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Life Claims Examiner Jobs (NOW HIRING)

Harris

Claims Examiner

New York, NY · On-site

Job Title: Claims Examiner - Life, Accident, Critical Illness, LTC, and Hospital Indemnity Overview: As a Claims Analyst specializing in Accident, Critical Illness, Short-Term Disability, and ...

Molina Healthcare

Senior Examiner, Claims

Long Beach, CA · Remote

$18.50 - $23.50/hr

Job Summary Provides senior level support for claims examination activities including evaluation of adjudication of claims to identify incorrect coding, abuse and fraudulent billing practices, waste ...

Harris

Claims Examiner

New York, NY · Remote

Job Title: Claims Examiner - Life, Accident, Critical Illness, LTC, and Hospital Indemnity Overview: As a Claims Analyst specializing in Accident, Critical Illness, Short-Term Disability, and ...

Kinsale Management, Inc

Claims Examiner

Richmond, VA

$73K - $90K/yr

As a Claims Examiner, you will play a key role in managing casualty claims from investigation ... Work-Life Balance - Generous paid time off including 22 days of PTO and 10 paid company holidays.

Adecco

Medical Claims Examiner

San Antonio, TX

$22.50/hr

Claims Examiner - San Antonio, TX ($22.50/hr, Mon-Fri 8am-5pm) Adecco is hiring a Claims Examiner ... life insurance, short-term disability, additional voluntary benefits, EAP program, commuter ...

Kinsale Insurance

Claims Examiner

Richmond, VA · On-site

$73K - $90K/yr

As a Claims Examiner, you will play a key role in managing casualty claims from investigation ... Work-Life Balance - Generous paid time off including 22 days of PTO and 10 paid company holidays.

Harris

Claims Examiner

New York, NY · Remote

Job Title: Claims Examiner - Life, Accident, Critical Illness, LTC, and Hospital Indemnity Overview: As a Claims Analyst specializing in Accident, Critical Illness, Short-Term Disability, and ...

York Risk Services

Claims Examiner

Las Vegas, NV

We invite you to grow your career with us, experience our caring culture, and enjoy work-life ... Insurance Claims Examiner PRIMARY PURPOSE :To analyze complex or technically difficult workers ...

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Life Claims Examiner information

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How much do life claims examiner jobs pay per hour?

As of Aug 13, 2026, the average hourly pay for life claims examiner in the United States is $35.60, according to ZipRecruiter salary data. Most workers in this role earn between $24.76 and $43.99 per hour, depending on experience, location, and employer.

What is a life claims examiner?

A Life Claims Examiner is responsible for reviewing and processing life insurance claims to determine eligibility for payout. They analyze policy details, investigate claim validity, and assess supporting documents such as death certificates and medical records. Examiners may also communicate with beneficiaries, healthcare providers, and legal professionals to ensure compliance with policy terms and regulations. Their goal is to ensure accurate and fair claim settlements while preventing fraud.

What are the typical daily responsibilities of a life claims examiner?

As a Life Claims Examiner, your typical day involves reviewing submitted claim documentation, verifying policy coverage, conducting investigations if necessary, and determining claim validity. You will often communicate with beneficiaries, medical professionals, and agents to gather information and provide claim updates. Additionally, you'll update records in claims management systems and ensure all decisions comply with company policies and regulatory standards. This structured mix of analysis, decision-making, and client communication keeps each day varied and impactful.

What are the key skills and qualifications needed to thrive in the life claims examiner position, and why are they important?

To thrive as a Life Claims Examiner, you need a strong understanding of insurance policies, attention to detail, and analytical abilities, typically supported by a degree in a related field or prior insurance experience. Familiarity with claims management software, document databases, and knowledge of industry regulations are highly beneficial. Strong written and verbal communication, empathy, and problem-solving skills help you interact effectively with beneficiaries and internal teams. Mastering these skills is important to ensure accurate, fair, and timely processing of life insurance claims, while also providing sensitive support during difficult times.

What do I need to be a life claims examiner?

To become a life claims examiner, candidates typically need a high school diploma or equivalent, with many roles preferring or requiring a bachelor's degree in fields like insurance, finance, or related areas. Relevant skills include attention to detail, strong analytical abilities, and knowledge of insurance policies and claims processing; some positions may also require industry certifications such as the Associate in Claims (AIC).

How much do life claims examiners make in the US?

Life claims examiners in the US typically earn a median annual salary of around $60,000 to $70,000, with experienced professionals and those working in larger companies earning higher wages. Salaries can vary based on experience, location, and certifications such as the Associate in Claims (AIC).
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Life Claims Examiner jobs near you
Infographic showing various Life Claims Examiner job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, and 4% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $74,058 per year, or $35.6 per hour.

Claims Examiner or Associate Claims Examiner- Property Claims Charleston SC

USLI

Charleston, SC • On-site

Full-time

Re-posted 20 days ago

Job description

Back to Open Opportunities
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Notice: Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. However, USLI reserves its right to provide employment-based immigrant visa assistance on a discretionary basis.
Explore USLI's extensive company benefits, perks, and more below! *Not applicable to External Customer Program
U.S. Benefits
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Claims Examiner or Associate Claims Examiner- Property Claims Charleston SC Location: Charleston, SC Team: Claims Job Type: Claims FT/PT Status: Full Time
Job Title: Claims Examiner or Associate Examiner- Property
Location: Charleston, SC
About Us: At USLI, we're not just about insurance - we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration and growth. Here, you'll have the opportunity to shape the future of insurance and make a meaningful impact.
Your Role: You'll play a critical role in evaluating coverage, liability and damages for each unique claim. You'll collaborate across teams and with external stakeholders to effectively investigate, negotiate and resolve claims.
Position affords five days per month to work remotely.
Key Responsibilities:
  • Coverage review: Confirm coverage by reviewing the first notice of loss and policy details; prepare disclaimers and reservation of rights letters as necessary
  • Thorough investigation: Conduct detailed investigations into claims, including liability and damages assessment, witness interviews, scene inspections and evidence collection
  • Independent adjusters: Retain and provide directions to independent adjusters while managing all aspects of the investigation process
  • Liability analysis: Apply statutory and case law to evaluate liability exposure and ensure joint tortfeasors contribute their fair share
  • Reserve maintenance: Maintain accurate reserves reflecting liability and damages as claims develop
  • File management: Proactively manage claim files, negotiate settlements directly with claimants or attorneys, oversee defense counsel and ensure effective litigation management
  • Reporting: Prepare comprehensive reserve authority requests, reinsurance reports, serious loss reports and coverage position letters
  • Cross-team collaboration: Provide updates and collaborate with underwriting, compliance and actuarial teams to maintain healthy products

What You'll Bring:
  • Problem-solving skills: Analytical and creative problem-solving capabilities with a focus on liability and damage evaluation
  • Communication: Strong oral and written communication skills to effectively interact with all stakeholders
  • Negotiation expertise: Assertive decision-making with effective negotiation and conflict management skills
  • Organization: Strong organizational and time management skills to manage multiple priorities efficiently
  • Technical knowledge: Familiarity with insurance coverage, negligence law and claim evaluation processes

Qualifications:
  • 2+ years of relevant experience for Associate Claims Examiner
  • 7+ years of relevant experience for Claims Examiner
  • Previous experience handling first party property claims as an examiner, adjuster, paralegal, attorney or in other transferable roles
  • Excess liability experience: Experience with excess liability claims is preferred
  • Jurisdiction Knowledge: Multi-jurisdictional knowledge, advanced degrees and/or JD are a plus

Passion and drive can be just as important as experience. If you're excited about this opportunity, we'd love to hear from you!
What We Offer: One of the advantages of working at USLI is the competitive salary and benefits program we offer full-time and eligible part-time employees. Benefits include performance-based triannual bonuses, medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees, a profit-sharing program, free lunch every day while onsite and more than 450 annual personal and professional development courses. Explore more company benefits .
Why USLI? At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion and belonging to support a workplace where every individual feels valued, respected and empowered to contribute at their fullest potential. Join us in building a diverse and inclusive environment where our shared values drive us toward excellence.
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About USLI

Sourced by ZipRecruiter

Industry

Insurance services

Company size

1,001 - 5,000 Employees

Headquarters location

Wayne, PA, US

Year founded

1951

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