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Mortgage File Reviewer Jobs (NOW HIRING)

CrossCountry Mortgage

Sales Manager

Review and audit income, assets, run DU, and verify credit documentation within mortgage file to ensure loan stability. * Review mortgage loan disclosure packages and deliver to borrower, includes ...

CrossCountry Mortgage

Pre-Approval Specialist

Review and audit income, assets, run DU, and verify credit documentation within mortgage file to ensure loan stability. * Review mortgage loan disclosure packages and deliver to borrower, includes ...

CrossCountry Mortgage

Production Manager

Review and audit income, assets, run DU, and verify credit documentation within mortgage file to ensure loan stability. * Review mortgage loan disclosure packages and deliver to borrower, includes ...

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Mortgage File Reviewer information

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How much do mortgage file reviewer jobs pay per hour?

As of Jul 15, 2026, the average hourly pay for mortgage file reviewer in the United States is $20.54, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $20.91 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Mortgage File Reviewer position, and why are they important?

A Mortgage File Reviewer requires strong attention to detail, knowledge of mortgage documentation, and familiarity with industry regulations—typically supported by experience in mortgage processing or a related field. Proficiency with loan origination systems, document management software, and compliance tracking tools is commonly expected, and certifications in mortgage processing can be advantageous. Excellent organizational skills, time management, and clear communication help candidates excel, especially when managing multiple files or liaising with other departments. These qualifications are essential to ensure accuracy, regulatory compliance, and smooth mortgage transactions.

What are some typical daily responsibilities of a Mortgage File Reviewer?

A Mortgage File Reviewer’s daily tasks generally include examining loan documents for completeness and accuracy, verifying compliance with lending and regulatory standards, and flagging any inconsistencies or missing information. Reviewers often collaborate with loan officers, underwriters, and processors to resolve issues and ensure timely file movement through the loan pipeline. They may also update tracking systems, maintain organized records, and respond to requests for document clarification or additional information. This role requires balancing attention to detail with efficiency, as maintaining consistent workflow is crucial for meeting deadlines.

What is the 3 7 3 rule in mortgage?

The 3-7-3 rule in mortgage lending refers to a guideline where lenders prefer a borrower to have a debt-to-income ratio below 43%, a credit score of at least 620, and a down payment of at least 3% for conventional loans. Mortgage file reviewers assess these criteria along with documentation to ensure compliance with lending standards.

Is it hard to become a loan processor?

Becoming a mortgage file reviewer, which is similar to a loan processor, typically requires attention to detail, knowledge of mortgage documents, and sometimes prior experience in lending or finance. Many roles do not require formal certifications but familiarity with loan software and industry regulations can be beneficial. The difficulty varies based on individual skills and the complexity of the loan processing environment.

How much does a loan officer make on a $500,000 loan?

A mortgage file reviewer does not typically earn a commission based on loan amounts; instead, loan officers may earn a commission or fee that is a percentage of the loan. For a $500,000 loan, a loan officer's commission can range from 0.5% to 1%, resulting in $2,500 to $5,000 in earnings, though this varies by lender and agreement. Compensation often includes base salary plus commissions or bonuses based on loan volume and performance.

What is a Mortgage File Reviewer job?

A Mortgage File Reviewer is responsible for reviewing loan applications and related documents to ensure accuracy, completeness, and compliance with lending regulations. They verify borrower information, check for missing or incorrect documentation, and assess adherence to company and industry guidelines. This role helps mitigate risk by identifying discrepancies and ensuring all necessary paperwork is in order before loan approval or closing. Strong attention to detail and knowledge of mortgage regulations are essential for success in this position.

How much does a mortgage broker make on a $500,000 mortgage?

Mortgage file reviewers typically do not earn commissions based on mortgage amounts; instead, mortgage brokers may earn a commission or fee that ranges from 0.5% to 1% of the loan amount. For a $500,000 mortgage, this could translate to $2,500 to $5,000 in broker fees, depending on the agreement and lender policies. The mortgage file reviewer’s role is to ensure documentation accuracy and compliance, not to earn commissions on loans.
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What are the most commonly searched types of Mortgage File Reviewer jobs? The most popular types of Mortgage File Reviewer jobs are:
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What job categories do people searching Mortgage File Reviewer jobs look for? The top searched job categories for Mortgage File Reviewer jobs are:
Mortgage File Reviewer jobs near you
Infographic showing various Mortgage File Reviewer job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $42,714 per year, or $20.5 per hour.
Bilingual Pre-Approval Manager

Bilingual Pre-Approval Manager

CrossCountry Mortgage

Las Vegas, NV • On-site

Full-time

Medical, Dental, Vision, Retirement

Re-posted 15 days ago

CrossCountry Mortgage rating

7.4

Company rating: 7.4 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

Job description

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Bilingual Pre Approval Manager serves as a liaison between the organization's internal and external clients. The Bilingual Pre Approval Manager oversees and is directly involved in the loan process from start to finish in efforts to aid CrossCountry Mortgage borrowers to the best financial program.
Job Responsibilities:
  • Provide customer service by communicating with borrowers to assist client(s) in understanding loan programs, costs, and various applicable loan documents.
  • Review and audit income, assets, run DU and verify credit documentation within mortgage file to ensure loan stability.
  • Review mortgage loan disclosure packages and deliver to borrower, including but not limited to rate disclosure and re-disclosure packages.
  • Assist in managing a pipeline consisting of Conventional, FHA, VA, and USDA loans, along with 203k, Jumbo, and reverse mortgage products.
  • Ensure structure of the loan presents the best program based on the borrower's financial circumstances.
  • Review the file for any missing documentation that best supports approval.
  • Communicate loan program and costs with borrowers (license required for this duty to be performed.)
  • Pre-underwrite items to help support approval of the loan (paystubs, credit reports, W2's bank statements, court orders, etc.)
  • Input feed for disclosures, present and set up loan to best fit borrower's needs.

Qualifications and Skills:
  • Bachelor's degree and/or equivalent combination of education/experience.
  • 3-5 years' residential mortgage processing experience.
  • Experience with Encompass LOS, preferred.
  • Prior underwriting experience, a plus.
  • Knowledge of RESPA guidelines and all mortgage and consumer regulations.
  • Excellent math and analytics skills.
  • Excellent communication skills.
  • Excellent prioritization and time management skills to meet deadlines.
  • Proficiency in DU, LP, Microsoft Outlook, and Windows.
  • Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
#LI-CCMREC
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org

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