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Life Insurance Examiner Jobs (NOW HIRING)

RSM Global

Financial Examiner

Perform reviews of examination work papers and evaluate insurance company operations. * Ensure the ... We offer flexibility in your schedule, empowering you to balance life's demands, while also ...

RSM Global

Financial Examiner

Financial Examiner Risk & Regulatory Consulting, LLC (Regulatory Insurance) Work from home-any US ... We offer flexibility in your schedule, empowering you to balance life's demands, while also ...

Forest County Potawatomi

Insurance Claims Examiner II

WI · On-site

... Examiner Works with the Customer Service Coordinator to manage and provide direction to the ... Life insurance * 401k with match Equal Opportunity Employer This employer is required to notify all ...

Chubb

Senior Claim Examiner

Philadelphia, PA · On-site

Provide coaching and guidance to new claim examiners * BA/BS College Degree Preferred. JD is ... insurance, reinsurance, and life insurance to a diverse group of clients. The company is ...

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Life Insurance Examiner information

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$37K

$93.5K

$100K

How much do life insurance examiner jobs pay per year?

As of Jun 12, 2026, the average yearly pay for life insurance examiner in the United States is $93,488.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are Life Insurance Examiners?

Life Insurance Examiners are professionals who evaluate the health and medical history of individuals applying for life insurance policies. Their primary role is to conduct interviews, review medical records, and sometimes perform basic health assessments such as measuring blood pressure or collecting blood and urine samples. The information they gather helps insurance companies assess the risk of insuring an applicant and determine policy eligibility and premium rates. Life Insurance Examiners play a crucial part in ensuring that insurance decisions are fair and based on accurate health information.

What are the key skills and qualifications needed to thrive as a Life Insurance Examiner, and why are they important?

To thrive as a Life Insurance Examiner, you need a solid understanding of medical terminology, anatomy, and life insurance principles, often supported by a nursing or allied health background. Familiarity with medical examination tools, electronic health record systems, and industry-specific software is typically required. Strong interpersonal communication, attention to detail, and organizational skills help you efficiently interact with clients and accurately document findings. These competencies are crucial for ensuring precise risk assessment and high-quality service in the underwriting process.

What is the difference between Life Insurance Examiner vs Insurance Underwriter?

AspectLife Insurance ExaminerInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles prefer insurance or medical certificationsRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, reviewing medical records and claimsOffice setting, assessing risk and approving policies
Industry UsageCommonly employed by insurance companies during claims processingUsed across insurance sectors for policy issuance and risk assessment

While both roles are integral to the insurance industry, a Life Insurance Examiner primarily reviews medical records and claims during the claims process, whereas an Insurance Underwriter evaluates risks to determine policy eligibility and pricing. Understanding these differences helps clarify career paths and job expectations within the insurance field.

What are some common challenges faced by Life Insurance Examiners during the application review process?

Life Insurance Examiners often encounter challenges such as incomplete or inconsistent medical records, difficulty obtaining timely information from healthcare providers, and complex cases that require thorough investigation. Staying organized and maintaining clear communication with applicants and agents is essential to ensure accurate and efficient case evaluation. Additionally, Examiners must balance attention to detail with productivity targets, making time management and adaptability key skills in this role.
More about Life Insurance Examiner jobs
What cities are hiring for Life Insurance Examiner jobs? Cities with the most Life Insurance Examiner job openings:
What states have the most Life Insurance Examiner jobs? States with the most job openings for Life Insurance Examiner jobs include:
What job categories do people searching Life Insurance Examiner jobs look for? The top searched job categories for Life Insurance Examiner jobs are:
Life Insurance Examiner jobs near you
Infographic showing various Life Insurance Examiner job openings in the United States as of June 2026, with employment types broken down into 77% Full Time, 17% Part Time, and 6% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $93,488 per year, or $44.9 per hour.
Financial Examiner

Financial Examiner

RSM Global

Remote

Full-time

Posted 28 days ago

Job description

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You'll find an environment that inspires and empowers you to thrive both personally and professionally. There's no one like you and that's why there's nowhere like RSM.
The Financial Examiner will primarily perform financial examinations and regulatory consulting services for state insurance departments. This position has significant opportunity for advancement as well as personal and professional growth.
Responsibilities
(Responsibilities vary depending on seniority level)
  • Perform risk focused financial examinations to determine solvency and compliance to statutes on behalf of Risk & Regulatory Consulting LLC insurance clients.
  • Perform reviews of examination work papers and evaluate insurance company operations.
  • Ensure the integrity of the regulatory system.
  • Assist with the preparation of reports, exhibits, and other supporting schedules that detail a company's solvency, condition and compliance with laws and regulations, and recommend solutions to questionable financial conditions.
  • Responsible for timely submission of draft reports for review.
  • Recommend/document actions to ensure compliance with laws and regulations, or to protect solvency of the company.
  • Provide knowledge and guidance of insurance laws, rules, and regulations.
  • Review and analyze new, proposed, or revised laws, regulations, policies, and procedures in order to interpret their meaning and determine impact to the company.
  • Analyze financial operating statements, reports, and records relating to specific and overall operations of insurance companies; prepare and supervise writing of clear, complete, concise, and informative reports of financial conditions of insurance companies and health care organizations.
  • Consistently enhance knowledge of: principles, practices, techniques, and methods of accounting and auditing; insurance examination and regulation; insurance laws and Insurance Commissioner's rulings; and related Attorney General opinions and court decisions; insurance company practices; statistical sampling procedures; basic actuarial mathematics; principles and practice of effective supervision, insurance companies and health care organizations.

Qualifications
  • Bachelor's Degree in Accounting or Finance; MBA and/or professional certification/s preferred
  • Minimum 5+ years experience as an accountant, auditor or examiner with a state insurance department or a public accounting firm or as an accountant, internal or external auditor or examiner of insurance companies.
  • Insurance industry experience is a must.
  • Certified Financial Examiner (CFE) or CFE Candidate, CPA or CPA candidate, and/or Certified Internal Auditor (CIA) or CIA Candidate a plus
  • PC skills, including experience in using software for producing presentations, spreadsheets, and project planning (skilled in TeamMate, ACL/Access, and MS Excel, Word and Power Point)
  • Strong interpersonal, presentation, analytical and examination/audit skills
  • Excellent organizational skills and the ability to prioritize multiple tasks, projects and assignments using effective time management skills
  • Strong written and verbal communication skills are required
  • Dynamic/flexible demeanor with exceptional client service skills
  • Must be self-motivated, work well independently and possess a sense of urgency
  • Skilled in team building and team development
  • Work from home with flexibility to travel
  • Ability to demonstrate ethical and professional standards as outlined by the Firm

At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life's demands, while also maintaining your ability to serve clients. Learn more about our total rewards at https://rsmus.com/careers/working-at-rsm/benefits.
All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race; color; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender; sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the US uniformed service; US Military/Veteran status; pre-disposing genetic characteristics or any other characteristic protected under applicable federal, state or local law.
Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please call us at 800-274-3978 or send us an email at careers@rsmus.com.
RSM does not intend to hire entry level candidates who will require sponsorship now OR in the future (i.e. F-1 visa holders). If you are a recent U.S. college / university graduate possessing 1-2 years of progressive and relevant work experience in a same or similar role to the one for which you are applying, excluding internships, you may be eligible for hire as an experienced associate.
RSM will consider for employment qualified applicants with arrest or conviction records. For those living in California or applying to a position in California, please click here for additional information.
At RSM, an employee's pay at any point in their career is intended to reflect their experiences, performance, and skills for their current role. The salary range (or starting rate for interns and associates) for this role represents numerous factors considered in the hiring decisions including, but not limited to, education, skills, work experience, certifications, location, etc. As such, pay for the successful candidate(s) could fall anywhere within the stated range.
Compensation Range: $69,800 - $132,000
Individuals selected for this role will be eligible for a discretionary bonus based on firm and individual performance.
RSM International logo

About RSM International

Sourced by ZipRecruiter

RSM International is a leading global network of audit, tax, and consulting firms. Headquartered in Chicago, Illinois, US, the firm focuses on providing an exceptional range of professional services to empower clients to move forward with confidence. RSM International was established in 1964 and has since grown to encompass firms in more than 120 countries. The firm's mission is guided by a deep understanding of what clients need to help drive their businesses forward, combined with the international reach of RSM firms worldwide.

Industry

Business management consulting

Company size

10,000+ Employees

Headquarters location

Chicago, IL, US

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