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Quality Control Underwriter Jobs (NOW HIRING)

Lake Michigan Credit Union

$85 - $120/hr

About this position The Senior Mortgage Quality Control Underwriter reviews mortgage loan files to ensure compliance with agency regulations and company policies, identifies errors, fraud risks, and ...

SRM Digital

Mortgage Underwriter

Cincinnati, OH · On-site

The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisions on incoming applications consistent with underwriting policies, underwriting ...

Lendz Financial

Underwriter (Post-Close/QC)

OR · On-site +1

Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently * Identify recurring documentation or ...

Lendz Financial

Underwriter (Post-Close/QC)

Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently * Identify recurring documentation or ...

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How much do quality control underwriter jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for quality control underwriter in the United States is $20.97, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $23.08 per hour, depending on experience, location, and employer.

What does a quality control underwriter do?

A Quality Control Underwriter is responsible for reviewing and evaluating loan files to ensure they meet internal and external guidelines, regulations, and industry standards. Their main goal is to identify errors, inconsistencies, or potential risks in loan documentation and underwriting decisions. By conducting detailed audits and analyses, they help maintain the integrity of the lending process and reduce the risk of defaults or compliance issues. They also provide feedback to improve underwriting processes and ensure continued adherence to quality standards.

What are the key skills and qualifications needed to thrive as a quality control underwriter, and why are they important?

To thrive as a Quality Control Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of mortgage lending guidelines, often backed by a degree in finance or a related field. Familiarity with loan origination systems, automated underwriting tools, and industry certifications such as DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer) is typically required. Excellent communication, problem-solving abilities, and integrity are essential soft skills for effectively assessing risk and ensuring compliance. These competencies help ensure loan quality, mitigate risk, and maintain regulatory and investor standards.

What are some common challenges faced by quality control underwriters during file reviews, and how can they be addressed?

Quality Control Underwriters often encounter challenges such as incomplete documentation, discrepancies in borrower information, and evolving regulatory requirements. Addressing these issues requires a meticulous attention to detail, strong communication skills to coordinate with loan officers or processors for missing information, and ongoing training to stay updated on compliance standards. Leveraging robust checklists and automated review tools can help streamline the process and minimize errors, ensuring loan files meet all quality and compliance benchmarks.

What is the difference between Quality Control Underwriter vs Underwriting Assistant?

AspectQuality Control UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting or insurance certificationsUsually requires administrative or insurance-related training
Work EnvironmentPerforms review and analysis within insurance companiesSupports underwriters with administrative tasks
Employer & IndustryInsurance companies, underwriting firmsInsurance agencies, underwriting departments
Primary FocusEnsuring quality and compliance of underwriting decisionsAssisting underwriters with documentation and processing

The main difference is that a Quality Control Underwriter focuses on reviewing and ensuring the accuracy of underwriting decisions, while an Underwriting Assistant provides administrative support to underwriters. Both roles are essential in the insurance industry but serve different functions within the underwriting process.

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What states have the most Quality Control Underwriter jobs?

States with the most job openings for Quality Control Underwriter jobs include:

What job categories do people searching Quality Control Underwriter jobs look for?

The top searched job categories for Quality Control Underwriter jobs are:

Quality Control Underwriter jobs near you
Infographic showing various Quality Control Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 14% Part Time, 3% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $43,612 per year, or $21 per hour.

Senior Mortgage Quality Control Underwriter

Lake Michigan Credit Union

Grand Rapids, MI • On-site

$70 - $95/hr

Other

Medical, Dental, Vision, Retirement

Posted 22 days ago

Lake Michigan Credit Union rating

8.0

Company rating: 8.0 out of 10

Based on 28 frontline employees who took The Breakroom Quiz

Job description

## Senior Mortgage Quality Control UnderwriterApplylocations: Grand Rapids, MItime type: Full timeposted on: Posted Todayjob requisition id: REQ-2026-6846**General Information**Primary Location: Grand Rapids, MI (4027 Lake Dr.)Employee Status: Full-TimeWorkplace Type: Hybrid | Following training, this role offers 2 remote days per week**Who we are:**At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.**About this position:**The Senior Mortgage Quality Control Underwriter reviews mortgage loan files to ensure compliance with agency regulations and company policies, identifies errors, fraud risks, and documentation gaps. Key responsibilities include auditing prefunding and post-closing files, analyzing more complex income, asset and collateral documentation, and calculating risk factors. Essential skills include extensive underwriting experience, strong attention to detail, strong analytical and communication skills, familiarity with mortgage products and regulatory requirements.**What you’ll do:*** Conduct thorough prefunding and post-closing audits of mortgage loan files to identify discrepancies, errors, and potential fraud.* Review credit reports, income documents, appraisals, title reports, and other supporting documentation for accuracy and completeness.* Evaluate creditworthiness, income stability, loan-to-value (LTV), and debt-to-income (DTI) ratios to determine the loan’s risk level.* Ensure loan files adhere to investor guidelines, federal and state regulations, and internal company policies, with emphasis on more complex loans.* Escalate files showing evidence of fraud or misrepresentation to management. Detect patterns or red flags during reviews to proactively mitigate risk.* Document audit findings accurately and assist in identifying quality trends. Recommend corrective actions to management and underwriting teams to address recurring issues and strengthen loan quality.* Assist in developing and implementing quality control audit plans and procedures. Contribute to ongoing efforts to enhance quality and efficiency within loan operations.* Adhere to and champion our core values of curious minds, collaborative hearts, and continuous excellence* Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.**What you’ll bring:*** A two-year college degree or completion of a specialized course of study at a business or trade school equivalent to approximately 64 credit hours.* Three to five years of direct mortgage experience is required.* Three years of mortgage underwriting experience is required.* Experience in FHA is required.* Experience in VA and USDA loans is preferred.* Experience using Fannie Mae, Freddie Mac and FHA applications and technology.* Experience using Microsoft Word and Excel applications.* Experience using software such as Empower, BlackKnight, ACES, Loan Beam, AllRegs, and DataVerify a plus.* Should be comfortable with knowing how and where to search for investor/agency guidelines and compliance regulations.**What you’ll get:*** All Employees: weekly pay and retirement savings options.* Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.* To see a full list of our benefit offerings, check out this helpful guide!**Have additional questions about the role? Email the Talent Acquisition Team at:** **Careers@lmcu.org****.**If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to P.O. Box 2848, Grand Rapids, MI 49501-2848. #J-18808-Ljbffr

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