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Merchant Processing Jobs (NOW HIRING)

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Merchant Services Representative

$18.50/hr

We aim to ensure our clients have the most efficient and cost effective products by asking questions to uncover their merchant processing needs. Learning about their unique business helps us to ...

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Merchant Processing information

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$13

$24

$35

How much do merchant processing jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for merchant processing in the United States is $24.67, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $28.12 per hour, depending on experience, location, and employer.

What is merchant processing?

Merchant processing refers to the handling of electronic payment transactions for businesses, usually involving credit and debit card payments. It involves the setup and management of merchant accounts, payment gateways, and the secure transfer of funds from a customer's bank to the merchant's account. Merchant processors act as intermediaries between the business, customer, and banks to ensure transactions are authorized, processed, and settled efficiently. This service is essential for businesses that want to accept electronic payments, both online and in-person.

What are the key skills and qualifications needed to thrive as a merchant processing specialist, and why are they important?

To thrive as a Merchant Processing Specialist, you need a solid understanding of payment processing systems, merchant account management, and financial regulations, often supported by experience in banking or payments industries. Familiarity with payment gateways, POS systems, and compliance standards such as PCI DSS is typically required. Strong problem-solving skills, attention to detail, and the ability to communicate clearly with clients set top performers apart. These capabilities are vital for ensuring secure, efficient transactions and maintaining trust with merchants and financial institutions.

What are some common challenges faced by professionals in merchant processing, and how can they be addressed?

Professionals in merchant processing often encounter challenges such as managing evolving payment technologies, ensuring compliance with industry regulations, and addressing security concerns like fraud prevention. Staying up-to-date with the latest payment trends and regulatory requirements is crucial for success. Collaboration with IT and risk management teams helps proactively address these challenges, while ongoing training and clear communication with merchants can improve service quality and customer trust.

What is the difference between Merchant Processing vs Payment Processor Specialist?

AspectMerchant ProcessingPayment Processor Specialist
CredentialsBasic industry certifications, familiarity with payment systemsCertifications in payment processing, technical knowledge
Work EnvironmentFinancial institutions, merchant service providersPayment processing companies, financial tech firms
Industry UsageUsed broadly in retail, e-commerce, and service sectorsFocused on technical support and system management
Search/Comparison IntentUnderstanding merchant processing servicesTechnical roles in payment systems

Merchant Processing involves managing and facilitating payment transactions for merchants, including setting up merchant accounts and ensuring smooth payment acceptance. Payment Processor Specialists focus on technical support, system integration, and troubleshooting within payment processing platforms. While both roles work within the payment industry, Merchant Processing is more client-facing and operational, whereas Payment Processor Specialists are technical experts ensuring system functionality.

How much do merchant processing professionals make?

Merchant processing professionals typically earn an average salary ranging from $40,000 to $70,000 annually, depending on experience, location, and specific responsibilities. Many roles also include commissions or bonuses based on sales performance, and certifications in payment processing systems can enhance earning potential.

What does a merchant processing do?

A merchant processing professional manages the setup and maintenance of payment systems that enable businesses to accept credit and debit card transactions. They often work with payment gateways, point-of-sale systems, and ensure compliance with security standards like PCI DSS. The role may involve troubleshooting transaction issues and coordinating with financial institutions to ensure smooth payment operations.

What skills do you need for merchant processing?

Merchant processing professionals need strong customer service skills, attention to detail, and knowledge of payment systems and security protocols. Familiarity with point-of-sale (POS) systems, basic accounting, and compliance standards like PCI DSS are also important. Good communication and problem-solving abilities help in managing transactions and resolving issues efficiently.
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What states have the most Merchant Processing jobs?

States with the most job openings for Merchant Processing jobs include:

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The top searched job categories for Merchant Processing jobs are:

Merchant Processing jobs near you
Infographic showing various Merchant Processing job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $51,319 per year, or $24.7 per hour.

SR. ACCOUNTING ANALYST- MERCHANT PROCESSING (HYRBID)

Compass Group

Charlotte, NC • On-site

$81K - $102K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Compass Group rating

6.4

Company rating: 6.4 out of 10

Based on 1,092 frontline employees who took The Breakroom Quiz

348th of 495 rated business services

Job description

A family of companies and experiences

As the leading foodservice and support services company, Compass Group USA is known for our great people, great service and our great results. If you've been hungry and away from home, chances are you've tasted Compass Group's delicious food and experienced our outstanding service. We have over 284,000 US associates who work in award-winning restaurants, corporate cafes, hospitals, schools, arenas, museums, and more in all 50 states. Our reach is constantly expanding to shape the industry and create new opportunities for innovation. Join the Compass family today!

great people. great services. great results.

Each and every individual plays a key role in the growth and legacy of our company. We know the next big idea can come from anyone. We encourage developing and attracting expertise that differentiates us as a company as we continue to raise the bar.

Job Summary

Key Responsibilities

Monitor, research, and resolve open, aging, and excessive credit card authorizations. Coordinate resolution.

Review suspicious credits, unmatched refunds, excessive refund activity, and other potential fraud indicators.

Manage chargebacks and retrieval requests, coordinating with payment processors and business units to ensure timely resolution.

Investigate and resolve credit card funding discrepancies, processing fees, and operational exceptions.

Process and validate daily FreedomPay invoice activity.

Perform monthly reconciliation of FreedomPay funding, fees, adjustments, and chargeback activity.

Administer user access and support access requests for payment gateway platforms, including FreedomPay, Authorize.Net, and Fusebox and any other future gateway platforms.

Prepare ad hoc reports and provide analytical support for management, Finance, Internal Audit, and other stakeholders.

Respond to and resolve Helix support tickets, ensuring timely communication and issue resolution.

Partner with internal departments, payment processors, gateway providers, and field personnel to resolve operational issues and enhance payment processes.

Serve as backup support for ReconArt and manual journal entries, batch report distribution, and credit card reject reviews.

Analyze existing business processes and identify opportunities for automation and operational improvement using Microsoft Power Apps

Collaborate with business users to gather requirements, document workflows, and develop automation solutions that improve efficiency and accuracy.

Support department initiatives, projects, and continuous improvement efforts related to payment operations and treasury functions.

Required Qualifications

Bachelor's degree in Accounting, Finance, Business Administration, or a related field; equivalent combination of education and at least five years of relevant work experience will be considered.

Minimum of two years of credit card, payment processing, treasury, banking, or related financial operations experience.

Proficiency with Microsoft 365 applications, including Excel, Outlook, Teams, and Power BI (preferred).

Strong analytical, problem-solving, and reconciliation skills.

Excellent organizational skills with the ability to manage multiple priorities in a fast-paced environment.

Effective verbal and written communication skills with the ability to collaborate across departments and with external partners.

Preferred Qualifications

Experience with payment gateways, processors, and merchant acquiring operations.

SAP experience.

Familiarity with FreedomPay, Authorize.Net, Fusebox, ReconArt, or similar payment and reconciliation platforms.

Knowledge of chargeback management, fraud mitigation, and payment card industry (PCI) compliance concepts.

Experience with process automation technologies such as Power Automate, Power Platform, or similar workflow tools.

Apply to Compass Group today!

Click here to Learn More about the Compass Story

Compass Group is an equal opportunity employer.  At Compass, we are committed to treating all Applicants and Associates fairly based on their abilities, achievements, and experience without regard to race, national origin, sex, age, disability, veteran status, sexual orientation, gender identity, or any other classification protected by law.

Qualified candidates must be able to perform the essential functions of this position satisfactorily with or without a reasonable accommodation. Disclaimer: this job post is not necessarily an exhaustive list of all essential responsibilities, skills, tasks, or requirements associated with this position. While this is intended to be an accurate reflection of the position posted, the Company reserves the right to modify or change the essential functions of the job based on business necessity. We will consider for employment all qualified applicants, including those with a criminal history (including relevant driving history), in a manner consistent with all applicable federal, state, and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York Fair Chance Act. 

Compass Corporate maintains a drug-free workplace.

Applications are accepted on an ongoing basis.

Associates at Corporate are offered many fantastic benefits.

  • Medical
  • Dental
  • Vision
  • Life Insurance/ AD
  • Disability Insurance
  • Retirement Plan
  • Paid Time Off
  • Paid Parental Leave
  • Holiday Time Off (varies by site/state)
  • Personal Leave
  • Associate Shopping Program
  • Health and Wellness Programs
  • Discount Marketplace
  • Identity Theft Protection
  • Pet Insurance
  • Commuter Benefits
  • Employee Assistance Program
  • Flexible Spending Accounts (FSAs)

Associates may also be eligible for paid and/or unpaid time off benefits in accordance with applicable federal, state, and local laws. For positions in Washington State, Maryland, or to be performed Remotely, click here or copy/paste the link below for paid time off benefits information.

https://www.compass-usa.com/wp-content/uploads/2023/08/2023_WageTransparency_CorpAndFoodbuy.pdf

Certain positions may require Florida Level 2 background screening. Details: https://info.flclearinghouse.com/ 

Req ID:  1556827

Compass Corporate 

Courtney E Sink 

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