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Life Insurance Examiner Jobs in California (NOW HIRING)

Talon & Family Inc

Mobile Examiner

San Diego, CA · On-site

$17.75/hr

... Examiner position. We are the largest private paramedical company in the country and we conduct ... and works to conduct medical exams for life insurance and clinical research purposes.

Talon & Family Inc

Mobile Examiner

San Diego, CA · On-site

$17.75/hr

... Examiner position. We are the largest private paramedical company in the country and we conduct ... and works to conduct medical exams for life insurance and clinical research purposes.

Talon & Family Inc

Mobile Examiner

San Diego, CA · On-site

$17.75/hr

... Examiner position. We are the largest private paramedical company in the country and we conduct ... and works to conduct medical exams for life insurance and clinical research purposes.

City of Monterey

Plans Examiner

Monterey, CA · On-site

$105K - $128K/yr

The Plans Examiner position is a full-time position in the Building and Safety Division of the ... Some of these benefits include a Health Spending Fund, Medical, Dental, Vision, and Life Insurance ...

City of Monterey, CA

Plans Examiner

Monterey, CA · On-site

$105K - $128K/yr

Some of these benefits include a Health Spending Fund, Medical, Dental, Vision, and Life Insurance ... The Plans Examiner independently reviews and examines plans for all types and sizes of building ...

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All JobsLife Insurance Examiner JobsLife Insurance Examiner Jobs in California

Life Insurance Examiner information

See California salary details

$36.5K

$92.3K

$98.7K

How much do life insurance examiner jobs pay per year?

As of Aug 22, 2026, the average yearly pay for life insurance examiner in California is $92,263.00, according to ZipRecruiter salary data. Most workers in this role earn between $97,200.00 and $97,200.00 per year, depending on experience, location, and employer.

What is a life insurance examiner?

Life Insurance Examiners are professionals who evaluate the health and medical history of individuals applying for life insurance policies. Their primary role is to conduct interviews, review medical records, and sometimes perform basic health assessments such as measuring blood pressure or collecting blood and urine samples. The information they gather helps insurance companies assess the risk of insuring an applicant and determine policy eligibility and premium rates. Life Insurance Examiners play a crucial part in ensuring that insurance decisions are fair and based on accurate health information.

What are some common challenges faced by life insurance examiners during the application review process?

Life Insurance Examiners often encounter challenges such as incomplete or inconsistent medical records, difficulty obtaining timely information from healthcare providers, and complex cases that require thorough investigation. Staying organized and maintaining clear communication with applicants and agents is essential to ensure accurate and efficient case evaluation. Additionally, Examiners must balance attention to detail with productivity targets, making time management and adaptability key skills in this role.

What are the key skills and qualifications needed to thrive as a life insurance examiner, and why are they important?

To thrive as a Life Insurance Examiner, you need a solid understanding of medical terminology, anatomy, and life insurance principles, often supported by a nursing or allied health background. Familiarity with medical examination tools, electronic health record systems, and industry-specific software is typically required. Strong interpersonal communication, attention to detail, and organizational skills help you efficiently interact with clients and accurately document findings. These competencies are crucial for ensuring precise risk assessment and high-quality service in the underwriting process.

What is the difference between Life Insurance Examiner vs Insurance Underwriter?

AspectLife Insurance ExaminerInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles prefer insurance or medical certificationsRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, reviewing medical records and claimsOffice setting, assessing risk and approving policies
Industry UsageCommonly employed by insurance companies during claims processingUsed across insurance sectors for policy issuance and risk assessment

While both roles are integral to the insurance industry, a Life Insurance Examiner primarily reviews medical records and claims during the claims process, whereas an Insurance Underwriter evaluates risks to determine policy eligibility and pricing. Understanding these differences helps clarify career paths and job expectations within the insurance field.

What do I need to be a life insurance examiner?

To become a life insurance examiner, candidates typically need a high school diploma or equivalent, strong attention to detail, and good communication skills. Some positions may require knowledge of medical terminology or experience with health records, and certifications in insurance or health-related fields can be advantageous.

What are popular job titles related to Life Insurance Examiner jobs in California?

For Life Insurance Examiner jobs in California, the most frequently searched job titles are:

What job categories do people searching Life Insurance Examiner jobs in California look for?

The top searched job categories for Life Insurance Examiner jobs in California are:

Life Insurance Examiner jobs near you
Infographic showing various Life Insurance Examiner job openings in California as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $92,263 per year, or $44.4 per hour.

Title Examiner (Southwest) - Westcor Land Title Insurance Company

Westcor Land Title Insurance

Irvine, CA • On-site

$65K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 6 days ago

Job description

https://www.ardaninc.com/california-employee-and-job-application-privacy-notice/
General Purpose:
Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions.
Essential Functions:
  • Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates and other matters of record
  • Research respective title plant software, analyze &evaluate pertinent record documents for determination of ownership, legal descriptions, & any conjunction to title
  • Explain chain of title, exceptions, and requirements to customers and managers.
  • Recognize title defects and formulate curative solution.
  • Assess risks and liabilities that may jeopardize the company and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate.
  • Maintain proper production levels and delivery standards on a daily basis
  • Work closely with the customer and escrow staff to meet time requirements for options, and assist with answering questions.
  • Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures.
  • Perform other duties assigned by manager.
  • Participates in special projects and miscellaneous duties as assigned by management.

Job Qualifications:
Knowledge, Skill & Ability
  • Experienced Title examination background in the state of CA, AZ and NV
  • Familiarity with TitlePoint, , DataTrace, and County website searching. Knowledge of underwriting policies and guidelines
  • A clear understanding of metes and bounds, with adverse matters that pertain to subject property. Effective communication skills, both verbal and written
  • Organizational skills and ability to work within established time frames.
  • Ability to work in fast paced environment while maintaining control.
  • Excellent problem solving/critical thinking.
  • Experience in CO is a plus

Education, Formal Training & Experience:
  • High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable.
  • Minimum of four years of industry experience

Salary Range: $65,000.00-$75,000.00
Reasoning Ability:
  • Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Physical Demands:
  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.

Work Environment:
  • The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations maybe made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Ardán offers some great perks:
  • Health, dental, and vision benefits
  • Employer-paid disability and life insurance
  • Flexible spending accounts
  • 401K with company match
  • Paid time off and company-paid holidays
  • Wellness Resources

Note: This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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