ZipRecruiter

Log In

1

Insurance Risk Advisor Jobs (NOW HIRING)

WithCoverage

Risk Advisor

New York, NY · On-site

$85K - $125K/yr

Risk Advisor Location: New York, NY or Philadelphia, PA About WithCoverage ... WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management ...

WithCoverage

Lead Risk Advisor

Philadelphia, NY · On-site

$140K - $190K/yr

Lead Risk Advisor Location: New York, NY, Philadelphia About WithCoverage ... WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management ...

WithCoverage

Lead Risk Advisor

Philadelphia, NY · On-site

$140K - $190K/yr

Lead Risk Advisor Location: New York, NY, Philadelphia About WithCoverage ... WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management ...

AIG

Insurance Risk Manager

New York, NY · On-site

The Insurance Risk Manager works closely with AIG's business units internally and externally with ... advise on the appropriate amount and type of insurance recommended. Provide insurance guidance in ...

next page

Showing results 1-20

All JobsInsurance Risk Advisor Jobs

Insurance Risk Advisor information

See salary details

$26.5K

$65.6K

$101K

How much do insurance risk advisor jobs pay per year?

As of Jun 18, 2026, the average yearly pay for insurance risk advisor in the United States is $65,610.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $80,000.00 per year, depending on experience, location, and employer.

What is the difference between Insurance Risk Advisor vs Insurance Underwriter?

AspectInsurance Risk AdvisorInsurance Underwriter
CredentialsCertifications like CPCU, ARM, or CIC often preferredSimilar certifications may be required, such as CPCU or ARM
Work EnvironmentAdvises clients, assesses risks, works in offices or client sitesEvaluates applications, works in underwriting departments, often in office settings
Employer & Industry UsageUsed by insurance agencies, brokers, and consultanciesPrimarily employed by insurance companies and underwriting firms
Search & Comparison IntentPeople compare roles related to risk assessment and client advisingPeople compare roles focused on evaluating insurance applications

While both roles involve risk assessment, Insurance Risk Advisors focus on advising clients and assessing risks in real-world scenarios, whereas Insurance Underwriters evaluate applications to determine coverage and premiums. Both roles require similar credentials and are integral to the insurance industry, but they differ in daily responsibilities and work environment.

How does an Insurance Risk Advisor typically collaborate with underwriters and clients during the risk assessment process?

Insurance Risk Advisors work closely with underwriters to evaluate and quantify risks associated with potential clients or policies. They gather and analyze detailed information from clients about their operations, exposures, and risk management practices, then communicate these findings to underwriters to help determine appropriate coverage and pricing. Effective collaboration ensures that clients receive tailored insurance solutions while managing the insurer’s risk. Advisors also act as a bridge, explaining risk mitigation options to clients and helping them implement recommendations for improved insurability.

What does an Insurance Risk Advisor do?

An Insurance Risk Advisor is a professional who helps individuals and businesses identify, assess, and manage risks that could be covered by insurance. They analyze clients’ needs, evaluate potential risks, and recommend suitable insurance products or strategies to minimize financial losses. These advisors often work with insurance companies, brokers, or as independent consultants, providing expertise on coverage options, risk mitigation, and policy compliance. Their goal is to ensure clients are adequately protected against unforeseen events while optimizing insurance costs.

What are the key skills and qualifications needed to thrive as an Insurance Risk Advisor, and why are they important?

To succeed as an Insurance Risk Advisor, you need a solid background in risk assessment, insurance products, and regulatory compliance, usually supported by a relevant degree and professional certifications such as ARM or CPCU. Familiarity with risk analysis software, CRM systems, and data modeling tools is often required. Excellent communication, problem-solving, and negotiation skills help build trust with clients and effectively convey complex risk information. These abilities are crucial for advising clients accurately, mitigating potential losses, and ensuring regulatory adherence in a dynamic insurance market.
More about Insurance Risk Advisor jobs
What job categories do people searching Insurance Risk Advisor jobs look for? The top searched job categories for Insurance Risk Advisor jobs are:
Insurance Risk Advisor jobs near you
Infographic showing various Insurance Risk Advisor job openings in the United States as of June 2026, with employment types broken down into 98% Full Time, and 2% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $65,610 per year, or $31.5 per hour.

Risk Advisor

WithCoverage

New York, NY • On-site

$85K - $125K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 8 days ago

Job description

Risk Advisor
Location: New York, NY or Philadelphia, PA
About WithCoverage:
WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management designed for the modern economy.
We partner with hundreds of high-growth, category-defining companies, including GoPuff, Eight Sleep, Bombas, Chomps, and Blank Street Coffee. Our clients span iconic consumer brands, hospitality leaders, GCs, advanced manufacturers, and next-generation defense contractors. They operate in complex risk environments and need a partner that can move at their speed.
Instead of a fragmented, manual brokerage stack, we have built a new category: elite risk advisors operating on top of proprietary technology. Our in-house Agency Management System gives our team and AI agents full visibility into policies, exposures, claims, billing, and commissions. This platform enables deep automation, better decisions, and a fundamentally higher standard of service.
WithCoverage was founded by JD Ross (co-founder of Opendoor) and Max Brenner (Bain, Compound). We have raised over $43M from leading investors including Sequoia, 8VC, Khosla Ventures and Crystal Venture Partners.
Our ambition is not to build a better brokerage. It is to redefine how risk is managed across the economy.
Why Join Us:
  • Grow Faster - We're scaling quickly, giving you significant opportunities to learn, lead, and shape your career and the company's future.
  • Work That Matters - We protect the world's most innovative brands: consumer icons, hospitality leaders, next-gen defense contractors, and US manufacturers.
  • Redefine an Industry - Insurance is one of the largest, slowest-moving markets. We rewrite the playbook with proprietary technology, automation, and AI.
  • Financial Rewards - We hire the best and invest in you. That means competitive comp, meaningful equity, and excellent benefits. We believe strongly in internal promotion and lay out a plan for everyone's career growth.

About The Role:
We're looking for a Risk Advisor to own client relationships end-to-end and help scale a risk vertical. You'll work directly with business leaders to assess exposures, partake in Risk Analyses, and deliver tailored solutions that drive measurable impact.
What You'll Do:
  • Own and manage a portfolio of client accounts end-to-end, driving strong relationships and delivering exceptional service.
  • Build and refine playbooks for your vertical to create repeatable, scalable best practices for future advisors.
  • Collaborate closely with the Growth, Product, and Ops teams to ensure seamless execution and a differentiated client experience.
  • Translate client needs into actionable insights for underwriting, operations, and product improvements.
  • Track and report key client metrics to identify opportunities for expansion, efficiency, and impact.
  • Contribute to the culture of excellence, curiosity, and accountability that defines our team.

Who You Are:
  • 2+ years into your career, ideally with experience in commercial insurance, risk management, or client advisory roles.
  • Confident leading high-stakes client conversations and comfortable presenting analyses or proposals.
  • Strong critical thinking skills, with experience evaluating complex coverage programs, synthesizing risk, coverage, and cost considerations, and translating analysis into actionable strategies.
  • Deeply curious about how businesses operate and motivated to become a trusted advisor to their leaders.
  • Strong communicator who thrives in fast-moving, collaborative environments.
  • Highly detail-oriented and accountable - you own outcomes, not just tasks.
  • Coachable and eager to learn; open to feedback and committed to growth.
  • Drawn to environments where performance is rewarded with real upside and autonomy.
  • Hardworking, kind, and humble - the type of teammate others want to work with.

For candidates based in the United States, the expected OTE pay range for this position at the start of employment is $85,000 - $125,000/year. Actual compensation will be determined based on factors such as market location, job-related skills, experience, and qualifications. This role may also be eligible for additional variable compensation, including quota-based incentives where applicable. WithCoverage offers a comprehensive Total Rewards package for full-time employees, which includes equity grants and a robust suite of benefits.
What We Offer:
  • Competitive compensation that includes equity
  • Comprehensive benefit plans for medical, dental, vision, life, and disability
  • Pre-tax accounts (FSA, HSAs, dependent care FSAs, commuter savings)
  • Human Interest: 401(k) provider
  • Time Off: Flexible time off, sick leave, family and medical leave, major national holidays
  • A curated in-office employee experience, designed to foster community, team connections, and innovation
  • Collaborative, transparent, and fun culture

Apply