ZipRecruiter

Log In

1

Life Insurance Examiner Jobs (NOW HIRING)

State of Arkansas

INSURANCE EXAMINER III

Little Rock, AR · On-site

$94K - $139K/yr

Life & Health Insurance Companies * Health Maintenance Organizations * Limited-Service Health ... Insurance Examiner III Class Code: FIF05P Pay Grade: SPC06 Salary Range: $94,537 - $139,915 Job ...

Primerica

Life Claims Examiner

Duluth, GA

$45K - $55K/yr

About this Position The Life Insurance Examiner adjudicates individual life claims. The Examiner reviews coverage eligibility, policy status, requests necessary proof of loss documents, determines ...

Primerica

Life Claims Examiner

Duluth, GA

$45K - $55K/yr

About this Position The Life Insurance Examiner adjudicates individual life claims. The Examiner reviews coverage eligibility, policy status, requests necessary proof of loss documents, determines ...

Primerica, Inc.

Life Claims Examiner

Duluth, GA · On-site

$45K - $55K/yr

About this Position The Life Insurance Examiner adjudicates individual life claims. The Examiner reviews coverage eligibility, policy status, requests necessary proof of loss documents, determines ...

next page

Showing results 1-20

All JobsLife Insurance Examiner Jobs

Life Insurance Examiner information

See salary details

$37K

$93.5K

$100K

How much do life insurance examiner jobs pay per year?

As of Jun 12, 2026, the average yearly pay for life insurance examiner in the United States is $93,488.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are Life Insurance Examiners?

Life Insurance Examiners are professionals who evaluate the health and medical history of individuals applying for life insurance policies. Their primary role is to conduct interviews, review medical records, and sometimes perform basic health assessments such as measuring blood pressure or collecting blood and urine samples. The information they gather helps insurance companies assess the risk of insuring an applicant and determine policy eligibility and premium rates. Life Insurance Examiners play a crucial part in ensuring that insurance decisions are fair and based on accurate health information.

What are the key skills and qualifications needed to thrive as a Life Insurance Examiner, and why are they important?

To thrive as a Life Insurance Examiner, you need a solid understanding of medical terminology, anatomy, and life insurance principles, often supported by a nursing or allied health background. Familiarity with medical examination tools, electronic health record systems, and industry-specific software is typically required. Strong interpersonal communication, attention to detail, and organizational skills help you efficiently interact with clients and accurately document findings. These competencies are crucial for ensuring precise risk assessment and high-quality service in the underwriting process.

What is the difference between Life Insurance Examiner vs Insurance Underwriter?

AspectLife Insurance ExaminerInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles prefer insurance or medical certificationsRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, reviewing medical records and claimsOffice setting, assessing risk and approving policies
Industry UsageCommonly employed by insurance companies during claims processingUsed across insurance sectors for policy issuance and risk assessment

While both roles are integral to the insurance industry, a Life Insurance Examiner primarily reviews medical records and claims during the claims process, whereas an Insurance Underwriter evaluates risks to determine policy eligibility and pricing. Understanding these differences helps clarify career paths and job expectations within the insurance field.

What are some common challenges faced by Life Insurance Examiners during the application review process?

Life Insurance Examiners often encounter challenges such as incomplete or inconsistent medical records, difficulty obtaining timely information from healthcare providers, and complex cases that require thorough investigation. Staying organized and maintaining clear communication with applicants and agents is essential to ensure accurate and efficient case evaluation. Additionally, Examiners must balance attention to detail with productivity targets, making time management and adaptability key skills in this role.
More about Life Insurance Examiner jobs
What cities are hiring for Life Insurance Examiner jobs? Cities with the most Life Insurance Examiner job openings:
What states have the most Life Insurance Examiner jobs? States with the most job openings for Life Insurance Examiner jobs include:
What job categories do people searching Life Insurance Examiner jobs look for? The top searched job categories for Life Insurance Examiner jobs are:
Life Insurance Examiner jobs near you
Infographic showing various Life Insurance Examiner job openings in the United States as of June 2026, with employment types broken down into 77% Full Time, 17% Part Time, and 6% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $93,488 per year, or $44.9 per hour.
INSURANCE EXAMINER III

INSURANCE EXAMINER III

State of Arkansas

Little Rock, AR • On-site

$94K - $139K/yr

Full-time

Medical, Life

Posted 5 days ago

State Of Arkansas rating

7.5

Company rating: 7.5 out of 10

Based on 78 frontline employees who took The Breakroom Quiz

31st of 50 rated states

Job description

Position Summary
The Insurance Examiner III will function as the Assistant Chief Analyst. The Insurance Examiner III evaluates the financial stability, regulatory compliance, and operational integrity of insurance companies. This role involves conducting audits, analyzing financial records, and ensuring that insurers adhere to pre-determined state and federal regulations. The Insurance Examiner III plays a vital role in protecting policyholders and maintaining public confidence in the insurance industry by identifying risks and recommending corrective actions.
This position requires on-site employment with no remote or hybrid options available.
Preferred Qualification
Experience of financial analysis/examination work in insurance department, insurance companies or CPA firms.
Job Responsibilities and Expected Results
Key Business Processes/ Duties
  1. Analyzing the assets, liabilities, income, and expense items contained in insurance entities financial statements. An Insurance Examiner III performs highly complex financial reviews and surveillance techniques on insurance entities that conduct business in the state of Arkansas.These entities include, but limited to:
    • Property and Casualty Insurance Companies
    • Title Insurance Companies
    • Reciprocals
    • Risk Retention Groups
    • Farm Mutual Insurance Companies
    • Surplus Lines Insurance Companies
    • Life & Health Insurance Companies
    • Health Maintenance Organizations
    • Limited-Service Health Maintenance Organizations
    • Fraternal Benefit Societies
    • Captive Insurance Companies
  1. Reviewing company business practices for compliance with laws, regulations, and bulletins.
  2. Communicating with officers of insurance entities concerning company operations and questions/issues raised during the examination process.
  3. Assisting in the planning and coordination of analysis and other processes.
  4. Reviewing the work of analysts for adequacy and quality assurance.
  5. Making recommendations to supervisors regarding follow-up needed to address outstanding issues.
  6. Participating in and assisting with the discussion of findings with Company management.
  7. Interacting with other divisions within the Department in obtaining information to assist in the evaluation of insurance entities.
  8. Assisting in writing reports on analysis findings.
  9. Completing analysis procedures and objectives in accordance with the relevant NAIC and department handbooks and procedures.
  10. Assisting with the training of other analysts.
  11. Assisting in the drafting and revision of procedures for the finance division so that accreditation goals can be met.
  12. Supervising the work of other analysts as needed.
  13. Performing other duties and special projects as required or assigned.

Position Information
Job Series: Financial - Insurance Financial Examiners
Classification: Insurance Examiner III
Class Code: FIF05P
Pay Grade: SPC06
Salary Range: $94,537 - $139,915
Job Summary
The Insurance Examiner III evaluates the financial stability, regulatory compliance, and operational integrity of insurance companies. This role involves conducting audits, analyzing financial records, and ensuring that insurers adhere to pre-determined state and federal regulations. The Insurance Examiner III plays a vital role in protecting policyholders and maintaining public confidence in the insurance industry by identifying risks and recommending corrective actions.
Primary Responsibilities
Perform on-site and off-site examinations of insurance companies to assess their financial condition and regulatory compliance.Analyze financial statements, reserves, claims practices, and underwriting procedures to identify abnormalities, irregularities, or risks.Review company operations to ensure adherence to legal and regulatory requirements.Evaluate the adequacy of reserves and reinsurance programs to protect policyholder interests.Prepare comprehensive examination reports, summarizing findings and recommendations for corrective actions.Collaborate with insurance company managerial personnel to address identified issues and monitor progress on corrective measures.Stay informed about changes in insurance laws, regulations, and industry trends.Participate in training programs to stay updated on examination best practices and methodologies.
Knowledge and Skills
Strong analytical and problem-solving skills.Knowledge of insurance laws, regulations, and financial principles.Excellent communication and report-writing skills for presenting findings and recommendations.Attention to detail and the ability to interpret complex financial data.Proficiency in software tools for financial analysis and reporting.Willingness to travel for on-site examinations.
Minimum Qualifications
A bachelor's degree in accounting, finance, business administration, economics, or a related field.
Minimum of 12 years of experience in accounting, auditing, or financial analysis, such as reviewing financial records or analyzing budgets.
Specialized experience in insurance operations, regulatory compliance, or financial examinations.
Professional certifications such as Certified Public Accountant (CPA), Accredited Insurance Examiner (AIE), or Certified Financial Examiner (CFE) may substitute for some experience requirements.
Satisfaction of the minimum qualifications, including years of experience and service, does not entitle employees to automatic progression within the job series. Promotion to the next classification level is at the discretion of the department and the Office of Personnel Management, taking into consideration the employee's demonstrated skills, competencies, performance, workload responsibilities, and organizational needs.
Licensure/Certifications
N/AOTHER JOB RELATED EDUCATION AND/OR EXPERIENCE MAY BE SUBSTITUTED FOR ALL OR PART OF THESE BASIC REQUIREMENTS, EXCEPT FOR CERTIFICATION OR LICENSURE REQUIREMENTS, UPON APPROVAL OF THE QUALIFICATIONS REVIEW COMMITTEE.

What State Of Arkansas employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

State of Arkansas logo

About State of Arkansas

Sourced by ZipRecruiter

The "State of Arkansas" is not a company but the governmental body of the U.S. state of Arkansas. Its primary operations are situated in the state's capital, Little Rock. As a governmental entity, its services span various domains including education, health, businesses, transportation, and environment, among others. Its mission revolves around serving the needs of the Arkansas citizens, ensuring their safety, health and welfare, overseeing the state's resources, and contributing to the overall prosperity and quality of life in the state. The state government has achieved various milestones improving the local infrastructure, health facilities, and implementing progressive policies for the betterment of the communities.

Company size

10,000+ Employees

Headquarters location

Little Rock, AR, US

View All State of Arkansas Jobs

Apply