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Insurance Medical Examiner Jobs in Rochester, NY

... on Insurance requirements, confirms diagnosis and procedure codes with provider) * Routine ... Chaperones patient as needed during examinations. - Reviews diagnostic results and reports abnormal ...

Ability to obtain Medical Examiners Certificate via US Department of Transportation approved ... Vision Insurance * 401(k) Plan * Basic Life Insurance Plan * Voluntary Life Insurance Plan

Armed Driver Guard

Rochester, NY · On-site

$21.25 - $24.43/hr

Ability to obtain Medical Examiners Certificate via US Department of Transportation approved ... Vision Insurance * 401(k) Plan * Basic Life Insurance Plan * Voluntary Life Insurance Plan

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Showing results 1-20

Insurance Medical Examiner information

See Rochester, NY salary details

$36K

$162.5K

$332.5K

How much do insurance medical examiner jobs pay per year?

As of Jun 16, 2026, the average yearly pay for insurance medical examiner in Rochester, NY is $162,535.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,100.00 and $264,900.00 per year, depending on experience, location, and employer.

What are the most common daily responsibilities of an Insurance Medical Examiner?

Insurance Medical Examiners typically spend their days conducting physical examinations, reviewing medical histories, and documenting findings for clients applying for life, health, or disability insurance. They may collect blood and urine samples, perform basic laboratory tests, and analyze results to compile comprehensive medical reports. Examiners often work independently but regularly coordinate with insurance underwriters, laboratories, and sometimes clients’ healthcare providers. This role requires careful adherence to confidentiality standards and attention to detail to ensure accuracy and compliance in all reports and communications. Understanding these responsibilities can help you prepare for the high level of professionalism and integrity expected in the field.

What are the key skills and qualifications needed to thrive in the Insurance Medical Examiner position, and why are they important?

Succeeding as an Insurance Medical Examiner requires a medical degree, licensure, thorough knowledge of clinical assessment, and experience in performing detailed physical examinations. Familiarity with electronic medical record (EMR) systems, diagnostic tools, and industry-standard reporting formats is essential. Strong attention to detail, objective judgment, and excellent written and verbal communication skills distinguish top professionals in this field. These abilities ensure accurate evaluations, clear documentation, and effective communication with insurance companies, all vital for fair and efficient risk assessment.

What does an insurance examiner do?

An insurance medical examiner evaluates applicants' health through medical examinations, reviews medical records, and assesses claims to determine insurance eligibility or benefits. They often work in medical settings and require knowledge of medical terminology and insurance policies.

What qualifications do you need to be a medical examiner?

To become an insurance medical examiner, candidates typically need a medical degree (MD or DO), a valid medical license, and relevant experience in clinical or forensic medicine. Additional certifications or training in occupational health or insurance medicine can be beneficial, and strong communication skills are important for conducting assessments and documenting findings.

What does an Insurance Medical Examiner do?

An Insurance Medical Examiner is a healthcare professional, often a physician or paramedic, responsible for conducting medical evaluations for life or health insurance applicants. They perform physical exams, collect medical histories, and obtain specimens like blood and urine for laboratory testing. Their findings help insurance companies assess an applicant's health risk and determine policy eligibility and premium rates.

What is the highest paying position in insurance?

In the insurance industry, executive roles such as Chief Underwriting Officer or Chief Risk Officer tend to be the highest paying positions, often earning six-figure salaries. These roles require extensive experience, leadership skills, and advanced knowledge of insurance policies and risk management.

Is there a high demand for medical examiners?

The demand for insurance medical examiners is generally steady and influenced by the insurance industry’s need for health assessments and claims processing. Employment opportunities tend to increase with growth in insurance and healthcare sectors, and examiners often require relevant medical qualifications and certifications. Overall, the role offers stable employment prospects in the healthcare and insurance fields.
What cities near Rochester, NY are hiring for Insurance Medical Examiner jobs? Cities near Rochester, NY with the most Insurance Medical Examiner job openings:
Infographic showing various Insurance Medical Examiner job openings in Rochester, NY as of June 2026, with employment types broken down into 57% Full Time, and 43% Part Time. Highlights an 100% In-person job distribution, with an average salary of $162,535 per year, or $78.1 per hour.
Physician / Family Practice / New York / Permanent / Physician Job

Physician / Family Practice / New York / Permanent / Physician Job

Delphi Healthcare

Rochester, NY

Full-time

Posted 25 days ago


Job description

Workfit Medical, LLC Rochester, NY

Job Description:

We are actively recruiting a Physician to join our established and growing company. This full-time position involves a range of urgent care and occupational health duties including preplacement and DOT physical exams, medical surveillance, injury and illness management, school physician services, wellness and health promotion, and urgent care.

Qualifications :

Doctor of medicine degree or doctor of osteopathy degree from an approved school of medicine or osteopathy.
Must be licensed in the State of New York.
Must have current DEA certificate.
Must be able to be credentialed with major insurance payers.
Broad based diagnostic skills and experience are essential for practice at our facilities.
Quick assessment and treatment, such as basic sutures and foreign body skills, are required in this environment.
Physician will be expected to obtain FMCSA (DOT) medical examiner certificate (when available), as well as take New York State Workers Compensation Online Training.

Job Type:

Full-time

Required License or Certification:

New York State Medical License