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Insurance Placement Specialist Jobs (NOW HIRING)

The Property & Casualty Insurance Placement Specialists primary responsibility is the marketing of new or renewal accounts through negotiation with underwriters to obtain optimal coverage and pricing ...

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Insurance Placement Specialist information

See salary details

$20.5K

$53.9K

$97K

How much do insurance placement specialist jobs pay per year?

As of Aug 9, 2026, the average yearly pay for insurance placement specialist in the United States is $53,925.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $60,500.00 per year, depending on experience, location, and employer.

What are some common challenges insurance placement specialists face when matching clients with appropriate coverage?

Insurance Placement Specialists often encounter challenges such as navigating complex client needs, balancing coverage requirements with budget constraints, and keeping up with rapidly changing insurance products and regulations. They must also negotiate terms with carriers and ensure thorough documentation for compliance. Effective communication and strong relationships with both clients and underwriters are key to overcoming these challenges and ensuring successful placements.

What does an insurance placement specialist do?

An Insurance Placement Specialist is responsible for finding and securing the best insurance policies for clients, whether individuals or businesses. They assess clients' needs, compare various insurance providers and products, and negotiate terms to ensure comprehensive coverage at competitive rates. These professionals work closely with insurance brokers, agents, and carriers to coordinate policy placements and renewals. Their expertise helps clients navigate complex insurance markets and ensures they are adequately protected against potential risks.

What are the key skills and qualifications needed to thrive as an insurance placement specialist?

To thrive as an Insurance Placement Specialist, you need a solid understanding of insurance products, risk assessment, and industry regulations, often backed by a bachelor’s degree in business or a related field. Familiarity with insurance management systems, quoting platforms, and relevant certifications such as CIC (Certified Insurance Counselor) or ARM (Associate in Risk Management) is highly valuable. Strong negotiation, relationship-building, and attention to detail set top professionals apart in this role. These skills ensure accurate policy placement, effective client advocacy, and optimal risk coverage in a competitive insurance market.

What is the difference between Insurance Placement Specialist vs Insurance Underwriter?

AspectInsurance Placement SpecialistInsurance Underwriter
CredentialsMay require licensing or insurance certificationsOften requires actuarial or underwriting certifications
Work EnvironmentInsurance agencies, brokerages, or brokerage firmsInsurance companies, underwriting firms
Job FocusMatching clients with policies, placing coverageAssessing risk, determining policy terms
Common UsageCustomer-facing, sales, placementRisk analysis, policy approval

While both roles are involved in the insurance process, the Insurance Placement Specialist focuses on finding and placing the right insurance policies for clients, often working directly with customers and brokers. The Insurance Underwriter evaluates risks and determines policy terms, typically working within insurance companies. Understanding these differences helps clarify career paths and job expectations in the insurance industry.

More about Insurance Placement Specialist jobs
What cities are hiring for Insurance Placement Specialist jobs? Cities with the most Insurance Placement Specialist job openings:
What states have the most Insurance Placement Specialist jobs? States with the most job openings for Insurance Placement Specialist jobs include:
Infographic showing various Insurance Placement Specialist job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 86% In-person, and 14% Remote job distribution, with an average salary of $53,925 per year, or $25.9 per hour.

Insurance Placement Specialist

Cottingham & Butler

Dallas, TX • On-site

Full-time

Re-posted 7 days ago


Cottingham & Butler rating

8.6

Company rating: 8.6 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

88th of 304 rated insurance


Job description

Insurance Placement Specialist 

Are you driven by the thrill of closing a deal? Do you thrive on analyzing data and crafting proposals that outshine the competition? If so, Cottingham & Butler has an opportunity that could be your next big win.

We're seeking an experienced Insurance Placement Specialist. In this role, you'll be the strategic force behind negotiating with insurance carriers to secure the most competitive pricing and coverage for our clients. Your ability to build and leverage strong relationships with underwriters will be key to delivering tailored, high-value solutions.

Beyond negotiation, you'll dive deep into prospective clients' current insurance programs, uncovering coverage gaps and missed opportunities left by their existing brokers. This is your chance to showcase the strength and precision of the Cottingham & Butler team-not just by telling clients we're the best, but by proving it through smarter coverage and real savings.

Essential Functions:

Analyze and understand insurance marketplace information to develop, design and implement marketing strategies for commercial placements. Responsible for driving the insurance marketing process for new and renewal business by:

  • Researching and understanding client's exposures
  • Prepare submissions, submit to marketplace, review quotes, proposals, rating worksheets and other insurance objectives
  • Negotiate P&C insurance coverage terms, conditions and pricing with Underwriters
  • Create documentation to compare multiple insurance programs such as coverage and pricing to be presented
  • Effectively build and manage relationships with carrier partners by attending meetings and events

About Cottingham & Butler:

At Cottingham & Butler, we sell a promise to help our clients through life's toughest moments. To deliver on that promise, we aim to hire, train, and grow the best professionals in the industry. We look for people with an insatiable desire to succeed, are committed to growing, and thrive on challenges. Our culture is guided by the theme of "better every day" constantly pushing ourselves to be better than yesterday - that's who we are and what we believe in.

As an organization, we are tremendously optimistic about the future and have incredibly high expectations for our people and our performance. Our ability to grow as a company, fuels investments in new resources to better serve our clients and provide the amazing career opportunities our employees want and deserve. This is why we are a growth company and why we are committed to being better every day. 

Want to learn more? Follow us on www.CottinghamButler.com | LinkedIn | Facebook


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