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Merchant Officer Jobs (NOW HIRING)

The Merchant Services Officer is responsible for the development of new merchant services business, the expansion of existing bank business relationships, and the servicing of existing customers ...

Reporting to the Chief Merchandising Officer, the CMO serves as a strategic advisor to executive leadership and partners closely with Merchandising, Ecommerce, Store Operations, Information ...

Reporting to the Chief Merchandising Officer, the CMO serves as a strategic advisor to executive leadership and partners closely with Merchandising, Ecommerce, Store Operations, Information ...

Reporting to the Chief Merchandising Officer, the CMO serves as a strategic advisor to executive leadership and partners closely with Merchandising, Ecommerce, Store Operations, Information ...

The Merchant Services Officer is responsible for the development of new merchant services business, the expansion of existing bank business relationships, and the servicing of existing customers ...

You'll report to the Chief Merchandising Officer and may manage a small team. What You'll Own Brand & Product Concepting, Line Planning * Work with leadership to develop a shared understanding for ...

Senior Merchant

New York, NY · On-site

$100K - $120K/yr

You'll report to the Chief Merchandising Officer and may manage a small team. What You'll Own Brand & Product Concepting, Line Planning * Work with leadership to develop a shared understanding for ...

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Merchant Officer information

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$23.5K

$75.9K

$182.5K

How much do merchant officer jobs pay per year?

As of Sep 11, 2026, the average yearly pay for merchant officer in the United States is $75,929.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $98,500.00 per year, depending on experience, location, and employer.

What is a merchant officer?

Merchant Officers are licensed professionals who work on merchant ships, such as cargo vessels, oil tankers, and cruise ships. They are responsible for the safe navigation, operation, and management of the ship and its crew. Merchant Officers generally include deck officers (like Captain, Chief Mate, and Second Mate) and engineering officers, each with specific duties related to navigation, cargo handling, maintenance, and safety. Their work is essential for international trade and transporting goods across the world’s oceans. To become a Merchant Officer, one typically needs specialized maritime education and must obtain certifications and licenses in accordance with international and national regulations.

What are the main challenges a merchant officer faces when managing supplier relationships?

A Merchant Officer often encounters challenges such as negotiating favorable terms, ensuring timely deliveries, and maintaining quality standards across multiple suppliers. Balancing cost-effectiveness with reliability requires strong communication and negotiation skills, as well as the ability to troubleshoot issues quickly. Building and sustaining positive, long-term relationships with vendors is crucial, as is adapting to changing market conditions and supplier capabilities.

What are the key skills and qualifications needed to thrive as a merchant officer, and why are they important?

To thrive as a Merchant Officer, you need a solid understanding of navigation, ship operations, maritime safety regulations, and typically a relevant maritime degree or certification such as a Certificate of Competency (CoC). Familiarity with electronic chart display systems (ECDIS), radar, communication equipment, and safety management systems is essential. Strong leadership, decision-making, and teamwork skills are vital for managing crew and responding to maritime challenges. These competencies are crucial to ensure the safe, efficient, and compliant operation of merchant vessels at sea.

What is the difference between Merchant Officer vs Merchant Analyst?

AspectMerchant OfficerMerchant Analyst
Required CredentialsTypically a bachelor's degree in business, finance, or related field; certifications like CAMS or CTP are a plusSimilar educational background; often holds certifications in data analysis or financial analysis
Work EnvironmentBanking or financial institutions; merchant services departmentsFinancial institutions, consulting firms, or merchant service providers
Employer & Industry UsageUsed in banking, trade finance, and merchant services to oversee merchant accountsUsed to analyze merchant performance, risk, and transaction data

The Merchant Officer primarily manages merchant accounts, ensuring compliance and processing transactions, while the Merchant Analyst focuses on analyzing merchant data to assess performance and risk. Both roles require financial knowledge and work within similar environments, but their core responsibilities differ in management versus analysis.

What are popular job titles related to Merchant Officer jobs?

For Merchant Officer jobs, the most frequently searched job titles are:

Infographic showing various Merchant Officer job openings in the United States as of August 2026, with employment types broken down into 97% Full Time, and 3% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $75,929 per year, or $36.5 per hour.

Merchant Services Officer

Lubbock, TX • On-site

Hilltop Holdings
Finance and Insurance • 5 - 10K employees

Full-time

Re-posted yesterday


Key responsibilities

  • Generates sales calls and leads with prospective and existing merchants to sell and support credit card processing and other optional services.

  • Analyzes existing merchant statements to determine pricing options and provide client direction.

  • Prepares, delivers, and presents proposals to prospective and existing merchants.


Job description

PlainsCapital Bank is seeking to hire a Merchant Services Officer. The Merchant Services Officer is responsible for the development of new merchant services business, the expansion of existing bank business relationships, and the servicing of existing customers primarily in the area of merchant services. This position will serve as a merchant services point of contact and advisor in product knowledge, basic integration and specialization aspects with a focus on sales.

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about.

  • Must be able to report to PCB's Main Bank located at 5010 University Avenue, Lubbock, TX79413, without the need for relocation assistance.
  • Bachelor's degree in business or related field OR combination of equivalent relevant work experience and high school diploma, GED, or equivalent required.
  • 3 to 5 years of relevant experience in a customer-facing banking role required.
  • Previous experience in merchant services or treasury management sales strongly preferred.
  • ETA CPP certification preferred.
  • Self-motivated with strong business development, sales, and negotiation skills.
  • Excellent verbal, written and interpersonal communication skills with the ability to interact with all levels of clients and Bank personnel.
  • Excellent customer service and personal skills.
  • Excellent PC skills, including word processing, presentations, and spreadsheets via Microsoft Office products as well as custom applications and systems. Experience using Salesforce or other CRM (customer relationship management) system a plus.
  • Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

  1. Generates sales calls and leads with prospective and existing merchants to sell and support credit card processing and other optional services.
  2. Analyzes existing merchant statements to determine pricing options and provide client direction.
  3. Prepares, delivers, and presents proposals to prospective and existing merchants.
  4. Maintains proficiency in the changing environment of payment processing in order to set-up merchants, provide training, and download terminals.
  5. Maintains detailed records, reports, and logs pertaining to merchant referrals.
  6. Maintains an understanding and knowledge of compliance and risk issues collaborating with management to determine solutions.
  7. Answers questions regarding merchant services from customers and internal contacts.
  8. Communicates in a clear and succinct manner using multiple platforms.
  9. Additional responsibilities as required.