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Life Insurance Underwriter Jobs in Washington (NOW HIRING)

Insurance Underwriter

Darnestown, MD ยท On-site

$100K - $300K/yr

... life. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Underwriter

Bethesda, MD ยท Hybrid

$80K - $90K/yr

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning ... Vision insurance Life insurance Disability insurance Flexible schedule Paid time off Schedule ...

Senior Agent-Insurance

Germantown, MD ยท On-site

$220K - $250K/yr

At The Atlantic District, we believe that insurance is about more than just premiums and policies ... life circumstances change. Partner with our carrier representatives to resolve complex underwriting ...

New

Surety Underwriter

Manassas, VA ยท On-site

$140K - $250K/yr

... life insurance, short and long-term disability and advancement potential. For complete details ... Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety ...

Provide technical underwriting guidance on complex life insurance risks * Ensure decisions are well-documented, compliant, and aligned with mortality expectations and reinsurance requirements

As a member of the multifamily underwriting team, this role plays a critical part in managing loan ... Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of ...

As a member of the multifamily underwriting team, this role plays a critical part in managing loan ... Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of ...

Our mission is to create a sustainable end-of-life for every electronic device on Earth ... This is not a traditional underwriting role. We are looking for a builder who understands insurance ...

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Life Insurance Underwriter information

See Washington salary details

$70.8K

$93K

$117.8K

How much do life insurance underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for life insurance underwriter in Washington is $92,986.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,800.00 and $96,300.00 per year, depending on experience, location, and employer.

What does a life insurance underwriter do?

A Life Insurance Underwriter is responsible for evaluating applications for life insurance policies. They assess the risk of insuring individuals by reviewing medical histories, financial information, and lifestyle factors. Based on their analysis, they decide whether to approve or deny coverage and determine the appropriate premiums for each applicant. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while providing fair coverage to clients.

What are the key skills and qualifications needed to thrive as a life insurance underwriter?

To thrive as a Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and knowledge of industry standards such as LOMA or ALU certifications are typically required. Excellent decision-making, communication, and customer service skills help underwriters effectively evaluate applications and explain complex decisions to clients or agents. These competencies ensure accurate risk evaluation, compliance with regulations, and maintaining profitable portfolios for insurance companies.

What are some typical challenges life insurance underwriters face when assessing complex applications?

Life Insurance Underwriters often encounter challenges when evaluating applications with incomplete medical histories, ambiguous financial documentation, or unique risk factors such as rare medical conditions or hazardous occupations. These cases require thorough investigation, effective communication with applicants and medical professionals, and careful application of underwriting guidelines. Balancing risk assessment with customer service and regulatory compliance can also be demanding, but it provides valuable opportunities for professional growth and problem-solving.

What is the difference between Life Insurance Underwriter vs Claims Adjuster?

AspectLife Insurance UnderwriterClaims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance knowledge
Work EnvironmentOffice-based, analytical settingField or office, investigative role
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments

While both roles are vital in the insurance industry, a Life Insurance Underwriter primarily assesses risk and determines policy eligibility, whereas a Claims Adjuster evaluates claims after a loss occurs. The underwriter focuses on preventing losses through risk analysis, while the adjuster handles claims processing and settlement. Both roles require insurance knowledge and licensing, but their daily tasks and focus areas differ significantly.

What are the most commonly searched types of Life Insurance Underwriter jobs in Washington?

The most popular types of Life Insurance Underwriter jobs in Washington are:

What job categories do people searching Life Insurance Underwriter jobs in Washington look for?

The top searched job categories for Life Insurance Underwriter jobs in Washington are:

What cities in Washington are hiring for Life Insurance Underwriter jobs?

Cities in Washington with the most Life Insurance Underwriter job openings:

What are popular job titles related to Life Insurance Underwriter jobs in WA?

For Life Insurance Underwriter jobs in WA, the most frequently searched job titles are:

Infographic showing various Life Insurance Underwriter job openings in Washington as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $92,986 per year, or $44.7 per hour.

Insurance Underwriter

Diedre Moire Corp.

Darnestown, MD โ€ข On-site

$100K - $300K/yr

Other

Medical, Dental, Life, Retirement

Posted 11 days ago


Job description

Public Entity - Municipalities Insurance Underwriter - Germantown, MD Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Rapidly growing, well respected name in the industry seeks an experienced Casualty and Professional Liability Underwriter for their Public Entities risk division. Shall: โ€ข Solicit, quote, and bind submissions for new and renewal business from municipal public schools and state universities; museums and cultural centers; municipal boards; public transportation entities; etc. โ€ข Handle referrals from other underwriters with lower authority thresholds โ€ข Review work completed by Brokers for accuracy. Apply appropriate factors to rating basis & formulas provided. In return for your expertise we can offer an outstanding opportunity to join a growing global organization with excellent compensation and a comprehensive benefits package including company paid family medical, dental, matched 401K and life. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071568_10006796@najbcareers302.com Please reference #39412MD225 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Germantown Job State Location: MD Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499.