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Insurance Risk Engineer Jobs (NOW HIRING)

Property Risk Engineer

$120K - $150K/yr

Property Risk Engineer HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. We are a wholly owned subsidiary of HDI Global SE, which manages the ...

The Origis team,regarded as one of the leading developers in the U.S., is committed to living five ... The Insurance Risk Manager acts as internal subject matter expert and will provide solutions to ...

The Origis team, regarded as one of the leading developers in the U.S., is committed to living five ... The Insurance Risk Manager acts as internal subject matter expert and will provide solutions to ...

Risk Engineer, Property & Casualty

Boston, MA · Remote

$89.60K - $119.50K/yr

We are currently seeking candidates for a Risk Engineer, Property & Casualty with experience in the insurance, loss control, and/or safety industry. This person will be supporting our Boston, MA ...

S.-based company, BWXT is a Fortune 1000 and Defense News Top 100 manufacturing and engineering ... The Insurance Risk Analyst manages the end-to-end lifecycle of corporate insurance programs and ...

Urschel, a 100% employee-owned company, is seeking a Risk Engineer to evaluate machine designs for ... Medical, Dental, Vision Insurance Available on 1st Day of Employment * Low Health, Dental, Vision ...

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Insurance Risk Engineer information

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$39K

$101.8K

$137.5K

How much do insurance risk engineer jobs pay per year?

As of Jun 3, 2026, the average yearly pay for insurance risk engineer in the United States is $101,752.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What does an Insurance Risk Engineer do?

An Insurance Risk Engineer assesses potential risks associated with a business or property to help insurers make informed underwriting decisions. They analyze safety protocols, operational procedures, and structural conditions to identify hazards and recommend risk mitigation strategies. Their goal is to minimize potential losses for both the insurer and the policyholder by implementing effective preventive measures. Risk engineers often conduct site inspections, review compliance with industry regulations, and provide detailed reports to underwriters. This role requires a strong understanding of engineering principles, risk assessment methodologies, and industry-specific safety standards.

What are the key skills and qualifications needed to thrive in the Insurance Risk Engineer position, and why are they important?

To thrive as an Insurance Risk Engineer, you need a solid background in engineering or a related technical field, strong analytical abilities, and in-depth knowledge of risk assessment methodologies. Familiarity with risk modeling software, industry safety codes, and certifications such as CFPS (Certified Fire Protection Specialist) or ARM (Associate in Risk Management) is highly valued. Exceptional communication, problem-solving skills, and attention to detail are key soft skills for effectively interacting with clients and translating complex technical findings. These competencies ensure accurate risk evaluations, support underwriters, and help mitigate losses, ultimately protecting both insurers and their clients.

What are the typical daily responsibilities of an Insurance Risk Engineer?

Insurance Risk Engineers commonly spend their days conducting on-site risk assessments of commercial and industrial properties, analyzing data to identify potential hazards, and preparing detailed risk evaluation reports for underwriters and clients. They often meet with property managers, safety officers, and other stakeholders to discuss best practices and recommend loss prevention measures. The role may involve occasional travel to client locations and close collaboration with underwriting and claims teams. This dynamic work environment enables continuous learning and opportunities to make tangible impacts on risk management outcomes.

What are the 4 types of risk insurance?

In the insurance industry, the four main types of risk insurance are property insurance, liability insurance, health insurance, and life insurance. Insurance risk engineers often evaluate these categories to assess potential exposures and develop risk mitigation strategies for clients across various sectors.
What cities are hiring for Insurance Risk Engineer jobs? Cities with the most Insurance Risk Engineer job openings:
What are the most commonly searched types of Insurance Risk Engineer jobs? The most popular types of Insurance Risk Engineer jobs are:
What states have the most Insurance Risk Engineer jobs? States with the most job openings for Insurance Risk Engineer jobs include:
What job categories do people searching Insurance Risk Engineer jobs look for? The top searched job categories for Insurance Risk Engineer jobs are:
Infographic showing various Insurance Risk Engineer job openings in the United States as of May 2026, with employment types broken down into 1% Locum Tenens, 29% Full Time, 52% Part Time, 1% Temporary, and 17% Contract. Highlights an 86% Physical, 5% Hybrid, and 9% Remote job distribution, with an average salary of $101,752 per year, or $48.9 per hour.

$120K - $150K/yr

Full-time

Posted 22 days ago


Job description

Property Risk Engineer
HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. We are a wholly owned subsidiary of HDI Global SE, which manages the industrial lines division of the Talanx Group. Our broad and flexible portfolio of products and services combined with our international network of local insurers in more than 150 countries provides us the ability to deliver comprehensive domestic and global insurance solutions for U.S.-based multinational companies.
We are hiring a Senior Property Risk Engineer who will provide advanced technical risk assessment and consulting services for internal and external stakeholders. This role supports underwriting and client risk management strategies through detailed property risk evaluations, loss prevention guidance, natural hazard analysis, and operational risk assessments. The Risk Engineer will act as a trusted technical advisor to underwriting teams and clients, helping identify risk improvement opportunities and supporting strategic account management.
Responsibilities
  • Perform comprehensive on-site property risk assessments and operational reviews to evaluate exposures, verify risk mitigation strategies, and identify opportunities for loss prevention and risk improvement.
  • Generate detailed, high-quality risk engineering reports in a timely manner to document exposures, evaluate risk quality, and provide actionable recommendations using proprietary tools and systems.
  • Collaborate closely with underwriting teams to assess risk quality, analyze exposures on new and renewal business, and support informed underwriting decisions and preferred risk selection.
  • Deliver advanced risk engineering consultation to customers including insurance risk surveys, loss prevention strategies, natural hazard analysis, risk improvement recommendations, and mitigation specifications.
  • Support the management of complex and strategic accounts by providing account-level engineering services aligned with underwriting objectives and client risk management strategies.
  • Build and maintain strong client relationships by serving as a trusted advisor and helping clients implement proactive risk management and loss prevention practices.
  • Provide technical insight on emerging risks, industry loss trends, and engineering best practices to enhance risk evaluation methodologies.
  • Mentor and support less experienced risk engineers when appropriate, sharing technical knowledge and contributing to the development of team expertise.

Requirements
  • Bachelor’s degree or higher in Engineering or a related technical discipline.
  • 5+ years of experience in Property Risk Engineering, including field engineering and account-level risk management for commercial or industrial property risks.
  • Strong technical understanding of property insurance risk evaluation, loss prevention, natural hazards, fire protection systems, and industrial operations across a wide range of commercial industries.
  • Proven ability to collaborate with underwriting teams and provide strategic risk insights that support underwriting decisions and portfolio management.
  • Strong analytical, communication, and client relationship management skills with the ability to present complex risk concepts clearly to technical and non-technical audiences.
  • Experience with complex risk evaluations, account engineering, or managing external risk engineering service providers preferred.
  • Proficient computer skills (e.g., Microsoft Office products).
  • Ability to travel (up to 20%) for client site visits and risk assessments.
Attention All Applicants: Please use the following link to read HDI's California Personnel Privacy notice:
https://acrobat.adobe.com/link/track?uri=urn:aaid:scds:US:0bbddcaf-d738-3af9-bc04-b25f803799f
The salary range for this role will be $120,000 to $150,000 per year plus eligibility for a performance-based bonus.
HDI Global is an Equal Opportunity Employer
Individuals seeking employment at HDI Global Insurance Company are considered without regards to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, or sexual orientation.
HDI Global Insurance Company participates in E-Verify.
Employment is contingent upon successful completion of a background check and drug screen. Testing will be conducted in compliance with applicable state and local laws.