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Life Insurance Sales Agent Jobs (NOW HIRING)

$99K - $128K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

$99K - $128K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

Life Insurance Sales Agent

Chicago, IL · On-site +1

$105K - $137K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

Life Insurance Sales Agent

Helotes, TX · On-site +1

$88K - $114K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

$95K - $123K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

Life Insurance Sales Agent

San Antonio, TX · On-site +1

$94K - $122K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

$99K - $128K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

$95K - $123K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

Life Insurance Sales Agent

San Antonio, TX · On-site +1

$94K - $122K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

$99K - $128K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

Life Insurance Sales Agent

Helotes, TX · On-site +1

$88K - $114K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a dynamic and client-focused insurance ...

Life Insurance Sales Agent

Los Angeles, CA · On-site +1

$110K - $143K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a proactive insurance agency dedicated to ...

$95K - $123K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a proactive insurance agency dedicated to ...

$95K - $123K/yr

Life Insurance Sales Agent Location: Work from Home/Remote Position Job Type: Full-Time/Part-Time/Uncapped Commission-Based About Us: GIA Legacy Planning is a proactive insurance agency dedicated to ...

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Showing results 1-20

Life Insurance Sales Agent information

See salary details

$35K

$115.3K

$146K

How much do life insurance sales agent jobs pay per year?

As of Jun 30, 2026, the average yearly pay for life insurance sales agent in the United States is $115,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $102,500.00 and $133,000.00 per year, depending on experience, location, and employer.

How much do life insurance agents typically make per sale?

Life insurance agents typically earn commissions ranging from 20% to 40% of the policy's premium for each sale. The exact amount depends on the policy type, the insurer's commission structure, and the agent's experience and sales volume.

What is the difference between Life Insurance Sales Agent vs Insurance Broker?

AspectLife Insurance Sales AgentInsurance Broker
CredentialsLicensing required, often specific to life insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for a single insurance company or agencyWorks independently or for multiple insurers, advising clients on various options
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or affiliated with brokerage firms, representing multiple insurers
Search & Comparison IntentLooking for sales roles within life insuranceSeeking broader insurance options or independent advice

While both roles involve selling insurance products, a Life Insurance Sales Agent typically works for a specific insurer and focuses solely on life insurance policies. An Insurance Broker operates independently or for a brokerage, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path or insurance professional for their needs.

What are some common challenges Life Insurance Sales Agents face in building and maintaining a client base?

One of the primary challenges for Life Insurance Sales Agents is consistently finding and connecting with potential clients, especially in a competitive market. Agents often need to balance prospecting for new business with nurturing relationships with existing clients to encourage referrals and policy renewals. Persistence, excellent communication skills, and adaptability to different client needs are essential for overcoming these challenges. Many agencies provide training and lead-generation support, but success often depends on an agent's networking efforts and ability to build trust over time.

Can I get life insurance with lupus?

Life insurance sales agents should understand that individuals with lupus may face challenges obtaining coverage, as insurers assess health risks based on medical history. Approval and premium rates depend on disease severity, control, and overall health, and some policies may require medical exams or additional documentation. Advising clients with lupus involves understanding underwriting processes and available policy options.

How much can you sell a $100,000 life insurance policy for?

As a life insurance sales agent, the commission for selling a $100,000 policy typically ranges from 20% to 100% of the first-year premium, depending on the insurer and policy type. The actual amount earned varies based on the company's commission structure, the policy's premium, and sales volume.

What Does a Life Insurance Sales Agent Do?

A Life Insurance Sales Agent is a professional salesperson specializing in selling life insurance policies to individuals. They are generally responsible for calling potential clients to add leads to their book of business and make sales, meet with clients, explain the various types of life insurance available, customize packages and quotes for clients, and handle policy renewals. Life Insurance Sales Agents may also be responsible for helping clients plan for their financial future and retirement and help facilitate any additional exams that may be needed for their policies to be underwritten. Those in this role need to be up to date on state regulations regarding insurance and with new policies being offered by the company.

What are the key skills and qualifications needed to thrive as a Life Insurance Sales Agent, and why are they important?

To thrive as a Life Insurance Sales Agent, you need a strong understanding of insurance products, state licensure, and sales acumen. Familiarity with CRM systems, quoting software, and digital communication tools is typically required. Outstanding interpersonal skills, resilience, and persuasive communication help agents build trust and effectively address client needs. These skills are crucial for meeting sales targets, ensuring regulatory compliance, and building long-term client relationships.

What does a Life Insurance Sales Agent do?

A Life Insurance Sales Agent helps clients choose life insurance policies that best fit their needs and financial situations. They explain various types of policies, the benefits and costs, and assist clients through the application process. Agents also follow up with customers, handle policy renewals, and may provide guidance on other financial products. Their goal is to ensure individuals and families are financially protected in the event of death or critical illness.

Is a life insurance sales agent a good job?

A life insurance sales agent sells policies to clients and often works on a commission basis, which can lead to variable income. The role requires strong sales skills, knowledge of insurance products, and the ability to build client relationships; it can be rewarding for those interested in sales and financial planning but may involve high competition and income fluctuations.
What cities are hiring for Life Insurance Sales Agent jobs? Cities with the most Life Insurance Sales Agent job openings:
What states have the most Life Insurance Sales Agent jobs? States with the most job openings for Life Insurance Sales Agent jobs include:
What are popular job titles related to Life Insurance Sales Agent jobs? For Life Insurance Sales Agent jobs, the most frequently searched job titles are:
Infographic showing various Life Insurance Sales Agent job openings in the United States as of June 2026, with employment types broken down into 75% Full Time, 24% Part Time, and 1% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $115,315 per year, or $55.4 per hour.

Life Insurance Sales Agent

GIA Legacy Planning

On-site, Remote

$99K - $128K/yr

Full-time

Posted 12 days ago


Job description

Life Insurance Sales Agent
Location: Work from Home/Remote Position
Job Type: Full-Time/Part-Time/Uncapped Commission-Based
About Us:
GIA Legacy Planning is a dynamic and client-focused insurance agency. We specialize in providing personalized insurance solutions to protect families and businesses. Our culture is built on integrity, mentorship, and professional growth.
We are seeking a motivated and results-driven Life Insurance Sales Agent to join our expanding team. If you have a passion for helping others, enjoy building relationships, and seek an opportunity with unlimited earning potential, we want to hear from you!
Responsibilities:
  • Identify client needs and recommend tailored insurance solutions
  • Develop and maintain strong client relationships
  • Educate clients on available policies and coverage options
  • Stay informed about industry trends and product offerings
  • Work independently while collaborating with a supportive team

What We Offer:
  • Uncapped commission structure with potential for bonuses
  • Flexible work schedule (remote position)
  • Virtual training and mentorship programs
  • Access to top-rated insurance carriers and products
  • Opportunities for career growth and leadership development
  • Supportive team culture with ongoing coaching and professional development

Requirements:
  • Insurance license (or willingness to obtain one - we provide guidance)
  • Strong communication and interpersonal skills
  • Self-motivated with a results-driven mindset
  • Ability to work independently and manage time effectively
  • Basic computer skills for CRM and client management

Ready to take charge of your future?
Apply today!
Locations Erie, CO Remote status Fully Remote