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Mortgage Quality Control Jobs (NOW HIRING)

Cake Mortgage Corp

Pre-Close QC Auditor

Chatsworth, CA · On-site

$80K - $95K/yr

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're ... The Pre-Close QC Auditor is responsible for reviewing residential mortgage loan files prior to ...

SoFi

Home Loans Post Closing Quality Control Analyst

Frisco, TX · On-site

$22.50 - $30.25/hr

Our Mortgage team is at the forefront of this, ensuring that the dream of homeownership is built on a foundation of integrity and precision. We are looking for a Post Closing Mortgage Quality Control ...

Movement Mortgage

$55K - $74K/yr

Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves ... Ensure quality control reverification processes, procedures and capabilities meet requirements.

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Mortgage Quality Control information

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How much do mortgage quality control jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for mortgage quality control in the United States is $21.48, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $24.04 per hour, depending on experience, location, and employer.

What is the highest salary for mortgage?

The highest salaries for mortgage professionals, including Mortgage Quality Control specialists, can reach over $100,000 annually, especially with extensive experience, advanced certifications, and working in high-cost areas or senior roles. Top earners often have specialized skills in compliance, risk management, and loan review processes.

What is QC in a mortgage?

In mortgage jobs, QC stands for Quality Control, which involves reviewing and auditing mortgage files to ensure compliance with lending standards, regulations, and company policies. Mortgage Quality Control professionals analyze documentation, verify accuracy, and identify errors or fraud to maintain loan quality and reduce risk.

What is the difference between Mortgage Quality Control vs Mortgage Underwriter?

AspectMortgage Quality ControlMortgage Underwriter
Primary RoleReview and audit mortgage files for compliance and accuracyAssess loan applications to determine approval or denial
CertificationsTypically requires compliance and quality assurance certificationsOften requires mortgage or loan underwriting certifications
Work EnvironmentOffice-based, focused on audits and reviewsOffice or remote, involved in loan evaluation
Industry UsageUsed in mortgage lending companies for quality assuranceUsed in banks, lenders, and mortgage companies for loan approval

Mortgage Quality Control professionals focus on reviewing mortgage files for compliance and accuracy, ensuring quality standards are met. Mortgage Underwriters evaluate loan applications to decide whether to approve or deny a loan. While both roles require knowledge of mortgage regulations and certifications, their functions differ: Quality Control emphasizes audits, whereas Underwriters focus on loan approval decisions.

What is Mortgage Quality Control?

Mortgage Quality Control refers to the process of reviewing and monitoring mortgage loans to ensure they comply with federal, state, and investor guidelines. This role involves performing audits, identifying errors or fraud, and recommending corrective actions to maintain loan quality. Quality control in mortgages helps protect lenders from risk, ensures regulatory compliance, and improves overall loan performance. Professionals in this field may work for banks, mortgage lenders, or third-party auditing firms.

How hard is it to become a loan processor?

Becoming a loan processor typically requires a high school diploma or equivalent, with some employers preferring post-secondary education or experience in banking or finance. The role involves understanding loan documentation, using processing software, and attention to detail, but it generally does not require extensive training or certifications, making it accessible for entry-level candidates.

What does a mortgage QC manager do?

A mortgage QC (Quality Control) manager oversees the review of mortgage loan files to ensure compliance with industry standards, regulations, and company policies. They identify errors or discrepancies, implement quality improvement processes, and often use specialized software to monitor loan quality throughout the lending process.

What are the key skills and qualifications needed to thrive as a Mortgage Quality Control specialist, and why are they important?

To thrive as a Mortgage Quality Control specialist, you need in-depth knowledge of mortgage underwriting guidelines, regulatory compliance, and loan documentation review, typically supported by experience in mortgage lending or auditing. Familiarity with loan origination systems (LOS), automated underwriting systems, and quality control software is commonly required, along with certifications such as Certified Mortgage Compliance Professional (CMCP) being advantageous. Exceptional attention to detail, analytical thinking, and effective communication are vital soft skills for identifying discrepancies and collaborating with teams. These skills ensure accurate risk assessment, regulatory compliance, and the overall integrity of the mortgage process.

What are some common challenges faced in a Mortgage Quality Control role, and how can they be managed effectively?

Professionals in Mortgage Quality Control often encounter challenges such as staying updated with frequent regulatory changes, ensuring thorough documentation, and identifying discrepancies within large volumes of loan files. Managing these challenges effectively requires strong attention to detail, continuous learning about industry regulations, and effective communication with loan officers and underwriters to resolve issues. Many organizations provide ongoing training and utilize advanced audit software, which can streamline workflows and help teams maintain compliance while minimizing errors.
More about Mortgage Quality Control jobs
What cities are hiring for Mortgage Quality Control jobs? Cities with the most Mortgage Quality Control job openings:
What are the most commonly searched types of Mortgage Quality Control jobs? The most popular types of Mortgage Quality Control jobs are:
What states have the most Mortgage Quality Control jobs? States with the most job openings for Mortgage Quality Control jobs include:
What job categories do people searching Mortgage Quality Control jobs look for? The top searched job categories for Mortgage Quality Control jobs are:
Mortgage Quality Control jobs near you
Infographic showing various Mortgage Quality Control job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $44,668 per year, or $21.5 per hour.
Mortgage Compliance and Quality Control Specialist

Mortgage Compliance and Quality Control Specialist

First United Bank

Plano, TX • On-site

Full-time

Posted 14 days ago

Job description

Join Our Team!
We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.
The Position
Job Title
Mortgage Compliance and Quality Control Specialist
Job Description
SUMMARY
The Mortgage Compliance & Quality Control Specialist is responsible for overseeing and ensuring adherence to federal and state regulatory requirements throughout the mortgage loan lifecycle. This role plays a critical part in maintaining compliance with applicable laws, conducting quality control reviews, and providing actionable insights to improve operational effectiveness and mitigate risk.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
  • Oversee, review, and monitor mortgage loans during pre-funding and post-closing stages to ensure compliance with regulatory requirements, including TILA, RESPA, FCRA, ECOA, and other applicable laws.
  • Conduct comprehensive quality control reviews and ensure all findings are properly documented and addressed.
  • Provide regular compliance reports, summaries, and updates to senior management, highlighting trends, risks, and recommended corrective actions.
  • Monitor and evaluate the loan origination system to ensure updates and configurations align with current regulatory requirements.
  • Maintain up-to-date knowledge of mortgage compliance regulations and proactively identify upcoming changes that may impact operations.
  • Perform monthly HMDA exception reviews, including data scrubbing, batch updates, and validation to ensure data integrity and accuracy.
  • Conduct monthly Origination and Adverse HMDA testing and provide recommendations for process improvements.
  • Identify recurring errors or trends in quality control reviews and escalate issues when thresholds are exceeded.
  • Perform vendor quality control reviews to ensure third-party compliance with regulatory and organizational standards.
  • Conduct quarterly VA IRRRL quality control reviews and maintain accurate reporting and documentation.
  • Collaborate with the Marketing Department to review mortgage-related advertisements and ensure compliance with federal and state regulations.
  • Other duties as assigned.

ADDITIONAL DUTIES AND RESONSIBILITIES
  • Performs other duties as requested by Executive Management or Supervisor.
  • Completes all required compliance training on a yearly basis.
  • Adherence to all First United Policies and Procedures.
  • Dresses professionally.

EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Education and Work Experience
  • High school diploma or equivalent (GED) required.
  • Bachelor of Science, Business preferred.
  • Minimum 2 years' experience in mortgage lending or banking environment preferred or other professional business environment.

Technical/Functional Competencies
  • Excellent analytical, organizational, and problem-solving skills.
  • Detail-oriented with a strong commitment to accuracy and regulatory adherence.
  • Proficient in the use of Microsoft Excel, Word, Power Point, Outlook.
  • Experience with loan origination systems and compliance monitoring tools.
  • Strong written and verbal communication skills with the ability to present findings to senior leadership.
  • Ability to follow written and verbal directives.
  • Ability to articulate ideas.
  • Ability to work independently on assigned tasks as well as to accept directions on given assignments.
  • Ability to manage multiple projects while adhering to strict deadlines.
  • Demonstrated technical knowledge of Bank, mortgage, Federal and State lending and compliance/regulatory matters.

NOTE: This job description is not intended to be all-inclusive. Employees may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
All Locations:
Plano-Parkwood
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.

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