Insurance Risk Engineer Jobs in Ontario (NOW HIRING)

Principal Risk Engineer, Construction & Inland Marine (Builders’ Risk)

Department: Risk Control Services

Location: Toronto, Montreal, Calgary or Vancouver

Reports To:  Vice President, Risk Control Services

Company Overview:

Liberty Mutual Canada (“LM Canada”) is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 300 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Edmonton, Toronto, Montreal, and Halifax.

At LM Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding, and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. At LM Canada, our values are to foster a high-performing, equitable and inclusive culture where the best talent of all backgrounds can bring their whole selves to work and succeed.

If you don’t meet every listed requirement, we still encourage you to apply. We welcome diverse backgrounds and perspectives that can strengthen our team.

Our core values guide all our decision-making and come to life through our benefits and employee programs. We offer:

• A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance.
• Competitive health & dental benefits plan
• Market-leading pension plan
• Competitive time off policy
• External education & tuition reimbursement programs
• Employee & Family Assistance Programs
• An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusion.

The Opportunity:

Join a growing, high-impact Risk Control Services team where your expertise will directly influence how we assess, manage, and mitigate risks across complex construction portfolios. As a Principal Risk Engineer, Construction & Inland Marine you’ll play a critical role as a trusted advisor to both internal stakeholders and external partners — bringing deep technical insight, practical solutions, and strategic thinking to the forefront of our decision-making.

You will champion Liberty’s values and commitment to inclusion, helping foster a collaborative, high-  performing, and market-leading culture.

What you’ll do

• Lead risk engineering strategy across construction and Builder’s Risk portfolios, championing best-in-class standards and practices.
• Manage a portfolio of complex construction and Master Builder’s Risk accounts, supporting related lines (Property, Casualty, Professional Liability)
• Direct risk assessments and loss control services across first- and third-party lines, helping shape underwriting strategy and client outcomes
• Serve as a technical expert, providing clear, actionable recommendations to underwriting, claims, brokers, clients, contractors, and developers
• Develop and share thought leadership through guidelines, white papers, training materials, and technical presentations that elevate risk engineering practices across the business
• Build strong, collaborative relationships with Underwriting, Claims, brokers, clients, and global Risk Engineering partners
• Represent the organization in client meetings, broker engagements, preconstruction meetings, and industry events as a credible and influential voice
• Mentor and support the development of colleagues, underwriters, and peers, helping strengthen technical capability across the team

Duties & Responsibilities:

In this senior role, you’ll go beyond technical delivery — you’ll help drive profitable growth.  Partnering closely with Underwriters, you’ll contribute to business development efforts, support client  retention, and influence key decisions that shape our portfolio.

    Risk Assessment & Technical Advisory

• Conduct pre- and post-bind surveys, plan/spec reviews, desktop analyses, and onsite assessments.
• Evaluate construction methodologies, phasing, logistics, COPE data, and jobsite exposures (e.g., fire, flood, wind, collapse, theft).
• Assess critical operations including hot work, temporary services, cranes/rigging, excavation, and water intrusion controls.
• Provide timely, expert guidance to Underwriting on risk quality, PML, delay exposures, and pricing/terms.

Loss Prevention & Mitigation

• Develop and implement site-specific mitigation strategies (e.g., water management, hot work protocols, site security, weather and flood planning).
• Track recommendations and ensure accurate, up-to-date risk engineering data.
• Support claims through technical reviews, site visits, and post-incident analysis to drive continuous improvement.

Client & Broker Engagement

• Build and maintain trusted relationships with clients, brokers, contractors, and developers.
• Participate in client meetings, preconstruction planning, and bid-phase consultations to support growth and retention.
• Deliver clear, high-impact reports, stewardship materials, and service plans to demonstrate value.

Portfolio Insights & Continuous Improvement

• Analyze portfolio trends, loss drivers, and service utilization to prioritize efforts and improve outcomes.
• Identify and implement enhancements to tools, processes, and service delivery models.
• Support innovation through adoption of new technologies (e.g., sensors, remote monitoring, weather alerting).

Thought Leadership & Collaboration

• Contribute to industry presence through speaking engagements, technical content, and networking.
• Design and deliver training, tools, and resources for clients and internal teams.
• Collaborate with underwriting and leadership to advance risk engineering and business strategy.

Additional Expectations:

• Respond to complex, active job-site issues, providing timely guidance and coordinating recovery efforts.
• Take ownership of special projects aligned to business priorities.
• Travel within Canada and the U.S. (~25–50%, typically ~30%).

Skills & Qualifications:

• Extensive industry experience – 15+ years in construction, civil/structural engineering, risk engineering, Builder’s Risk, Property Risk Engineering, or loss control/prevention environments.
• Strong technical foundation – Bachelor’s degree in civil engineering, engineering, mathematics, or a related field (or equivalent experience); advanced degrees or specialized training are an asset.
• Professional credentials – P.Eng. designation preferred; additional certifications such as CPCU, CRM, ARM, CFPS, CRE, CSP, CIH, CPE, or CIP are highly valued.
• Deep industry expertise – Strong knowledge of construction practices, building and fire codes, site safety standards, catastrophe exposures, and loss prevention strategies.
• Broad insurance knowledge – Experience across Builder’s Risk, Inland Marine, Property Engineering, Professional Liability, Fire Protection, and Casualty lines (e.g., Wrap-Up Liability, GL, Environmental, Auto) is strongly preferred.
• Analytical & strategic mindset – Proven ability to assess complex risks, think critically, and deliver practical, value-added solutions.
• Communication & influence – Exceptional ability to present technical concepts clearly and effectively to diverse stakeholders, supported by strong written and verbal communication skills.
• Relationship management – Demonstrated success building trusted partnerships with internal teams, clients, brokers, contractors, and developers.
• Leadership & consulting capability – Skilled in leadership, planning, client service, training, and technical advisory roles.
• Technical proficiency – Advanced capability with standard business tools and software, including Microsoft Office and risk/engineering systems.
• Results-driven & adaptable – Highly organized, detail-oriented, and able to thrive in a fast-paced, evolving environment.
• Bilingual capability – Professional fluency in English and French is an asset.

Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario, and British Columbia, we publish a Target Hiring Range in compliance with the Ontario Pay Transparency Act and the BC Pay Transparency Act.

This posting is for an active, current vacancy.

Target Hiring Range: CAD $155,000 – $195,000

This range represents the expected annual base salary for this role, however, offers above the published maximum may be approved with appropriate business authorization. Final offers will be determined based on each candidate's qualifications, relevant experience, internal equity, and the needs of the role. The posted range does not include variable compensation (bonus), allowances, or benefits. We encourage all qualified candidates to apply.

We do not use AI‑based screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.

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