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Merchant Processing Jobs (NOW HIRING)

AAA Washington

Sr Treasury Analyst

Bellevue, WA · On-site

Monitor merchant processing activity (e.g., credit card, ACH, and digital payments) to ensure accurate settlement, funding timeliness, and proper recording of fees, chargebacks, and reserves ...

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Merchant Processing information

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$13

$24

$35

How much do merchant processing jobs pay per hour?

As of Jul 31, 2026, the average hourly pay for merchant processing in the United States is $24.67, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $28.12 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Merchant Processing Specialist, and why are they important?

To thrive as a Merchant Processing Specialist, you need a solid understanding of payment processing systems, merchant account management, and financial regulations, often supported by experience in banking or payments industries. Familiarity with payment gateways, POS systems, and compliance standards such as PCI DSS is typically required. Strong problem-solving skills, attention to detail, and the ability to communicate clearly with clients set top performers apart. These capabilities are vital for ensuring secure, efficient transactions and maintaining trust with merchants and financial institutions.

What does a merchant processor do?

A merchant processor manages the electronic payment transactions between businesses and financial institutions, enabling merchants to accept credit and debit card payments. They handle tasks such as transaction authorization, settlement, and security compliance, often using specialized payment processing software and adhering to industry standards like PCI DSS.

What jobs pay $250 an hour?

In merchant processing, high-paying roles such as senior sales executives, payment consultants, or financial advisors can earn $250 or more per hour, especially with extensive experience, certifications, and a strong client base. These positions often involve complex negotiations, technical knowledge of payment systems, and a high level of sales skill.

What is a merchant processing job description?

A merchant processing job involves managing the electronic payment systems that enable businesses to accept credit and debit card transactions. Responsibilities include setting up payment solutions, troubleshooting transaction issues, and ensuring security compliance. Strong technical skills and knowledge of payment industry standards are often required.

What is merchant processing?

Merchant processing refers to the handling of electronic payment transactions for businesses, usually involving credit and debit card payments. It involves the setup and management of merchant accounts, payment gateways, and the secure transfer of funds from a customer's bank to the merchant's account. Merchant processors act as intermediaries between the business, customer, and banks to ensure transactions are authorized, processed, and settled efficiently. This service is essential for businesses that want to accept electronic payments, both online and in-person.

What is the difference between Merchant Processing vs Payment Processor Specialist?

AspectMerchant ProcessingPayment Processor Specialist
CredentialsBasic industry certifications, familiarity with payment systemsCertifications in payment processing, technical knowledge
Work EnvironmentFinancial institutions, merchant service providersPayment processing companies, financial tech firms
Industry UsageUsed broadly in retail, e-commerce, and service sectorsFocused on technical support and system management
Search/Comparison IntentUnderstanding merchant processing servicesTechnical roles in payment systems

Merchant Processing involves managing and facilitating payment transactions for merchants, including setting up merchant accounts and ensuring smooth payment acceptance. Payment Processor Specialists focus on technical support, system integration, and troubleshooting within payment processing platforms. While both roles work within the payment industry, Merchant Processing is more client-facing and operational, whereas Payment Processor Specialists are technical experts ensuring system functionality.

What are some common challenges faced by professionals in merchant processing, and how can they be addressed?

Professionals in merchant processing often encounter challenges such as managing evolving payment technologies, ensuring compliance with industry regulations, and addressing security concerns like fraud prevention. Staying up-to-date with the latest payment trends and regulatory requirements is crucial for success. Collaboration with IT and risk management teams helps proactively address these challenges, while ongoing training and clear communication with merchants can improve service quality and customer trust.

What jobs pay 4000 a week without a degree?

In merchant processing, high-earning roles such as sales agents or independent sales representatives can earn around $4,000 weekly through commissions and performance-based pay. These positions often require strong communication skills, industry knowledge, and the ability to build client relationships, with many working on a flexible schedule and without formal degrees.
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What states have the most Merchant Processing jobs? States with the most job openings for Merchant Processing jobs include:
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Merchant Processing jobs near you
Infographic showing various Merchant Processing job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 2% Part Time, 1% Contract, and 6% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $51,319 per year, or $24.7 per hour.

Outside Sales Representative - Merchant Services & Payment Solutions

TrueNorth Merchant Services

Oklahoma City, OK • Remote

$40K - $75K/yr

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Job description

Founding Outside Sales Representative (1099) – Merchant Services


TrueNorth Merchant Solutions is a division of Thrive Legacy Solutions LLC, dedicated to helping small businesses simplify payment acceptance through merchant processing, credit card equipment leasing, point-of-sale systems, and payment technology solutions. We are currently building our Founding Sales Team and are looking for motivated, self-driven individuals who are ready to build a rewarding career with unlimited earning potential.


As a Founding Outside Sales Representative, you will work directly with small and medium-sized business owners to identify opportunities, build relationships, and present customized merchant processing and equipment leasing solutions. This is a true business-to-business (B2B) outside sales role where you will generate your own leads through networking, referrals, cold calling, door-to-door prospecting, and community outreach. You'll educate business owners on how our payment solutions can help streamline operations and potentially reduce processing costs while providing exceptional customer service throughout the sales process.


This position is ideal for someone who enjoys meeting new people, is motivated by performance-based earnings, and wants the opportunity to build a long-term residual income stream. You'll receive comprehensive onboarding, ongoing sales training, daily leadership support, and access to industry-leading merchant processing and equipment leasing solutions. While you'll have the flexibility to create your own schedule, you'll also be part of a growing team committed to helping one another succeed.

We are looking for individuals who are professional, dependable, goal-oriented, coachable, and comfortable communicating with business owners. Previous sales, customer service, business development, or outside sales experience is preferred but not required. We are willing to train individuals who have a strong work ethic, positive attitude, and a genuine desire to build a successful career.


This is a 1099 Independent Contractor opportunity with competitive upfront commissions on funded accounts and the opportunity to earn recurring monthly residual income on qualified merchant processing accounts. There are no caps on your earning potential—the more relationships you build and businesses you help, the greater your opportunity for long-term income. Representatives are responsible for generating their own business and managing their sales pipeline, while TrueNorth Merchant Solutions provides the products, support, training, and resources needed to help you succeed.


As one of our founding team members, you'll have the unique opportunity to help shape the future of our company while growing alongside an organization committed to integrity, transparency, and long-term partnerships. If you're ready to take control of your income, make a meaningful impact on local businesses, and build something you're proud of, we'd love to hear from you. Apply today and become part of the Founding Sales Team at TrueNorth Merchant Solutions, a division of Thrive Legacy Solutions LLC.