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Property Risk Engineer
Who We Are
HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. As a wholly owned subsidiary of HDI Global SE, we manage the industrial lines division of the Talanx Group. With an international network spanning over 150 countries, we deliver sophisticated domestic and global insurance solutions to U.S.-based multinational and middle-market companies across a wide range of industries.

With Xcelerate29, HDI is shaping its future by becoming a Trusted Global Player, achieving Next-level Excellence, and building a Forward-thinking Organisation. This direction helps HDI Global lead the profitable growth game as a globally connected business, raise the bar every day through stronger underwriting, claims, and investment performance, and win tomorrow by starting today with a lean, fast, resilient, and future-ready organisation. Together, these priorities support profitable growth, sustainable profitability, global consistency, digital transformation, AI acceleration, smart cost leadership, and stronger collaboration across teams and markets. They also reflect our focus on being a workplace of choice by building a future-ready workforce where people learn, grow, adapt to technology change, and contribute to long-term success.

Job Overview
We are hiring a Property Risk Engineer who will provide advanced technical risk assessment and consulting services for internal and external stakeholders. This role supports underwriting and client risk management strategies through detailed property risk evaluations, loss prevention guidance, natural hazard analysis, and operational risk assessments. The Risk Engineer will act as a trusted technical advisor to underwriting teams and clients, helping identify risk improvement opportunities and supporting strategic account management.

Key Responsibilities:

• Perform comprehensive on-site property risk assessments and operational reviews to evaluate exposures, verify risk mitigation strategies, and identify opportunities for loss prevention and risk improvement.
• Generate detailed, high-quality risk engineering reports in a timely manner to document exposures, evaluate risk quality, and provide actionable recommendations using proprietary tools and systems.
• Collaborate closely with underwriting teams to assess risk quality, analyze exposures on new and renewal business, and support informed underwriting decisions and preferred risk selection.
• Deliver advanced risk engineering consultation to customers including insurance risk surveys, loss prevention strategies, natural hazard analysis, risk improvement recommendations, and mitigation specifications.
• Support the management of complex and strategic accounts by providing account-level engineering services aligned with underwriting objectives and client risk management strategies.
• Build and maintain strong client relationships by serving as a trusted advisor and helping clients implement proactive risk management and loss prevention practices.
• Provide technical insight on emerging risks, industry loss trends, and engineering best practices to enhance risk evaluation methodologies.
• Mentor and support less experienced risk engineers when appropriate, sharing technical knowledge and contributing to the development of team expertise.

Qualifications and Experience:

• Bachelor’s degree or higher in Engineering or a related technical discipline.
• 5+ years of experience in Property Risk Engineering, including field engineering and account-level risk management for commercial or industrial property risks.
• Strong technical understanding of property insurance risk evaluation, loss prevention, natural hazards, fire protection systems, and industrial operations across a wide range of commercial industries.
• Proven ability to collaborate with underwriting teams and provide strategic risk insights that support underwriting decisions and portfolio management.
• Strong analytical, communication, and client relationship management skills with the ability to present complex risk concepts clearly to technical and non-technical audiences.
• Experience with complex risk evaluations, account engineering, or managing external risk engineering service providers preferred.
• Proficient computer skills (e.g., Microsoft Office products).
• Ability to travel (up to 20%) for client site visits and risk assessments.

Compensation and Benefits:

Base salary range for this position is $120,000–$150,000 plus eligibility for a performance-based annual bonus. Actual compensation will be based on experience, education, and geographic location.

We offer a competitive benefits package, including: 401(k) with company match, Paid Time Off, Sick Leave, Medical, Health Reimbursement Arrangement (HRA), Telemedicine, Wellness Program, Employee Assistance Program (EAP), Dental, Vision, Accident amp; Critical Illness Insurance, Flexible Spending Account (FSA), Dependent Care FSA, Group and Voluntary Life Insurance, Short- and Long-Term Disability, Pet Insurance, Transit and Parking benefits.

Additional Information

• HDI Global Insurance Company is an Equal Opportunity Employer. We consider applicants without regard to race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, or sexual orientation.
• Applicants must be legally authorized to work in the United States.
• Recruitment Agencies: All resumes submitted without prior HR authorization will be considered unsolicited.

HDI Global Insurance Company participates in E-Verify.

Employment is contingent upon successful completion of a background check and drug screen. Testing will be conducted in compliance with applicable state and local laws.