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Insurance Medical Examiner information

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$36.5K

$164.7K

$337K

How much do insurance medical examiner jobs pay per year?

As of Jun 11, 2026, the average yearly pay for insurance medical examiner in the United States is $164,731.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,000.00 and $268,500.00 per year, depending on experience, location, and employer.

What are the most common daily responsibilities of an Insurance Medical Examiner?

Insurance Medical Examiners typically spend their days conducting physical examinations, reviewing medical histories, and documenting findings for clients applying for life, health, or disability insurance. They may collect blood and urine samples, perform basic laboratory tests, and analyze results to compile comprehensive medical reports. Examiners often work independently but regularly coordinate with insurance underwriters, laboratories, and sometimes clients’ healthcare providers. This role requires careful adherence to confidentiality standards and attention to detail to ensure accuracy and compliance in all reports and communications. Understanding these responsibilities can help you prepare for the high level of professionalism and integrity expected in the field.

What are the key skills and qualifications needed to thrive in the Insurance Medical Examiner position, and why are they important?

Succeeding as an Insurance Medical Examiner requires a medical degree, licensure, thorough knowledge of clinical assessment, and experience in performing detailed physical examinations. Familiarity with electronic medical record (EMR) systems, diagnostic tools, and industry-standard reporting formats is essential. Strong attention to detail, objective judgment, and excellent written and verbal communication skills distinguish top professionals in this field. These abilities ensure accurate evaluations, clear documentation, and effective communication with insurance companies, all vital for fair and efficient risk assessment.

What does an insurance examiner do?

An insurance medical examiner evaluates applicants' health through medical examinations, reviews medical records, and assesses claims to determine insurance eligibility or benefits. They often work in medical settings and require knowledge of medical terminology and insurance policies.

What qualifications do you need to be a medical examiner?

To become an insurance medical examiner, candidates typically need a medical degree (MD or DO), a valid medical license, and relevant experience in clinical or forensic medicine. Additional certifications or training in occupational health or insurance medicine can be beneficial, and strong communication skills are important for conducting assessments and documenting findings.

What does an Insurance Medical Examiner do?

An Insurance Medical Examiner is a healthcare professional, often a physician or paramedic, responsible for conducting medical evaluations for life or health insurance applicants. They perform physical exams, collect medical histories, and obtain specimens like blood and urine for laboratory testing. Their findings help insurance companies assess an applicant's health risk and determine policy eligibility and premium rates.

What is the highest paying position in insurance?

In the insurance industry, executive roles such as Chief Underwriting Officer or Chief Risk Officer tend to be the highest paying positions, often earning six-figure salaries. These roles require extensive experience, leadership skills, and advanced knowledge of insurance policies and risk management.

Is there a high demand for medical examiners?

The demand for insurance medical examiners is generally steady and influenced by the insurance industry’s need for health assessments and claims processing. Employment opportunities tend to increase with growth in insurance and healthcare sectors, and examiners often require relevant medical qualifications and certifications. Overall, the role offers stable employment prospects in the healthcare and insurance fields.
More about Insurance Medical Examiner jobs
What cities are hiring for Insurance Medical Examiner jobs? Cities with the most Insurance Medical Examiner job openings:
What are the most commonly searched types of Insurance Medical Examiner jobs? The most popular types of Insurance Medical Examiner jobs are:
What states have the most Insurance Medical Examiner jobs? States with the most job openings for Insurance Medical Examiner jobs include:
What job categories do people searching Insurance Medical Examiner jobs look for? The top searched job categories for Insurance Medical Examiner jobs are:
Insurance Medical Examiner jobs near you
Infographic showing various Insurance Medical Examiner job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 90% Full Time, and 9% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $164,731 per year, or $79.2 per hour.

Mobile Para Medical Examiner

NEO Medical Services

Mansfield, OH • On-site

Part-time

Posted 12 days ago

Job description

About the Job:
The nation's fastest growing paramedical services company, APPS Paramedical Services, is currently looking for medical professionals to perform mobile insurance examinations in and around Mansfield, OH.
Responsibilities Include:
  • Recording medical history.
  • Taking and recording vital signs - Height, Weight, Pulse & Blood Pressure.
  • Collecting and processing blood & urine samples.
  • Providing daily case updates to the office via the Internet.

Qualified candidates will:
  • Work flexible hours.
  • Have the maturity and professionalism necessary to work independently.
  • Be detailed oriented and organized.
  • Have dependable transportation and auto insurance.
  • Have phlebotomy experience - Minimum of 200 draws.
  • Must have a cell phone.
  • Must have a laptop, desktop or tablet.
  • Must have internet access, email address and printer.

Please forward a copy of your current resume in either Word or PDF format. Submissions without resumes will not be considered.