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Full Time Quality Control Mortgage Underwriter Jobs

Cincinnati, OH(Onsite) Job Type: Full Time Knowledge/Experience: * Minimum 24-36 months of conventional mortgage underwriting/QA/QC experience * Knowledge of the full loan cycle (from beginning to ...

The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisions on incoming applications consistent with underwriting policies, underwriting ...

The Role SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage ... Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit ...

$28 - $38/hr

Contribute to QC reviews and continuous improvement across the department What You'll Need: * 5+ years current/recent frontline mortgage underwriting experience * DE and/or SAR certifications ...

Contribute to QC reviews and continuous improvement across the department What You'll Need: * 5+ years current/recent frontline mortgage underwriting experience * DE and/or SAR certifications ...

... and quality seriously, then this is the place for you! Mortgage Underwriter JOB SUMMARY ... Responsible for underwriting designated residential loans by analyzing credit data to ensure ...

Perform prefunding quality control reviews to identify risk and ensure compliance. * Partner with ... Three to five years of mortgage underwriting or related mortgage lending experience. * Strong ...

Perform prefunding quality control reviews to identify risk and ensure compliance. * Partner with ... Three to five years of mortgage underwriting or related mortgage lending experience. * Strong ...

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Full Time Quality Control Mortgage Underwriter information

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How much do full time quality control mortgage underwriter jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for full time quality control mortgage underwriter in the United States is $29.76, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $34.62 per hour, depending on experience, location, and employer.

What is the difference between Full Time Quality Control Mortgage Underwriter vs Full Time Mortgage Underwriter?

AspectFull Time Quality Control Mortgage UnderwriterFull Time Mortgage Underwriter
CredentialsTypically requires underwriting certifications and experience in quality controlRequires mortgage underwriting licenses and industry experience
Work EnvironmentFocuses on reviewing and auditing loan files for complianceInvolved in evaluating loan applications and approving or denying loans
Employer & Industry UsageUsed mainly by lenders and mortgage companies for quality assuranceUsed by lenders, banks, and mortgage brokers for loan processing

While both roles involve mortgage underwriting skills, the Full Time Quality Control Mortgage Underwriter primarily reviews and audits loans for compliance, whereas the Full Time Mortgage Underwriter evaluates and approves loan applications. The former emphasizes quality assurance, and the latter focuses on loan approval decisions.

What cities are hiring for Full Time Quality Control Mortgage Underwriter jobs?

Cities with the most Full Time Quality Control Mortgage Underwriter job openings:

What are the most commonly searched types of Quality Control Mortgage Underwriter jobs?

The most popular types of Quality Control Mortgage Underwriter jobs are:

Mortgage Quality Control Analyst (Full Time, Hybrid)

MetaSource

Draper, UT • On-site

Full-time

Re-posted 14 days ago


Job description

Job Type
Full-time
Description
Quality Control Mortgage Post-Close Analysts performs comprehensive reviews of closed mortgage loan files to verify adherence to underwriting guidelines, federal and state regulations, investor requirements, and company policies. This role identifies deficiencies, documents findings, recommends corrective actions, and helps mitigate operational and compliance risks.
Responsibilities:
  • Conduct post-closing quality control reviews of mortgage loan files.
  • Review income, assets, credit, collateral, and occupancy documentation for accuracy and compliance.
  • Ensure compliance with agency guidelines, investor requirements, and applicable federal and state regulations.
  • Evaluate loan documentation for completeness, accuracy, and consistency.
  • Identify underwriting, compliance, documentation, and data integrity defects.
  • Assign defect severity levels and document findings in quality control reports.
  • Communicate review results and corrective action recommendations to management and operational teams.
  • Track and monitor defect trends to identify systemic issues and opportunities for process improvement.
  • Maintain knowledge of current mortgage lending regulations, underwriting guidelines, and investor updates.

Requirements
Required Qualifications
  • 3-5+ years of mortgage underwriting, quality control, auditing, or post-closing experience.
  • Strong knowledge of:
    • Conventional underwriting guidelines
    • FHA, VA, and USDA loan programs
    • Non-QM and DSCR programs
    • Agency requirements (Fannie Mae and Freddie Mac)
    • Federal mortgage regulations including TRID, RESPA, TILA, ECOA, HMDA, and Fair Lending
  • Experience reviewing mortgage loan documentation and underwriting decisions.
  • Strong analytical and investigative skills.
  • Excellent written and verbal communication abilities.
  • Ability to manage multiple reviews and meet established deadlines.

Preferred Qualifications
  • DE Underwriter certification.
  • SAR/LAPP authority.
  • Mortgage Quality Control certification or related industry credentials.
  • Experience with investor audits and regulatory examinations.
  • Knowledge of secondary market requirements.

Employment is contingent upon completing and passing a background check and drug test. MetaSource is an equal opportunity employer.