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Insurance Premium Auditor Jobs in Florida (NOW HIRING)

Frank Winston Crum Insurance

Premium Auditor

Clearwater, FL · On-site +1

$45K - $55K/yr

Frank Winston Crum Insurance (FWCI) issues Workers' Compensation and General Liability policies by ... Remains informed of changes and current information relative to premium auditing through discussion ...

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Insurance Premium Auditor information

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How much do insurance premium auditor jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for insurance premium auditor in Florida is $14.15, according to ZipRecruiter salary data. Most workers in this role earn between $10.24 and $19.42 per hour, depending on experience, location, and employer.

What are the duties and responsibilities of an insurance premium auditor?

The insurance industry is a fairly wide field that encompasses different kinds of work. Life insurance, health insurance, property insurance, and emergency insurance all look different, but there are many similar jobs within these branches. One example is an actuary, who assesses risk and helps an insurance company determine how much to charge for different types of coverage. An adjuster works with a customer filing a claim and helps determine what coverage the insurance company can provide. A sales agent works with customers looking to buy insurance. An underwriter assesses a person’s case and determines if they are a good candidate for insurance.

What are some common challenges faced by insurance premium auditors during audits, and how can they be addressed?

One common challenge Insurance Premium Auditors face is obtaining accurate and complete financial records from clients within tight deadlines. Auditors may also need to clarify complex payroll or classification issues, especially with clients unfamiliar with audit processes. Building effective communication skills and proactively explaining the audit requirements at the outset can help ease client concerns and improve cooperation. Additionally, collaborating with underwriters and agents can help resolve discrepancies and ensure accurate reporting, making the audit process smoother for all parties involved.

What is the difference between Insurance Premium Auditor vs Insurance Underwriter?

AspectInsurance Premium AuditorInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; certifications like CPCU or AINS are commonUsually holds a bachelor's degree in finance, economics, or related fields; professional designations like CPCU are also common
Work EnvironmentOffice-based, often visiting client sites for auditsOffice-based, assessing risks and approving policies
Industry UsageUsed across insurance companies to verify premium accuracyUsed to evaluate risk and determine policy terms

While both roles are vital in the insurance industry, Insurance Premium Auditors focus on verifying premiums through audits, whereas Insurance Underwriters assess risks to determine policy terms. They work closely but have distinct responsibilities and skill sets.

How to become an insurance premium auditor?

To become an insurance premium auditor, typically one needs a high school diploma or equivalent, along with training or experience in insurance, accounting, or related fields. Many employers prefer candidates with a bachelor's degree and strong analytical skills; certification as a Certified Insurance Auditor (CIA) can also enhance job prospects. On-the-job training is common, and auditors often work in office or field environments, using specialized software to review insurance policies and financial records.

Is an insurance premium auditor a good job?

An insurance premium auditor reviews insurance policies and financial records to ensure accurate premium calculations. The role typically requires attention to detail, analytical skills, and knowledge of insurance and accounting practices; it often involves working in an office environment and may require industry certifications. Job satisfaction depends on individual interests in finance, auditing, and insurance industries.

What does an insurance premium auditor do in insurance?

An insurance premium auditor reviews a company's financial records and business operations to verify the accuracy of insurance premiums charged. They analyze payroll, sales, and other financial data, often using specialized software, to ensure premiums are correctly calculated based on actual exposure and risk. This process helps prevent overpayment or underpayment of insurance premiums and ensures compliance with policy terms.
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Insurance Premium Auditor jobs near you
Infographic showing various Insurance Premium Auditor job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $29,423 per year, or $14.1 per hour.

Insurance Premium Auditor - Physical - Lakeland, FL

Lakeland, FL • On-site

Insurance Services Group of the Southeast, Inc.
Insurance Services • 51 - 200 employees
Learn more about Insurance Services Group of the Southeast, Inc.external

$38 - $45/hr

Full-time

Re-posted 6 days ago

Job description

This is a 'physical' auditor role, where, although you work remotely, the portions of the work require physically being on site at the insured's premises in the general geography indicated.
We ❣️ love ❣️our auditors!
At ISG, we are committed to forming a partnership with our premium auditors that is based on integrity and open, honest communication. We hire the right auditors - those focused on quality - with the right experience and the interpersonal skills required to build relationships in our industry. In turn, we offer a challenging environment, training, educational opportunities, and experience using the most current and up to date technology.
The ISG difference is the caliber of our team. Join our market-leading, insurance premium audit team!
At ISG, you can expect to:
  • Be challenged - We provide you with exciting, challenging, and diverse audit projects.
  • Grow your skills - Expand your knowledge and skills with our proprietary training and development program.
  • Have pride in your firm - Join a top rated, highly respected and fast growing company.
  • Expand your knowledge base - We serve a wide variety of clients, including policies from workers' compensation to general liability and commercial auto.

Key experience and skills required:
  • Minimum of three years' prior experience in auditing Workers Compensation and General Liability policies
  • A working knowledge of state, NCCI, and ISO guidelines
  • Superior communication and organization skills
  • Excellent computer skills (Microsoft Applications such as Excel, Word, and Outlook); experience with Visual Audit is helpful
  • Strong work ethic and commitment to excellence

ISG values high caliber, experienced professionals and compensates at top industry rates !
Apply today if you meet the above criteria!

Apply