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Insurance Surety Jobs in Florida (NOW HIRING)

Surety Claim Specialist

Lake Mary, FL · On-site +1

$102K - $157K/yr

FCCI Insurance Group is a trusted provider of comprehensive property & casualty coverage in 20 ... The Surety Claim Specialist will independently conduct due diligence, evaluate exposure, and ...

Surety Claim Specialist

Sarasota, FL · On-site +1

$102K - $157K/yr

FCCI Insurance Group is a trusted provider of comprehensive property & casualty coverage in 20 ... The Surety Claim Specialist will independently conduct due diligence, evaluate exposure, and ...

Surety Claim Specialist

Sarasota, FL · On-site

$102K - $157K/yr

FCCI Insurance Group is a trusted provider of comprehensive property & casualty coverage in 20 ... The Surety Claim Specialist will independently conduct due diligence, evaluate exposure, and ...

Ability to read and interpret documents such as insurance policies, contractual insurance ... Prior experience in surety bonds required * Florida Property & Casualty insurance license required

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Insurance Surety information

See Florida salary details

$28K

$61.9K

$91.5K

How much do insurance surety jobs pay per year?

As of Jul 14, 2026, the average yearly pay for insurance surety in Florida is $61,874.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,700.00 and $74,000.00 per year, depending on experience, location, and employer.

How does an Insurance Surety professional typically collaborate with underwriters and clients during the bonding process?

As an Insurance Surety professional, you will frequently work alongside underwriters to assess the risk and eligibility of applicants seeking surety bonds. This collaboration involves gathering and reviewing financial statements, analyzing project details, and ensuring all underwriting criteria are met. Additionally, you’ll be in regular contact with clients to clarify requirements, collect necessary documentation, and explain the bonding process. Effective communication and relationship-building skills are essential, as you’ll serve as a key liaison between the client and the underwriting team throughout the lifecycle of the bond.

What are insurance surety bonds?

Insurance surety bonds are legally binding agreements that involve three parties: the principal (the party required to obtain the bond), the obligee (the party requiring the bond), and the surety (the company guaranteeing the principal’s obligations). These bonds ensure that the principal will fulfill specific obligations or perform tasks as agreed, such as completing a contract or adhering to legal requirements. If the principal fails to meet these obligations, the surety steps in to cover losses or ensure completion. Surety bonds are commonly used in construction, licensing, and court-related matters. They are different from traditional insurance in that they protect the obligee rather than the principal.

What are the key skills and qualifications needed to thrive as an Insurance Surety professional, and why are they important?

To thrive as an Insurance Surety professional, you need a strong understanding of risk assessment, financial analysis, and contract law, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and regulatory compliance systems is typically required. Excellent negotiation, attention to detail, and relationship-building skills help establish trust and maintain client partnerships. These skills and qualities are crucial to accurately assess risks, ensure compliance, and deliver tailored bonding solutions in a highly regulated industry.
What job categories do people searching Insurance Surety jobs in Florida look for? The top searched job categories for Insurance Surety jobs in Florida are:
Infographic showing various Insurance Surety job openings in Florida as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, 1% Temporary, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $61,874 per year, or $29.7 per hour.
Surety Claim Specialist

Surety Claim Specialist

FCCI Insurance Group

Lake Mary, FL • On-site, Remote

$102K - $157K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 days ago


Job description

FCCI Insurance Group is a trusted provider of comprehensive property & casualty coverage in 20 states. We are a successful and growing organization built on the strength of our guiding principles. Doing the right thing and putting people first is the foundation for how we do business. FCCI has a reputation for excellence in products, services and employees – and it’s a great place to work!

The Surety Claim Specialist will independently conduct due diligence, evaluate exposure, and represent Surety's interests with adverse parties and proactively respond to the most complex demands against contract and commercial surety bonds.  

Key responsibilities include:

  • Investigates the most complex claims including initial investigation, analysis, settlement, and when applicable, denial of a claim submission from a multi-state jurisdiction within authority limits, time standards and company best practices.
  • Actively solicits facts from all stakeholders, analyze bond forms and construction contracts, reviews applicable statutes, and analyzes claim submissions involving commercial and contract surety bonds. Interprets coverage, setting reserves, and when appropriate tender of settlement. Employ direct, hands-on strategies to mitigate loss, with an early focus on indemnity issues and recovery.
  • Responds urgently to performance bond related demands that require sudden travel to claim site.
  • Retains and seeks advice of outside counsel or consultants to supplement investigation before responding to a demand against a bond, as needed.
  • Responsible for comprehensive reporting on the status of claims to all stakeholders. This includes the preparation and presentation of reports and summaries to claims management staff as well as FCCI agents and reinsurer.
  • Consults with underwriting staff on potential new and existing accounts related to bond forms, contract requirements, indemnity and collateral agreements.
  • Serves as a resource and/or mentor for others within the surety and claims unit.
  • Secures a visibility with the regions through visits to the office and educational presentations.

This position can be located at our corporate office in Sarasota, FL or one of our regional offices or remote within our territory.

In exchange for your talents, FCCI offers competitive salaries and an excellent benefits package which includes:

  • Flexible Work Environment
  • Paid Family Leave
  • Competitive PTO & Holidays
  • Recognition & Bonus Programs
  • Medical, Vision, Dental & Life Insurance
  • Employee Referral Bonus
  • Paid Volunteer Time
  • 401(k) Match & Profit-Sharing

The salary range for this position is $102,357-$157,629 annually. This salary range is an estimate and the actual salary will vary based on applicant’s education, experience, knowledge, skills, and abilities. 

We are an Equal Employment Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.

Please apply via our website at www.fcci-group.com.     

Drug Free Workplace (*Pre-employment drug screen is conducted for all positions)