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Quality Control Underwriter Jobs (NOW HIRING)

Identify training opportunities pertaining to quality reviews and communicate with Quality Manager to implement such needed sessions Requirements: * 3+ years' Underwriting / QC experience * Minimum ...

The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisions on incoming applications consistent with underwriting policies, underwriting ...

Mortgage QC Manager

Chatsworth, CA ยท On-site

$85K - $120K/yr

Collaborate with underwriting, processing, closing, and compliance teams to resolve deficiencies and implement corrective action. * Prepare and submit monthly, quarterly, and annual QC reports.

Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently * Identify recurring documentation or ...

Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently * Identify recurring documentation or ...

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Quality Control Underwriter information

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How much do quality control underwriter jobs pay per hour?

As of Jul 25, 2026, the average hourly pay for quality control underwriter in the United States is $20.97, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $23.08 per hour, depending on experience, location, and employer.

What is the difference between Quality Control Underwriter vs Underwriting Assistant?

AspectQuality Control UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting or insurance certificationsUsually requires administrative or insurance-related training
Work EnvironmentPerforms review and analysis within insurance companiesSupports underwriters with administrative tasks
Employer & IndustryInsurance companies, underwriting firmsInsurance agencies, underwriting departments
Primary FocusEnsuring quality and compliance of underwriting decisionsAssisting underwriters with documentation and processing

The main difference is that a Quality Control Underwriter focuses on reviewing and ensuring the accuracy of underwriting decisions, while an Underwriting Assistant provides administrative support to underwriters. Both roles are essential in the insurance industry but serve different functions within the underwriting process.

What are some common challenges faced by Quality Control Underwriters during file reviews, and how can they be addressed?

Quality Control Underwriters often encounter challenges such as incomplete documentation, discrepancies in borrower information, and evolving regulatory requirements. Addressing these issues requires a meticulous attention to detail, strong communication skills to coordinate with loan officers or processors for missing information, and ongoing training to stay updated on compliance standards. Leveraging robust checklists and automated review tools can help streamline the process and minimize errors, ensuring loan files meet all quality and compliance benchmarks.

What are the key skills and qualifications needed to thrive as a Quality Control Underwriter, and why are they important?

To thrive as a Quality Control Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of mortgage lending guidelines, often backed by a degree in finance or a related field. Familiarity with loan origination systems, automated underwriting tools, and industry certifications such as DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer) is typically required. Excellent communication, problem-solving abilities, and integrity are essential soft skills for effectively assessing risk and ensuring compliance. These competencies help ensure loan quality, mitigate risk, and maintain regulatory and investor standards.

What does a Quality Control Underwriter do?

A Quality Control Underwriter is responsible for reviewing and evaluating loan files to ensure they meet internal and external guidelines, regulations, and industry standards. Their main goal is to identify errors, inconsistencies, or potential risks in loan documentation and underwriting decisions. By conducting detailed audits and analyses, they help maintain the integrity of the lending process and reduce the risk of defaults or compliance issues. They also provide feedback to improve underwriting processes and ensure continued adherence to quality standards.
More about Quality Control Underwriter jobs
What states have the most Quality Control Underwriter jobs? States with the most job openings for Quality Control Underwriter jobs include:
Infographic showing various Quality Control Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $43,612 per year, or $21 per hour.
Mortgage QC Underwriter

Mortgage QC Underwriter

Canopy Mortgage, LLC

Lindon, UT โ€ข On-site

Full-time

Posted 23 days ago


Job description

Description:

Position Overview:


Perform quality control reviews of mortgage loan files for adherence to specific lender guidelines with an emphasis on pre and post-closing audits, compliance. Reviews include identifying potential fraud and/or misrepresentation, processing / underwriting deficiencies, compliance violations, and/or applicable scope specific opportunities.

Requirements:

Essential Job Functions:

  • Review and provide Quality Control feedback on loan file reviews completed by internal staff
  • Pre-Closing Reviews ? Confirm loan product is compliance with program guidelines and borrower eligibility
  • Review employment documentation and re-calculate income documentation
  • Review and recalculate asset and reserve documentation
  • Review credit report and re-calculate liabilities
  • Review title commitments, hazard and flood insurance
  • Review and analyze borrowerโ€™s mortgage applications and related documents
  • Review and analyze real estate purchase contracts, if applicable
  • Perform Appraisal Reviews for completeness, health and safety issues, and external obsolescence
  • Identify all red flags within a loan file and ensure they are addressed accordingly
  • Determine proper designation for title, title services and all other shop-able fees
  • Compare fee payee names listed on Final Settlement Statement to invoices or other docs in file to validate accuracy of information
  • Compare Specific Closing Instructions for accuracy (fees and amounts)
  • Compare Specific Closing Instructions for (loan terms, principal and interest, escrow information).
  • Post-Closing Reviews ? Review final closing documents to ensure adherence with applicable law
  • Validate compliance with state specific Non-borrowing spouse signing requirements.
  • On NORTC eligible loans, verify compliance with Notice of Right to Cancel requirements of RESPA
  • Confirm all documents and pre-funding conditions pertaining Title, Trusts and POAs have been satisfied
  • Compliance Reviews - analyze individual loan files and determine compliance with applicable lender guidelines and/or loan approval

ECOA โ€“ Reg B

Fair Credit

Flood

HMDA โ€“ Reg C

RESPA โ€“ Reg X

TILA โ€“ Reg Z

  • Follow quality control policies and procedures to ensure compliance with scopes of work ? Identify training opportunities pertaining to quality reviews and communicate with Quality Manager to implement such needed sessions


Requirements:

  • 3+ yearsโ€™ Underwriting / QC experience
  • Minimum two yearsโ€™ experience underwriting to FNMA and/or FHLMC guidelines and FHA and/or VA guidelines
  • Must have demonstrable, relevant skills and experience in quality control support and practices in the mortgage loan industry (origination and post-closing)
  • Demonstrate impeccable written and verbal communication skills
  • Excellent time management skills with an emphasis on quality
  • Knowledge and understanding of transaction components that indicate a potential for fraud and critical compliance violations
  • Should have knowledge in the policies, principles and practices of mortgage loan processing, underwriting, and closing
  • Must be self-motivated, creative and able to work in a team environment while thinking independently and sharing knowledge and ideas
  • Must be able to multi task between multiple analytical projects and able to adapt to constant modification of the work flow
  • Strong computer skills

Could be in person or remote.