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Insurance Medical Examiner Jobs (NOW HIRING)

Whatcom County, WA

Medical Examiner

Bellingham, WA · On-site

$29K/mo

Medical Examiner's Office Opening Date: 01/16/2026 Summary Whatcom County seeks an experienced and ... Voluntary Term Life Insurance and Personal Accident Insurance * Flexible Spending Account (FSA ...

cts

Medical Examiner/Coroner Liaison

Portland, OR

The Medical Examiner/Coroner Liaison plays a pivotal role in bridging the gap between the tissue ... insurance * 401(k) with employer contribution and match * Generous paid time off (PTO) - up to 5 ...

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Insurance Medical Examiner information

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$164.7K

$337K

How much do insurance medical examiner jobs pay per year?

As of Jul 27, 2026, the average yearly pay for insurance medical examiner in the United States is $164,731.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,000.00 and $268,500.00 per year, depending on experience, location, and employer.

What are the most common daily responsibilities of an Insurance Medical Examiner?

Insurance Medical Examiners typically spend their days conducting physical examinations, reviewing medical histories, and documenting findings for clients applying for life, health, or disability insurance. They may collect blood and urine samples, perform basic laboratory tests, and analyze results to compile comprehensive medical reports. Examiners often work independently but regularly coordinate with insurance underwriters, laboratories, and sometimes clients’ healthcare providers. This role requires careful adherence to confidentiality standards and attention to detail to ensure accuracy and compliance in all reports and communications. Understanding these responsibilities can help you prepare for the high level of professionalism and integrity expected in the field.

What are the key skills and qualifications needed to thrive in the Insurance Medical Examiner position, and why are they important?

Succeeding as an Insurance Medical Examiner requires a medical degree, licensure, thorough knowledge of clinical assessment, and experience in performing detailed physical examinations. Familiarity with electronic medical record (EMR) systems, diagnostic tools, and industry-standard reporting formats is essential. Strong attention to detail, objective judgment, and excellent written and verbal communication skills distinguish top professionals in this field. These abilities ensure accurate evaluations, clear documentation, and effective communication with insurance companies, all vital for fair and efficient risk assessment.

Where do medical examiners get paid the most?

Medical examiners tend to earn higher salaries in regions with a higher cost of living and greater demand for forensic services, such as large metropolitan areas or states with specialized forensic programs. Salary levels are also influenced by experience, certifications, and the size of the jurisdiction they serve.

What do insurance examiners do?

Insurance medical examiners evaluate applicants' health through physical exams, medical history reviews, and diagnostic tests to determine insurance eligibility and risk. They often work in medical settings or insurance offices, requiring knowledge of medical procedures and attention to detail. Their assessments help insurance companies decide on policy issuance and premium rates.

What qualifications do you need to be a medical examiner?

To become an insurance medical examiner, candidates typically need a medical degree (MD or DO), a valid medical license, and relevant experience in clinical or forensic medicine. Additional certifications or training in occupational health or insurance medicine can be beneficial, and strong communication skills are important for conducting assessments and reports.

What does an Insurance Medical Examiner do?

An Insurance Medical Examiner is a healthcare professional, often a physician or paramedic, responsible for conducting medical evaluations for life or health insurance applicants. They perform physical exams, collect medical histories, and obtain specimens like blood and urine for laboratory testing. Their findings help insurance companies assess an applicant's health risk and determine policy eligibility and premium rates.

Is there a high demand for medical examiners?

The demand for medical examiners, including those working as insurance medical examiners, is generally steady due to the ongoing need for medical assessments in insurance claims and legal cases. Employment opportunities can vary by region and industry growth, with specialized training and certification often required. Overall, the role tends to have consistent demand in the healthcare and insurance sectors.
More about Insurance Medical Examiner jobs
What cities are hiring for Insurance Medical Examiner jobs? Cities with the most Insurance Medical Examiner job openings:
What are the most commonly searched types of Insurance Medical Examiner jobs? The most popular types of Insurance Medical Examiner jobs are:
What states have the most Insurance Medical Examiner jobs? States with the most job openings for Insurance Medical Examiner jobs include:
What job categories do people searching Insurance Medical Examiner jobs look for? The top searched job categories for Insurance Medical Examiner jobs are:
Insurance Medical Examiner jobs near you
Infographic showing various Insurance Medical Examiner job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 78% In-person, 11% Hybrid, and 11% Remote job distribution, with an average salary of $164,731 per year, or $79.2 per hour.
Mobile Phlebotomist/Insurance Medical Examiner

Mobile Phlebotomist/Insurance Medical Examiner

APPS Paramedical Services

Cocoa, FL • Remote

$100 - $500/wk

Part-time

Posted 7 days ago

Job description

APPS Paramedical is looking for part-time contractors in BREVARD County to conduct in-home life insurance medical screening exams. APPS is a 50 year old company in this industry with Brevard County being run by the Orlando Regional Office.  Flexible schedule, competitive fees.
Requirements:
  • Bilingual English/Spanish is preferred but not necessary in most areas.
  • Examiners must be verifiably trained in phlebotomy.
  • Computer literate.
  • Have all the necessary tools for the job (BP cuff, stethoscope, home computer with printer, smartphone, and tablet.

Responsibilities:
  • Gathering mandatory information from patients and verifying their identities.
  • Disinfecting extraction sites using alcohol swabs.
  • Accurately labeling blood samples.