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Insurance Medical Examiner Jobs (NOW HIRING)

Medical, Dental, & Vision Insurance, Life Insurance, Employee Assistance Program, FSA, Paid Time ... Conduct physical examinations to determine employment eligibility * Administer and ensure the ...

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Insurance Medical Examiner information

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$164.7K

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How much do insurance medical examiner jobs pay per year?

As of Aug 16, 2026, the average yearly pay for insurance medical examiner in the United States is $164,731.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,000.00 and $268,500.00 per year, depending on experience, location, and employer.

What does an insurance medical examiner do?

An Insurance Medical Examiner is a healthcare professional, often a physician or paramedic, responsible for conducting medical evaluations for life or health insurance applicants. They perform physical exams, collect medical histories, and obtain specimens like blood and urine for laboratory testing. Their findings help insurance companies assess an applicant's health risk and determine policy eligibility and premium rates.

What are the key skills and qualifications needed to thrive as an insurance medical examiner?

Succeeding as an Insurance Medical Examiner requires a medical degree, licensure, thorough knowledge of clinical assessment, and experience in performing detailed physical examinations. Familiarity with electronic medical record (EMR) systems, diagnostic tools, and industry-standard reporting formats is essential. Strong attention to detail, objective judgment, and excellent written and verbal communication skills distinguish top professionals in this field. These abilities ensure accurate evaluations, clear documentation, and effective communication with insurance companies, all vital for fair and efficient risk assessment.

Is there a demand for insurance medical examiners?

The demand for insurance medical examiners is steady due to ongoing needs for health assessments in life insurance underwriting and claims processing. Employment opportunities are often influenced by the insurance industry’s growth and regulatory requirements, with examiners typically required to have medical training and certification. As the insurance industry expands, the need for qualified examiners remains consistent.

What qualifications do you need to be an insurance medical examiner?

To become an insurance medical examiner, candidates typically need a medical degree such as MD or DO, along with a valid medical license. Experience in clinical practice, strong communication skills, and knowledge of medical record review are also important; some positions may require certification or training in insurance or forensic medicine.
More about Insurance Medical Examiner jobs

What cities are hiring for Insurance Medical Examiner jobs?

Cities with the most Insurance Medical Examiner job openings:

What are the most commonly searched types of Insurance Medical Examiner jobs?

The most popular types of Insurance Medical Examiner jobs are:

What states have the most Insurance Medical Examiner jobs?

States with the most job openings for Insurance Medical Examiner jobs include:

What job categories do people searching Insurance Medical Examiner jobs look for?

The top searched job categories for Insurance Medical Examiner jobs are:

Infographic showing various Insurance Medical Examiner job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $164,731 per year, or $79.2 per hour.

Certified Medical Examiner

Gradient Inc

Clackamas, OR • On-site

$52/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

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Job description

Are you a recent graduate who seeks experience in a clinical setting and professional growth?
Or, perhaps you run a private practice and want to focus on patient care instead of running a business.
Would you welcome the stability of guaranteed full-time hours? If you’re nodding your head ‘yes’, we want to speak with you! 


Gradient is hiring a Certified Medical Examiner to join our team!


Key Details:

  • Pay: $52/hour
  • Location: Rotation between two locations (N. Portland & Clackamas)
  • Schedule: Monday – Friday, 40-46 hours/week (must be available to work 1-2 Saturday shifts/month, 8 am – 2 pm)
  • Benefits: Medical, Dental, & Vision Insurance, Life Insurance, Employee Assistance Program, FSA, Paid Time Off, Paid Holidays, Simple IRA w/ Company Match, and Professional Development Stipend


Who We Are: Gradient began with a simple idea: transportation runs better – and safer – with compliance at the core. Family-owned and operated since 1996, we continue to deliver people, goods, and materials safely to their destinations by helping businesses and operators navigate compliance. We believe safer transportation makes a safer world, which is why our mission is to safeguard both businesses and lives. We are stewards of knowledge and leaders of industry, upholding our economy and protecting our communities through lasting, trusted partnerships. 


We are dedicated to living our mission and values every day and are looking for a team member who shares the same passion:

  • Never Settle - There is always a way to improve on today, and something amazing we can achieve tomorrow.
  • Share Responsibility - The only way to keep everyone safe is if everyone does their part.
  • Rise Together - Working as a team, a network, and a community, we support the safety and success of our staff and clients alike.


To learn more, check out our website: https://gradientway.com/


Who You Are: You are a relational clinician who values stability, continued learning, and meaningful patient care. Whether you're a recent graduate or an experienced provider, you’re eager to grow in a collaborative environment where your skills and knowledge make a meaningful impact. With a strong foundation in communication, clinical judgment, and a passion for workplace health, you’re ready to help keep communities safe and thriving.


Other qualifications include:

  • Licensed DC, NP, naturopath, advanced practice registered nurse, or another licensure eligible for CME certification via the FMCSA
  • Experience evaluating physical fitness and ability to perform specific job functions
  • Knowledge of Federal Motor Carrier Safety Administration (FMCSA) regulations and drug and alcohol testing is preferred
  • Advanced proficiency with computers
  • Broad knowledge or experience with developing health and wellness programs
  • Ability to pass a background check and drug test (including THC)
  • FMCSA National Registry certification (company will reimburse certification costs after 6 months of employment)


What You’ll Do: In this role, you’ll conduct medical exams and assessments to ensure operators of commercial vehicles, aircraft, vessels, and machinery are fit for duty. Your work helps individuals stay employed while playing a vital role in protecting public safety across multiple modes of transportation. With minimal paperwork and a streamlined workflow, you’ll have the time and support to focus on quality care and professional growth. As your expertise deepens, you’ll help shape the future of our expanding clinical practice.


Responsibilities include, but are not limited to:

  • Record information about patients’ medical history
  • Conduct physical examinations to determine employment eligibility
  • Administer and ensure the integrity of urine examinations
  • Refer patients to a medical specialist or other practitioner for specialized treatment
  • Transmit medical determinations to appropriate parties
  • Perform specimen collections for drug and alcohol testing
  • Keep up to date on regulatory compliance with respect to medical examinations and drug and alcohol testing
  • Contribute to the development of the company’s health and wellness program


Gradient is an equal opportunity employer. We celebrate diversity and are dedicated to creating an inclusive atmosphere for all employees.