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Insurance Underwriter Jobs in Washington (NOW HIRING)

Make your mark in Political Risk insurance AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational ...

Provide technical underwriting guidance on complex life insurance risks * Ensure decisions are well-documented, compliant, and aligned with mortality expectations and reinsurance requirements

THE IMPACT YOU WILL MAKE The Multifamily Underwriter - Advisor role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the ...

Senior Mortgage Underwriter

Reston, VA · On-site

$121K/yr

A Senior Mortgage Underwriter will take responsibility for the daily underwriting processes for our Conventional, FHA and VA loans. Your attention to detail will have a direct impact on our customers ...

Underwrite loans for compliance with investor and/or agency guidelines. * Submit loans through an automated underwriting system for a decision. * Approve or pend loans; present appropriate loans ...

Showing results 41-60

Insurance Underwriter information

See Washington salary details

$31.7K

$70.5K

$118.9K

How much do insurance underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for insurance underwriter in Washington is $70,541.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,800.00 and $94,600.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.

What are the most commonly searched types of Insurance Underwriter jobs in Washington?

The most popular types of Insurance Underwriter jobs in Washington are:

What job categories do people searching Insurance Underwriter jobs in Washington look for?

The top searched job categories for Insurance Underwriter jobs in Washington are:

What cities in Washington are hiring for Insurance Underwriter jobs?

Cities in Washington with the most Insurance Underwriter job openings:

Infographic showing various Insurance Underwriter job openings in Washington as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 17% Part Time, 2% Temporary, and 8% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $70,541 per year, or $33.9 per hour.

Senior Underwriter, Political Risk

AIG

Washington, DC

$111K - $131K/yr

Full-time

Posted 24 days ago


AIG rating

8.7

Company rating: 8.7 out of 10

Based on 23 frontline employees who took The Breakroom Quiz

120th of 311 rated insurance


Job description

Join us as a Senior Underwriting Specialist to grow your career at the forefront of Political Risk Insurance. It's an opportunity to grow your skills and experience as a valued member of the team.


Make your mark in Political Risk insurance

AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague - empowering our people to grow as insurance professionals and add more value to our customers and AIG.


How you will create an impact:

  • Underwriting and managing an existing book of Political Risk Insurance and developing and underwriting a pipeline of new business opportunities across the country.
  • Collaborating with peers in other regions and providing technical underwriting support on existing accounts in those regions, ensuring a consistent approach to market throughout the country.
  • Negotiating terms and conditions with brokers and clients, for both large and complex risks as well as middle market.
  • Communicating our value proposition with our brokers and clients and demonstrating our right to win.
  • Identifying future industry trends and understanding how they will impact ours and our client's business and developing new strategies around those trends.
  • Communicating to internal stakeholders on the profitability of the portfolio.
  • Providing superior customer service to brokers and clients.
  • Attend client/broker meetings, presentations and relevant industry events on behalf of the company.
  • Regular collaboration with AIG Distribution colleagues in identifying and closing political risk opportunities.
  • Participating in special underwriting projects as needed.

What you will need to succeed:

  • Experience (5+ years preferred) in the Political Risk Insurance market, including product features, forms, exigent risks.
  • Bachelor's degree from a four-year college or university, focused on finance, business and/or international affairs/political science. Master's Degree preferred.
  • Advanced working knowledge of the Political Risk business in either an underwriting or broking environment.
  • Ability to rapidly evaluate, prioritize and select submissions to be underwritten.
  • Ability to analyze policy wordings and understand manuscript forms.
  • Demonstrated knowledge of current market conditions, trends and the ability to leverage that knowledge to give us the right to win.
  • Relationships with tier 1 and 2 brokers and the ability to develop new relationships.
  • Demonstrated sales, marketing, and relationship-building experience.
  • Proficiency in Microsoft Office environment (including Outlook, Teams, Excel, PowerPoint).
  • Experience with Salesforce and a willingness to learn more.
  • Strong verbal and written communication skills.
  • Ability to work in a fast-paced environment making quick decisions while adhering to sound underwriting discipline.
  • Willingness to travel 25% of the time.


Ready to take your career to the next level? We would love to hear from you.


For positions based in Seattle, Denver, New York, San Francisco, Los Angeles, and Washington D.C., thebase salary range is $120,000-$150,000, and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. Your actual compensation will be dependent on your skills, experience, and qualifications. If your compensation expectations are above the posted range, we still encourage you to apply-your unique background matters to us. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview.

#LI-AIG

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.

We consider qualified applicants with criminal histories, consistent with applicable law.

Functional Area:

UW - UnderwritingNational Union Fire Insurance Company of Pittsburgh, Pa.

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About AIG

Sourced by ZipRecruiter

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1919