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Insurance Underwriter Jobs in Spokane, WA (NOW HIRING)

RiverBank

Commercial Loan Underwriter

Spokane, WA · On-site

$86K - $103K/yr

The Commercial Loan Underwriter evaluates new loan requests, renewing/maturing credit facilities ... Employer-paid Life Insurance (two times your annual earnings) * Employer Paid Employee Assistance ...

RiverBank

Commercial Loan Underwriter

Spokane, WA

The Commercial Loan Underwriter evaluates new loan requests, renewing/maturing credit facilities ... Employer-paidLife Insurance(two times your annual earnings) * Employer PaidEmployee Assistance ...

RiverBank

Commercial Loan Underwriter

Spokane, WA · On-site

The Commercial Loan Underwriter evaluates new loan requests, renewing/maturing credit facilities ... Employer-paid Life Insurance (two times your annual earnings) * Employer Paid Employee Assistance ...

Gesa Credit Union

Sr. Home Loan Underwriter

Spokane, WA · On-site

$47.66 - $79.45/hr

Overview Role: Sr. Home Loan Underwriter -- Experienced level. Location: South Richland HQ ... Medical, Dental, Vision, and Life Insurance * 20 days per year of Paid Time Off plus 10 paid ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Spokane, WA

Insurance Underwriter information

See Spokane, WA salary details

$28.3K

$63K

$106.2K

How much do insurance underwriter jobs pay per year?

As of Sep 6, 2026, the average yearly pay for insurance underwriter in Spokane, WA is $62,976.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $84,400.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
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What are the most commonly searched types of Insurance Underwriter jobs in Spokane, WA?

The most popular types of Insurance Underwriter jobs in Spokane, WA are:

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Cities near Spokane, WA with the most Insurance Underwriter job openings:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Spokane, WA as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 26% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $62,976 per year, or $30.3 per hour.

Agri Business Underwriter

Capital Insurance Group

Spokane, WA • Hybrid

$65K - $108K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago

Key responsibilities

  • Review applications for agri business insurance to assess risk attributes and determine appropriate pricing.

  • Build strong agency relationships to develop new business opportunities and retain a renewal book of business.

  • Adhere to underwriting guidelines for service and authority.

Job description

Why CIG?

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why Choose CIG’s Underwriting Team?

This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!

Benefits

  • Accrue twenty-one days of Paid Time Off during your first year
  • Up to eighty-seven percent of benefits covered by CIG for you and your family members
    • Medical, dental, vision plans
  • One hundred percent covered plans
    • Basic Life & AD&D
    • Employee Assistance
    • Leave Management
    • Long Term Disability
    • Short Term Disability (Outside of CA)
  • Family Caregiver Support (Homethrive)
  • Child Care Resources (Tootris)
  • Business Travel Accident Protection
  • Voluntary benefit offerings
    • Short-term (CA only)
    • Voluntary Life AD&D self, spouse and child plans
    • Flexible Spending
    • Health Savings (HSA)
    • Hospital Indemnity
    • Accidental Injury
  • Critical Illness
  • ARAG Legal Services
  • Norton LifeLock
  • Nine paid holidays, plus two floating holidays
  • Above and Beyond Reward Recognition Program
    • Kudos & Shout Out Points Program
    • Quarterly Above and Beyond Bonus Program
    • Annual Above and Beyond Bonus Program
  • Competitive compensation
    • Base compensation
    • Salary Management Spot Bonuses
    • Annual Incentive/Profit sharing program, potential payout annually based on company results.
  • Discount partnerships
    • Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
  • Insurance Educational reimbursement and bonus programs
  • Employee Referral Bonus Program
  • Home and Auto Insurance Discount Program.
  • Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
  • Retirement savings benefit (401k and Roth + match)
  • Health & Financial Wellness
    • Wellness platform, tools and events
    • Health Savings Account – match
    • Financial Wellness Resources

Work Environment

This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA).

Job Overview

As an Agri Business Underwriter, you will be responsible to review applications for agri business insurance, assessing overall risk attributes, appropriate pricing, and determining correct fit within Company guidelines and policies. This position is responsible for building strong agency relationships to develop new business opportunities; retain a strong renewal book of business and manage the overall book to profitability metrics. The Underwriter must adhere to underwriting guidelines for service and authority.

Minimum Requirements

Education and Experience:

  • College degree (or equivalent experience) and 2 plus years of agri business underwriting experience writing small to medium sized commercial risks.
  • This individual must have demonstrated ability to apply sound underwriting principles and manage an underwriting workload with limited supervision.
  • Completion of technical insurance coursework preferred, such as AFIS, CPCU, AU, ARM, CRM or CIC.

Knowledge of:

  • Agri Business Insurance Underwriting principles, procedures, rules and regulations
  • Rating plans (ISO or similar) and commercial lines coverages
  • Knowledge of social, economic and competitive aspects of territory assigned
  • National and local business conditions and trends
  • Underwriting and marketing philosophy and procedure
  • Correct English usage, including spelling, grammar, punctuation, and vocabulary
  • Basic mathematics and the application of formulas

Ability to:

  • Correlate risk factors to underwriting standards to determine acceptance of risk
  • Produce accurately and consistently to meet deadlines within service and production standards
  • Analyze problems and develop effective solutions
  • Exchange ideas, information and influence others through effective communication
  • Function in a collaborative and positive team work environment
  • Demonstrate commitment to professional development to improve knowledge and skills to advance job performance
  • Must maintain a valid drivers’ license and accommodate routine business travel

Career Path potential:

  • Agri Business Senior Underwriter
  • Agri Business Underwriting Specialist

Salary Range: $65,091.00 - $108,485.00

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.