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Mortgage Quality Control Jobs (NOW HIRING)

Cake Mortgage Corp

Pre-close QC Auditor I

Chatsworth, CA · On-site

$26.44 - $34.50/hr

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're ... The Pre-Close QC Auditor I supports the Quality Control team by reviewing files before closure to ...

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Mortgage Quality Control information

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How much do mortgage quality control jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for mortgage quality control in the United States is $21.48, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $24.04 per hour, depending on experience, location, and employer.

What is mortgage quality control?

Mortgage Quality Control refers to the process of reviewing and monitoring mortgage loans to ensure they comply with federal, state, and investor guidelines. This role involves performing audits, identifying errors or fraud, and recommending corrective actions to maintain loan quality. Quality control in mortgages helps protect lenders from risk, ensures regulatory compliance, and improves overall loan performance. Professionals in this field may work for banks, mortgage lenders, or third-party auditing firms.

What are some common challenges faced in a mortgage quality control role, and how can they be managed effectively?

Professionals in Mortgage Quality Control often encounter challenges such as staying updated with frequent regulatory changes, ensuring thorough documentation, and identifying discrepancies within large volumes of loan files. Managing these challenges effectively requires strong attention to detail, continuous learning about industry regulations, and effective communication with loan officers and underwriters to resolve issues. Many organizations provide ongoing training and utilize advanced audit software, which can streamline workflows and help teams maintain compliance while minimizing errors.

What are the key skills and qualifications needed to thrive as a mortgage quality control specialist, and why are they important?

To thrive as a Mortgage Quality Control specialist, you need in-depth knowledge of mortgage underwriting guidelines, regulatory compliance, and loan documentation review, typically supported by experience in mortgage lending or auditing. Familiarity with loan origination systems (LOS), automated underwriting systems, and quality control software is commonly required, along with certifications such as Certified Mortgage Compliance Professional (CMCP) being advantageous. Exceptional attention to detail, analytical thinking, and effective communication are vital soft skills for identifying discrepancies and collaborating with teams. These skills ensure accurate risk assessment, regulatory compliance, and the overall integrity of the mortgage process.

What is the difference between Mortgage Quality Control vs Mortgage Underwriter?

AspectMortgage Quality ControlMortgage Underwriter
Primary RoleReview and audit mortgage files for compliance and accuracyAssess loan applications to determine approval or denial
CertificationsTypically requires compliance and quality assurance certificationsOften requires mortgage or loan underwriting certifications
Work EnvironmentOffice-based, focused on audits and reviewsOffice or remote, involved in loan evaluation
Industry UsageUsed in mortgage lending companies for quality assuranceUsed in banks, lenders, and mortgage companies for loan approval

Mortgage Quality Control professionals focus on reviewing mortgage files for compliance and accuracy, ensuring quality standards are met. Mortgage Underwriters evaluate loan applications to decide whether to approve or deny a loan. While both roles require knowledge of mortgage regulations and certifications, their functions differ: Quality Control emphasizes audits, whereas Underwriters focus on loan approval decisions.

What does a mortgage quality control specialist do?

A mortgage quality control specialist reviews mortgage loan files to ensure compliance with lending standards, regulations, and company policies. They identify errors or discrepancies, conduct audits, and recommend corrective actions to prevent fraud and ensure loan quality. Proficiency in loan documentation, attention to detail, and familiarity with industry regulations are essential for this role.
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Mortgage Quality Control jobs near you
Infographic showing various Mortgage Quality Control job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 14% Part Time, 3% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $44,668 per year, or $21.5 per hour.

Escrow Officer Assistant (Mortgage Operations)

Village Capital & Investment

Henderson, NV • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday

Job description

Company: Village Capital & Investment LLC
Location: Henderson, NV
Department: Mortgage Operations
Introduction:
Village Capital is seeking an experienced Escrow Officer Assistant/ Title Settlement Agent to join our growing mortgage operations team. This role is not with a title company-instead, the position operates in-house within our mortgage company and focuses on post-closing settlement review, compliance analysis, and corrective actions to ensure loan files meet regulatory and investor requirements.
This position is ideal for an experienced title or escrow professional who enjoys digging into files, resolving issues, and ensuring transactions are fully compliant after closing.
Key Responsibilities
  • Perform post-closing review and settlement analysis of mortgage loan files.
  • Audit closing packages, settlement statements, and escrow documentation for accuracy and compliance.
  • Identify and resolve title, escrow, and settlement discrepancies.
  • Coordinate curative actions including missing documentation, recording issues, and title corrections.
  • Work with internal teams, closing agents, title companies, and county recording offices to resolve post-closing issues.
  • Ensure loan files meet investor, regulatory, and company requirements.
  • Review recorded documents and confirm proper recording and lien position.
  • Maintain accurate records of audit findings and corrective actions.
  • Assist with post-closing compliance and quality control initiatives.

Qualifications
  • 3+ years experience as an Escrow Officer, Title Officer, Settlement Agent, or Post-Closing Specialist.
  • Strong understanding of title insurance, escrow procedures, and mortgage closing documentation.
  • Experience reviewing HUD-1/CD, settlement packages, and recorded mortgage documents.
  • Knowledge of post-closing processes, curative work, and document compliance.
  • Excellent analytical and problem-solving skills.
  • Ability to manage multiple files and resolve complex issues efficiently.
  • Strong communication and coordination skills.

Preferred Qualifications
  • Experience working in post-closing, collateral review, or mortgage quality control.
  • Background in title curative or recording resolution.
  • Familiarity with investor guidelines (Fannie Mae, Freddie Mac, FHA, VA).

What We Offer
  • Competitive compensation
  • Opportunity to work inside a mortgage company environment rather than a traditional title agency
  • Collaborative operations team
  • Career growth within a growing mortgage platform

Benefits:
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision insurance

In Summary:
If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!

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