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Mortgage Quality Control Jobs (NOW HIRING)

Cake Mortgage Corp.

Mortgage QC Manager

Chatsworth, CA · On-site

The QC Manager is responsible for leading the quality control function within the mortgage lending division to ensure compliance with federal and state regulations, CAKE Non-QM guidelines (Fannie Mae ...

Cake Mortgage Corp

Mortgage QC Manager

Chatsworth, CA · On-site

$85K - $120K/yr

The QC Manager is responsible for leading the quality control function within the mortgage lending division to ensure compliance with federal and state regulations, CAKE Non-QM guidelines (Fannie Mae ...

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Mortgage Quality Control information

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How much do mortgage quality control jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for mortgage quality control in the United States is $21.48, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $24.04 per hour, depending on experience, location, and employer.

What is the difference between Mortgage Quality Control vs Mortgage Underwriter?

AspectMortgage Quality ControlMortgage Underwriter
Primary RoleReview and audit mortgage files for compliance and accuracyAssess loan applications to determine approval or denial
CertificationsTypically requires compliance and quality assurance certificationsOften requires mortgage or loan underwriting certifications
Work EnvironmentOffice-based, focused on audits and reviewsOffice or remote, involved in loan evaluation
Industry UsageUsed in mortgage lending companies for quality assuranceUsed in banks, lenders, and mortgage companies for loan approval

Mortgage Quality Control professionals focus on reviewing mortgage files for compliance and accuracy, ensuring quality standards are met. Mortgage Underwriters evaluate loan applications to decide whether to approve or deny a loan. While both roles require knowledge of mortgage regulations and certifications, their functions differ: Quality Control emphasizes audits, whereas Underwriters focus on loan approval decisions.

What is Mortgage Quality Control?

Mortgage Quality Control refers to the process of reviewing and monitoring mortgage loans to ensure they comply with federal, state, and investor guidelines. This role involves performing audits, identifying errors or fraud, and recommending corrective actions to maintain loan quality. Quality control in mortgages helps protect lenders from risk, ensures regulatory compliance, and improves overall loan performance. Professionals in this field may work for banks, mortgage lenders, or third-party auditing firms.

What are the key skills and qualifications needed to thrive as a Mortgage Quality Control specialist, and why are they important?

To thrive as a Mortgage Quality Control specialist, you need in-depth knowledge of mortgage underwriting guidelines, regulatory compliance, and loan documentation review, typically supported by experience in mortgage lending or auditing. Familiarity with loan origination systems (LOS), automated underwriting systems, and quality control software is commonly required, along with certifications such as Certified Mortgage Compliance Professional (CMCP) being advantageous. Exceptional attention to detail, analytical thinking, and effective communication are vital soft skills for identifying discrepancies and collaborating with teams. These skills ensure accurate risk assessment, regulatory compliance, and the overall integrity of the mortgage process.

What are some common challenges faced in a Mortgage Quality Control role, and how can they be managed effectively?

Professionals in Mortgage Quality Control often encounter challenges such as staying updated with frequent regulatory changes, ensuring thorough documentation, and identifying discrepancies within large volumes of loan files. Managing these challenges effectively requires strong attention to detail, continuous learning about industry regulations, and effective communication with loan officers and underwriters to resolve issues. Many organizations provide ongoing training and utilize advanced audit software, which can streamline workflows and help teams maintain compliance while minimizing errors.
More about Mortgage Quality Control jobs
What cities are hiring for Mortgage Quality Control jobs? Cities with the most Mortgage Quality Control job openings:
What are the most commonly searched types of Mortgage Quality Control jobs? The most popular types of Mortgage Quality Control jobs are:
What states have the most Mortgage Quality Control jobs? States with the most job openings for Mortgage Quality Control jobs include:
What job categories do people searching Mortgage Quality Control jobs look for? The top searched job categories for Mortgage Quality Control jobs are:
Mortgage Quality Control jobs near you
Infographic showing various Mortgage Quality Control job openings in the United States as of May 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $44,668 per year, or $21.5 per hour.

Mortgage QC Manager

Cake Mortgage Corp.

Chatsworth, CA • On-site

Other

Posted 12 days ago

Job description

Description

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.


The QC Manager is responsible for leading the quality control function within the mortgage lending division to ensure compliance with federal and state regulations, CAKE Non-QM guidelines (Fannie Mae, Freddie Mac, FHA, VA, etc.), and internal policies. This position manages post-closing and pre-funding loan audits, coordinates with internal and external auditors, and ensures timely reporting of findings and remediation strategies.


Key Responsibilities:

  • Develop, implement, and manage a comprehensive mortgage quality control program.
  • Oversee pre-funding audits to ensure accuracy, completeness, and compliance.
  • Manage QC staff, including hiring, training, supervision, and performance evaluation.
  • Ensure audits are conducted in compliance with agency (FNMA, FHLMC, FHA, VA, USDA) and CAKE Non-QM guidelines.
  • Analyze audit results and report findings to senior management, identifying trends and systemic issues.
  • Collaborate with underwriting, processing, closing, and compliance teams to resolve deficiencies and implement corrective action.
  • Prepare and submit monthly, quarterly, and annual QC reports.
  • Monitor changes in mortgage regulations and agency/investor guidelines to keep the QC process up to date.
  • Coordinate third-party audits and regulatory exams.
  • Maintain documentation of all audit procedures, results, and remediation actions.
  • Support training and education efforts across departments to reduce QC errors.

Requirements

  • Minimum of 5 years of experience in mortgage quality control, underwriting, or compliance.
  • Minimum of 3 years of prior leadership experience in mortgage QC or risk management.
  • Strong knowledge of mortgage loan products, processes, and documentation.
  • In-depth understanding of investor guidelines and regulatory compliance (e.g., RESPA, TILA, HMDA, TRID).
  • Analytical and detail-oriented with excellent problem-solving skills.
  • Proficient in mortgage LOS platforms (e.g., Encompass) and QC tools.
  • Excellent verbal and written communication skills.
  • Ability to work independently and collaboratively across departments.


Why Join CAKE Mortgage?

  • Be part of a fast-growing company changing the game in Non-QM.
  • Competitive compensation and performance-based bonuses.
  • Collaborative and entrepreneurial culture.
  • Opportunities for career advancement and innovation.


Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.

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