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Insurance Risk Advisor Jobs (NOW HIRING)

Leavitt Group

Personal Risk Advisor

Clinton, MS · On-site

Our Personal Risk Advisors serve as a trusted insurance expert for individuals and families-offering tailored personal insurance solutions and proactive guidance. You'll develop long-term client ...

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Insurance Risk Advisor information

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$26.5K

$65.6K

$101K

How much do insurance risk advisor jobs pay per year?

As of May 30, 2026, the average yearly pay for insurance risk advisor in the United States is $65,610.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $80,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Advisor, and why are they important?

To succeed as an Insurance Risk Advisor, you need a solid background in risk assessment, insurance products, and regulatory compliance, usually supported by a relevant degree and professional certifications such as ARM or CPCU. Familiarity with risk analysis software, CRM systems, and data modeling tools is often required. Excellent communication, problem-solving, and negotiation skills help build trust with clients and effectively convey complex risk information. These abilities are crucial for advising clients accurately, mitigating potential losses, and ensuring regulatory adherence in a dynamic insurance market.

How does an Insurance Risk Advisor typically collaborate with underwriters and clients during the risk assessment process?

Insurance Risk Advisors work closely with underwriters to evaluate and quantify risks associated with potential clients or policies. They gather and analyze detailed information from clients about their operations, exposures, and risk management practices, then communicate these findings to underwriters to help determine appropriate coverage and pricing. Effective collaboration ensures that clients receive tailored insurance solutions while managing the insurer’s risk. Advisors also act as a bridge, explaining risk mitigation options to clients and helping them implement recommendations for improved insurability.

What does an Insurance Risk Advisor do?

An Insurance Risk Advisor is a professional who helps individuals and businesses identify, assess, and manage risks that could be covered by insurance. They analyze clients’ needs, evaluate potential risks, and recommend suitable insurance products or strategies to minimize financial losses. These advisors often work with insurance companies, brokers, or as independent consultants, providing expertise on coverage options, risk mitigation, and policy compliance. Their goal is to ensure clients are adequately protected against unforeseen events while optimizing insurance costs.

What is the difference between Insurance Risk Advisor vs Insurance Underwriter?

AspectInsurance Risk AdvisorInsurance Underwriter
CredentialsCertifications like CPCU, ARM, or CIC often preferredSimilar certifications may be required, such as CPCU or ARM
Work EnvironmentAdvises clients, assesses risks, works in offices or client sitesEvaluates applications, works in underwriting departments, often in office settings
Employer & Industry UsageUsed by insurance agencies, brokers, and consultanciesPrimarily employed by insurance companies and underwriting firms
Search & Comparison IntentPeople compare roles related to risk assessment and client advisingPeople compare roles focused on evaluating insurance applications

While both roles involve risk assessment, Insurance Risk Advisors focus on advising clients and assessing risks in real-world scenarios, whereas Insurance Underwriters evaluate applications to determine coverage and premiums. Both roles require similar credentials and are integral to the insurance industry, but they differ in daily responsibilities and work environment.

More about Insurance Risk Advisor jobs
What job categories do people searching Insurance Risk Advisor jobs look for? The top searched job categories for Insurance Risk Advisor jobs are:
Insurance Risk Advisor jobs near you
Infographic showing various Insurance Risk Advisor job openings in the United States as of May 2026, with employment types broken down into 71% Full Time, 24% Part Time, and 5% Contract. Highlights an 98% Physical, and 2% Remote job distribution, with an average salary of $65,610 per year, or $31.5 per hour.
Risk Advisor

Risk Advisor

Deland, Gibson Insurance Associates Inc.

Worcester, MA

$65K - $120K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 7 days ago

Job description

We are seeking a driven, relationship-focused Risk Advisor to join our growing team. In this role, you will prospect and develop new business opportunities, deliver tailored risk assessments through our proprietary GRIP process, and provide proactive, high-touch client service.
At Deland, Gibson, a Risk Advisor is more than an insurance salesperson — you’re a trusted consultant. You’ll help individuals and businesses identify potential risks, recommend the right coverage, and provide ongoing advice to keep them protected as their needs evolve. It’s a role that blends business development, client service, and problem-solving, giving you the chance to build strong relationships while helping people safeguard what matters most.
This is an exciting opportunity for a sales-minded insurance professional who thrives on building networks, solving problems, and advising clients on the best protection strategies.
Key Responsibilities
  • Drive new business for either Personal Lines, Commercial Lines, or Employee Benefits
  • Assess client risks using our proprietary GRIP process and recommend tailored solutions
  • Prepare and present proposals, negotiate coverages, and guide clients through onboarding
  • Build lasting client relationships through proactive service and clear communication
  • Maintain accurate client records in Applied Epic and support billing and payments
  • Stay up-to-date on industry trends and regulations to deliver innovative, compliant solutions
Ideal Candidate Profile
  • Active MA Producer License
  • 3–5 years of proven insurance sales experience with deep P amp;C knowledge
  • Entrepreneurial mindset with strong business development skills and a growing professional network
  • Proficiency with Microsoft Office Suite, insurance software, and digital tools (Applied Epic preferred)
  • Exceptional communication, negotiation, and relationship-building skills
  • Strong problem-solving ability, attention to detail, and sense of urgency
  • Skilled at balancing multiple priorities in a fast-paced environment
  • Bachelor’s degree
What We Offer
  • A collaborative and supportive team culture
  • Flexible schedule and modern work environment
  • Comprehensive benefits package including Health, Dental, Vision, 401(k) and more
  • Investment in your career with continuing education opportunities subsidized by DG
  • The chance to be part of a respected, forward-thinking agency that values innovation and lifelong learning
Our Core Values
  • Urgency – We act with purpose
  • Compassion – We care about people and relationships
  • Lifelong Learning – We are always evolving
  • Grit – We persevere through challenges
  • Innovation – We create better solutions
About Deland, Gibson
Founded in 1900, Deland, Gibson has been serving Massachusetts and beyond for generations. Our agency has built its reputation as a trusted risk management advisor by combining personalized service with access to premier carriers and innovative strategies. We continue to grow by putting clients first, staying adaptable, and fostering a culture where employees can thrive. Deland, Gibson Insurance is a five-star accredited, award-winning agency with over a century of trusted service. Recognized by Insurance Journal as one of the Best Agencies to Work For, we combine tradition with innovation to deliver exceptional risk management solutions.

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