Sr. Credit Analyst - Power & Gas
$115K - $173K/yr
Offering world-class risk management techniques and insights to the business to enable the best ... more analytical, reporting and stress testing capabilities within Credit Risk organization
$115K - $173K/yr
Offering world-class risk management techniques and insights to the business to enable the best ... more analytical, reporting and stress testing capabilities within Credit Risk organization
$115K - $173K/yr
Offering world-class risk management techniques and insights to the business to enable the best ... more analytical, reporting and stress testing capabilities within Credit Risk organization
Houston, TX · On-site
$115K - $173K/yr
Offering world-class risk management techniques and insights to the business to enable the best ... more analytical, reporting and stress testing capabilities within Credit Risk organization
Houston, TX · On-site
$115K - $173K/yr
Offering world-class risk management techniques and insights to the business to enable the best ... more analytical, reporting and stress testing capabilities within Credit Risk organization
Houston, TX · On-site
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Houston, TX · On-site
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Houston, TX · Hybrid
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Houston, TX · Hybrid
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Houston, TX · Hybrid
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Quick apply
Houston, TX · Hybrid
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Houston, TX · On-site
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Houston, TX · On-site
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Houston, TX · Hybrid
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Houston, TX · Hybrid
The Sr. Credit Analyst evaluates credit and other relevant data to determine the credit risk of ... Provide guidance, training, and mentorship to junior level associates within the department
Houston, TX · On-site +1
$57K - $113K/yr
Monitor and analyze direct lending portfolio performance to identify emerging credit quality trends, deterioration risks, and opportunities for improvement. * Conduct ongoing portfolio risk ...
Houston, TX · On-site +1
$57K - $113K/yr
Monitor and analyze direct lending portfolio performance to identify emerging credit quality trends, deterioration risks, and opportunities for improvement. * Conduct ongoing portfolio risk ...
Monitor and analyze direct lending portfolio performance to identify emerging credit quality trends, deterioration risks, and opportunities for improvement. * Conduct ongoing portfolio risk ...
Monitor and analyze direct lending portfolio performance to identify emerging credit quality trends, deterioration risks, and opportunities for improvement. * Conduct ongoing portfolio risk ...
... risk involved ... Analyzes appraisals and performs credit analysis for portfolio stress testing while relying on ...
... risk involved ... Analyzes appraisals and performs credit analysis for portfolio stress testing while relying on ...
... risk involved ... Analyzes appraisals and performs credit analysis for portfolio stress testing while relying on ...
... risk involved ... Analyzes appraisals and performs credit analysis for portfolio stress testing while relying on ...
Houston, TX · On-site
This exempt position is responsible for performing timely, thorough client credit reviews and risk ... The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ...
Houston, TX · On-site
This exempt position is responsible for performing timely, thorough client credit reviews and risk ... The Credit Analyst will work closely with the Credit Manager, New Business Intake team, billing ...
Houston, TX · On-site
$47K - $79K/yr
Generate risk ratings and accompanying analyses. * Track and review covenant compliance and borrowing base reports. * Conduct annual and periodic portfolio reviews. * Perform ongoing credit due ...
Houston, TX · On-site
$47K - $79K/yr
Generate risk ratings and accompanying analyses. * Track and review covenant compliance and borrowing base reports. * Conduct annual and periodic portfolio reviews. * Perform ongoing credit due ...
Houston, TX · On-site
... credit risk management policy. * Responsible for the onboarding of external legal entities ... Act as credit analyst mentor in coordination with credit department leadership to ensure a ...
Houston, TX · On-site
... credit risk management policy. * Responsible for the onboarding of external legal entities ... Act as credit analyst mentor in coordination with credit department leadership to ensure a ...
Houston, TX · On-site
Analyst, Risk Department: Middle Office Employment Type: Full Time Location: US TX Houston ... Works with IT, Back Office, Credit, Traders and Schedulers to resolve issues that arise from time ...
Houston, TX · On-site
Analyst, Risk Department: Middle Office Employment Type: Full Time Location: US TX Houston ... Works with IT, Back Office, Credit, Traders and Schedulers to resolve issues that arise from time ...
Houston, TX · On-site
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
Houston, TX · On-site
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
Houston, TX · On-site
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
Houston, TX · On-site
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
Houston, TX · On-site
Demonstrated knowledge of credit administration and analysis, credit risk assessment as well as ... banking laws and regulations/regulatory requirements * Ability to interface effectively and ...
Houston, TX · On-site
Demonstrated knowledge of credit administration and analysis, credit risk assessment as well as ... banking laws and regulations/regulatory requirements * Ability to interface effectively and ...
Demonstrated knowledge of credit administration and analysis, credit risk assessment as well as banking laws and regulations/regulatory requirements * Ability to interface effectively and ...
Demonstrated knowledge of credit administration and analysis, credit risk assessment as well as banking laws and regulations/regulatory requirements * Ability to interface effectively and ...
$13.69 - $16.78
7% of jobs
$16.78 - $19.88
15% of jobs
$20.53 is the 25th percentile. Wages below this are outliers.
$19.88 - $22.97
14% of jobs
The median wage is $25.75 / hr.
$22.97 - $26.06
16% of jobs
$26.06 - $29.15
19% of jobs
$30.35 is the 75th percentile. Wages above this are outliers.
$29.15 - $32.24
12% of jobs
$32.24 - $35.34
8% of jobs
$35.34 - $38.43
3% of jobs
$38.43 - $41.52
3% of jobs
$41.52 - $44.61
2% of jobs
$44.61 - $47.70
1% of jobs
$13
$28
$47
As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.
A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.
To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

$115K - $173K/yr
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 11 days ago
Job Family Group:
Worker Type:
Posting Start Date:
Business Unit:
Experience Level:
Job Description:
What's the role
Shell is looking for a Sr. Credit Analyst - Power & Gas to join its team in Houston, TX.
This role acts as a primary Americas contact within the Global T&S Credit Risk organization for credit risk management & support for Trading and Supply, supporting SENA (Shell Energy North America). Primary responsibility will be supporting the Americas Region focusing on credit risk management and trade credit approval, contract negotiations (NAESB, EEI, ISDA, PPA), portfolio credit management, customer interfacing and stakeholder management. This includes negotiating credit language with customers and execution of credit contractual terms. Direct interaction with various T&S functions where quick decisions must be executed while balancing risk/reward in decision making to optimize value and control/manage credit risk.
Accountabilities:
Act as a primary day-to-day interface within the Global T&S Credit Risk organization with commercial, financial, legal, contract admin and treasury stakeholders with respect to the execution of the deals/trades in carrying out credit risk strategies for assigned portfolio within the Americas Trading Portfolio
Ensure all commercial activities entered into by the above portfolio remain in compliance with the approved global Shell T&S Credit Policy
Offering world-class risk management techniques and insights to the business to enable the best possible risk / reward decision to be reached, including developing new strategies or techniques for optimization
Liaise with Trade Finance to ensure proper credit risk mitigation tools are properly negotiated, optimized, executed and managed
Work closely with the analytics team to run/analyze Potential Future Exposure (PFE), build out more analytical, reporting and stress testing capabilities within Credit Risk organization
Crucial and heavy interaction with Global Credit Underwriting Teams to ensure proper vetting of credit quality of counterparties (new and existing)
Lead through other credit and finance members to accomplish goals and overall credit strategies/credit valuations. Strong relationship with Peer Credit Managers to cross collaborate and ensure SEAm processes are consistent where appropriate. Develop and implement new ideas and best practices from collaboration and implement where needed
Role has heavy interaction with senior commercial and finance stakeholders where difficult decisions are carried out. Drive people development and best practice knowledge sharing throughout the Global Credit Risk organization. This position will have accountability managing a portion of the overall Shell Energy Americas T&S portfolio. Collaboration with other Trading Hubs (London, Singapore) occurs as needed
What you bring
Must have legal authorization to work in the US on a full-time basis for anyone other than current employer
Must have a Bachelor's degree, preferably in Finance, Economics, or a related field of study
Must have at least 8 years of credit experience, specifically in trading credit mitigation, credit negotiations, contract negotiations, and/or credit support, preferably within a trading environment
What we offer
The base salary range for this position is $115,000 - $173,000 per year. Individual pay will be based on various factors, such as relevant work experience, education, certifications, skill level, seniority, and internal equity.
For regular full-time or regular part-time employees of the Company (participating companies as listed in the Summary Plan Description), insurance coverage options include medical, dental, vision coverage, life Insurance, Business Travel Accident Insurance, and Occupational Accidental Death Benefit programs. Employees also participate in a company pension plan and a 401(k) plan. Paid leave includes up to 6 weeks of paid vacation time, up to 11 paid holidays, and parental leave offering 16 weeks of paid leave for birthing parents, and 8 weeks of paid leave for non-birthing parents.
Additionally, employees are eligible for short-term disability leave for up to 26 weeks at 100% or 50% of base pay as well as Long-Term Disability insurance. Shell also offers other compensation such financial reimbursement for adoption, wellness, education, and personal learning expenses, and some roles are eligible for discretionary long-term incentives. For interns, eligible benefits include medical, dental, and vision coverage, life insurance, Business Travel Accident Insurance, and Occupational Accidental Death Benefit programs; participation in a 401(k) plan; and paid leave for up to 11 paid holidays. Additional information on Shell's US benefit programs can be found at https://www.shell.us/careers/about-careers-at-shell/rewards-and-benefits.html.
You bring your skills and experience to Shell and in return you work with talented, committed people on one of the most important challenges facing our planet. You'll have the opportunity to develop the skills you need to grow in an environment where we value honesty, integrity, and respect for one another. You'll be able to balance your priorities as you become the best version of yourself.
Progress as a person as we work on the energy transition together
Continuously grow the transferable skills you need to get ahead
Work at the forefront of technology, trends, and practices
Collaborate with experienced colleagues with unique expertise
Achieve your balance in a values-led culture that encourages you to be the best version of yourself
Benefit from flexible working hours, and the possibility of remote/mobile working
Perform at your best with a competitive starting salary and annual performance related salary increase - our pay and benefits packages are considered to be among the best in the world.
Take advantage of paid parental leave, including for non-birthing parents
Join an organization working to become one of the most diverse and inclusive in the world. We strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientation, and life experiences to apply
Grow as you progress through diverse career opportunities in national and international teams
Gain access to a wide range of training and development programs
We'd like you to know that Shell has a bold goal: to become one of the world's most diverse and inclusive companies. You can get to know more about how we're working towards that goal, click here.
Shell in The United States
Shell has been in the US for more than 100 years, leading the sector in energy, petrochemicals and refined products. Today, we provide millions of Americans with the energy needed to heat and cool their homes and power the economy.
We operate in all 50 states, from our Deepwater platforms in the Gulf of America to the Pennsylvania Chemicals complex and our miles of pipelines throughout the US.
We reach our customers through our 13,000 branded retail stations, and we are number 1 in gasoline sales. We also own the #1 brand of motor oil in the U.S. - Pennzoil - made from natural gas.
We are excited to play a key role in the move to net carbon emissions while providing the oil and gas needed by society for many decades to come.
-
DISCLAIMER: