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Quality Control Mortgage Underwriter Jobs (NOW HIRING)

SRM Digital

Mortgage Underwriter

Cincinnati, OH · On-site

The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisions on incoming applications consistent with underwriting policies, underwriting ...

Nastech Global

Mortgage Underwriter

Cincinnati, OH · On-site

Minimum 24-36 months of conventional mortgage underwriting/QA/QC experience * Knowledge of the full loan cycle (from beginning to end) * Strong understanding of Desktop Underwriter (DU) and Loan ...

SoFi

Mortgage Underwriter

Frisco, TX · Hybrid

The Role SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage ... Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit ...

AmeriSave Mortgage Corp.

Mortgage Underwriter

$28 - $38/hr

Contribute to QC reviews and continuous improvement across the department What You'll Need: * 5+ years current/recent frontline mortgage underwriting experience * DE and/or SAR certifications ...

AmeriSave Mortgage Corp.

$28 - $38/hr

Contribute to QC reviews and continuous improvement across the department What You'll Need: * 5+ years current/recent frontline mortgage underwriting experience * DE and/or SAR certifications ...

AmeriSave Mortgage Corporation

$67 - $140/hr

Contribute to QC reviews and continuous improvement across the department What You'll Need: * 5+ years current/recent frontline mortgage underwriting experience * DE and/or SAR certifications ...

New

Gateway First Bank

Mortgage Underwriter

Plano, TX · On-site

... and quality seriously, then this is the place for you! Mortgage Underwriter JOB SUMMARY ... Responsible for underwriting designated residential loans by analyzing credit data to ensure ...

SoFi

Mortgage Underwriter

Frisco, TX · On-site

The Role SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage ... Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit ...

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How much do quality control mortgage underwriter jobs pay per year?

As of Aug 22, 2026, the average yearly pay for quality control mortgage underwriter in the United States is $86,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $93,000.00 per year, depending on experience, location, and employer.

What is a quality control mortgage underwriter?

A Quality Control Mortgage Underwriter is responsible for reviewing and auditing mortgage loan files to ensure compliance with industry regulations, lending guidelines, and company policies. They evaluate creditworthiness, income verification, asset documentation, and adherence to underwriting standards. Their role helps mitigate risk by identifying errors or inconsistencies in loan approvals before they are funded or sold. This ensures loan quality and reduces potential financial losses for lenders.

What skills and qualifications are needed to be a quality control mortgage underwriter?

A Quality Control Mortgage Underwriter needs solid experience in mortgage underwriting, knowledge of regulatory compliance (such as FHA, VA, or conventional loan guidelines), and a background in finance or a related field. Familiarity with loan origination systems, automated underwriting software (like DU or LP), and quality control audit tools is essential, and certifications such as DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer) are highly valued. Attention to detail, analytical thinking, and effective communication are standout soft skills in this role. These abilities help ensure loan files meet industry standards, compliance requirements, and minimize risk for the lending institution.

What challenges do quality control mortgage underwriters face in their daily work?

Quality Control Mortgage Underwriters often encounter challenges such as keeping up with ever-changing lending regulations, navigating complex loan files, and identifying discrepancies or errors that could impact loan quality. They must stay up-to-date on compliance standards while balancing accuracy with efficiency to meet tight deadlines. Additionally, collaborating with loan officers, processors, and compliance teams is common, requiring strong communication and problem-solving skills. Successfully overcoming these challenges is key to ensuring loan integrity and protecting the organization from potential losses or regulatory issues.

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Quality Control Mortgage Underwriter jobs near you
Infographic showing various Quality Control Mortgage Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 13% Part Time, 4% Contract, and 1% Nights. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $86,000 per year, or $41.3 per hour.

Mortgage Quality Control Analyst (Full Time, Hybrid)

MetaSource

Draper, UT • On-site

$22.50 - $30.25/hr

Full-time

Re-posted 3 days ago

Job description

Description:

Quality Control Mortgage Post-Close Analysts performs comprehensive reviews of closed mortgage loan files to verify adherence to underwriting guidelines, federal and state regulations, investor requirements, and company policies. This role identifies deficiencies, documents findings, recommends corrective actions, and helps mitigate operational and compliance risks.


Responsibilities:

  • Conduct post-closing quality control reviews of mortgage loan files.
  • Review income, assets, credit, collateral, and occupancy documentation for accuracy and compliance.
  • Ensure compliance with agency guidelines, investor requirements, and applicable federal and state regulations.
  • Evaluate loan documentation for completeness, accuracy, and consistency.
  • Identify underwriting, compliance, documentation, and data integrity defects.
  • Assign defect severity levels and document findings in quality control reports.
  • Communicate review results and corrective action recommendations to management and operational teams.
  • Track and monitor defect trends to identify systemic issues and opportunities for process improvement.
  • Maintain knowledge of current mortgage lending regulations, underwriting guidelines, and investor updates.


Requirements:

Required Qualifications

  • 3–5+ years of mortgage underwriting, quality control, auditing, or post-closing experience.
  • Strong knowledge of:
    • Conventional underwriting guidelines
    • FHA, VA, and USDA loan programs
    • Non-QM and DSCR programs
    • Agency requirements (Fannie Mae and Freddie Mac)
    • Federal mortgage regulations including TRID, RESPA, TILA, ECOA, HMDA, and Fair Lending
  • Experience reviewing mortgage loan documentation and underwriting decisions.
  • Strong analytical and investigative skills.
  • Excellent written and verbal communication abilities.
  • Ability to manage multiple reviews and meet established deadlines.

Preferred Qualifications

  • DE Underwriter certification.
  • SAR/LAPP authority.
  • Mortgage Quality Control certification or related industry credentials.
  • Experience with investor audits and regulatory examinations.
  • Knowledge of secondary market requirements.

Employment is contingent upon completing and passing a background check and drug test. MetaSource is an equal opportunity employer.