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Insurance Risk Advisor Jobs (NOW HIRING)

Mason McBride Inc

Personal Insurance Risk Advisor.

Troy, MI · On-site

$45K - $55K/yr

... advise our clients and answer questions they may have. Insurance industry or office experience and knowledge is not required but would be a greater benefit relating to customers in the beginning for ...

WithCoverage

Risk Advisor

New York, NY · On-site

$85K - $125K/yr

Risk Advisor Location: New York, NY or Philadelphia, PA About WithCoverage ... WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management ...

WithCoverage

Lead Risk Advisor

Philadelphia, NY

$140K - $190K/yr

Lead Risk Advisor Location: New York, NY, Philadelphia About WithCoverage ... WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management ...

WithCoverage

Lead Risk Advisor

Philadelphia, NY · On-site

$140K - $190K/yr

Lead Risk Advisor Location: New York, NY, Philadelphia About WithCoverage ... WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management ...

USI Insurance Services

Personal Risk Advisor

Miami, FL · On-site

Private Risk Advisor The USI Insurance Services Personal Risk Practice provides comprehensive risk management and insurance consultation to high net worth individuals and family offices with complex ...

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Insurance Risk Advisor information

See salary details

$26.5K

$65.6K

$101K

How much do insurance risk advisor jobs pay per year?

As of Aug 1, 2026, the average yearly pay for insurance risk advisor in the United States is $65,610.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $80,000.00 per year, depending on experience, location, and employer.

What is the difference between Insurance Risk Advisor vs Insurance Underwriter?

AspectInsurance Risk AdvisorInsurance Underwriter
CredentialsCertifications like CPCU, ARM, or CIC often preferredSimilar certifications may be required, such as CPCU or ARM
Work EnvironmentAdvises clients, assesses risks, works in offices or client sitesEvaluates applications, works in underwriting departments, often in office settings
Employer & Industry UsageUsed by insurance agencies, brokers, and consultanciesPrimarily employed by insurance companies and underwriting firms
Search & Comparison IntentPeople compare roles related to risk assessment and client advisingPeople compare roles focused on evaluating insurance applications

While both roles involve risk assessment, Insurance Risk Advisors focus on advising clients and assessing risks in real-world scenarios, whereas Insurance Underwriters evaluate applications to determine coverage and premiums. Both roles require similar credentials and are integral to the insurance industry, but they differ in daily responsibilities and work environment.

How does an Insurance Risk Advisor typically collaborate with underwriters and clients during the risk assessment process?

Insurance Risk Advisors work closely with underwriters to evaluate and quantify risks associated with potential clients or policies. They gather and analyze detailed information from clients about their operations, exposures, and risk management practices, then communicate these findings to underwriters to help determine appropriate coverage and pricing. Effective collaboration ensures that clients receive tailored insurance solutions while managing the insurer’s risk. Advisors also act as a bridge, explaining risk mitigation options to clients and helping them implement recommendations for improved insurability.

Is insurance risk management a good career?

Insurance risk management is a stable and growing field that involves identifying and analyzing potential risks to help companies minimize financial losses. It often requires strong analytical skills, certifications such as the CPCU or ARM, and knowledge of insurance policies and regulations. The role offers opportunities for advancement and can be found in various industries and organizations.

What does an insurance risk advisor do?

An insurance risk advisor assesses clients' insurance needs and evaluates potential risks to recommend appropriate coverage options. They analyze data, review policies, and help clients understand policy terms, often using industry tools and requiring relevant certifications. Their goal is to minimize clients' financial exposure by advising on risk management strategies.

How to become a risk advisor?

To become an insurance risk advisor, typically one needs a bachelor's degree in finance, business, or a related field, along with strong analytical and communication skills. Gaining industry-specific certifications such as the Chartered Risk Analyst (CRA) or Certified Risk Manager (CRM) can enhance credibility and job prospects. Relevant experience in insurance, risk assessment, or underwriting is also valuable for advancing in this role.

What is the highest paid position in insurance?

In the insurance industry, executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, and Chief Risk Officer tend to be the highest paid positions, often earning multi-million dollar compensation packages. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee company strategy, risk management, and operations.

What are the key skills and qualifications needed to thrive as an Insurance Risk Advisor, and why are they important?

To succeed as an Insurance Risk Advisor, you need a solid background in risk assessment, insurance products, and regulatory compliance, usually supported by a relevant degree and professional certifications such as ARM or CPCU. Familiarity with risk analysis software, CRM systems, and data modeling tools is often required. Excellent communication, problem-solving, and negotiation skills help build trust with clients and effectively convey complex risk information. These abilities are crucial for advising clients accurately, mitigating potential losses, and ensuring regulatory adherence in a dynamic insurance market.
More about Insurance Risk Advisor jobs
What job categories do people searching Insurance Risk Advisor jobs look for? The top searched job categories for Insurance Risk Advisor jobs are:
Insurance Risk Advisor jobs near you
Infographic showing various Insurance Risk Advisor job openings in the United States as of July 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $65,610 per year, or $31.5 per hour.

Insurance Risk Advisor

Abbie Davis Tanner Agency, Inc.

Denver, CO • On-site

$55K - $80K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 18 days ago

Job description

Benefits:
  • License reimbursement
  • 401(k) matching
  • Bonus based on performance
  • Competitive salary
  • Dental insurance
  • Flexible schedule
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development
  • Vision insurance

Position Overview:
Are you someone who enjoys building relationships, solving problems, and helping people protect what matters most? At the Abbie Davis Tanner Agency, we're looking for a motivated Risk Advisor to help individuals, families, and businesses find insurance solutions that fit their unique needs.
This is a relationship-driven sales role where you'll educate clients, uncover opportunities, and create customized insurance programs from over 100 top-rated carriers. If you're competitive, coachable, and enjoy making a difference while building a rewarding career, we'd love to meet you.
Responsibilities:
  • Build relationships with prospective and existing clients through phone, email, and virtual communication
  • Identify customer needs and recommend appropriate insurance solutions
  • Prepare quotes across multiple carriers and explain coverage options clearly
  • Follow up on leads and maintain an organized sales pipeline
  • Conduct policy reviews to identify opportunities for additional protection
  • Educate clients on coverage options and answer insurance-related questions
  • Collaborate with team members to deliver an outstanding customer experience
  • Maintain accurate client records and documentation
Qualifications:
  • Sales, customer service, or relationship-building experience preferred
  • Strong communication and active listening skills
  • Self-motivated with a goal-oriented mindset
  • Organized and able to manage multiple priorities
  • Comfortable learning new systems and technology
  • Property & Casualty license preferred (or willingness to obtain—we'll help!)
About our Agency:
At the Abbie Davis Tanner Agency, we believe insurance is about more than policies—it's about protecting people, building relationships, and making a positive impact in the communities we serve. Guided by our core values of integrity, service, compassion, and our "Be a Good Human" mindset, we are passionate about helping clients feel confident and supported through every stage of life.
Our team works with over 100 carriers and serves clients across 25+ states, giving team members the opportunity to provide personalized solutions while continuing to grow their knowledge and skills in a fast-paced, relationship-focused environment.
We are proud to foster a workplace where people from all backgrounds and experiences feel welcomed, supported, and empowered to succeed. We value work-life balance, professional growth, and creating an environment where hard work and ambition are recognized and rewarded.
Our team members enjoy competitive benefits including health, dental, and vision insurance, a 401(k) with a 6% match, licensing reimbursement, bonus opportunities, and a culture that genuinely supports both personal and professional development.