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Insurance Risk Advisor Jobs (NOW HIRING)

Insurefit RM

Insurance Risk Advisor

Knoxville, TN · On-site

$27 - $28/hr

About the Job Position Summary Insurefit RM, an award-winning independent insurance agency in Knoxville, TN, is seeking an organized, motivated Risk Advisor to join our growing team. This role ...

WithCoverage

Risk Advisor

New York, NY · On-site

$85K - $125K/yr

Risk Advisor Location: New York, NY or Philadelphia, PA About WithCoverage ... WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management ...

WithCoverage

Lead Risk Advisor

Philadelphia, NY · On-site

$140K - $190K/yr

Lead Risk Advisor Location: New York, NY, Philadelphia About WithCoverage ... WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management ...

WithCoverage

Lead Risk Advisor

Philadelphia, NY · On-site

$140K - $190K/yr

Lead Risk Advisor Location: New York, NY, Philadelphia About WithCoverage ... WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management ...

USI Insurance Services

Personal Risk Advisor

Miami, FL · On-site

Private Risk Advisor The USI Insurance Services Personal Risk Practice provides comprehensive risk management and insurance consultation to high net worth individuals and family offices with complex ...

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Insurance Risk Advisor information

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$26.5K

$65.6K

$101K

How much do insurance risk advisor jobs pay per year?

As of Jul 9, 2026, the average yearly pay for insurance risk advisor in the United States is $65,610.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $80,000.00 per year, depending on experience, location, and employer.

What is the difference between Insurance Risk Advisor vs Insurance Underwriter?

AspectInsurance Risk AdvisorInsurance Underwriter
CredentialsCertifications like CPCU, ARM, or CIC often preferredSimilar certifications may be required, such as CPCU or ARM
Work EnvironmentAdvises clients, assesses risks, works in offices or client sitesEvaluates applications, works in underwriting departments, often in office settings
Employer & Industry UsageUsed by insurance agencies, brokers, and consultanciesPrimarily employed by insurance companies and underwriting firms
Search & Comparison IntentPeople compare roles related to risk assessment and client advisingPeople compare roles focused on evaluating insurance applications

While both roles involve risk assessment, Insurance Risk Advisors focus on advising clients and assessing risks in real-world scenarios, whereas Insurance Underwriters evaluate applications to determine coverage and premiums. Both roles require similar credentials and are integral to the insurance industry, but they differ in daily responsibilities and work environment.

How does an Insurance Risk Advisor typically collaborate with underwriters and clients during the risk assessment process?

Insurance Risk Advisors work closely with underwriters to evaluate and quantify risks associated with potential clients or policies. They gather and analyze detailed information from clients about their operations, exposures, and risk management practices, then communicate these findings to underwriters to help determine appropriate coverage and pricing. Effective collaboration ensures that clients receive tailored insurance solutions while managing the insurer’s risk. Advisors also act as a bridge, explaining risk mitigation options to clients and helping them implement recommendations for improved insurability.

Is insurance risk management a good career?

Insurance risk management is a stable and growing field that involves identifying and analyzing potential risks to help companies minimize financial losses. It often requires strong analytical skills, certifications such as the CPCU or ARM, and knowledge of insurance policies and regulations. The role offers opportunities for advancement and can be found in various industries and organizations.

What does an insurance risk advisor do?

An insurance risk advisor assesses clients' insurance needs and evaluates potential risks to recommend appropriate coverage options. They analyze data, review policies, and help clients understand policy terms, often using industry tools and requiring relevant certifications. Their goal is to minimize clients' financial exposure by advising on risk management strategies.

How to become a risk advisor?

To become an insurance risk advisor, typically one needs a bachelor's degree in finance, business, or a related field, along with strong analytical and communication skills. Gaining industry-specific certifications such as the Chartered Risk Analyst (CRA) or Certified Risk Manager (CRM) can enhance credibility and job prospects. Relevant experience in insurance, risk assessment, or underwriting is also valuable for advancing in this role.

What is the highest paid position in insurance?

In the insurance industry, executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, and Chief Risk Officer tend to be the highest paid positions, often earning multi-million dollar compensation packages. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee company strategy, risk management, and operations.

What are the key skills and qualifications needed to thrive as an Insurance Risk Advisor, and why are they important?

To succeed as an Insurance Risk Advisor, you need a solid background in risk assessment, insurance products, and regulatory compliance, usually supported by a relevant degree and professional certifications such as ARM or CPCU. Familiarity with risk analysis software, CRM systems, and data modeling tools is often required. Excellent communication, problem-solving, and negotiation skills help build trust with clients and effectively convey complex risk information. These abilities are crucial for advising clients accurately, mitigating potential losses, and ensuring regulatory adherence in a dynamic insurance market.
More about Insurance Risk Advisor jobs
What job categories do people searching Insurance Risk Advisor jobs look for? The top searched job categories for Insurance Risk Advisor jobs are:
Insurance Risk Advisor jobs near you
Infographic showing various Insurance Risk Advisor job openings in the United States as of July 2026, with employment types broken down into 93% Full Time, 6% Part Time, and 1% Contract. Highlights an 72% Physical, 3% Hybrid, and 25% Remote job distribution, with an average salary of $65,610 per year, or $31.5 per hour.
Insurance Risk Advisor

Insurance Risk Advisor

Insurefit RM

Knoxville, TN • On-site

$27 - $28/hr

Full-time

Re-posted 21 hours ago

Job description

About the Job

Position Summary

Insurefit RM, an award-winning independent insurance agency in Knoxville, TN, is seeking an organized, motivated Risk Advisor to join our growing team. This role supports both new business development and ongoing client relationships, with an emphasis on commercial insurance. The Risk Advisor is responsible for sales, managing client communications, processing policy changes and completing account reviews. You’ll be cross-trained in both commercial and personal lines insurance. Our ultimate objective is to create an unparalleled client experience.

You will play a key role in helping clients understand their coverage, providing guidance during claims, and delivering a high level of service that builds long-term relationships. This position offers meaningful responsibility, structured training, and significant opportunity for professional growth within a high-performing agency. Insurance licensing is not required at hire—Insurefit RM provides and pays for all necessary training and licensing.

Essential Duties and Responsibilities

  • Generate new business and grow existing accounts through cross-selling and relationship development
  • Deliver a proactive, high-quality client experience through timely follow-up and clear communication
  • Consult with clients on coverage needs, identify potential exposures, and recommend appropriate insurance solutions
  • Prepare and process quotes, renewals, endorsements, certificates, binders, and policy changes for commercial and personal lines
  • Support claims as needed and help clients navigate the process
  • Maintain accurate, organized records and documentation in the agency management system
  • Stay current on insurance products, carriers, rates, and industry standards through ongoing collaboration with agents and partners

Requirements

  • Two or more years of sales and/or customer service experience preferred
  • Ability to perform at a high level with outbound phone calls
  • Willingness to engage in networking, community involvement, and relationship building
  • Strong personal integrity with a commitment to acting in the client’s best interest
  • Exceptional follow-through and attention to detail
  • Strong communication and analytical skills
  • Proven problem-solving ability
  • Working knowledge of Microsoft Office 365

Benefits

  • Bonus plan
  • Retirement plan
  • Health insurance
  • Dental and vision insurance
  • Disability insurance
  • Paid time off
  • Paid training
  • Agency-paid licensing and continuing education

Work Environment

We offer a modern, welcoming workplace designed to support both productivity and culture. Our lobby features a coffee-shop atmosphere that creates a relaxed, client-friendly experience. The office is dog-friendly, and music plays throughout the building, contributing to an energetic yet comfortable environment. We value collaboration, professionalism, and a positive team dynamic in a space that reflects our commitment to both our clients and our people.