... work/life balance! For more information about these benefits and more visit: Please visit TWDB ... Accredited Financial Examiner (AFE), Certified Financial Examiner (CFE), Certified Insurance ...
... work/life balance! For more information about these benefits and more visit: Please visit TWDB ... Accredited Financial Examiner (AFE), Certified Financial Examiner (CFE), Certified Insurance ...
Senior Title Examiner/ Account Manager - Westcor Land Title Insurance Company
Clearwater, FL · On-site
$84K/yr
We are seeking an experienced Florida Senior Title Examiner with deep expertise in metes and bounds ... life insurance. • Flexible spending accounts. • 401K with company match. • Paid time off and ...
Senior Title Examiner/ Account Manager - Westcor Land Title Insurance Company
Clearwater, FL · On-site
$84K/yr
We are seeking an experienced Florida Senior Title Examiner with deep expertise in metes and bounds ... life insurance. • Flexible spending accounts. • 401K with company match. • Paid time off and ...
License Examiner II / License Examiner III - 188044
Blythewood, SC · On-site
$38K - $41K/yr
Responsibilities of a License Examiner III The License Examiner III administers road test ... Health, dental, vision, long term disability, and life insurance for employees, spouse and children ...
License Examiner II / License Examiner III - 188044
Blythewood, SC · On-site
$38K - $41K/yr
Responsibilities of a License Examiner III The License Examiner III administers road test ... Health, dental, vision, long term disability, and life insurance for employees, spouse and children ...
Senior Title Examiner/ Account Manager - Westcor Land Title Insurance Company
Clearwater, FL · On-site
$84K/yr
We are seeking an experienced Florida Senior Title Examiner with deep expertise in metes and bounds ... life insurance. · Flexible spending accounts. · 401K with company match. · Paid time off and ...
Quick apply
Senior Title Examiner/ Account Manager - Westcor Land Title Insurance Company
Clearwater, FL · On-site
$84K/yr
We are seeking an experienced Florida Senior Title Examiner with deep expertise in metes and bounds ... life insurance. · Flexible spending accounts. · 401K with company match. · Paid time off and ...
Life Claims Examiner
Fremont, MI · On-site
Reviews, analyzes, investigates and authorizes payment of life insurance claims within authority guidelines. * Evaluates claim information and decides appropriate course of action to properly assess ...
Life Claims Examiner
Fremont, MI · On-site
Reviews, analyzes, investigates and authorizes payment of life insurance claims within authority guidelines. * Evaluates claim information and decides appropriate course of action to properly assess ...
License Examiner II / License Examiner I - 189387
Blythewood, SC · On-site
$37K - $42K/yr
Responsibilities of a License Examiner I The License Examiner I administers road test examination ... Health, dental, vision, long term disability, and life insurance for employees, spouse and children ...
License Examiner II / License Examiner I - 189387
Blythewood, SC · On-site
$37K - $42K/yr
Responsibilities of a License Examiner I The License Examiner I administers road test examination ... Health, dental, vision, long term disability, and life insurance for employees, spouse and children ...
Reviews, analyzes, investigates and authorizes payment of life insurance claims within authority guidelines. * Evaluates claim information and decides appropriate course of action to properly assess ...
Reviews, analyzes, investigates and authorizes payment of life insurance claims within authority guidelines. * Evaluates claim information and decides appropriate course of action to properly assess ...
Reviews, analyzes, investigates and authorizes payment of life insurance claims within authority guidelines. * Evaluates claim information and decides appropriate course of action to properly assess ...
Reviews, analyzes, investigates and authorizes payment of life insurance claims within authority guidelines. * Evaluates claim information and decides appropriate course of action to properly assess ...
Claim Examiner
Canton, MA · On-site
$26.87 - $37.61/hr
We are FOR being a progressive life insurance company offering financial peace of mind to working ... The Life Claim Examiner is responsible for managing and processing all assigned claims with ...
Quick apply
Claim Examiner
Canton, MA · On-site
$26.87 - $37.61/hr
We are FOR being a progressive life insurance company offering financial peace of mind to working ... The Life Claim Examiner is responsible for managing and processing all assigned claims with ...
Claims Examiner
Jackson, MS · On-site
Claims Examiner at Southern Farm Bureau Life Insurance Company Overview: Southern Farm Bureau Life Insurance is a leading provider of life insurance and financial services. We are committed to ...
Claims Examiner
Jackson, MS · On-site
Claims Examiner at Southern Farm Bureau Life Insurance Company Overview: Southern Farm Bureau Life Insurance is a leading provider of life insurance and financial services. We are committed to ...
Life Insurance Claims Specialist
Charlotte, NC · Remote
$40 - $45/hr
Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a ... examinations, lab work, or review of physician's records to complete the underwriting risk ...
Quick apply
Life Insurance Claims Specialist
Charlotte, NC · Remote
$40 - $45/hr
Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a ... examinations, lab work, or review of physician's records to complete the underwriting risk ...
Life Insurance Claims Specialist
Charlotte, NC · Remote
$40 - $45/hr
Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a ... examinations, lab work, or review of physicians records to complete the underwriting risk ...
Quick apply
Life Insurance Claims Specialist
Charlotte, NC · Remote
$40 - $45/hr
Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a ... examinations, lab work, or review of physicians records to complete the underwriting risk ...
Life Insurance Claims Specialist
Charlotte, NC · Remote
$40 - $45/hr
Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a ... examinations, lab work, or review of physician's records to complete the underwriting risk ...
Quick apply
Life Insurance Claims Specialist
Charlotte, NC · Remote
$40 - $45/hr
Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a ... examinations, lab work, or review of physician's records to complete the underwriting risk ...
Claims Examiner at Southern Farm Bureau Life Insurance Company Overview: Southern Farm Bureau Life Insurance is a leading provider of life insurance and financial services. We are committed to ...
Claims Examiner at Southern Farm Bureau Life Insurance Company Overview: Southern Farm Bureau Life Insurance is a leading provider of life insurance and financial services. We are committed to ...
Life Insurance Claims Specialist
$40 - $45/hr
Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a ... examinations, lab work, or review of physician's records to complete the underwriting risk ...
Life Insurance Claims Specialist
$40 - $45/hr
Our client, a major Life Insurance carrier is seeking a Life Insurance Claims Specialist for a ... examinations, lab work, or review of physician's records to complete the underwriting risk ...
Contract Market Conduct Examiner
Plano, TX · On-site
$80 - $100/hr
We've been providing expert services in life, health, and property & casualty insurance since 1968 ... examination processes and standards. • Work in a fully remote team, delivering clear and ...
Contract Market Conduct Examiner
Plano, TX · On-site
$80 - $100/hr
We've been providing expert services in life, health, and property & casualty insurance since 1968 ... examination processes and standards. • Work in a fully remote team, delivering clear and ...
Licensing Examiner
Bismarck, ND · On-site
$5K - $5K/mo
About Team ND "Far and away the best prize life offers is the chance to work hard at work worth doing." - Theodore Roosevelt More than 7,500 talented, hard-working people across sixty-three agencies ...
Licensing Examiner
Bismarck, ND · On-site
$5K - $5K/mo
About Team ND "Far and away the best prize life offers is the chance to work hard at work worth doing." - Theodore Roosevelt More than 7,500 talented, hard-working people across sixty-three agencies ...
Contract Market Conduct Examiner
Allen, TX · Remote
$80 - $100/hr
... examiners nationwide and a largely remote yet "high talent" workforce ... We've been providing expert services in life, health, and property & casualty insurance since 1968.
Quick apply
Contract Market Conduct Examiner
Allen, TX · Remote
$80 - $100/hr
... examiners nationwide and a largely remote yet "high talent" workforce ... We've been providing expert services in life, health, and property & casualty insurance since 1968.
Mobile Phlebotomist/Paramedical Examiner
Logan, WV · On-site
$15 - $35/hr
When an individual applies for a life or disability insurance policy, a medical screening is often mandated. This examination is conducted by an independent contractor unaffiliated with the insurance ...
Quick apply
Mobile Phlebotomist/Paramedical Examiner
Logan, WV · On-site
$15 - $35/hr
When an individual applies for a life or disability insurance policy, a medical screening is often mandated. This examination is conducted by an independent contractor unaffiliated with the insurance ...
Contract Market Conduct Examiner
Allen, TX · Remote
$80 - $100/hr
... examiners nationwide and a largely remote yet "high talent" workforce ... We've been providing expert services in life, health, and property & casualty insurance since 1968.
Contract Market Conduct Examiner
Allen, TX · Remote
$80 - $100/hr
... examiners nationwide and a largely remote yet "high talent" workforce ... We've been providing expert services in life, health, and property & casualty insurance since 1968.
Life Insurance Examiner information
See salary details
$37K - $42.7K
0% of jobs
$42.7K - $48.5K
2% of jobs
$48.5K - $54.2K
1% of jobs
$54.2K - $59.9K
0% of jobs
$59.9K - $65.6K
0% of jobs
$65.6K - $71.4K
0% of jobs
$71.4K - $77.1K
0% of jobs
$77.1K - $82.8K
4% of jobs
$82.8K - $88.5K
14% of jobs
$88.5K - $94.3K
0% of jobs
$94.6K is the 25th percentile. Wages below this are outliers.
$94.3K - $100K
79% of jobs
$37K
$93.5K
$100K
How much do life insurance examiner jobs pay per year?
What are Life Insurance Examiners?
What are the key skills and qualifications needed to thrive as a Life Insurance Examiner, and why are they important?
What is the difference between Life Insurance Examiner vs Insurance Underwriter?
| Aspect | Life Insurance Examiner | Insurance Underwriter |
|---|---|---|
| Credentials | Typically requires a high school diploma or equivalent; some roles prefer insurance or medical certifications | Requires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common |
| Work Environment | Office setting, reviewing medical records and claims | Office setting, assessing risk and approving policies |
| Industry Usage | Commonly employed by insurance companies during claims processing | Used across insurance sectors for policy issuance and risk assessment |
While both roles are integral to the insurance industry, a Life Insurance Examiner primarily reviews medical records and claims during the claims process, whereas an Insurance Underwriter evaluates risks to determine policy eligibility and pricing. Understanding these differences helps clarify career paths and job expectations within the insurance field.
What are some common challenges faced by Life Insurance Examiners during the application review process?

TWDB - 26-80: Financial Examiner (Financial Examiner I)
Centralized Accounting and Payroll/Personnel System (CAPPS)Austin, TX
Full-time
Medical, Dental, Vision, Retirement
Posted 19 days ago
Job description
**Must meet agency in-office requirements**
***Salary commensurate with experience and qualifications***
TEXAS WATER DEVELOPMENT BOARD'S MISSION
Leading the state's efforts in ensuring a secure water future for Texas.
WORKING AT THE TWDB
See why our work makes an impact!
Find out why the TWDB is a great place to work.
Make a positive difference for the state of Texas. We encourage you to apply for positions that match your qualifications.
The Texas Water Development Board (TWDB) offers a competitive compensation and benefits package including medical, dental, vision, 401(k), flexible spending, and flexible work alternatives so you can have a work/life balance! For more information about these benefits and more visit:
http://www.twdb.texas.gov/jobs/benefits.asp.
Please visit TWDB Career Page: http://www.twdb.texas.gov/jobs/ for more information.
MILITARY EMPLOYMENT PREFERENCE
Veterans, Reservists or Guardsmen with an MOS or additional duties that fall in the fields of 70C Health Services Comptroller, 6F0X1 Financial Management and Comptroller, 65WX Cost Analysis, or other related fields pertaining to the minimum experience requirements may meet the minimum qualifications for this position and are highly encouraged to apply.
Additional Military Crosswalk information can be accessed at https://hr.sao.texas.gov/Compensation/MilitaryCrosswalk/MOSC_AccountingAuditingandFinance.pdf
GENERAL DESCRIPTION
Performs entry-level financial examination, analysis, and compliance monitoring work. Work involves conducting examinations to determine and report on financial condition and compliance with statutory requirements, and financing/lending agreements. Conducts financial and compliance review of local entities for which the Texas Water Development Board (TWDB) serves as lender or grantor. May train others. Works under close supervision, with minimal latitude for the use of initiative and independent judgment. Reports to the Director of the Financial Compliance Division.
ESSENTIAL JOB FUNCTIONS
- Conducts financial examinations with the assistance of others.
- Conducts financial reviews of entities that have received financial awards from TWDB.
- Evaluates recorded assets, liabilities, surpluses, and capital for compliance with statutes, rules, and regulations.
- Conducts financial compliance and stability reviews of municipalities for which the TWDB serves as bondholder, identifying instances of noncompliance and/or default risk.
- Verifies the accuracy of records, work papers, and related financial statements.
- Determines proper documentation and adequate procedures.
- Detects and records variances from policies, procedures and borrowing covenants.
- Assesses findings of noncompliance and default risk.
- Recommends corrective action plans and strategies for remedial intervention and surveillance.
- Prepares worksheets and summaries of financial examinations.
- Conducts reviews TWDB loan recipients to ensure compliance with loan covenants.
- Reviews borrowers' ordinances, private placement memorandums, and financial documentation to determine compliance with TWDB requirements.
- Prepares and updates reports produced by TxWISE (TWDB's operating system platform).
- Responsible for timely and accurate data entry associated with all assigned work.
- Maintains confidential and sensitive information.
- Ensures individual and team files (electronic and hard versions) are appropriately maintained and timely disposed of in accordance with the agency's records retention procedures and schedule.
- Maintains required certifications and licenses and meets the continuing education needs and requirements of the position to include, attending mandatory training courses.
- May be required to operate a state or personal vehicle for business purposes.
- Performs other duties as assigned.
MINIMUM QUALIFICATIONS
- Graduation from an accredited four-year college or university with a bachelor's degree in Business Administration, Finance, Accounting, Economics, Insurance, or a related field.
- Relevant work experience in financial examinations, accounting, or auditing.
- Relevant education and experience can be substituted for each other on a year-for-year basis.
PREFERRED QUALIFICATIONS
- Graduate degree or MBA from an accredited college or university with a specialization in Accounting, Finance, Public Administration, Public Finance, Computer Science and/or Math.
- One or more years of experience in Accounting, Budget, or Financial Analysis.
- One or more years of experience as a financial examiner.
- Certification in one or more of the following areas: Accredited Financial Examiner (AFE), Certified Financial Examiner (CFE), Certified Insurance Examiner (CIE), or Certified Public Accountant (CPA).
KNOWLEDGE, SKILLS, AND ABILITIES (KSAs)
- Knowledge of local, state, and federal laws and regulations relevant to Financial Compliance Division.
- Knowledge of the principles and practices of public administration.
- Knowledge of auditing and accounting standards and techniques.
- Knowledge of financial and industry terminology and practices.
- Knowledge of corporate structures, business operating procedures, management control, and internal reporting techniques.
- Skills in excellent interpersonal and business communication, with the ability to build trust, foster collaboration, and effectively engage with program participants, contractors, and stakeholders.
- Skills in using Microsoft Office programs such as Word, Excel, and Access.
- Skills in use of internet, email, word processing, spreadsheet, presentation, and database software.
- Skills in communicating effectively in writing as appropriate for the needs of the audience.
- Skills in managing one's own time.
- Skills in the use of standard office equipment.
- Ability to maintain the security or integrity of critical infrastructure within Texas.
- Ability to meet agency in-office requirements.
- Ability to adhere to work schedules, follow procedures with respect to leave and submit accurate timesheets by prescribed deadlines.
- Ability to make mature, objective decisions and identify areas of potential problems.
- Ability to perform effectively and willingly when changes occur in scope and nature of the work and work environment.
- Ability to perform routine and non-routine work assignments accurately and on-time with little or no supervision.
- Ability to perform assigned duties and improve work habits and/or output.
- Ability to complete assigned work, on time, neatly and with infrequent errors.
- Ability to interpret policies, procedures, and regulations.
- Ability to provide prompt, courteous and accurate assistance and clear and concise communication to all stakeholders both verbally and in writing.
- Ability to work and cooperate with others in a team environment.
- Ability to manage multiple tasks.
- Ability to stand/sit/move to perform activities such as retrieve/replace files in a large file system for boxes up to 30 lbs.
- Ability and willingness to travel 25% of the time, primarily within the State of Texas.
- Ability to operate a vehicle (state or personal) for state business and maintain a driver's license and driving record that complies with state and agency requirements.
- Ability to work shifts that may exceed 8 hours, including early mornings, nights, and weekends.
- Ability to train others.
- Ability to apply relevant rules, regulations, and statutes.
- Ability to understand financial processes and systems.
- Ability to perform and interpret numerical analyses.
- Ability to analyze, evaluate, and summarize financial and management records accurately.
REMARKS
- A copy of required academic transcripts and/or licensures and driving record must be submitted at the time of hire. Failure to provide required documentation will result in no further consideration for employment.
- Important Notice: Otherwise qualified candidates who are ultimately considered for potential employment with the Texas Water Development Board may be the subject of a request for any criminal history record information maintained by the Texas Department of Public Safety (DPS). Evidence of a criminal conviction or other relevant information obtained from the DPS shall not automatically disqualify an individual from employment with the Texas Water Development Board.
APPLICATIONS SUBMITTED THROUGH WORK IN TEXAS
- Work In Texas (WIT) applicants must complete the supplemental questions to be considered for the posting. To complete the supplemental questions please go to CAPPS Recruit to register or login and access your profile.
REFERENCE CHECKS
- Reference checks will be conducted on top candidate for the position and may include outreach to current and/or former supervisors. Reference checks for top candidates currently employed by the TWDB will include outreach to current supervisors.
CONSENT OF CRIMINAL HISTORY CHECKS
- All interviewed candidates must complete the HR-101 - Consent to Obtain Criminal History Record Information and the GA-48 Consent form to obtain continuous criminal history and review forms once extended an offer to interview. The consent forms will be sent by Human Resources (HR) and retained with HR. Only candidates extended a conditional offer will have their criminal history checked in the Texas Department of Public Safety (DPS) system. Candidates who refuse to complete both consent forms will no longer be considered for the vacancy with the Texas Water Development Board. If adverse findings are found, candidates will be afforded 10 business days to provide a response prior to a final determination on hiring eligibility.
JOB LOCATION
- Candidate must be able to report to and work from the noted work location and comply with the agency's Return to Office (RTO) requirements.
EQUAL OPPORTUNITY
- The Texas Water Development Board does not discriminate on basis of race, color, national origin, sex, religion, sexual orientation, age, or disability in employment or provision of services, programs, or activities.
SELECTIVE SERVICE
- Males born on or after January 1, 1960, will be required to present proof of Selective Service registration on the first day of employment or proof of exemption from Selective Service registration requirement.
FINAL EMPLOYMENT OFFERS
- All offers of employment are contingent upon the candidate having legal authorization to work in the United States. Failure to present such authorization within the time specified by the U.S. Department of Labor will result in the offer being rescinded.
FOREIGN CREDENTIALS
- An evaluation of your coursework must be uploaded if you have obtained a degree(s) from a school outside of the United States; otherwise, you will not receive credit for degree progress and completion.
SPONSORSHIP
- Candidates must be eligible to work in the United States without requiring sponsorship.
STATE OF TEXAS APPLICATION
- Resumes will not be accepted in place of a completed State of Texas application unless indicated.
E-VERIFY
- TWDB participates in E-Verify! Information from each new employee's Form I-9 will be provided to the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS) to confirm work authorization.
EMPLOYMENT AT-WILL
- Employment with the Texas Water Development Board (TWDB) is on an at- will basis.
AMERICANS WITH DISABILITIES ACT
- The TWDB is in compliance with the Americans with Disabilities Act and makes reasonable accommodations for applicants and employees with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits of employment, please contact the Human Resources Division for assistance at (512) 475-2142. Deaf and hard of hearing applicants may contact our office via Relay Texas at 1-800-735-2989 (TTY/TDD).
HEADQUARTER LOCATION AND CONTACT INFORMATION
Texas Water Development Board
Stephen F. Austin Building
1700 North Congress Avenue
Austin, Texas 78701
hr@twdb.texas.gov
Phone: (512) 475-2142