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Insurance Claim Examiner Jobs in California (NOW HIRING)

CLAIMS EXAMINER

Folsom, CA ยท On-site

$24 - $25/hr

Other duties may be assigned. ยท Compares data on claim with internal policy and other company ... Successful candidates must have experience processing medical claims for an insurance company or ...

CLAIMS EXAMINER

Folsom, CA ยท On-site

$24 - $25/hr

Compares data on claim with internal policy and other company records to ascertain completeness and ... Successful candidates must have experience processing medical claims for an insurance company or ...

CLAIMS EXAMINER

Folsom, CA ยท On-site

$24 - $25/hr

Other duties may be assigned. โ€ข Compares data on claim with internal policy and other company ... Successful candidates must have experience processing medical claims for an insurance company or ...

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Trial Paralegal

Glendale, CA ยท On-site

$30 - $40/hr

... examinations under oath, and insurer-vendor reports; * Create a detailed claim chronology showing what the insurer knew, when it knew it, what it did, what it failed to do, and how its coverage ...

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Insurance Claim Examiner information

See California salary details

$39.5K

$60.8K

$90.8K

How much do insurance claim examiner jobs pay per year?

As of Aug 26, 2026, the average yearly pay for insurance claim examiner in California is $60,793.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,300.00 and $64,600.00 per year, depending on experience, location, and employer.

What does an insurance claim examiner do?

An Insurance Claim Examiner reviews insurance claims to determine their validity and ensures that claims are processed accurately according to policy terms. They investigate claims by gathering information, assessing documentation, and sometimes consulting with medical or legal experts. Their goal is to confirm that claims are legitimate and to determine the appropriate payout or denial. Examiners also help prevent fraud and ensure compliance with laws and company guidelines. They play a critical role in balancing customer service with protecting the financial interests of the insurance company.

What are the key skills and qualifications needed to thrive as an insurance claim examiner?

To thrive as an Insurance Claim Examiner, you need a solid understanding of insurance policies, claims procedures, and investigative techniques, usually supported by a bachelor's degree in a related field. Familiarity with claims management software, regulatory compliance systems, and industry certifications like AIC (Associate in Claims) are typically required. Attention to detail, strong analytical thinking, and effective communication are standout soft skills for this role. These competencies enable accurate claim assessments, minimize fraud, and maintain trust with policyholders and stakeholders.

What are some common challenges faced by insurance claim examiners, and how can they be managed on the job?

Insurance Claim Examiners often encounter challenges such as handling complex claims, managing tight deadlines, and ensuring compliance with ever-changing regulations. To manage these, examiners typically rely on strong organizational skills, attention to detail, and ongoing professional development to stay updated on industry standards. Collaboration with adjusters, legal teams, and policyholders is also key to resolving issues efficiently and fairly, while maintaining clear communication helps prevent misunderstandings and delays.

How much do insurance claim examiners make in the US?

Insurance claim examiners in the US typically earn a median annual salary of around $45,000 to $70,000, depending on experience, location, and employer. Entry-level examiners may start lower, while experienced professionals or those with specialized skills can earn higher wages, often working in office environments with standard full-time hours.

How to become an insurance claim examiner?

To become an insurance claim examiner, candidates typically need a high school diploma or equivalent, with some roles requiring postsecondary education or specialized training. Relevant skills include attention to detail, communication, and knowledge of insurance policies; obtaining certifications such as the Certified Claims Professional (CCP) can enhance job prospects. Experience in insurance or customer service is often preferred, and examiners usually work in office environments with standard business hours.

Is being an insurance claim examiner hard?

Insurance claim examiners analyze insurance claims to determine coverage and payout amounts, which can involve detailed review of policies, reports, and documentation. The job requires strong attention to detail, analytical skills, and knowledge of insurance policies, and it can be challenging during high-volume periods or complex claims.
Infographic showing various Insurance Claim Examiner job openings in California as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 22% Part Time, and 7% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $60,793 per year, or $29.2 per hour.

Senior Claim Examiner I

Irvine, CA โ€ข On-site

AmTrust Financial Services, Inc.
Insurance Servicesย โ€ขย 5 - 10K employees

$49 - $54/hr

Full-time

Medical, Dental, Life, Retirement, PTO

Re-posted 4 days ago


Job description

AmTrust is actively seeking a skilled Resolution Examiner specializing in Workers' Compensation Claims. The  primary focus will be on negotiating and settling claims efficiently and at a cost effective value. In this role, you will be entrusted with the independent review and resolution of workers' compensation claims; utilizing your expertise in negotiation and settlement strategies to bring claims to resolution posture. Your ability to effectively interact with insureds, claimants, and their legal representatives will be essential in driving timely settlements while adhering to AmTrustโ€™s mission, vision, and values.


  • Proactively negotiate settlements for workers' compensation claims, ensuring fair and expedient resolutions that meet the needs of all parties involved.
  • Conduct thorough investigations by engaging with insured representatives, claimants, and witnesses to gather critical information that supports settlement discussions.
  • Analyze coverage issues and the applicability of benefits under relevant policies and statutes to facilitate informed negotiation outcomes.
  • Establish and adjust reserves based on projected claim outcomes, ensuring alignment with corporate standards and settlement strategies.
  • Collaborate closely with internal Managed Care and Medical resources to ensure that treatment plans and billing are managed effectively during the settlement process.
  • Collect and evaluate essential documentation, including medical records and incident reports, to strengthen negotiation positions and expedite settlements.
  • Utilize critical thinking and decision-making skills to assess claims and develop effective negotiation tactics aimed at achieving optimal settlement outcomes.
  • Maintain clear, concise, and factual documentation in claims files and communications, supporting transparency throughout the settlement process.
  • Manage time effectively, prioritizing negotiations and settlements in a fast-paced environment to meet deadlines and client expectations.
  • Build and maintain strong relationships with customers, fostering their trust and confidence throughout the claims settlement process.

Unique Responsibilities:

  • Conduct compensability analysis based on AOE/COE investigations to identify valid claims and streamline settlement negotiations.
  • Verify the nature and extent of injuries, adapting settlement strategies based on changes in claim exposure.
  • Leverage a high level of technical knowledge in workers' compensation claims to facilitate effective and timely settlements.
  • Exhibit exceptional communication skills, both written and oral, to professionally engage with all stakeholders involved in the claims process.
  • Adapt to changing circumstances and priorities, demonstrating flexibility in negotiations to achieve the best outcomes.

  • Bachelorโ€™s degree or equivalent experience.
  • Minimum of 3 years of experience in handling and settling workers' compensation claims.
  • Preferred experience in negotiating litigated or complex claims.
  • State licensure as required.
  • Proficiency with MS Office Suite and claims management software.
  • Strong negotiation, investigation, and evaluation skills specific to workers' compensation claims.
  • In-depth knowledge of workers' compensation laws and insurance practices.
  • Ability to travel, as required for some positions.

Preferred Qualifications:

  • Multijurisdictional experience may be required.
  • CPCU, ARM, AIC, or other relevant claims certifications are preferred.

Join Us:

If you are a dedicated claims adjuster with a strong focus on settlements and a passion for achieving optimal resolutions in workers' compensation claims, we invite you to apply today. Become an integral part of AmTrustโ€™s commitment to excellence in claims management!

The expected salary range for this role is $49/hr-$54/hr

Please note that the salary information shown above is a general guideline only. Salaries are based upon a wide range of factors considered in making the compensation decision, including, but not limited to, candidate skills, experience, education and training, the scope and responsibilities of the role, as well as market and business considerations


AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.

AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.

AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.