Insurance Risk Engineer Jobs in Houston, TX (NOW HIRING)

Join our US Power team and play a key role in supporting the underwriting of conventional power and renewable energy risks across both operational facilities and construction projects.

We're looking for a technically strong and commercially minded professional to conduct on-site and desktop risk assessments and provide expert support to our Underwriting and Claims teams. This role is critical in helping evaluate complex power generation and renewable energy risks, enabling informed underwriting decisions and supporting effective claims mitigation strategies.

What you'll do:

• Perform on-site risk engineering surveys and desktop reviews for conventional power and renewable energy risks.
• Assess operational plants and construction projects, including complex and large-scale exposures.
• Deliver clear, actionable risk assessments to support accurate and profitable underwriting decisions.
• Provide technical guidance and risk insights to US Underwriters and Claims teams, as well as our insureds.
• Analyze risk quality, identify loss drivers, and recommend mitigation strategies.
• Support claims analysis and help drive risk improvement opportunities across the portfolio.

What we're looking for:

• Experience in risk engineering, power generation, renewable energy, or a related technical field.
• Strong understanding of conventional power and/or renewable energy operations and construction risks.
• Ability to evaluate complex technical exposures and communicate findings clearly to business partners.
• Strong analytical, organizational, and problem-solving skills.
• A collaborative approach and the ability to work closely with underwriting and claims professionals.

Why join us:

This is an opportunity to work in a dynamic and evolving sector at the intersection of engineering, insurance, and energy transition. You'll have the chance to influence underwriting strategy, support complex risk decisions, and contribute to a growing portfolio spanning both traditional and renewable power.

Responsibilities:

• Assessment of operational conventional and renewable power generation facilities as well as construction projects
• Plan, organize, and perform desk-based risk appraisals for assigned lines of business(s) to provide risk analysis information to Underwriters
• Preparation of a plant/process/product description, assessment of design, hazards and adequacy of mitigation measures, assessment of management systems/procedures and plant protection facilities, and loss estimate calculations
• Conduct on-site risk engineering surveys for existing and prospective clients, as required by underwriters, and will produce either a summary report for internal use or a detailed marketing risk engineering survey report for Underwriters, Brokers, or the client, as required by Liberty Mutual guidelines
• Assume ownership for allocated accounts including attendance on surveys, follow-up of key recommendations and ensuring that risk engineering information on file is up to date
• Provide technical input on claims including review of loss adjuster reports and site visits to identify areas for claims mitigation and lessons learned- these lessons learned should be communicated to other Engineers/Underwriters and provide a basis for future loss prevention investigation during surveys
• Maintain professional credibility and consistently demonstrates technical expertise and sound judgment
• Maintain an up-to-date knowledge of the assigned lines of business(s) including process technology, loss prevention, construction, and other related issues that may impact the underwriting decision-making process or profitability
• Actively pursue professional development to develop and maintain knowledge in these areas
• Participate in business development and marketing activities for assigned lines of business(s)
• Position requires regular travel

• Bachelor of Science or Engineering degree in a technical discipline, such as Chemical, Process, Mechanical Engineering or equivalent.
• The job holder will be expected to possess at least five years' experience in relevant process industries and should have a background in at least one of the following areas in a managerial, technical or consultancy role; Operations, Operations Support, Maintenance, Inspection, Loss Prevention, or Process Safety
• Previous Insurance experience is not a requirement of this role.
• Demonstrated strong communication and listening skills in order to develop and maintain relationships with Underwriters, Risk Engineers, Claims teams, other Liberty Mutual Staff and Clients.
• Demonstrated ability to effectively use required software applications, such as Microsoft Office Suite
• Should be able to create/modify documents and complex spreadsheets

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. 

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits  Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.  Fair Chance Notices 

• California 

• Los Angeles Incorporated 

• Los Angeles Unincorporated 

• Philadelphia 

• San Francisco