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Life Insurance Examiner Jobs (NOW HIRING)

Primerica

Life Claims Examiner

Duluth, GA · On-site

$45K - $55K/yr

About this Position The Life Insurance Examiner adjudicates individual life claims. The Examiner reviews coverage eligibility, policy status, requests necessary proof of loss documents, determines ...

Primerica, Inc.

Life Claims Examiner

Duluth, GA · On-site

$45K - $55K/yr

About this Position The Life Insurance Examiner adjudicates individual life claims. The Examiner reviews coverage eligibility, policy status, requests necessary proof of loss documents, determines ...

Maine

Managing Insurance Examiner

Gardiner, ME · On-site

$63K - $90K/yr

Work-Life Fit - Rest is essential. Take time for yourself using 13 paid holidays, 12 days of sick ... Health Insurance Coverage - The State of Maine pays 85%-100% of employee-only premiums ($12,845.82 ...

State of Maine

Managing Insurance Examiner

Gardiner, ME · On-site

$63K - $90K/yr

Work-Life Fit - Rest is essential. Take time for yourself using 13 paid holidays, 12 days of sick ... Health Insurance Coverage - The State of Maine pays 85%-100% of employee-only premiums ($12,845.82 ...

State of Montana

Market Conduct Examiner

Helena, MT · On-site

The successful candidate will perform independent compliance and examination work involving ... Experience with various lines of insurance, such as property and casualty, life insurance, and ...

Montana

Market Conduct Examiner

Helena, MT · On-site

The successful candidate will perform independent compliance and examination work involving ... Experience with various lines of insurance, such as property and casualty, life insurance, and ...

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Life Insurance Examiner information

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$37K

$93.5K

$100K

How much do life insurance examiner jobs pay per year?

As of Jul 4, 2026, the average yearly pay for life insurance examiner in the United States is $93,488.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are Life Insurance Examiners?

Life Insurance Examiners are professionals who evaluate the health and medical history of individuals applying for life insurance policies. Their primary role is to conduct interviews, review medical records, and sometimes perform basic health assessments such as measuring blood pressure or collecting blood and urine samples. The information they gather helps insurance companies assess the risk of insuring an applicant and determine policy eligibility and premium rates. Life Insurance Examiners play a crucial part in ensuring that insurance decisions are fair and based on accurate health information.

What are the key skills and qualifications needed to thrive as a Life Insurance Examiner, and why are they important?

To thrive as a Life Insurance Examiner, you need a solid understanding of medical terminology, anatomy, and life insurance principles, often supported by a nursing or allied health background. Familiarity with medical examination tools, electronic health record systems, and industry-specific software is typically required. Strong interpersonal communication, attention to detail, and organizational skills help you efficiently interact with clients and accurately document findings. These competencies are crucial for ensuring precise risk assessment and high-quality service in the underwriting process.

What is the difference between Life Insurance Examiner vs Insurance Underwriter?

AspectLife Insurance ExaminerInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles prefer insurance or medical certificationsRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, reviewing medical records and claimsOffice setting, assessing risk and approving policies
Industry UsageCommonly employed by insurance companies during claims processingUsed across insurance sectors for policy issuance and risk assessment

While both roles are integral to the insurance industry, a Life Insurance Examiner primarily reviews medical records and claims during the claims process, whereas an Insurance Underwriter evaluates risks to determine policy eligibility and pricing. Understanding these differences helps clarify career paths and job expectations within the insurance field.

What are some common challenges faced by Life Insurance Examiners during the application review process?

Life Insurance Examiners often encounter challenges such as incomplete or inconsistent medical records, difficulty obtaining timely information from healthcare providers, and complex cases that require thorough investigation. Staying organized and maintaining clear communication with applicants and agents is essential to ensure accurate and efficient case evaluation. Additionally, Examiners must balance attention to detail with productivity targets, making time management and adaptability key skills in this role.
More about Life Insurance Examiner jobs
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What states have the most Life Insurance Examiner jobs? States with the most job openings for Life Insurance Examiner jobs include:
What job categories do people searching Life Insurance Examiner jobs look for? The top searched job categories for Life Insurance Examiner jobs are:
Life Insurance Examiner jobs near you
Mobile Phlebotomy and Life Insurance Examiner

Mobile Phlebotomy and Life Insurance Examiner

APPS Paramedical Services

Bountiful, UT • On-site

$15/hr

Part-time

Posted 5 days ago

Job description

APPS Paramedical is the nation’s largest and most technologically advanced health information provider. Our network of health professionals conducts physical examinations, testing, and personal health interviews, primarily for the life insurance industry.
We are looking for dependable, detail-oriented medical professionals (RN's, LPN's, Certified MA, Phlebotomist, EMT’s & Paramedics) to work flexible hours, especially in and around the Bountiful, UT.
Responsibilities may include:
  • Performing mobile paramedical exams (health history, vitals, obtain and complete specimens (blood, urine, etc.), and may complete ECG tracings (ecg's not available in all areas; the local office will determine this need).
  • The ability to schedule your own hours; you tell us when you are available to assist with cases.
  • Must have strong and continued communication with the branch office regarding case status.

Qualified candidates must have:
  • Current licensure, certificate of medical training (e.g., RN, LPN, Med Tech, Medical Assistant, and Paramedics) as required by your state for completion of phlebotomy services.
  • Must have one year of current phlebotomy experience and completed a minimum of 200 successful draws.
  • Valid driver’s license, and own transportation with valid insurance.
  • The position requires excellent communication, organization, and technical skills: the interpersonal skills to interface extensively with clients, management, and office staff, as well as a high level of courtesy, tact, and professionalism.
  • The candidate must also have a computer, cell phone, and fax capabilities.
  • Fixed compensation per case completed.
  • Bi-lingual speakers are a plus!