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Insurance Medical Examiner Jobs in Indiana (NOW HIRING)

NAMIC

Senior Litigation Examiner

Indianapolis, IN · On-site

The National Association of Mutual Insurance Companies - Insurance Company (NAMICO) has a new ... Benefits include access to group medical, dental and vision; a matched 401(k) plan; one paid day ...

Namic

Senior Litigation Examiner

Indianapolis, IN · On-site

The National Association of Mutual Insurance Companies - Insurance Company (NAMICO) has a new ... Benefits include access to group medical, dental and vision; a matched 401(k) plan; one paid day ...

Tmhcc

CTP Claims Examiner

Carmel, IN · Hybrid

CTP, Claims Examiner At WorldTrips, a proud member of the Tokio Marine HCC group of companies, we ... As a global leader in specialty travel medical and trip protection insurance, we are passionate ...

Sedgwick

Medical Bill Processor

Indianapolis, IN · On-site

$21 - $22/hr

... Services & Insurance Medical Bill Processor This is a detail-oriented data entry position ... Identifies and forwards complex bills to claims examiners. * Codes provider bills in accordance ...

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All JobsInsurance Medical Examiner JobsInsurance Medical Examiner Jobs in Indiana

Insurance Medical Examiner information

See Indiana salary details

$34.7K

$156.8K

$320.7K

How much do insurance medical examiner jobs pay per year?

As of Sep 7, 2026, the average yearly pay for insurance medical examiner in Indiana is $156,752.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,900.00 and $255,500.00 per year, depending on experience, location, and employer.

What does an insurance medical examiner do?

An Insurance Medical Examiner is a healthcare professional, often a physician or paramedic, responsible for conducting medical evaluations for life or health insurance applicants. They perform physical exams, collect medical histories, and obtain specimens like blood and urine for laboratory testing. Their findings help insurance companies assess an applicant's health risk and determine policy eligibility and premium rates.

What are the key skills and qualifications needed to thrive as an insurance medical examiner?

Succeeding as an Insurance Medical Examiner requires a medical degree, licensure, thorough knowledge of clinical assessment, and experience in performing detailed physical examinations. Familiarity with electronic medical record (EMR) systems, diagnostic tools, and industry-standard reporting formats is essential. Strong attention to detail, objective judgment, and excellent written and verbal communication skills distinguish top professionals in this field. These abilities ensure accurate evaluations, clear documentation, and effective communication with insurance companies, all vital for fair and efficient risk assessment.

Is there a demand for insurance medical examiners?

The demand for insurance medical examiners is steady and expected to grow as insurance companies require medical assessments for policy underwriting and claims. This role often requires medical licensing and certification, with employment opportunities available in insurance companies, third-party exam services, and healthcare facilities.

What qualifications do you need to be an insurance medical examiner?

To become an insurance medical examiner, candidates typically need a medical degree such as an MD or DO, along with a valid medical license. Experience in clinical practice, strong communication skills, and knowledge of medical record review are also important; some positions may require certification or training in insurance or forensic medicine. The role often involves working independently in a flexible schedule and using medical assessment tools.

What are popular job titles related to Insurance Medical Examiner jobs in Indiana?

For Insurance Medical Examiner jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Insurance Medical Examiner jobs in Indiana look for?

The top searched job categories for Insurance Medical Examiner jobs in Indiana are:

Insurance Medical Examiner jobs near you
Infographic showing various Insurance Medical Examiner job openings in Indiana as of August 2026, with employment types broken down into 78% Full Time, 19% Part Time, and 3% Contract. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $156,752 per year, or $75.4 per hour.

Life & DI Claims Examiner II

Renaissance Life and Health Insurance Company of America

Indianapolis, IN • Remote

$27 - $29/hr

Full-time

Posted 13 days ago

Job description

Job Title:

Life & DI Claims Examiner II

Number of Positions:

1

Location:

Indianapolis, IN

Location Specifics:

Fully Remote

Job Summary:

Renaissance Benefits is seeking an experienced Life and Disability Claims Examiner to join our growing team!

At Renaissance, the Life & DI Claims Examiner II is responsible for evaluating and processing group insurance claims for payment or denial according to the terms and conditions of each policy. In addition, the Life & DI Claims Examiner II is responsible for handling more complex processing issues such as long-term disability claims, provide backup and processing support for team members and assist with department projects as needed.

What will this role entail?

  • Review submitted claims to ensure proper guidelines have been followed and eligibility requirements have been met. Contact group policyholders, beneficiaries or other third parties for missing information.

  • Consult with other professionals, such as management, senior team members, and other available resources, on complex claims.

  • Communicates with the claimants and employers to set expectations regarding return to work or claim status and next steps. Communicates clearly with claimant and client on all aspects of claims process either by phone and/or written correspondence. Informs claimants of documentation required to process claims, required time frames, payment information and claims status either by phone, written correspondence and/or claims system.

  • Determines benefits due, makes timely claims determinations, payments/approvals and adjustments

  • Investigate claims. Search database to obtain background information and interview claimants and witnesses. Consult police, hospital records and policy files to verify information reported in a claim.

  • Calculate and authorize the appropriate payment for claim or refer to manager for additional review.

  • Focus predominantly on long-term disability claims processing.

  • Assist in handling claims with suspected fraudulent or criminal activity. Access personal information and past claims histories to establish whether a claimant has ever attempted insurance fraud.

  • Answer verbal and written inquires and customer service queued calls on Group claims from insureds, group policy holders, agents, physicians, hospital attorneys, Workers' Compensation Board, Workers' Compensation carriers, State agencies, other insurance carriers, TPA's, Reinsurers and internal staff.

  • Respond to requests for information or return calls within established service guidelines.

  • Adheres to determined quality standards for the handling of calls and written inquiries.

  • Other duties and responsibilities as needed or assigned.

Minimum Requirements:

  • Associate's degree in business required, bachelor's degree preferred

  • 2-4 years of related industry experience preferred

  • Disability and/or life insurance claims administration experience strongly preferred

  • Knowledge of ERISA regulations, statutory disability claims administration, required offsets and deductions, disability duration and medical management practices and Social Security application procedures strongly preferred

  • Basic proficiency in Microsoft Word/Office Suite required

  • Intermediate proficiency in Microsoft Excel required

  • Experience with claims management systems and electronic/paperless claims processing strongly preferred.

  • Ability to perform work accurately and thoroughly

  • Ability to pay close attention to detail

  • Ability to prioritize and organize a heavy workload

Pay Range: $27.00-29.00/hour

The company will provide equal employment and advancement opportunity within the context of its unique business environment without regard to race, color, religion, gender, gender identity, gender expression, age, national origin, familial status, citizenship, genetic information, disability, sex, sexual orientation, marital status, pregnancy, height, weight, military status, or any other status protected under federal, state, or local law or ordinance.

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