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Merchant Services Jobs (NOW HIRING)

IDT

Senior Underwriter - Merchant Services

Newark, NJ · On-site

$120K/yr

As a leading provider in the merchant services industry, we offer innovative, secure, and scalable solutions that help our clients grow. We're expanding our underwriting team and seeking a highly ...

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Merchant Services information

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$20.5K

$56.8K

$125K

How much do merchant services jobs pay per year?

As of Jul 14, 2026, the average yearly pay for merchant services in the United States is $56,769.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,500.00 and $70,500.00 per year, depending on experience, location, and employer.

What is the difference between Merchant Services vs Payment Processor?

AspectMerchant ServicesPayment Processor
Credentials/CertificationsVaries; often includes merchant account certificationsPCI DSS compliance, certifications for handling transactions
Work EnvironmentFinancial institutions, sales, customer supportTechnology companies, transaction processing centers
Employer & Industry UsageBanking, retail, e-commercePayment gateways, card networks, online merchants
Common Search/Comparison IntentUnderstanding services for accepting paymentsUnderstanding transaction processing

Merchant Services encompass a broad range of solutions for businesses to accept payments, including payment processing, point-of-sale systems, and merchant accounts. Payment Processors specifically handle the technical aspect of transmitting transaction data securely. While related, Merchant Services provide a comprehensive package, whereas Payment Processors focus on transaction handling.

What are merchant services?

Merchant services refer to a broad range of financial services designed to help businesses accept and process payments, typically from credit and debit cards. These services often include payment processing, point-of-sale (POS) systems, online payment gateways, and fraud protection tools. Merchant services providers act as intermediaries between businesses, customers, and banks to ensure secure and efficient transactions. By using merchant services, businesses can expand their payment options, streamline operations, and improve the customer experience.

What jobs pay 250 an hour?

In merchant services, high-paying roles such as senior sales executives, financial consultants, or specialized payment consultants can earn around $250 an hour, especially with extensive experience, certifications, and a strong client base. These roles often require advanced knowledge of payment processing, sales skills, and industry certifications, and may involve consulting or contract work. Such high earnings are typically associated with independent contractors or those in senior leadership positions within the industry.

What jobs pay 4000 a week without a degree?

In merchant services, high-earning roles such as sales representatives or account managers can potentially earn $4,000 or more weekly through commissions and bonuses, especially with experience and strong client networks. These positions often require sales skills, industry knowledge, and the ability to build relationships, but they typically do not require a formal degree.

What does a merchant service do?

A merchant services professional helps businesses process electronic payments, such as credit and debit card transactions, often by setting up and managing payment systems and terminals. They ensure secure, efficient payment processing and may provide support for point-of-sale systems and compliance with industry standards.

What are the key skills and qualifications needed to thrive in Merchant Services, and why are they important?

To excel in Merchant Services, you need a solid understanding of payment processing, financial products, and sales strategies, often supported by a background in finance or business. Familiarity with point-of-sale (POS) systems, payment gateways, and industry certifications like ETA CPP is highly valued. Outstanding interpersonal skills, problem-solving ability, and customer service focus set top professionals apart. These combined competencies ensure seamless transaction management, client satisfaction, and business growth in a competitive marketplace.

How much do merchant services make?

Merchant services professionals typically earn an average salary ranging from $40,000 to $70,000 annually, depending on experience, location, and specific role responsibilities. Many positions also include commissions or bonuses based on sales performance, especially for sales or account management roles. Skills in sales, customer service, and familiarity with payment processing tools can influence earning potential.

What are some common challenges faced in a Merchant Services role and how can they be managed?

Professionals in Merchant Services often encounter challenges such as navigating complex payment processing systems, resolving transaction disputes, and staying updated with changing industry regulations. Managing these challenges typically involves maintaining strong attention to detail, proactively communicating with merchants and payment partners, and participating in ongoing training to remain knowledgeable about new products and compliance requirements. Building strong relationships with clients and internal teams is also key to efficiently addressing issues and providing excellent customer service.
More about Merchant Services jobs
What cities are hiring for Merchant Services jobs? Cities with the most Merchant Services job openings:
What are the most commonly searched types of Merchant Services jobs? The most popular types of Merchant Services jobs are:
What states have the most Merchant Services jobs? States with the most job openings for Merchant Services jobs include:
What job categories do people searching Merchant Services jobs look for? The top searched job categories for Merchant Services jobs are:
Merchant Services jobs near you
Infographic showing various Merchant Services job openings in the United States as of July 2026, with employment types broken down into 20% Locum Tenens, 53% Full Time, 3% Part Time, 1% Contract, and 23% Nights. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $56,769 per year, or $27.3 per hour.
Merchant Services Specialist I

Merchant Services Specialist I

Lone Star National Bank

Mission, TX • On-site

Other

Re-posted 2 days ago

Job description

JOB SUMMARY

The Merchant Services Specialist I develops new processing relationship for Merchant Services products with local business.

ESSENTIAL DUTIES

The duties listed below may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties, as assigned, including cross training across other departments, as necessary.  In addition, incumbent may be required to rotate between banking centers, as needed.

  • Provides telephone support and acts as primary customer service contact for Merchant Services customers to assist with general account inquiries, technical support, billing, and any other special requests
  • Prepares proposals and prepares and performs sales presentations and product training at client locations
  • Prepares client implementation documents, prepares and maintains client files
  • Performs follow up with Merchant Services referrals from bank employees
  • Tracks new account production and residual volume
  • Monitor portfolio reports (low volume, no activity, inventory record)
  • Acts as liaison with branch staff with qualifying Merchant services prospects and joins them in sales activities to generate new business (call blocks, outbound visits, Banking Center huddles)
  • Performs pricing review of regional competitors, maintains prospect database and monthly sales reports tracking on-going activity
  • Performs periodic portfolio reviews to identify revenue opportunities
  • Participate in bank trainings as required specific to the merchant services department
  • Participates in job specific training and other various Bank training programs, as necessary
  • Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy
  • Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations
  • Maintains current knowledge of all rules, regulations, and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AML

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

  • A self-starting individual who possesses a High School diploma
  • One month to twelve months of similar or related experience
  • Excellent written and verbal communication skills for maintaining effective relationships with officers, staff employees and customers; bilingual in English and Spanish
  • Effective negotiation and sales presentation skills
  • Knowledge of personal computers and familiarity with word processing and spreadsheet software is essential
  • Strong sales, aptitude, flexibility, professionalism, ability to work in a highly stressful environment and perform a variety of tasks with numerous interruptions
  • Attention to detail and a high degree of mental concentration, as well as the ability to multi-task
  • Ability to work a flexible work schedule Monday-Saturday
  • Travel is required

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