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Junior Credit Risk Analyst Jobs in Spring, TX (NOW HIRING)

Sr. Credit Analyst - Power & Gas

Houston, TX · On-site

$115K - $173K/yr

Offering world-class risk management techniques and insights to the business to enable the best ... more analytical, reporting and stress testing capabilities within Credit Risk organization

This exempt position is responsible for performing timely, thorough client credit reviews and risk ... The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ...

Demonstrated knowledge of credit administration and analysis, credit risk assessment as well as ... banking laws and regulations/regulatory requirements * Ability to interface effectively and ...

Showing results 21-40

Junior Credit Risk Analyst information

See Spring, TX salary details

$13

$28

$47

How much do junior credit risk analyst jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for junior credit risk analyst in Spring, TX is $28.58, according to ZipRecruiter salary data. Most workers in this role earn between $20.53 and $31.44 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are popular job titles related to Junior Credit Risk Analyst jobs in Spring, TX? For Junior Credit Risk Analyst jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Junior Credit Risk Analyst jobs in Spring, TX look for? The top searched job categories for Junior Credit Risk Analyst jobs in Spring, TX are:
What cities near Spring, TX are hiring for Junior Credit Risk Analyst jobs? Cities near Spring, TX with the most Junior Credit Risk Analyst job openings:
Infographic showing various Junior Credit Risk Analyst job openings in Spring, TX as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 89% In-person, and 11% Hybrid job distribution, with an average salary of $59,447 per year, or $28.6 per hour.

$115K - $173K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago


Job description

Texas, United States of America


Job Family Group:

Finance


Worker Type:

Regular


Posting Start Date:

July 30, 2026


Business Unit:

Finance


Experience Level:

Experienced Professionals


Job Description:

What's the role

Shell is looking for a Sr. Credit Analyst - Power & Gas to join its team in Houston, TX.

This role acts as a primary Americas contact within the Global T&S Credit Risk organization for credit risk management & support for Trading and Supply, supporting SENA (Shell Energy North America). Primary responsibility will be supporting the Americas Region focusing on credit risk management and trade credit approval, contract negotiations (NAESB, EEI, ISDA, PPA), portfolio credit management, customer interfacing and stakeholder management. This includes negotiating credit language with customers and execution of credit contractual terms. Direct interaction with various T&S functions where quick decisions must be executed while balancing risk/reward in decision making to optimize value and control/manage credit risk.

Accountabilities:

  • Act as a primary day-to-day interface within the Global T&S Credit Risk organization with commercial, financial, legal, contract admin and treasury stakeholders with respect to the execution of the deals/trades in carrying out credit risk strategies for assigned portfolio within the Americas Trading Portfolio

  • Ensure all commercial activities entered into by the above portfolio remain in compliance with the approved global Shell T&S Credit Policy

  • Offering world-class risk management techniques and insights to the business to enable the best possible risk / reward decision to be reached, including developing new strategies or techniques for optimization

  • Liaise with Trade Finance to ensure proper credit risk mitigation tools are properly negotiated, optimized, executed and managed

  • Work closely with the analytics team to run/analyze Potential Future Exposure (PFE), build out more analytical, reporting and stress testing capabilities within Credit Risk organization

  • Crucial and heavy interaction with Global Credit Underwriting Teams to ensure proper vetting of credit quality of counterparties (new and existing)

  • Lead through other credit and finance members to accomplish goals and overall credit strategies/credit valuations. Strong relationship with Peer Credit Managers to cross collaborate and ensure SEAm processes are consistent where appropriate. Develop and implement new ideas and best practices from collaboration and implement where needed

  • Role has heavy interaction with senior commercial and finance stakeholders where difficult decisions are carried out. Drive people development and best practice knowledge sharing throughout the Global Credit Risk organization. This position will have accountability managing a portion of the overall Shell Energy Americas T&S portfolio. Collaboration with other Trading Hubs (London, Singapore) occurs as needed

What you bring

  • Must have legal authorization to work in the US on a full-time basis for anyone other than current employer

  • Must have a Bachelor's degree, preferably in Finance, Economics, or a related field of study

  • Must have at least 8 years of credit experience, specifically in trading credit mitigation, credit negotiations, contract negotiations, and/or credit support, preferably within a trading environment

What we offer

The base salary range for this position is $115,000 - $173,000 per year. Individual pay will be based on various factors, such as relevant work experience, education, certifications, skill level, seniority, and internal equity.

For regular full-time or regular part-time employees of the Company (participating companies as listed in the Summary Plan Description), insurance coverage options include medical, dental, vision coverage, life Insurance, Business Travel Accident Insurance, and Occupational Accidental Death Benefit programs. Employees also participate in a company pension plan and a 401(k) plan. Paid leave includes up to 6 weeks of paid vacation time, up to 11 paid holidays, and parental leave offering 16 weeks of paid leave for birthing parents, and 8 weeks of paid leave for non-birthing parents.

Additionally, employees are eligible for short-term disability leave for up to 26 weeks at 100% or 50% of base pay as well as Long-Term Disability insurance. Shell also offers other compensation such financial reimbursement for adoption, wellness, education, and personal learning expenses, and some roles are eligible for discretionary long-term incentives. For interns, eligible benefits include medical, dental, and vision coverage, life insurance, Business Travel Accident Insurance, and Occupational Accidental Death Benefit programs; participation in a 401(k) plan; and paid leave for up to 11 paid holidays. Additional information on Shell's US benefit programs can be found at https://www.shell.us/careers/about-careers-at-shell/rewards-and-benefits.html.

You bring your skills and experience to Shell and in return you work with talented, committed people on one of the most important challenges facing our planet. You'll have the opportunity to develop the skills you need to grow in an environment where we value honesty, integrity, and respect for one another. You'll be able to balance your priorities as you become the best version of yourself.

  • Progress as a person as we work on the energy transition together

  • Continuously grow the transferable skills you need to get ahead

  • Work at the forefront of technology, trends, and practices

  • Collaborate with experienced colleagues with unique expertise

  • Achieve your balance in a values-led culture that encourages you to be the best version of yourself

  • Benefit from flexible working hours, and the possibility of remote/mobile working

  • Perform at your best with a competitive starting salary and annual performance related salary increase - our pay and benefits packages are considered to be among the best in the world.

  • Take advantage of paid parental leave, including for non-birthing parents

  • Join an organization working to become one of the most diverse and inclusive in the world. We strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientation, and life experiences to apply

  • Grow as you progress through diverse career opportunities in national and international teams

  • Gain access to a wide range of training and development programs

We'd like you to know that Shell has a bold goal: to become one of the world's most diverse and inclusive companies. You can get to know more about how we're working towards that goal, click here.

Shell in The United States

Shell has been in the US for more than 100 years, leading the sector in energy, petrochemicals and refined products. Today, we provide millions of Americans with the energy needed to heat and cool their homes and power the economy.

We operate in all 50 states, from our Deepwater platforms in the Gulf of America to the Pennsylvania Chemicals complex and our miles of pipelines throughout the US.

We reach our customers through our 13,000 branded retail stations, and we are number 1 in gasoline sales. We also own the #1 brand of motor oil in the U.S. - Pennzoil - made from natural gas.

We are excited to play a key role in the move to net carbon emissions while providing the oil and gas needed by society for many decades to come.

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DISCLAIMER:

Please note: We occasionally amend or withdraw Shell jobs and reserve the right to do so at any time, including prior to the advertised closing date. Before applying, you are advised to read our data protection policy. This policy describes the processing that may be associated with your personal data and informs you that your personal data may be transferred to Shell/Shell Group companies around the world. The Shell Group and its approved recruitment consultants will never ask you for a fee to process or consider your application for a career with Shell. Anyone who demands such a fee is not an authorised Shell representative and you are strongly advised to refuse any such demand. Shell participates in E-Verify. All qualified applicants will receive consideration for employment without regard to race, color, sex, national origin, age, religion, disability, sexual orientation, gender identity, protected veteran status, citizenship, genetic information or other protected status under federal, state or local laws. Shell is an Equal Opportunity Employer - Minorities/Females/Veterans/Disability. As a US Federal Contractor, hiring selections are subject to periodic audit review and documentation of your selections should be maintained for a period of three calendar years. It is the policy of Shell in the U.S. ("Shell") to provide equal opportunity to all individuals, employees and all qualified applicants for employment consistent with employment requirements and qualifications. Shell prohibits discrimination based on race, color, sex, national origin, age, religion, disability, sexual orientation, gender identity, veteran status, citizenship, genetic information, or other protected status under federal, state or local laws. All employees are expected to support this policy and contribute to an environment of equal opportunity. If you need an accommodation for a disability during the resourcing process, please speak with an HR representative.