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Mortgage File Reviewer Jobs in Minnesota (NOW HIRING)

SERVION INC

Mortgage Loan Processor

New Brighton, MN

$21.89 - $27.11/hr

This role involves reviewing, validating, and preparing loan documentation to ensure files are complete and compliant prior to closing. The Mortgage Processor must maintain effective communication ...

SERVION INC

Mortgage Loan Processor

Saint Paul, MN · On-site

$21.89 - $27.11/hr

This role involves reviewing, validating, and preparing loan documentation to ensure files are complete and compliant prior to closing. The Mortgage Processor must maintain effective communication ...

Pyramid Corporation

Mortgage Clerk

Saint Paul, MN · On-site

... and mortgage documents to various customers. You will also be responsible for researching and ... When needed, you will be responsible for assisting the reinstatement team with reviewing files by ...

DR Horton, Inc.

Mortgage Mastery Trainee

Lakeville, MN · On-site

The Company also provides mortgage financing and title services for homebuyers through its mortgage ... Review file for correct stacking order, AU findings for initial determination and appropriate ...

Pyramid Consulting

Mortgage Clerk

Saint Paul, MN · On-site

... and mortgage documents to various customers. You will also be responsible for researching and ... When needed, you will be responsible for assisting the reinstatement team with reviewing files by ...

Merchants Bank

Mortgage Loan Processor I

Red Wing, MN · On-site

$40K - $55K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Cottage Grove, MN · On-site

$41K - $57K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Lanesboro, MN · On-site

$39K - $53K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Caledonia, MN · On-site

$39K - $54K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Rosemount, MN · On-site

$40K - $56K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Lakeville, MN · On-site

$41K - $57K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Northfield, MN · On-site

$42K - $57K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Cannon Falls, MN · On-site

$39K - $54K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Apple Valley, MN · On-site

$41K - $56K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Rochester, MN · On-site

$40K - $55K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

Merchants Bank

Mortgage Loan Processor I

Saint Charles, MN · On-site

$36K - $50K/yr

Review files with lenders on a regular basis and assist with pipeline management. * Arrange and coordinate loan closing with title companies, attorneys, loan officers and/or borrowers and mortgage ...

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Mortgage File Reviewer information

What is a mortgage file reviewer?

A Mortgage File Reviewer is responsible for reviewing loan applications and related documents to ensure accuracy, completeness, and compliance with lending regulations. They verify borrower information, check for missing or incorrect documentation, and assess adherence to company and industry guidelines. This role helps mitigate risk by identifying discrepancies and ensuring all necessary paperwork is in order before loan approval or closing. Strong attention to detail and knowledge of mortgage regulations are essential for success in this position.

What are the typical daily responsibilities of a mortgage file reviewer?

A Mortgage File Reviewer’s daily tasks generally include examining loan documents for completeness and accuracy, verifying compliance with lending and regulatory standards, and flagging any inconsistencies or missing information. Reviewers often collaborate with loan officers, underwriters, and processors to resolve issues and ensure timely file movement through the loan pipeline. They may also update tracking systems, maintain organized records, and respond to requests for document clarification or additional information. This role requires balancing attention to detail with efficiency, as maintaining consistent workflow is crucial for meeting deadlines.

What are the key skills and qualifications needed to thrive as a mortgage file reviewer?

A Mortgage File Reviewer requires strong attention to detail, knowledge of mortgage documentation, and familiarity with industry regulations—typically supported by experience in mortgage processing or a related field. Proficiency with loan origination systems, document management software, and compliance tracking tools is commonly expected, and certifications in mortgage processing can be advantageous. Excellent organizational skills, time management, and clear communication help candidates excel, especially when managing multiple files or liaising with other departments. These qualifications are essential to ensure accuracy, regulatory compliance, and smooth mortgage transactions.

What are popular job titles related to Mortgage File Reviewer jobs in Minnesota?

For Mortgage File Reviewer jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Mortgage File Reviewer jobs in Minnesota look for?

The top searched job categories for Mortgage File Reviewer jobs in Minnesota are:

Mortgage File Reviewer jobs near you
Infographic showing various Mortgage File Reviewer job openings in Minnesota as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, 1% Temporary, 3% Contract, and 2% Nights. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution.

Compliance Specialist - Mortgage

Bloomington, MN • On-site

Invictus Capital Partners / Verus Mortgage Capital
See more jobs at Invictus Capital Partners / Verus Mortgage Capitalexternal

$80K - $90K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago

Job description

Description
This position is responsible for performing quality control (“QC”) reviews of mortgage loan files to evaluate accuracy, completeness, investor eligibility, regulatory compliance, and adherence to Verus policies and procedures. The Compliance Specialist reviews loan documentation, exceptions or defects identified by the QC vendor, documents findings, and supports timely remediation and reporting. All activities are completed in compliance with Verus, investor, agency, and regulatory requirements.

Responsibilities and Duties:
  • Manages the mortgage quality control program, including pre-funding, post-closing, discretionary, targeted, and vendor-performed loan file reviews.
  • Provides oversight of QC review workflows to ensure reviews are completed accurately, consistently, and within established service level expectations.
  • Reviews and validates quality control findings, defect classifications, rebuttals, corrective actions, and remediation documentation.
  • Coordinates timely responses to third-party QC vendor findings and ensures required supporting documentation is obtained and reviewed.
  • Partners with internal stakeholders to resolve findings, strengthen controls, and address recurring loan quality or documentation issues.
  • Develops, maintains, and monitors QC reporting, defect trends, root cause analysis, corrective action plans, and management reporting.
  • Identifies process gaps, emerging risks, training needs, and control enhancements based on QC review results and trend analysis.
  • Maintains awareness of mortgage regulations, investor requirements, agency guidance, product guidelines, and internal policies applicable to quality control.
  • Supports updates to QC procedures, review checklists, reporting practices, and escalation standards to promote consistency and compliance.
  • Develops and maintains an understanding of mortgage regulations, investor requirements, product guidelines, and internal policies applicable to assigned reviews.
  • Maintains confidentiality of borrower, broker, and company information in accordance with policy and applicable requirements.
  • Broader work or accountabilities may be assigned as needed.

Education and Experience:
  • Bachelor's Degree in business-related field or equivalent. CRCM or CMCP certification(s) preferred.
  • 5+ years of mortgage audit, compliance, and Fannie Mae/Freddie Mac quality control experience.
  • Advanced knowledge of mortgage loan documentation, investor guidelines, regulatory requirements, and quality control practices.
  • Knowledge and experience using mortgage origination systems, document imaging platforms, and quality control tools.
  • Proficient in Microsoft Office Suite, particularly Excel and PowerPoint.
  • Ability to review complex loan files, identify discrepancies, and document findings in a clear and consistent manner.
  • Strong attention to detail, analytical thinking, follow-through, and ability to manage deadlines in a production-based environment.
  • Strong work ethic, sound judgment, and commitment to quality, compliance, and continuous improvement. 

Key Competencies: 
  • Quality Control Program Management: Oversees pre-funding, post-closing, discretionary, targeted, and vendor-performed loan file reviews to ensure accuracy and consistency
  • Regulatory & Investor Guideline Knowledge: Applies advanced knowledge of mortgage regulations, investor requirements, and agency guidance to evaluate loan file compliance
  • Defect & Root Cause Analysis: Reviews QC findings, defect classifications, and trends to identify root causes and drive corrective action
  • Analytical & Detail-Oriented Review: Identifies discrepancies in complex loan files and documents findings clearly and consistently
  • Reporting & Trend Monitoring: Develops and maintains QC reporting, defect trend analysis, and management reporting to support informed decision-making
  • Process Improvement: Identifies process gaps, training needs, and control enhancements based on QC results to strengthen the quality control function

How This Role Demonstrates Our Values: 
  • Integrity: Applies rigorous, objective standards to loan file reviews and maintains strict confidentiality of borrower, broker, and company information
  • Collaboration: Partners with internal stakeholders and third-party QC vendors to resolve findings and strengthen controls
  • Excellence: Delivers accurate, timely QC reviews and reporting that support strong compliance and risk management outcomes
  • Critical Curiosity: Stays current on evolving mortgage regulations and investor guidelines while identifying opportunities to improve QC processes and controls

Benefits
  • Competitive compensation package, including base salary and performance-based bonus opportunities
  • 401(k) plan with 100% company match up to 4%
  • Comprehensive health coverage: medical, dental, vision, HSA, and FSA options
  • Generous paid time off: 20 days PTO, company holidays, and sick time
  • Paid parental leave
  • Company-paid life insurance and disability coverage
  • Employee Assistance Program (EAP): mental health, financial, and wellness support
  • Professional development: tuition reimbursement and growth opportunities
  • Commuter and transit benefits

Successful applicants will exemplify strong ethics, integrity, respect for others, accountability for decisions and actions, and good citizenship.
Maintaining a reliable, uninterrupted high speed internet connection is a requirement of hybrid or remote positions.
All job duties and responsibilities must be performed within the guidelines of the Verus Residential Mortgage Employee Handbook and established company policies and procedures. It is the responsibility of each employee to maintain confidentiality of the company, its clients and to follow applicable laws and regulations in the performance of duties.
Verus Mortgage Capital is an equal opportunity employer. All qualified applicants are welcomed to apply and will receive consideration for employment without unlawful discrimination because of a person’s race, religious creed, color, national origin, citizenship status, ancestry, marital status, sex, age, or sexual orientation, or because of a person’s disability or medical condition.