works with multiple insurance companies
Employer & Industry UsageWorks for insurance companies or independently onlineRepresents multiple insurers, acts as intermediary
Search & Comparison IntentLooking for online sales, direct policy purchaseComparing policies across providers, personalized advice

Online Life Insurance Agents focus on selling policies directly online, often working independently or for insurers. Life Insurance Brokers act as intermediaries, offering clients a range of options from multiple providers. Both roles require licensing, but brokers typically have broader access to products and provide personalized guidance, while online agents emphasize digital sales channels.

How to become a remote online life insurance agent?

To become a remote online life insurance agent, you typically need to obtain a state license by completing pre-licensing education and passing a licensing exam. Many companies also require proficiency with digital communication tools and may offer training programs to help you start working remotely. Having strong sales skills and knowledge of insurance products is essential for success in this role.

Is selling online life insurance as an online life insurance agent a good job?

Online life insurance agents sell policies through digital platforms, offering flexibility and the ability to work remotely. Success in this role often depends on strong sales skills, knowledge of insurance products, and certifications such as the Life and Health Insurance License. It can be a viable career for those interested in sales and insurance, with income potential based on commissions and client acquisition.
More about Online Life Insurance Agent jobs

What cities are hiring for Online Life Insurance Agent jobs?

Cities with the most Online Life Insurance Agent job openings:

What are the most commonly searched types of Life Insurance Agent jobs?

The most popular types of Life Insurance Agent jobs are:

What states have the most Online Life Insurance Agent jobs?

States with the most job openings for Online Life Insurance Agent jobs include:

What job categories do people searching Online Life Insurance Agent jobs look for?

The top searched job categories for Online Life Insurance Agent jobs are:

Online Life Insurance Agent jobs near you
Infographic showing various Online Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Williams Insurance Group

Denver, CO • Remote

$75K - $100K/yr

Full-time, Part-time, Contractor

Posted 17 days ago

Job description

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

Why people are interested in this opportunity
  • Work remotely with a flexible schedule
  • No cold calling — we use a lead-driven system
  • Comprehensive training and mentorship provided
  • Access to 20+ A and A-rated insurance carriers
  • Strong earning potential in a performance-based role
  • Opportunity to grow your income as you develop
What you’ll do
  • Connect with families who have requested information or need help exploring coverage options
  • Understand each client’s needs and recommend appropriate insurance solutions
  • Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
  • Build trust-based relationships through strong communication and follow-through
  • Participate in training and ongoing coaching
  • Keep accurate records of client conversations and applications
Who we’re looking for

You may be a fit if you are:

  • Motivated, confident, and goal-oriented
  • Coachable and open to feedback
  • Strong in communication and relationship-building
  • Comfortable working independently in a remote environment
  • Organized and reasonably comfortable with technology
  • Interested in helping families while building long-term income
Requirements
  • Must be authorized to work in the U.S.
  • Must be willing to obtain a life insurance license if not already licensed
  • Must be willing to attend online training and team meetings
  • Prior sales or insurance experience is helpful, but not required
Compensation

This is a 1099, commission-only position.

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

  • Average commission is approximately $500 per application
  • Full-time agents often write 4–10 applications per week
  • Part-time agents following the system may earn $30,000–$40,000+ in their first year
  • Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
  • Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.