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Quality Control Mortgage Underwriter Jobs (NOW HIRING)

SRM Digital

Mortgage Underwriter

Cincinnati, OH · On-site

The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisions on incoming applications consistent with underwriting policies, underwriting ...

Nastech Global

Mortgage Underwriter

Cincinnati, OH · On-site

Minimum 24-36 months of conventional mortgage underwriting/QA/QC experience * Knowledge of the full loan cycle (from beginning to end) * Strong understanding of Desktop Underwriter (DU) and Loan ...

SoFi

Mortgage Underwriter

Frisco, TX · Hybrid

The Role SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage ... Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit ...

Gateway First Bank

Mortgage Underwriter

Plano, TX · On-site

... and quality seriously, then this is the place for you! Mortgage Underwriter JOB SUMMARY ... Responsible for underwriting designated residential loans by analyzing credit data to ensure ...

SoFi

Mortgage Underwriter

Frisco, TX · On-site

The Role SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage ... Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit ...

Canopy Mortgage, LLC

Mortgage QC Underwriter

Lindon, UT · On-site

Perform quality control reviews of mortgage loan files for adherence to specific lender guidelines ... Reviews include identifying potential fraud and/or misrepresentation, processing / underwriting ...

Canopy Mortgage LLC

Mortgage QC Underwriter

Lindon, UT · On-site

Perform quality control reviews of mortgage loan files for adherence to specific lender guidelines ... Reviews include identifying potential fraud and/or misrepresentation, processing / underwriting ...

COASTAL1 CREDIT UNION

Mortgage Underwriter I

Pawtucket, RI · On-site

$48K - $63K/yr

The Mortgage Underwriter I, under the direction of the VP Real Estate Lending, will be responsible ... QC findings. 5. Ensure loans meet the Ability to Repay (ATR) rules established by the Consumer ...

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Quality Control Mortgage Underwriter information

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How much do quality control mortgage underwriter jobs pay per year?

As of Aug 7, 2026, the average yearly pay for quality control mortgage underwriter in the United States is $86,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $93,000.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to be a quality control mortgage underwriter?

A Quality Control Mortgage Underwriter needs solid experience in mortgage underwriting, knowledge of regulatory compliance (such as FHA, VA, or conventional loan guidelines), and a background in finance or a related field. Familiarity with loan origination systems, automated underwriting software (like DU or LP), and quality control audit tools is essential, and certifications such as DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer) are highly valued. Attention to detail, analytical thinking, and effective communication are standout soft skills in this role. These abilities help ensure loan files meet industry standards, compliance requirements, and minimize risk for the lending institution.

What is a quality control mortgage underwriter?

A Quality Control Mortgage Underwriter is responsible for reviewing and auditing mortgage loan files to ensure compliance with industry regulations, lending guidelines, and company policies. They evaluate creditworthiness, income verification, asset documentation, and adherence to underwriting standards. Their role helps mitigate risk by identifying errors or inconsistencies in loan approvals before they are funded or sold. This ensures loan quality and reduces potential financial losses for lenders.

What challenges do quality control mortgage underwriters face in their daily work?

Quality Control Mortgage Underwriters often encounter challenges such as keeping up with ever-changing lending regulations, navigating complex loan files, and identifying discrepancies or errors that could impact loan quality. They must stay up-to-date on compliance standards while balancing accuracy with efficiency to meet tight deadlines. Additionally, collaborating with loan officers, processors, and compliance teams is common, requiring strong communication and problem-solving skills. Successfully overcoming these challenges is key to ensuring loan integrity and protecting the organization from potential losses or regulatory issues.

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Quality Control Mortgage Underwriter jobs near you
Infographic showing various Quality Control Mortgage Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 80% Full Time, 13% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $86,000 per year, or $41.3 per hour.

Mortgage Underwriter

SRM Digital

Cincinnati, OH • On-site

Full-time

Re-posted 23 days ago

Job description

The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisions on incoming applications consistent with underwriting policies, underwriting mortgage commitments, and verifying supporting documentation as submitted by applicants.

•           Analyze income & employment, credit strength, property appraisal, check over debt to income (DTI) and Loan to Value (LTV) and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant.

•           Underwriter to validate that a prospective mortgagor’s loan application adheres to the lenders, Investors (Freddie or Fannie Mae’s) and guidelines of applicable government agencies to approve the loan.

•           Analyzing the risk involved in approving a loan to determine whether or not it is acceptable to the lender.

•           Mark errors for any deficiencies observed on the loan

•           Verify accuracy of supporting employment documents, source of down payment/reserves, appraisal value and property title commitment received.

•           Review of legal documents, if present, to ensure the accuracy & completeness. 

•           Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable.

Additional responsibilities for the Mortgage Underwriter include:

•           Maintaining service level standards 

•           Assisting in new-hire trainings 

•           Perform internal Quality check, providing floor support and feedback to other staff 

•           Responding to all emails efficiently 

•           Adhering to all underwriting deadlines 

Knowledge/Experience:    

•           Minimum 24-36 months of conventional mortgage underwriting/QA/QC experience

•           Knowledge of full loan cycle (from beginning to end)

•           Strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP)

Competencies/Skills: 

•           Strong communication skills, verbal and written

•           Strong analytical skills

•           Demonstrated ability to resolve complicated issues as they arise

•           Proven organizational skills and demonstrated ability to prioritize and multi-task