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How much do lower middle class jobs pay per year?

As of Aug 1, 2026, the average yearly pay for lower middle class in the United States is $84,463.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,000.00 and $88,000.00 per year, depending on experience, location, and employer.
What cities are hiring for Lower Middle Class jobs? Cities with the most Lower Middle Class job openings:
What states have the most Lower Middle Class jobs? States with the most job openings for Lower Middle Class jobs include:
A map of the United States highlighting the number of Lower Middle Class job openings by state according to ZipRecruiter. The image is accompanied by a detailed chart listing the number of Lower Middle Class job openings in each state, with Virginia having the most at 1 and Hawaii the least at 0.

Commercial Lines Marketing Associate

HUB

Columbus, OH

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago

New


Job description

ABOUT HUB INTERNATIONAL:

HUB International Limited ("HUB") is one of the largest global insurance and employee benefits broker, providing a broad array of property, casualty, risk management, life and health, employee benefits, investment and wealth management products and services. With over 21,000 employees in 600+ offices throughout North America, HUB has grown substantially, in part due to our industry leading success in Mergers and Acquisitions.

WHAT WE OFFER YOU:

At HUB we believe in investing in the future of our employees. Our entrepreneurial culture fosters an environment of open feedback and improvement that empowers our people to make the best decisions for our customers and organization. We offer:

  • Competitive salaries and benefits offerings

  • Medical/dental/vision insurance and voluntary insurance options

  • Health Savings Account funding

  • 401k matching program

  • Company paid Life and Short-Term Disability Plans

  • Supplemental Life and Long-Term Disability Options

  • Comprehensive Wellness Program

  • Generous PTO Package - Vacation, Holiday, Sick, and Personal Time Off

  • Great work/life balance because that's important for all of us!

  • Focus on creating a meaningful environment through employee engagement events

  • The ability to be a part of a motivated, winning team with the opportunity to learn from colleagues who are amongst the top talent in the industry!

  • Growth potential - HUB is constantly growing and so can your career!

  • A rewarding career that helps local businesses in the community

  • Strong community support and involvement through HUB Gives

POSITION SUMMARY:

The Commercial Lines Marketing Associateis responsible forthe marketing, quoting, andbindingnew commercial insurance business in the lower-middle market segment.This role works directly with producers and carriers to placebusinessalignment with Hub Heartland's coverage standards, preferred carrier partnerships, and strategic initiativesand isresponsible for quoting, binding, and issuing policies on house accounts as directed by the Chief Marketing Officer, working closely with the service team.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

New Business Marketing

  • Market new business across all lines of commercial insurance in the lower-middle market segment, working directly with producers and carriers to place coverage aligned with company standards, preferred carrier partnerships, and initiatives, and directlyimpactrevenue goals through new business acquisition.

  • Quote, bind, and issue policies for house accounts as directed by the Chief MarketingOfficer andmanage call-in and cross-departmental spin-off business that does not require an assigned producer, including submission gathering, quoting, and binding of coverage.

  • Underwritecommercial accounts within insurance company delegated underwriting authority, guidelines, and procedures.

  • Prepare and coordinate building replacement cost valuations anddetermineflood zones using available resources; verifyappropriate ratingclassifications, such as GL and auto class codes for new businesssubmitted; andassistin obtaining other information needed to support the underwriting submission.

Internal Relationships

  • Conduct internal handoff meetings with the assigned service team oncenewbusiness is bound, ensuring a clean transition of account details and expectations.

  • Coordinate directly with Hub specialty practice groups across the boundaryless resource network to secure market access and quotes for specialized lines of coverage.

  • Serve as a point of contact for producers on new business submission preparation, reviewing materials for alignment with Hub Heartland coverage standards before submissions are routed to carriers.

Carrier Relationships & Industry Knowledge

  • Attend carrier meetings and build relationships with insurance company underwriters through professional risk submissions, carrier visitation, and fair but firm negotiation.

  • Maintain up-to-date knowledge of carrier appetite, coverage advantages, program changes, line of business trends, rating technique, and coverage development.

  • Assistin the analysis of line of business and carrier production trends, and recommend corrective action where deficiencies areidentified.

Operations & Quality Control

  • Responsible for allpost binding activities, including carrier documentation andagency management system (EPIC)entry.

  • Ensure marketing workflows are captured in the agency management systemin accordance withHub Heartland policies and procedures.

  • Execute a quality control process for all proposals and quotations delivered, assuring coverage, condition, rating, and pricing accuracy.

  • Other responsibilities as assigned by the Chief Marketing Officer

The essential duties contained in this job description reflect general details as necessary to describe the principal functions of this job, the level of knowledge and skill typicallyrequiredand the scope of responsibility.It should not be considered anall-inclusive listing of work requirements.Individuals may perform otherduties asassigned, including work in other functional areas to cover absences,equalizepeak workperiodsor otherwiseto balancethe workload.

KNOWLEDGE AREAS

  • Three years of experience in commercial insurance.

  • Three years of experience in marketing or underwriting.

  • Thorough knowledge of commerciallinescoverages and markets, including property and casualty rating.

  • Producer'slicenserequired.

  • Proficiencywith Microsoft Office applications.

  • Excellent organizational, interpersonal, and communication skills, with the ability to work effectively across departments and with producers, carriers, and service teams.

Department Account Management & ServiceRequired Experience: 2-5 years of relevant experienceRequired Travel: Up to 25%Required Education: Bachelor's degree (4-year degree)

HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.

E-Verify Program

We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting teamHUBRecruiting@hubinternational.com. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.