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Insurance Claim Examiner Jobs in California (NOW HIRING)

CLAIMS EXAMINER

Folsom, CA · On-site

$24 - $25/hr

Other duties may be assigned. · Compares data on claim with internal policy and other company ... Successful candidates must have experience processing medical claims for an insurance company or ...

CLAIMS EXAMINER

Folsom, CA · On-site

$24 - $25/hr

Other duties may be assigned. • Compares data on claim with internal policy and other company ... Successful candidates must have experience processing medical claims for an insurance company or ...

CLAIMS EXAMINER

Folsom, CA · On-site

$24 - $25/hr

Compares data on claim with internal policy and other company records to ascertain completeness and ... Successful candidates must have experience processing medical claims for an insurance company or ...

Team Manager - WC

Brea, CA · On-site

$58K - $107K/yr

Reviews, analyzes, and assigns losses to the appropriate claim examiner with directives. Ensures ... In-depth knowledge of insurance coverages, practices and negotiating skills. * Familiarity with ...

Claims Examiner 2

Irvine, CA · On-site

$29.33 - $36.54/hr

The Examiner will audit, conduct root cause analysis, identify issues and propose solutions to ... Monitors and reviews claim denials, no response, and underpayments for assigned insurance carrier ...

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Trial Paralegal

Glendale, CA · On-site

$30 - $40/hr

... examinations under oath, and insurer-vendor reports; * Create a detailed claim chronology showing what the insurer knew, when it knew it, what it did, what it failed to do, and how its coverage ...

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Insurance Claim Examiner information

See California salary details

$39.5K

$60.8K

$90.8K

How much do insurance claim examiner jobs pay per year?

As of Sep 4, 2026, the average yearly pay for insurance claim examiner in California is $60,793.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,300.00 and $64,600.00 per year, depending on experience, location, and employer.

What does an insurance claim examiner do?

An Insurance Claim Examiner reviews insurance claims to determine their validity and ensures that claims are processed accurately according to policy terms. They investigate claims by gathering information, assessing documentation, and sometimes consulting with medical or legal experts. Their goal is to confirm that claims are legitimate and to determine the appropriate payout or denial. Examiners also help prevent fraud and ensure compliance with laws and company guidelines. They play a critical role in balancing customer service with protecting the financial interests of the insurance company.

What are the key skills and qualifications needed to thrive as an insurance claim examiner?

To thrive as an Insurance Claim Examiner, you need a solid understanding of insurance policies, claims procedures, and investigative techniques, usually supported by a bachelor's degree in a related field. Familiarity with claims management software, regulatory compliance systems, and industry certifications like AIC (Associate in Claims) are typically required. Attention to detail, strong analytical thinking, and effective communication are standout soft skills for this role. These competencies enable accurate claim assessments, minimize fraud, and maintain trust with policyholders and stakeholders.

What are some common challenges faced by insurance claim examiners, and how can they be managed on the job?

Insurance Claim Examiners often encounter challenges such as handling complex claims, managing tight deadlines, and ensuring compliance with ever-changing regulations. To manage these, examiners typically rely on strong organizational skills, attention to detail, and ongoing professional development to stay updated on industry standards. Collaboration with adjusters, legal teams, and policyholders is also key to resolving issues efficiently and fairly, while maintaining clear communication helps prevent misunderstandings and delays.

How much do insurance claim examiners make in the US?

Insurance claim examiners in the US typically earn a median annual salary of around $45,000 to $70,000, depending on experience, location, and employer. Entry-level examiners may start lower, while experienced professionals or those with specialized skills can earn higher wages, often working in office environments with standard full-time hours.

How to become an insurance claim examiner?

To become an insurance claim examiner, candidates typically need a high school diploma or equivalent, with some roles requiring postsecondary education or specialized training. Relevant skills include attention to detail, communication, and knowledge of insurance policies; obtaining certifications such as the Certified Claims Professional (CCP) can enhance job prospects. Experience in insurance or customer service is often preferred, and examiners usually work in office environments with standard business hours.

Is being an insurance claim examiner hard?

Insurance claim examiners analyze insurance claims to determine coverage and payout amounts, which can involve detailed review of policies, reports, and documentation. The job requires strong attention to detail, analytical skills, and knowledge of insurance policies, and it can be challenging during high-volume periods or complex claims.
Infographic showing various Insurance Claim Examiner job openings in California as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 22% Part Time, and 7% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $60,793 per year, or $29.2 per hour.

CLAIMS EXAMINER

BRMS

Folsom, CA • On-site

$24 - $25/hr

Full-time

Medical, Dental, Vision

Posted 14 days ago


Job description

Description:

Summary: The Claims Examiner I is responsible for ensuring claims are coded and processed correctly and for meeting production requirements. Processes claims by performing the following duties.


Essential Duties and Responsibilities include the following. Other duties may be assigned.

· Compares data on claim with internal policy and other company records to ascertain completeness and validity of claim.

· Comprehensive understanding of employee benefits for medical, dental and vision plans.

· Adjudicates medical claims, applies coordination of benefits as outlined in plan guidelines and works with providers to gather the necessary documents to make final payment determination on claims

· Ensures all claims are coded properly.

· Examines Summary Plan Document, claim adjustors' reports or similar claims/precedents to determine extent of coverage and liability.

· Maintains high quality standards to avoid paying claim incorrectly.

· Maintains productivity standards set by Management.

· Refers most questionable claims for investigation to claim examiner II for review and processing.

· Research and resolve paid and denied claims escalations from internal sources and/or TIPS ticketing system when assigned.

· Works from the claims queue manager to process & releases claims for adjudication and payment within 3-5 days of receipt.

· Performs other duties and responsibilities as assigned by Management.


Supervisory Responsibilities: This job has no supervisory responsibilities.


Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this

job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit for extended periods in front of a computer. The employee is frequently required to reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and use hands to finger, handle, or feel. The employee may frequently lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception and ability to adjust focus. This position requires the employee to work in the office.


Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Requirements:

Knowledge, Skills, & Abilities:

  • Excellent written and verbal communication skills.
  • Strong analytical skills and problem-solving skills.
  • Must be dependable and maintain excellent attendance and punctuality
  • Must be able to perform data entry operations quickly and accurately.
  • Ability to grow with changing demands of the position and the company.
  • Strong computer skills, including Word, Excel, and Outlook.
  • Successful candidates must have experience processing medical claims for an insurance company or third party administrator
  • Must be highly proficient in ICD-10, CPT, and HCPCS codes.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


Education and/or Experience: Associate's degree (A. A.) or equivalent from two-year college or technical school; Must have 3-5 years employee benefits industry/claims examiner experience or equivalent combination of education and experience.


Language Skills: Ability to read, speak, and write effectively in English. Ability to interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports, meeting notes, project documentation, and correspondence. Ability to speak effectively before customers or employees of organization. Ability to effectively address or resolve customer service issues within guidelines of the position.


Mathematical Skills: Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.


Reasoning Ability: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized or non-standardized situations.


Certificates, Licenses, Registrations: Valid, class C license in state working with no adverse driving record.