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Mortgage File Reviewer Jobs (NOW HIRING)

Mortgage Loan Closer

$21.70 - $32.50/hr

Review and utilize compliance system reports to confirm loan data integrity * Work with ... Experience working in a paperless mortgage file system environment (strongly preferred)

Review residential mortgage appraisal forms * Analyze asset statements for all types of asset ... File and are not part of your Application for Employment or Personnel file. Please note: YOUR ...

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Mortgage File Reviewer information

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How much do mortgage file reviewer jobs pay per hour?

As of Jun 8, 2026, the average hourly pay for mortgage file reviewer in the United States is $20.54, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $20.91 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Mortgage File Reviewer position, and why are they important?

A Mortgage File Reviewer requires strong attention to detail, knowledge of mortgage documentation, and familiarity with industry regulations—typically supported by experience in mortgage processing or a related field. Proficiency with loan origination systems, document management software, and compliance tracking tools is commonly expected, and certifications in mortgage processing can be advantageous. Excellent organizational skills, time management, and clear communication help candidates excel, especially when managing multiple files or liaising with other departments. These qualifications are essential to ensure accuracy, regulatory compliance, and smooth mortgage transactions.

What are some typical daily responsibilities of a Mortgage File Reviewer?

A Mortgage File Reviewer’s daily tasks generally include examining loan documents for completeness and accuracy, verifying compliance with lending and regulatory standards, and flagging any inconsistencies or missing information. Reviewers often collaborate with loan officers, underwriters, and processors to resolve issues and ensure timely file movement through the loan pipeline. They may also update tracking systems, maintain organized records, and respond to requests for document clarification or additional information. This role requires balancing attention to detail with efficiency, as maintaining consistent workflow is crucial for meeting deadlines.

What is a Mortgage File Reviewer job?

A Mortgage File Reviewer is responsible for reviewing loan applications and related documents to ensure accuracy, completeness, and compliance with lending regulations. They verify borrower information, check for missing or incorrect documentation, and assess adherence to company and industry guidelines. This role helps mitigate risk by identifying discrepancies and ensuring all necessary paperwork is in order before loan approval or closing. Strong attention to detail and knowledge of mortgage regulations are essential for success in this position.

More about Mortgage File Reviewer jobs
What are the most commonly searched types of Mortgage File Reviewer jobs? The most popular types of Mortgage File Reviewer jobs are:
What states have the most Mortgage File Reviewer jobs? States with the most job openings for Mortgage File Reviewer jobs include:
Infographic showing various Mortgage File Reviewer job openings in the United States as of May 2026, with employment types broken down into 83% Full Time, 16% Part Time, and 1% Temporary. Highlights an 70% Physical, 3% Hybrid, and 27% Remote job distribution, with an average salary of $42,714 per year, or $20.5 per hour.
Mortgage Loan Processor

Mortgage Loan Processor

GreenState Credit Union

North Liberty, IA • On-site

$26.02 - $30.42/hr

Full-time

Posted 8 days ago


Job description

Position Summary
Responsible for processing of all secondary and in-house mortgage loans.
GREENSTATE CULTURE:
At GreenState, our purpose is to create lasting value for our members, our communities, and one another. We empower our teams to create opportunities that strengthen financial well-being, transform lives, and enhance the vitality of the communities we serve. We know our success-now and in the future-is deeply rooted in fostering an engaging, diverse, and inclusive workplace where everyone knows they matter, their work makes an impact, and their everyday commitment to living our values is what brings our mission to life.
Pay range for this hourly position is $26.02 - $30.42/hr with a progressive benefits package.
Essential Duties and Responsibilities
Performs essential duties and responsibilities in the following areas which may include but are not limited to those listed and are subject to change.
  1. Adheres to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision.
  2. Demonstrates a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival. Consistent usage of the members name during contact and always thanking them for their business.
  3. Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities.
  4. Ensures confidentiality of member information.
  5. Supports a diverse and inclusive work environment.
  6. Plays a vital role in enriching the community by participating in community service organizations and/or Credit Union sponsored events on an annual basis.
  7. Builds and maintains relationships in the real estate community, which includes but is not limited to realtors, attorneys, abstractors, and insurance companies.
  8. Fields and returns phone calls/emails from borrowers regarding their mortgage loan. Orders final inspections, flood determination, credit report, pre-closure credit report, verification of deposit, verification of employment, verification of mortgage or rents and other documents necessary to support the loan application and ensure complete documentation of the loan file. Sends a copy of the appraisal to the borrowers at least 3 days prior to closing.
  9. Reviews and verifies title work is clear to close and works with all parties involved to clear title objections. Sends a copy of the title to the borrowers to review prior to closing. Requests HOA letters as needed.
  10. Collects and verifies completeness of requested credit documents. Processes documents by correctly entering information into on-line computer system and scans original documents into loan software system as needed.
  11. Orders and reviews both the compliance report and fraud report for accuracy and discrepancies and makes any necessary corrections.
  12. Submits file information to automated underwriting system when necessary and verifies accuracy of the findings.
  13. Organizes documents in the LOS System in appropriate order and submits final applications to underwriting for approval.
  14. Follows up on any approval conditions for secondary market and in-house loans.
  15. Following approval, sends approval letter to borrowers and realtors, orders payoffs, property surveys, and orders any other required documentation to prepare closing documents.
  16. Requests homeowners insurance and flood insurance if applicable (personal and association) and requests mortgagee clause change prior to closing. Verifies the completeness and accuracy of the binder for effective dates, coverage, and address.
  17. Organizes documents in the LOS system in appropriate order in a timely manner to ensure prompt delivery to investors and prompt recording of the mortgages.
  18. Resolves any secondary market suspensions or deficiencies and follows-up on any missing documentation in mortgage file in a timely manner.
  19. Assists in year-end verification of HMDA reporting and 1098/1099 statements.
  20. Assists in all other necessary mortgage duties and projects when needed.
  21. Adheres to all state, federal and credit union regulations, policies and guidelines.

Job Requirements/Expectations
  1. Reports to work punctually, works all scheduled hours, and works overtime as necessitated by business demand.
  2. Interpersonal skills to represent the Credit Union in a positive way during member contact.
  3. Interpersonal skills necessary to gather data from a number of sources and to represent positively the Credit Union during such contacts.
  4. Ability to provide quality service to members by phone or in person or by email.
  5. Ability to develop and maintain effective working relationships with co-workers.
  6. Ability to prioritize assignments and organize work efficiently, to handle large volumes of details.
  7. Ability to operate related computer applications, on-line terminal and other standard office equipment.
  8. Accuracy and attention to detail required.
  9. Lending policies and Real Estate knowledge helpful.
  10. High school diploma or equivalent (i.e. GED) with a minimum of one year previous related work experience.
  11. Must be bondable.

Reporting Relationship
Reports to Mortgage Processing Supervisor.
Supervisory Responsibilities
This position is not responsible for the supervision of other employees.
Equal Opportunity Employment Statement
GreenState Credit Union is an EEO/AA Employer. We strongly encourage all individuals to apply for openings with the credit union.
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