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Lower Middle Class Jobs in Texas (NOW HIRING)

The company leverages its global leadership in carbon management to advance lower-carbon ... Headquartered in Houston, Oxy primarily operates in the United States, Middle East and North Africa.

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Lower Middle Class information

See Texas salary details

$17.1K

$74.3K

$273.5K

How much do lower middle class jobs pay per year?

As of Jul 27, 2026, the average yearly pay for lower middle class in Texas is $74,280.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,418.00 and $77,390.00 per year, depending on experience, location, and employer.

What is the difference between Lower Middle Class vs Retail Sales Associate?

AspectLower Middle ClassRetail Sales Associate
Typical CredentialsHigh school diploma or equivalentHigh school diploma often preferred
Work EnvironmentOffice settings, administrative rolesRetail stores, customer service
Industry UsageVarious sectors including finance, educationRetail industry primarily

The Lower Middle Class generally includes individuals with office-based jobs requiring basic education, while Retail Sales Associates work in retail environments focusing on customer service. The main difference lies in the work setting and industry focus, with the Lower Middle Class having broader employment options beyond retail.

What are some common challenges faced by Customer Service Representatives when handling high call volumes, and how can they effectively manage stress in this environment?

Customer Service Representatives often encounter high call volumes, especially during peak business hours or promotional periods. This can lead to increased pressure to resolve issues quickly while maintaining professionalism and empathy. To manage stress, it is helpful to prioritize calls based on urgency, use call-handling scripts for efficiency, and take scheduled breaks to recharge. Supportive team environments and regular training also play a crucial role in helping representatives stay resilient and maintain high-quality service.

What does 'lower middle class' mean?

The term 'lower middle class' typically refers to a socioeconomic group that falls between the working class and the middle class. People in this group often have moderate incomes, may hold clerical, administrative, or low-level supervisory jobs, and may have some post-secondary education or vocational training. They generally have enough income to cover basic needs and some discretionary spending, but may face financial challenges with unexpected expenses. The exact definition can vary depending on country and economic context.

What professions make 200,000 a year without a degree?

Some high-paying professions that can reach $200,000 annually without a college degree include commercial pilots, real estate brokers, sales managers, and certain skilled trades like elevator installers and power plant operators. Success in these roles often depends on experience, certifications, or licensing rather than formal education.

What salary is considered lower-middle class?

For lower middle class jobs, such as entry-level or semi-skilled positions, the salary typically ranges from about 50% to 80% of the median household income in a region. In the United States, this often translates to annual earnings between approximately $30,000 and $60,000, depending on location and cost of living. These roles may require basic skills, certifications, or on-the-job training.

What are the key skills and qualifications needed to thrive as a Lower Middle Class worker, and why are they important?

To thrive in a lower middle class occupation, you typically need a solid work ethic, basic educational credentials such as a high school diploma or vocational training, and job-specific competencies. Familiarity with workplace technologies like point-of-sale systems, inventory software, or trade-specific tools is often required. Reliability, adaptability, and strong interpersonal skills help individuals excel in customer service and team-oriented environments. These skills and qualities are crucial for maintaining steady employment, advancing in one's career, and ensuring job stability in competitive sectors.

What jobs are common in the lower-middle class?

Common jobs in the lower-middle class include roles such as retail sales associates, administrative assistants, customer service representatives, and skilled trades like electricians or plumbers. These positions often require a high school diploma or vocational training and typically offer hourly wages suitable for middle-income households.

Is $70,000 a year considered middle class?

For a lower middle class job, earning $70,000 annually generally places an individual above the lower middle class threshold in many regions, but whether it is considered middle class depends on the cost of living and regional income standards. In high-cost areas, this income may be closer to middle class, while in lower-cost regions, it may be comfortably middle class or higher.

What is a Lower Middle Class job?

A lower middle-class job typically refers to occupations that provide modest financial stability but do not offer significant wealth or economic security. These jobs often require some level of education or skill but may not offer high salaries, benefits, or long-term financial growth. Examples include administrative assistants, retail managers, basic technical positions, and skilled trades. Workers in these roles often earn slightly above minimum wage but may still struggle with savings and unexpected expenses.

What cities in Texas are hiring for Lower Middle Class jobs? Cities in Texas with the most Lower Middle Class job openings:
Infographic showing various Lower Middle Class job openings in Texas as of July 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 100% In-person job distribution, with an average salary of $74,280 per year, or $35.7 per hour.
Financial Planning and Analysis Analyst

Financial Planning and Analysis Analyst

Main Street Capital Corporation

Houston, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago


Job description


Main Street Capital Corporation (NYSE:MAIN)

Company Overview

Main Street Capital Corporation (www.mainstcapital.com), or Main Street, is a publicly traded principal investment firm (NYSE: MAIN) with over $8.5+ billion of capital under management. Main Street primarily provides customized long-term debt and equity capital solutions to lower middle market companies and debt capital to private companies owned by or in the process of being acquired by a private equity fund. Main Street's portfolio investments are typically made to support management buyouts, recapitalizations, growth financings, refinancings and acquisitions of companies that operate in diverse industry sectors. Main Street seeks to partner with entrepreneurs, business owners and management teams and generally provides "one stop" financing alternatives within its lower middle market investment strategy. Main Street seeks to partner with private equity fund sponsors and primarily invests in secured debt investments in its private loan investment strategy. Main Street's lower middle market companies generally have annual revenues between $10 million and $150 million and Main Street’s private loan portfolio companies generally have annual revenues between $25 million and $500 million.

Main Street has consistently been ranked as a Top 100 Place to Work in Houston (ranked in the total 100 in 2025, 2024, 2023 and 2022 within the small-company ranking category by the Houston Chronicle). Additionally, Main Street was listed on the Houston Chronicle’s “CHRON100” top performing Houston-based publicly-traded companies.

Trust, friendliness, conscientiousness, and fun are embedded in Main Street’s culture. We sponsor regular activities for our employees, which we believe help create personal friendships, bonds and workplace happiness. We strive to be more than just an office for our employees. We work to create meaningful experiences for our employees where they are allowed to be themselves and connect with their peers. This promotes collaboration and drives individual and firm wide performance. Culture is the secret ingredient to Main Street’s 20 years of success as a publicly traded principal investment firm. We are a strong and healthy workplace and believe in consistently rewarding top talent.

We’re currently looking for an FP&A Analyst that can bring their attention to detail, strong work ethic and organizational skills to our team and organization. We are looking for a highly motivated self‑starter with a positive, result-oriented mindset. The ideal candidate will excel in a deadline‑sensitive environment, consistently delivering efficient and effective outcomes while fostering teamwork across the organization.

Position Summary

This position will be engaged as a member of the accounting, finance and investment teams. Primarily assisting with the planning and analysis of our investments in our portfolio companies and overall MAIN Street. This role offers the opportunity to further develop accounting, financial and reporting skills. The opportunity also allows the individual to be part of ongoing transformation of tools, technology and templates to continue to operate as best in class.

Responsibilities

  • Maintain financials for Portfolio Companies, deal teams and MAIN Street for planning and budgeting purposes
  • Create and assist in management (internal) reporting and analysis
  • Assist in special projects and ad hoc reporting as directed by executive management
  • Create Investor and Analyst presentations
  • Communicate with Portfolio Companies on a monthly basis regarding financial results and operational objectives
  • Develop OneStream knowledge to assist Portfolio Companies in their monthly reporting, including any additional KPI data
  • Create reporting packages alongside the Portfolio Company for their current and historical financial records

Skills/ Qualifications

  • Bachelor’s degree in Accounting or Finance required (Master’s in Accounting or MBA is a plus)
  • Prefer candidates who currently have a CPA designation or are currently working towards a designation.
  • 1-2 years of experience in banking, accounting, or related finance function.
  • Strong accounting and GAAP background.
  • Demonstrated leadership potential, including the ability to influence, take initiative, and assume increasing responsibility.
  • Must exhibit a strong work ethic and be willing to complete projects accurately under tight deadlines.
  • Exhibit strong organizational, communication and Microsoft Excel skills.

Why join Main Street’s growing team?

  • Unique and differentiated lower middle market investment strategy
  • Supportive and dynamic team-based work environment
  • Great compensation and benefits

Company Benefits

At Main Street, we’re committed to creating an environment where our employees can thrive both professionally and personally. We offer comprehensive medical, dental, and vision coverage effective on your first day. Our competitive compensation package includes bonus opportunities and restricted stock awards, along with fully employer‑paid life insurance, short‑term disability, and long‑term disability coverage. Employees start with 15 days of paid time off, enjoy 12 company holidays, and receive an immediate 401(k) employer match beginning the first of the month following their hire date—without any vesting schedule.

We proudly support professional development by covering licensing and continuing education costs, and we provide 100% company‑paid parking and access to an on‑site gym. Additional benefits include a Scholarship Program for dependents, volunteer time off to participate in charitable and volunteer activities, paid parental leave, and access to back-up caregiving services, among many other perks designed to support your well‑being and success.

Location

Our Corporate Office is in a premier office building in the Uptown/ Galleria area in Houston, Texas (1300 Post Oak Blvd, 8th Floor, Houston, TX 77056).

Our Commitment

Main Street Capital Corporation is an equal opportunity employer committed to diversity in recruiting, hiring, developing, compensating and promoting applicants and its employees. All employment decisions are made without regard to sex, race, color, religion, national origin or ancestry, citizenship, age, disability, marital or veteran status, sexual orientation, gender identity or expression, or any other legally protected categories.