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Life Insurance Examiner Jobs (NOW HIRING)

Life Claims Examiner

Mckinney, TX · Remote

$20 - $23/hr

Insurance / Financial Services Benefits: This position is eligible for medical, dental, vision, and 401(k). Addison Group is partnering with our client to hire a detail-oriented Life Claims Examiner ...

Motor Vehicle Examiner II

Newport, VT · On-site

$100K/yr

Overview The Motor Vehicle Examiner II is a fast-paced position that requires dealing with large ... Low cost group life insurance * Incentive-based Wellness Program * Qualified Employer for Public ...

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Candidates may be responsible for applicable licensing, examination, fingerprinting, technology, and related startup costs. What You Will Do As a Remote Life Insurance Sales Representative, you will ...

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Financial Examiner Risk & Regulatory Consulting, LLC (Regulatory Insurance) Work from home-any US ... We offer flexibility in your schedule, empowering you to balance life's demands, while also ...

Perform reviews of examination work papers and evaluate insurance company operations. * Ensure the ... We offer flexibility in your schedule, empowering you to balance life's demands, while also ...

Financial Examiner Risk & Regulatory Consulting, LLC (Regulatory Insurance) Work from home-any US ... We offer flexibility in your schedule, empowering you to balance life's demands, while also ...

Perform reviews of examination work papers and evaluate insurance company operations. * Ensure the ... We offer flexibility in your schedule, empowering you to balance life's demands, while also ...

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Life Insurance Examiner information

See salary details

$37K

$93.5K

$100K

How much do life insurance examiner jobs pay per year?

As of Aug 22, 2026, the average yearly pay for life insurance examiner in the United States is $93,488.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is a life insurance examiner?

Life Insurance Examiners are professionals who evaluate the health and medical history of individuals applying for life insurance policies. Their primary role is to conduct interviews, review medical records, and sometimes perform basic health assessments such as measuring blood pressure or collecting blood and urine samples. The information they gather helps insurance companies assess the risk of insuring an applicant and determine policy eligibility and premium rates. Life Insurance Examiners play a crucial part in ensuring that insurance decisions are fair and based on accurate health information.

What are some common challenges faced by life insurance examiners during the application review process?

Life Insurance Examiners often encounter challenges such as incomplete or inconsistent medical records, difficulty obtaining timely information from healthcare providers, and complex cases that require thorough investigation. Staying organized and maintaining clear communication with applicants and agents is essential to ensure accurate and efficient case evaluation. Additionally, Examiners must balance attention to detail with productivity targets, making time management and adaptability key skills in this role.

What are the key skills and qualifications needed to thrive as a life insurance examiner, and why are they important?

To thrive as a Life Insurance Examiner, you need a solid understanding of medical terminology, anatomy, and life insurance principles, often supported by a nursing or allied health background. Familiarity with medical examination tools, electronic health record systems, and industry-specific software is typically required. Strong interpersonal communication, attention to detail, and organizational skills help you efficiently interact with clients and accurately document findings. These competencies are crucial for ensuring precise risk assessment and high-quality service in the underwriting process.

What is the difference between Life Insurance Examiner vs Insurance Underwriter?

AspectLife Insurance ExaminerInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles prefer insurance or medical certificationsRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, reviewing medical records and claimsOffice setting, assessing risk and approving policies
Industry UsageCommonly employed by insurance companies during claims processingUsed across insurance sectors for policy issuance and risk assessment

While both roles are integral to the insurance industry, a Life Insurance Examiner primarily reviews medical records and claims during the claims process, whereas an Insurance Underwriter evaluates risks to determine policy eligibility and pricing. Understanding these differences helps clarify career paths and job expectations within the insurance field.

What do I need to be a life insurance examiner?

To become a life insurance examiner, candidates typically need a high school diploma or equivalent, strong attention to detail, and good communication skills. Some positions may require knowledge of medical terminology or experience with health records, and certifications in insurance or health-related fields can be advantageous.
More about Life Insurance Examiner jobs

What cities are hiring for Life Insurance Examiner jobs?

Cities with the most Life Insurance Examiner job openings:

What states have the most Life Insurance Examiner jobs?

States with the most job openings for Life Insurance Examiner jobs include:

What job categories do people searching Life Insurance Examiner jobs look for?

The top searched job categories for Life Insurance Examiner jobs are:

Infographic showing various Life Insurance Examiner job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $93,488 per year, or $44.9 per hour.

Senior Title Examiner/ Account Manager - Westcor Land Title Insurance Company

Westcor Land Title Insurance

Clearwater, FL • On-site

$84K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 14 days ago


Job description

https://www.ardaninc.com/california-employee-and-job-application-privacy-notice/
General Purpose:
We are seeking an experienced Florida Senior Title Examiner with deep expertise in metes and bounds to lead research, support complex examining challenges, and serve as a trusted liaison between our examiners, underwriting team, and valued agents/customers. This role blends technical mastery with strong communication, mentorship, and problem-solving skills.
Key Responsibilities:
  • Conduct and oversee advanced title research.
  • Collaborate effectively with examiners, agents, and customers to resolve complex examining issues.
  • Provide training, guidance, and mentorship to junior examiners to support their professional growth.
  • Serve as a liaison between examiners, underwriting, and title agents to ensure clarity, accuracy, and timely issue resolution.
  • Assist with light underwriting tasks as needed.
  • Manage multiple open items simultaneously while maintaining clear, professional communication.

Qualifications:
  • 10 years Florida title examination experience, metes and bounds legal description mapping and knowledge of Florida real property law (probate, foreclosure, etc).
  • Demonstrated ability to work collaboratively and maintain positive working relationships.
  • Strong analytical and problem-solving skills, especially in complex title scenarios.
  • Excellent written and verbal communication skills.
  • Proven ability to multitask and stay organized in a fast-paced environment.
  • Underwriting exposure or experience is a plus.

Reasoning Ability:
  • Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Physical Demands:
  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.

Work Environment:
  • The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations maybe made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Ardán offers some great perks:
• Health, dental, and vision benefits.
• Employer-paid disability and life insurance.
• Flexible spending accounts.
• 401K with company match.
• Paid time off and company-paid holidays.
• Wellness resources.
NOTE: This job description is not intended to be an exhausted list of duties, responsibilities, or qualifications associated with the job.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.