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Insurance Risk Engineer Jobs (NOW HIRING)

Senior Risk Engineer- Powergen

Boston, MA · On-site

$107K - $126K/yr

Perform on-site risk engineering surveys and desktop reviews for conventional power and renewable ... Previous Insurance experience is not a requirement of this role. * Demonstrated strong ...

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Insurance Risk Engineer information

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$39K

$101.8K

$137.5K

How much do insurance risk engineer jobs pay per year?

As of Jun 7, 2026, the average yearly pay for insurance risk engineer in the United States is $101,752.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What does an Insurance Risk Engineer do?

An Insurance Risk Engineer assesses potential risks associated with a business or property to help insurers make informed underwriting decisions. They analyze safety protocols, operational procedures, and structural conditions to identify hazards and recommend risk mitigation strategies. Their goal is to minimize potential losses for both the insurer and the policyholder by implementing effective preventive measures. Risk engineers often conduct site inspections, review compliance with industry regulations, and provide detailed reports to underwriters. This role requires a strong understanding of engineering principles, risk assessment methodologies, and industry-specific safety standards.

What are the typical daily responsibilities of an Insurance Risk Engineer?

Insurance Risk Engineers commonly spend their days conducting on-site risk assessments of commercial and industrial properties, analyzing data to identify potential hazards, and preparing detailed risk evaluation reports for underwriters and clients. They often meet with property managers, safety officers, and other stakeholders to discuss best practices and recommend loss prevention measures. The role may involve occasional travel to client locations and close collaboration with underwriting and claims teams. This dynamic work environment enables continuous learning and opportunities to make tangible impacts on risk management outcomes.

What are the 4 types of risk insurance?

In the insurance industry, the four main types of risk insurance are property insurance, liability insurance, health insurance, and life insurance. Insurance risk engineers often evaluate these categories to assess potential exposures and develop risk mitigation strategies for clients across various sectors.

What are the key skills and qualifications needed to thrive in the Insurance Risk Engineer position, and why are they important?

To thrive as an Insurance Risk Engineer, you need a solid background in engineering or a related technical field, strong analytical abilities, and in-depth knowledge of risk assessment methodologies. Familiarity with risk modeling software, industry safety codes, and certifications such as CFPS (Certified Fire Protection Specialist) or ARM (Associate in Risk Management) is highly valued. Exceptional communication, problem-solving skills, and attention to detail are key soft skills for effectively interacting with clients and translating complex technical findings. These competencies ensure accurate risk evaluations, support underwriters, and help mitigate losses, ultimately protecting both insurers and their clients.

More about Insurance Risk Engineer jobs
What cities are hiring for Insurance Risk Engineer jobs? Cities with the most Insurance Risk Engineer job openings:
What are the most commonly searched types of Insurance Risk Engineer jobs? The most popular types of Insurance Risk Engineer jobs are:
What states have the most Insurance Risk Engineer jobs? States with the most job openings for Insurance Risk Engineer jobs include:
What job categories do people searching Insurance Risk Engineer jobs look for? The top searched job categories for Insurance Risk Engineer jobs are:
Infographic showing various Insurance Risk Engineer job openings in the United States as of May 2026, with employment types broken down into 1% Locum Tenens, 29% Full Time, 52% Part Time, 1% Temporary, and 17% Contract. Highlights an 86% Physical, 5% Hybrid, and 9% Remote job distribution, with an average salary of $101,752 per year, or $48.9 per hour.
Senior Risk Engineer- Powergen

Senior Risk Engineer- Powergen

Liberty Mutual

Los Angeles, CA

$125K - $176K/yr

Full-time

Posted 11 hours ago


Liberty Mutual rating

8.9

Company rating: 8.9 out of 10

Based on 139 frontline employees who took The Breakroom Quiz

45th of 260 rated insurance


Job description


Description

Join our US Power team and play a key role in supporting the underwriting of conventional power and renewable energy risks across both operational facilities and construction projects.

We’re looking for a technically strong and commercially minded professional to conduct on-site and desktop risk assessments and provide expert support to our Underwriting and Claims teams. This role is critical in helping evaluate complex power generation and renewable energy risks, enabling informed underwriting decisions and supporting effective claims mitigation strategies.

 

What you’ll do:

  • Perform on-site risk engineering surveys and desktop reviews for conventional power and renewable energy risks.
  • Assess operational plants and construction projects, including complex and large-scale exposures.
  • Deliver clear, actionable risk assessments to support accurate and profitable underwriting decisions.
  • Provide technical guidance and risk insights to US Underwriters and Claims teams, as well as our insureds.
  • Analyze risk quality, identify loss drivers, and recommend mitigation strategies.
  • Support claims analysis and help drive risk improvement opportunities across the portfolio.

 

What we’re looking for:

  • Experience in risk engineering, power generation, renewable energy, or a related technical field.
  • Strong understanding of conventional power and/or renewable energy operations and construction risks.
  • Ability to evaluate complex technical exposures and communicate findings clearly to business partners.
  • Strong analytical, organizational, and problem-solving skills.
  • A collaborative approach and the ability to work closely with underwriting and claims professionals.

 

Why join us:

This is an opportunity to work in a dynamic and evolving sector at the intersection of engineering, insurance, and energy transition. You’ll have the chance to influence underwriting strategy, support complex risk decisions, and contribute to a growing portfolio spanning both traditional and renewable power.


Responsibilities:

  • Assessment of operational conventional and renewable power generation facilities as well as construction projects
  • Plan, organize, and perform desk-based risk appraisals for assigned lines of business(s) to provide risk analysis information to Underwriters
  • Preparation of a plant/process/product description, assessment of design, hazards and adequacy of mitigation measures, assessment of management systems/procedures and plant protection facilities, and loss estimate calculations
  • Conduct on-site risk engineering surveys for existing and prospective clients, as required by underwriters, and will produce either a summary report for internal use or a detailed marketing risk engineering survey report for Underwriters, Brokers, or the client, as required by Liberty Mutual guidelines
  • Assume ownership for allocated accounts including attendance on surveys, follow-up of key recommendations and ensuring that risk engineering information on file is up to date
  • Provide technical input on claims including review of loss adjuster reports and site visits to identify areas for claims mitigation and lessons learned- these lessons learned should be communicated to other Engineers/Underwriters and provide a basis for future loss prevention investigation during surveys
  • Maintain professional credibility and consistently demonstrates technical expertise and sound judgment
  • Maintain an up-to-date knowledge of the assigned lines of business(s) including process technology, loss prevention, construction, and other related issues that may impact the underwriting decision-making process or profitability
  • Actively pursue professional development to develop and maintain knowledge in these areas
  • Participate in business development and marketing activities for assigned lines of business(s)
  • Position requires regular travel
Qualifications
  • Bachelor of Science or Engineering degree in a technical discipline, such as Chemical, Process, Mechanical Engineering or equivalent.
  • The job holder will be expected to possess at least five years’ experience in relevant process industries and should have a background in at least one of the following areas in a managerial, technical or consultancy role; Operations, Operations Support, Maintenance, Inspection, Loss Prevention, or Process Safety
  • Previous Insurance experience is not a requirement of this role.
  • Demonstrated strong communication and listening skills in order to develop and maintain relationships with Underwriters, Risk Engineers, Claims teams, other Liberty Mutual Staff and Clients.
  • Demonstrated ability to effectively use required software applications, such as Microsoft Office Suite
  • Should be able to create/modify documents and complex spreadsheets
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. 

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits 
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.  
Fair Chance Notices  

  • California 
  • Los Angeles Incorporated 
  • Los Angeles Unincorporated 
  • Philadelphia 
  • San Francisco 

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About Liberty Mutual

Sourced by ZipRecruiter

Since 1912, we've grown into the fifth largest global property and casualty insurer based on 2022 gross written premium. We also rank 86 on the Fortune 100 list of largest corporations in the US based on 2022 revenue. ​At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures. We are headquartered in Boston, but our people, our customers and our reach span the globe. So to better serve our global customers and employees, we are organized into three business units.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Boston, MA, US

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