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Insurance Underwriter Jobs in Washington (NOW HIRING)

Underwriter

Bethesda, MD ยท Hybrid

$80K - $90K/yr

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning ... insurance Vision insurance Life insurance Disability insurance Flexible schedule Paid time off ...

Captives Underwriter

Alexandria, VA ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Captives Underwriter

Alexandria, VA ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Underwriter

Bethesda, MD ยท Hybrid

$80K - $90K/yr

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning BPL mortgage loan files to join our existing underwriting team. In this role, the Underwriter joins a ...

Senior Production Underwriter

Washington, DC ยท On-site

$111K - $131K/yr

At Berkley Luxury Group we offer tailored, all-inclusive insurance solutions for luxury condo, co-op, rental properties and fine dining restaurants. We are a team of seasoned underwriting and claim ...

Senior Underwriter

Bethesda, MD

$105K - $124K/yr

CPCU or similar professional insurance designation preferred * Requires mastery of skills of a Level III Underwriter and exemplifies the UE Values of Teamwork, Innovation * Excellent interpersonal ...

Senior Production Underwriter

Washington, DC ยท Remote

$100K - $150K/yr

At Berkley Luxury Group we offer tailored, all-inclusive insurance solutions for luxury condo, co-op, rental properties and fine dining restaurants. We are a team of seasoned underwriting and claim ...

Senior Production Underwriter

Washington, DC ยท Remote

$111K - $131K/yr

At Berkley Luxury Group we offer tailored, all-inclusive insurance solutions for luxury condo, co-op, rental properties and fine dining restaurants. We are a team of seasoned underwriting and claim ...

Senior Underwriter

Bethesda, MD ยท On-site

$122K - $144K/yr

United Educators (UE) is a liability insurance company that serves K-12 schools, colleges and ... The Senior Underwriter will be responsible for ensuring profitable growth of book of business by ...

Sr. Contract Underwriter

Fulton, MD ยท Hybrid

$96K - $113K/yr

Free health insurance option * Paid volunteer time off with matching gift program * Infants in the ... From underwriting to claims and technology to marketing, every department and team collaborates ...

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Insurance Underwriter information

See Washington salary details

$31.7K

$70.5K

$118.9K

How much do insurance underwriter jobs pay per year?

As of Aug 31, 2026, the average yearly pay for insurance underwriter in Washington is $70,541.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,800.00 and $94,600.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.

What are the most commonly searched types of Insurance Underwriter jobs in Washington?

The most popular types of Insurance Underwriter jobs in Washington are:

What cities in Washington are hiring for Insurance Underwriter jobs?

Cities in Washington with the most Insurance Underwriter job openings:

Infographic showing various Insurance Underwriter job openings in Washington as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 17% Part Time, 2% Temporary, and 8% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $70,541 per year, or $33.9 per hour.

Insurance Projects Specialist (Political Risk Insurance Underwriter)

Careers | DFC

Washington, DC โ€ข On-site

$143K/yr

Full-time

Posted 17 days ago


Job description

This position is part of the U.S. International Development Finance Corporation (DFC) serving as a Insurance Projects Specialist (Political Risk Insurance Underwriter). You will manage the most complex, sensitive, or precedent-setting insurance projects that involve significant risk and judgments of insurable interests; requiring expertise in underwriting, country risk analysis, and establishing and documenting terms for insurability.Qualifications:Status candidates must meet time-in-grade requirements (52 weeks at the next lower grade level). Applicants must meet all eligibility and qualification requirements no later than the closing date of this announcement.
TIME-IN-GRADE
: Current career or career-conditional employees of the Federal government, or former career or career-conditional employees, who have a break in service of less than one year, are required to meet the time-in-grade restriction of one year of Federal experience at the next lower grade, with few exceptions outlined in 5 CFR 300.603(b).
You may qualify at the GS-14 level, if you fulfill the following qualification requirements: A. One year of specialized experience equivalent to the GS-13 grade level in the Federal service that includes:
1) Completing the full range of origination of international political risk insurance or project finance transactions;
2) Conducting due diligence on political risks related to international finance transactions;
3) Developing and maintain key relationships with new and existing clients to source business development opportunities; AND
4) Conducting financial and credit analysis and negotiating legal agreements.
Note: Education is not substitutional at this grade level.
Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.
This position is being advertised concurrently with vacancy announcement 26-OE-DE-13034889-AQ using Delegated Examining (DE) procedures. If interested, refer to that announcement to determine if you meet DE requirements and can apply to that announcement. NOTE: You must apply separately to each announcement in order to be considered under both.
This announcement may be used to fill similar positions, if additional vacancies occur.Education:

This job does not have an education qualification requirement.

Employment Type: OTHER