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Lower Middle Class Jobs (NOW HIRING)

Head-Royce School

Middle School Spanish Teacher

Oakland, NJ

$47.80K - $64.20K/yr

The ability to teach a heritage oriented Spanish class is a significant plus. * Empathetic and ... Head-Royce enrolls approximately 920 students in the three separate divisions--Lower, Middle and ...

McGehee School

Lower School Teacher

New Orleans, LA · On-site

... in-class curriculum, and exploring innovative pedagogical approaches. * Access meaningful ... Middle School. * Assess student progress using a variety of formative and summative tools and ...

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$19.5K

$84.5K

$311K

How much do lower middle class jobs pay per year?

As of May 30, 2026, the average yearly pay for lower middle class in the United States is $84,463.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,000.00 and $88,000.00 per year, depending on experience, location, and employer.

What is a Lower Middle Class job?

A lower middle-class job typically refers to occupations that provide modest financial stability but do not offer significant wealth or economic security. These jobs often require some level of education or skill but may not offer high salaries, benefits, or long-term financial growth. Examples include administrative assistants, retail managers, basic technical positions, and skilled trades. Workers in these roles often earn slightly above minimum wage but may still struggle with savings and unexpected expenses.

What are the key skills and qualifications needed to thrive as a Lower Middle Class worker, and why are they important?

To thrive in a lower middle class occupation, you typically need a solid work ethic, basic educational credentials such as a high school diploma or vocational training, and job-specific competencies. Familiarity with workplace technologies like point-of-sale systems, inventory software, or trade-specific tools is often required. Reliability, adaptability, and strong interpersonal skills help individuals excel in customer service and team-oriented environments. These skills and qualities are crucial for maintaining steady employment, advancing in one's career, and ensuring job stability in competitive sectors.

What are some common challenges faced by Customer Service Representatives when handling high call volumes, and how can they effectively manage stress in this environment?

Customer Service Representatives often encounter high call volumes, especially during peak business hours or promotional periods. This can lead to increased pressure to resolve issues quickly while maintaining professionalism and empathy. To manage stress, it is helpful to prioritize calls based on urgency, use call-handling scripts for efficiency, and take scheduled breaks to recharge. Supportive team environments and regular training also play a crucial role in helping representatives stay resilient and maintain high-quality service.

What does 'lower middle class' mean?

The term 'lower middle class' typically refers to a socioeconomic group that falls between the working class and the middle class. People in this group often have moderate incomes, may hold clerical, administrative, or low-level supervisory jobs, and may have some post-secondary education or vocational training. They generally have enough income to cover basic needs and some discretionary spending, but may face financial challenges with unexpected expenses. The exact definition can vary depending on country and economic context.

What is the difference between Lower Middle Class vs Retail Sales Associate?

AspectLower Middle ClassRetail Sales Associate
Typical CredentialsHigh school diploma or equivalentHigh school diploma often preferred
Work EnvironmentOffice settings, administrative rolesRetail stores, customer service
Industry UsageVarious sectors including finance, educationRetail industry primarily

The Lower Middle Class generally includes individuals with office-based jobs requiring basic education, while Retail Sales Associates work in retail environments focusing on customer service. The main difference lies in the work setting and industry focus, with the Lower Middle Class having broader employment options beyond retail.

More about Lower Middle Class jobs
What cities are hiring for Lower Middle Class jobs? Cities with the most Lower Middle Class job openings:
What states have the most Lower Middle Class jobs? States with the most job openings for Lower Middle Class jobs include:
What job categories do people searching Lower Middle Class jobs look for? The top searched job categories for Lower Middle Class jobs are:
Lower Middle Class jobs near you
Infographic showing various Lower Middle Class job openings in the United States as of May 2026, with employment types broken down into 8% As Needed, 61% Full Time, 23% Part Time, and 8% Contract. Highlights an 87% Physical, 8% Hybrid, and 5% Remote job distribution, with an average salary of $84,463 per year, or $40.6 per hour.
Director/Managing Director Relationship Manager-Sponsor

Director/Managing Director Relationship Manager-Sponsor

First Citizens Bank

Dallas, TX • Hybrid

Full-time

Posted 10 days ago

First Citizens Bank rating

7.6

Company rating: 7.6 out of 10

Based on 102 frontline employees who took The Breakroom Quiz

80th of 141 rated banks

Job description

Overview

This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office. This is a role that may only be hired in the following locations: Texas (Dallas, Houston, Austin)

First Citizens offers you the strength and stability of a diversified financial institution with a 125-year tradition of service and the personalized approach of a nimble financial partner.

First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of more than 550 branches in 23 states and commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $230 billion in assets.

First Citizens Sponsor Finance provides cash flow and asset based senior debt for private equity-backed transactions in the middle market and lower middle market throughout the United States

The role of Director/Managing Director, Relationship Manager - Sponsor Finance is responsible for developing and managing Sponsor Finance relationships with middle market private equity firms. The Director/Managing Director role is the primary contact to provide products and services which support the unique financial needs of our private equity clients. This position collaborates with various corporate partners to build and manage full banking relationships. The individual will act as a Deal team lead and will be responsible for mentoring and providing guidance for less experienced team members.


Responsibilities
  • Develop strong relationships with existing and new Private Equity Sponsors within the middle and lower middle market
  • Successfully pitch and win lead mandates for cash flow and ABL financings
  • Manage the internal deal process from origination to deal closing working closely with underwriting, risk, operations, legal and capital markets to successfully execute on opportunities for our clients
  • Work in partnership with underwriting and portfolio management teams to present deals for Credit Administration approval
  • Work /coordinate with the deal team to communicate company performance, follow-on deal requests and potential amendments requests
  • Work/coordinate with First Citizens’ Middle Market Banking, Global Fund Banking and other product teams to develop relationships and opportunities for the bank as a whole.
  • Comply with all regulations, bank policies, procedures and delegated authorities to manage risk related to credit, operational, reputational, regulatory and legal aspects of personal interactions, customer transactions and financial exposures. Complete required training by established deadlines.

Qualifications

Bachelor's Degree and 10 years of experience in Commercial Banking, Relationship Management, Sales OR High School Diploma or GED and 14 years of experience in Commercial Banking, Relationship Management, Sales

Preferred Education: MBA

Preferred Area of Study: Business Administration, Finance, Economics

Preferred Area of Experience: Sponsor /Leveraged Finance

Preferred Skills:

  • Ten years’ experience calling on Private Equity Sponsors as the primary point of contact for Business Development.
  • Five or more years’ experience in underwriting/financial statement analysis.
  • Strong working knowledge of Microsoft Excel and how to build/analyze complex financial models with assumption drivers appropriate for a particular business model and industry.
  • Thorough understanding of credit, structuring, legal and collateral requirements.
  • Strong analytical and problem-solving skills.
  • Ability to prioritize, organize and coordinate responsibilities.
  • Ability to work in a team environment and quickly build successful working relationships with co-workers, business partners and management.
  • Effectively communicate with co-workers, business partners and management through well-developed presentation, written and verbal skills.
  • Ability to prioritize, organize and coordinate responsibilities.
  • Willing to travel as needed.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-Hybrid

Qualifications:

Bachelor's Degree and 10 years of experience in Commercial Banking, Relationship Management, Sales OR High School Diploma or GED and 14 years of experience in Commercial Banking, Relationship Management, Sales

Preferred Education: MBA

Preferred Area of Study: Business Administration, Finance, Economics

Preferred Area of Experience: Sponsor /Leveraged Finance

Preferred Skills:

  • Ten years’ experience calling on Private Equity Sponsors as the primary point of contact for Business Development.
  • Five or more years’ experience in underwriting/financial statement analysis.
  • Strong working knowledge of Microsoft Excel and how to build/analyze complex financial models with assumption drivers appropriate for a particular business model and industry.
  • Thorough understanding of credit, structuring, legal and collateral requirements.
  • Strong analytical and problem-solving skills.
  • Ability to prioritize, organize and coordinate responsibilities.
  • Ability to work in a team environment and quickly build successful working relationships with co-workers, business partners and management.
  • Effectively communicate with co-workers, business partners and management through well-developed presentation, written and verbal skills.
  • Ability to prioritize, organize and coordinate responsibilities.
  • Willing to travel as needed.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-Hybrid

Education:UNAVAILABLEEmployment Type: FULL_TIME

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