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Insurance Medical Examiner Jobs (NOW HIRING)

Mobile Examiner

San Diego, CA · On-site

$17.75/hr

... Examiner position. We are the largest private paramedical company in the country and we conduct ... and works to conduct medical exams for life insurance and clinical research purposes.

Apply Early

... Examiner position. We are the largest private paramedical company in the country and we conduct ... and works to conduct medical exams for life insurance and clinical research purposes.

Apply Early

Mobile Examiner

San Diego, CA · On-site

$17.75/hr

... Examiner position. We are the largest private paramedical company in the country and we conduct ... and works to conduct medical exams for life insurance and clinical research purposes.

Apply Early

... Medical Examiner position. We are the largest private paramedical company in the country and we conduct insurance exams all over San Diego County. This job only requires visits to our office 1-2 ...

Apply Early

Superior benefits include pension plan access and employer-sponsored life insurance and disability insurance. Albany Med Health System is the only regionally governed not-for-profit health system ...

The Medical Claims Examiner is also responsible for monitoring copays, deductibles, insurance verification, and authorizations, analyzing incoming and outgoing revenue sources and measuring different ...

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Insurance Medical Examiner information

See salary details

$36.5K

$164.7K

$337K

How much do insurance medical examiner jobs pay per year?

As of Jul 3, 2026, the average yearly pay for insurance medical examiner in the United States is $164,731.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,000.00 and $268,500.00 per year, depending on experience, location, and employer.

What are the most common daily responsibilities of an Insurance Medical Examiner?

Insurance Medical Examiners typically spend their days conducting physical examinations, reviewing medical histories, and documenting findings for clients applying for life, health, or disability insurance. They may collect blood and urine samples, perform basic laboratory tests, and analyze results to compile comprehensive medical reports. Examiners often work independently but regularly coordinate with insurance underwriters, laboratories, and sometimes clients’ healthcare providers. This role requires careful adherence to confidentiality standards and attention to detail to ensure accuracy and compliance in all reports and communications. Understanding these responsibilities can help you prepare for the high level of professionalism and integrity expected in the field.

What are the key skills and qualifications needed to thrive in the Insurance Medical Examiner position, and why are they important?

Succeeding as an Insurance Medical Examiner requires a medical degree, licensure, thorough knowledge of clinical assessment, and experience in performing detailed physical examinations. Familiarity with electronic medical record (EMR) systems, diagnostic tools, and industry-standard reporting formats is essential. Strong attention to detail, objective judgment, and excellent written and verbal communication skills distinguish top professionals in this field. These abilities ensure accurate evaluations, clear documentation, and effective communication with insurance companies, all vital for fair and efficient risk assessment.

Where do medical examiners get paid the most?

Medical examiners tend to earn higher salaries in regions with a higher cost of living and greater demand for forensic services, such as large metropolitan areas or states with specialized forensic programs. Salary levels are also influenced by experience, certifications, and the size of the jurisdiction they serve.

What do insurance examiners do?

Insurance medical examiners evaluate applicants' health through physical exams, medical history reviews, and diagnostic tests to determine insurance eligibility and risk. They often work in medical settings or insurance offices, requiring knowledge of medical procedures and attention to detail. Their assessments help insurance companies decide on policy issuance and premium rates.

What qualifications do you need to be a medical examiner?

To become an insurance medical examiner, candidates typically need a medical degree (MD or DO), a valid medical license, and relevant experience in clinical or forensic medicine. Additional certifications or training in occupational health or insurance medicine can be beneficial, and strong communication skills are important for conducting assessments and reports.

What does an Insurance Medical Examiner do?

An Insurance Medical Examiner is a healthcare professional, often a physician or paramedic, responsible for conducting medical evaluations for life or health insurance applicants. They perform physical exams, collect medical histories, and obtain specimens like blood and urine for laboratory testing. Their findings help insurance companies assess an applicant's health risk and determine policy eligibility and premium rates.

Is there a high demand for medical examiners?

The demand for medical examiners, including those working as insurance medical examiners, is generally steady due to the ongoing need for medical assessments in insurance claims and legal cases. Employment opportunities can vary by region and industry growth, with specialized training and certification often required. Overall, the role tends to have consistent demand in the healthcare and insurance sectors.
More about Insurance Medical Examiner jobs
What cities are hiring for Insurance Medical Examiner jobs? Cities with the most Insurance Medical Examiner job openings:
What are the most commonly searched types of Insurance Medical Examiner jobs? The most popular types of Insurance Medical Examiner jobs are:
What states have the most Insurance Medical Examiner jobs? States with the most job openings for Insurance Medical Examiner jobs include:
Infographic showing various Insurance Medical Examiner job openings in the United States as of June 2026, with employment types broken down into 75% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $164,731 per year, or $79.2 per hour.
FORENSIC DEATH INVESTIGATOR II - Medical Examiner

FORENSIC DEATH INVESTIGATOR II - Medical Examiner

Tarrant County

Fort Worth, TX

$29.98 - $32.98/hr

Other

Medical, Retirement

Posted 17 days ago


Job description

Summary The Forensic Death Investigator II will be responsible for performing intermediate-level professional investigative duties on a daily basis to achieve goals of the Medical Examiner's office including activities such as conducting investigations into all sudden, unexpected, and unattended deaths or investigating reported death-related crimes committed within the jurisdiction of the Tarrant County Medical Examiner's Office. This position may supervise staff as needed in the absence of the Chief Investigator and Supervisory Investigator. Posting may close at any time.

BENEFITS Tarrant County employees enjoy superior health, retirement, and insurance benefits & 13 County Holidays For more information, please click on the link below: http://www.tarrantcounty.com/en/human-resources/employee-benefits.html Essential Duties and Responsibilities Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Gathers information and data and performs intermediate professional level analysis, which may involve any or all of the following activities: receives initial notice of death from public or government agencies, initiates investigations, determines medical examiner's jurisdiction, notifies and exchanges information with other public agencies when necessary, and receives and logs in incoming bodies to the morgue. May direct the work of clerical and support staff

May train and assist newly assigned investigators or staff. May recommend actions or participate in implementation of departmental programs, policies, procedures, or other professional activities. Troubleshoots and resolves problems and issues that may include responding day or night to death scene locations for on-scene investigation; driving a County vehicle to locations throughout Tarrant County when performing County business; traveling by any means necessary to conduct investigations and perform duties in areas of difficult accessibility, limited visibility and mobility, or adverse conditions; assuming control of and responsibility at crime scenes or other locations by coordinating and directing duties with patrol officers and crime scene officers; establishing identity of a deceased person; performing thorough investigations into the circumstances of a death; examining the body of the decedent and scene surroundings; assessing for signs of death and environmental variables; taking custody of money, valuables, and other property; listing and receipting personal property and evidence; arranging for removal of bodies to the morgue; being responsible for recognizing and preserving physical evidence, drugs, medical devices, related paraphernalia, and trace evidence and coordinating handling and collection of same with departmental criminalists or officers of other agencies; and using field photography, measuring, and other scene investigation tools as required.

Communicates with appropriate staff or citizens in performance of duties that may include such actions as notifying next-of-kin in deaths; establishing rapport through interviews with or assisting citizens or parties of interest; interviewing witnesses, friends, relatives, and suspects to obtain information about the decedent and circumstances of death and related matters; contacting representatives from other law enforcement and criminal justice entities for follow-up investigations; providing information to various agencies, obtaining information from governmental and private agencies, physicians, nurses, and other persons as needed, and relating that information to the death investigation; and obtaining medical history on deceased from family, physicians, and hospitals. Documents, maintains, and updates required records, files, and statistics as such pertains to departmental and work group operations; studies evidence and submits as needed for professional examination; enters data into computerized records management system as required; prepares investigation and case reports of circumstances, pertinent data, and evidence for filing with the medical examiner's office and other appropriate agencies including law enforcement, district attorney, hospitals, etc.; enters information related to the location of incident and death for completion of relevant portions of the death certificate in compliance with regulations of the state registrar of vital statistics; records case and departmental activities information in logs and ledgers; prepares and produces periodic management, investigative, or special reports. Files completed cases with the Medical Examiner's Office

Ensures compliance with any or all applicable laws, statutes, regulations, and policies and may update staff or work group on applicable changes. Provides information regarding state laws and codes as well as departmental policy and procedures in response to inquiries from members of the medical profession, law enforcement, governmental agencies, funeral homes, and the general public. Testifies in court or under deposition regarding the findings of an investigation of the circumstances of death; prepares reports leading to search/seizure or arrests, subpoenas, or other civil process documents; executes subpoena service; and acts as inquest court bailiff.

Works with funeral homes and crematories to troubleshoot death certificate discrepancies to meet Vital Statistics standards. Investigates cremation permit rejections to determine if trauma or foul play was involved in the death. Monitors building security and safety by interacting with alarm companies, video cameras systems, call boxes, and door access systems.

Assesses building emergencies and initiates appropriate actions. Communicates, coordinates, and documents interactions with organ and tissue procurement organizations. Operate and monitor radio systems for the Forensic Death Investigation and for building Facilities staff.

Operate emergency vehicles and equipment as needed to respond to death scenes and disasters. Responds to Emergency Management disasters involving fatalities. Utilizes civilian and law enforcement computer databases to further the inquest investigation goals.

Use forensic equipment to assist in the identification of the decedent. May supervise investigators by providing training, monitoring work and evaluate productivity. May also direct the work of clerical/support staff.

Attends training as required from licensing or accreditation boards to include the American Board of Medicolegal Death Investigators (ABMDI), Texas Commission on Law Enforcement (TCOLE), and the National Association of Medical Examiner's (NAME). Performs all other related duties as assigned. Knowledge, Skills, & Abilities: Must have computer skills.

Must have intermediate knowledge of medical and legal terminology. Must have intermediate knowledge of investigative procedures and techniques. Ability to communicate effectively both orally and in writing with a wide variety of individuals in order to investigate the circumstances, manner and cause of death, establish a decedents' true identity, and write acceptable and accurate reports of investigative findings.

Must have the ability to work a minimum of forty hours per week to include some nights, weekends, and holidays. Must have the physical ability to respond quickly to emergency locations and to work extended shifts as necessary. Minimum Requirements Bachelor's degree or equivalent.

Two (2) years coroner, medical examiner, or other field-based forensic death investigation experience. Field-based investigative experience must have included duties such as interviewing witnesses and participants, following leads, crime scene management, searching for physical evidence, documenting evidence, using evidence to substantiate findings and conclusions, examining records to detect relevant information, reconstructing events, preparing reports of investigative findings, and providing courtroom/deposition testimony. Current and valid driver license.

Within one (1) year of hire, successful completion of Medicolegal Death Investigation course or equivalent. Physical Demands and Work Environment & Other Requirements While performing the duties of this position, the incumbent is regularly required to bend, be exposed to burns, carry, climb, climb ladders, climb stairs, crawl, enter confined spaces, be exposed to electrical hazards, grasp/squeeze, use hand tools, use hazardous machinery, hear, tolerate hot and cold inside temperatures, keyboard, kneel, lift below the waist, lift between waist and shoulder, lift overhead, tolerate noise, tolerate hot and cold outside temperatures, pull, push, be exposed to radiation, reach, reach overhead, perform repetitive tasks, negotiate rough or uneven surfaces, see color, see far and near, sit, negotiate slippery surfaces, be exposed to solvents, squat, stand, stoop, talk, twist, use his/her hands, drive a vehicle, be exposed to vibration, walk, walk on an incline, use wide hand spread, work at heights, work alone and with others, and work overtime. There is exposure to inclement weather, violence from client families and bystanders, rough terrain, decomposed bodies, debris from burned structures, and body fluids associated with scene investigations.

Scenes present unpredictable circumstances that occur in random fashion at any time of the day or night. Must be able to respond to emergency situations that may include the use of physical force to defend oneself or others. May be exposed to possible chemical hazards.

May encounter bio-hazard exposures from various sources to include deceased human remains, blood, and tissue samples. May be required to demonstrate and pass requirements set forth in an agency Respiratory Protection Program involving the use of Personal Protective Equipment (PPE) to include N-95 masks, Powered Air Purifying Respirator (PAPR), or Self-Contained Breathing Apparatus (SCBA). This position is considered an essential worker and may be called upon to work at various times.

Medical Examiner staff in the Investigation section work various shifts, 7-days a week, on weekends, and holidays. Overtime may be required at times. Investigation section staff members must be able to respond to the office during adverse weather conditions to include snow, ice, and disasters.