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Lending Manager Jobs in Florida (NOW HIRING)

Northern Trust

Lobby Manager

Sarasota, FL · On-site

About Northern Trust As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world's most ...

Northern Trust

Lobby Manager

Sarasota, FL

About Northern Trust As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world's most ...

Northern Trust

Lobby Manager

Sarasota, FL · On-site

About Northern Trust As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world's most ...

ITACCEL

Lending Assistant L2

Tampa, FL · On-site

Lending Assistant II (C&I / CRE) Type: 6-month contract to hire Location: Tampa, FL Schedule: 5 ... Manage deal flow pipeline with Relationship Managers and leading the interaction with internal ...

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Lending Manager information

See Florida salary details

$8.2K

$62.8K

$104.2K

How much do lending manager jobs pay per year?

As of Aug 8, 2026, the average yearly pay for lending manager in Florida is $62,799.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $93,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a lending manager?

To thrive as a Lending Manager, you need a solid understanding of credit analysis, risk assessment, and lending regulations, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems (LOS), credit scoring software, and regulatory compliance platforms is typically required. Strong leadership, negotiation, and interpersonal communication skills help build trust with clients and guide lending teams effectively. These skills ensure responsible lending practices, regulatory compliance, and successful management of loan portfolios.

What is a lending manager?

A Lending Manager is a financial professional responsible for overseeing a team that processes and approves loan applications for individuals or businesses. They manage the entire lending process, ensure compliance with regulations, and assess the creditworthiness of loan applicants. Lending Managers also set lending policies, monitor loan performance, and provide guidance to loan officers. Their goal is to minimize risk while helping clients secure financing that meets their needs.

What is the difference between Lending Manager vs Loan Officer?

AspectLending ManagerLoan Officer
CredentialsTypically requires a mortgage or lending license, relevant experienceRequires similar licenses, often entry to mid-level experience
Work EnvironmentManages teams, oversees lending processes, works in banks or lending institutionsInteracts directly with clients, assesses loan applications, works in banks or mortgage companies
Employer & IndustryFinancial institutions, banks, credit unionsMortgage brokers, banks, credit unions

While both roles are involved in the lending process, a Lending Manager oversees the lending team and processes, focusing on management and strategy. A Loan Officer works directly with clients to evaluate and approve individual loan applications. Understanding these differences helps in choosing the right career path or job search focus.

How does a lending manager typically collaborate with underwriters and loan officers to ensure smooth loan processing?

A Lending Manager acts as a key liaison between loan officers and underwriters, overseeing the loan pipeline and addressing any bottlenecks in the process. They review complex loan applications, provide guidance on credit policies, and help resolve issues that arise during underwriting. Regular team meetings and open communication are essential, as the Lending Manager ensures all documentation is complete and regulatory requirements are met. This collaborative approach helps maintain efficiency and a positive customer experience.
What are the most commonly searched types of Lending jobs in Florida? The most popular types of Lending jobs in Florida are:
What are popular job titles related to Lending Manager jobs in Florida? For Lending Manager jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Lending Manager jobs in Florida look for? The top searched job categories for Lending Manager jobs in Florida are:
What cities in Florida are hiring for Lending Manager jobs? Cities in Florida with the most Lending Manager job openings:
What are popular job titles related to Lending Manager jobs in FL? For Lending Manager jobs in FL, the most frequently searched job titles are:
Lending Manager jobs near you
Infographic showing various Lending Manager job openings in Florida as of July 2026, with employment types broken down into 89% Full Time, 10% Part Time, and 1% Contract. Highlights an 82% Physical, 3% Hybrid, and 15% Remote job distribution, with an average salary of $62,799 per year, or $30.2 per hour.

Sr. Manager, Direct and Fintech Consumer Lending

Educational Federal Credit Union

Miami, FL • On-site

Full-time

Re-posted 15 days ago

Job description

Job Summary:
The Senior Manager of Direct and Fintech Consumer Lending is responsible for the day-to-day leadership, performance, and oversight of the credit union's consumer lending operations, including auto loans, personal loans, and credit cards, delivered through direct and fintech-enabled channels. This role manages departmental operations to ensure lending goals are achieved while maintaining strong credit quality, regulatory compliance, and operational efficiency. This role provides strategic and operational leadership to ensure lending products, processes, and partnerships support sustainable growth, strong portfolio performance, and an exceptional member experience.
The Senior Manager manages day-to-day operations of the department, sets and monitors performance goals, and ensures objectives related to loan production, credit quality, efficiency, and member satisfaction are consistently met. This position serves as the primary relationship manager for fintech partners, overseeing performance, integration, and ongoing optimization of digital lending platforms. The role is also responsible for ensuring lending processes remain efficient, effective, compliant, and aligned with the credit union's risk appetite, while continuously identifying opportunities to enhance automation, scalability, and innovation. Through strong leadership and cross-functional collaboration, the Senior Manager supports the credit union's consumer lending strategy and digital growth initiatives.
Duties & Responsibilities:
Operational Leadership
  • Directs and monitors all facets of lending operations and monitors progress on a regular basis that is consistent with the Credit Union's strategic plan. This includes oversight of consumer portfolios, underwriting, lending compliance, quality assurance, and collateral tracking.
  • Oversee daily operations of the direct and fintech consumer lending department, ensuring consistent execution of lending policies, procedures, and service standards.
  • Manage staffing, workflows, and resource allocation to support loan volume, service levels, and turnaround time goals.
  • Establish, monitor, and report on key performance indicators (KPIs) related to production, efficiency, credit quality, and member experience.
  • Ensure department goals and objectives align with the credit union's strategic plan and consumer lending strategy.
  • Supports business and marketing initiatives to enhance loan production.
  • Maintains lending vendors in accordance with timing and business needs. Recommends retention or any changes needed.

Consumer Lending & Underwriting Oversight
  • Provide oversight of underwriting practices for auto loans, personal loans, and credit cards to ensure consistency, accuracy, and adherence to approved credit policies.
  • Monitor loan decisioning, exceptions, and overrides to ensure appropriate risk controls are maintained.
  • Partner with risk management and lending leadership to recommend updates to credit policy, pricing, and underwriting criteria based on portfolio performance and market conditions.
  • Ensure underwriting and lending processes balance growth, risk, and member value.
  • Approves / denies loan application requests including those for Credit Union employees.

Risk Management & Compliance
  • Serve as lending compliance subject matter expert with an emphasis on fair lending compliance, provide related guidance to management and assist with the ongoing development of compliance training to ensure the credit union is in full compliance with all lending laws and regulations.
  • Ensure consumer lending operations comply with all applicable federal and state regulations, including but not limited to Fair Lending, UDAAP, ECOA, FCRA, TILA, and credit card-related regulatory requirements.
  • Partner with Compliance, Risk, and Internal Audit teams to support examinations, audits, reviews, and issue remediation.
  • Monitor portfolio trends, delinquency, losses, and exception reporting to identify and mitigate emerging risks.
  • Ensure controls, documentation, and processes are maintained to support safe and sound lending practices.

Fintech Partner Management
  • Serve as the primary relationship manager for fintech lending partners supporting consumer loan originations and servicing.
  • Monitor partner performance against service-level agreements (SLAs), production goals, credit quality, and compliance expectations.
  • Coordinate with internal teams to ensure fintech integrations, processes, and reporting meet operational and risk standards.
  • Identify opportunities to optimize fintech partnerships to improve efficiency, scalability, and member experience.

Process Improvement & Efficiency
  • Responsible for hiring lending staff to include completing performance evaluations and development plans as necessary.
  • Continuously evaluate lending workflows and systems to identify opportunities for automation, standardization, and process improvement.
  • Lead or support initiatives to enhance operational efficiency, reduce cycle times, and improve data quality and reporting.
  • Ensure procedures and documentation are current, accurate, and consistently followed across all lending channels.

Leadership & Collaboration
  • Lead, coach, and develop lending staff, fostering accountability, engagement, and continuous improvement.
  • Collaborate with cross-functional teams including IT, Marketing, Finance & Accounting, Risk & Compliance, Digital Services, and Member Services to support lending initiatives.
  • Provide regular reporting and updates to senior leadership on operational performance, risks, and improvement initiatives.
  • Compile and analyze data to evaluate the current and future status of loan production, portfolio and performance.
  • Performs other duties as assigned by management.

Skills:
  • Exceptional organizational skills.
  • Expert skills in spreadsheet preparation.
  • Excellent verbal and writing skills.
  • Strong operational and analytical skills with the ability to interpret performance and risk data
  • Strong relationship management and communication skills
  • Strong business management skills.
  • Proven leadership and team development capabilities
  • Thorough understanding of consumer credit risk and regulatory compliance
  • Ability to manage multiple priorities in a fast-paced lending environment
  • Computer skills.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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