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Insurance Medical Examiner Jobs in Rochester, NY

Genesee County

Social Welfare Examiner

Batavia, NY · On-site

$24.07/hr

... medical, etc. * Makes referrals for full field investigation where presumption of fraud is ... and Unemployment Insurance; ability to deal effectively with others; ability to analyze facts ...

Loomis

Armed Driver Guard

Rochester, NY · On-site

$21.25/hr

... to obtain Medical Examiners Certificate via US Department of Transportation approved medical ... Insurance • 401(k) Plan • Basic Life Insurance Plan • Voluntary Life Insurance Plan • ...

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All JobsInsurance Medical Examiner JobsInsurance Medical Examiner Jobs in Rochester, NY

Insurance Medical Examiner information

See Rochester, NY salary details

$36K

$162.5K

$332.5K

How much do insurance medical examiner jobs pay per year?

As of Jul 27, 2026, the average yearly pay for insurance medical examiner in Rochester, NY is $162,535.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,100.00 and $264,900.00 per year, depending on experience, location, and employer.

What are the most common daily responsibilities of an Insurance Medical Examiner?

Insurance Medical Examiners typically spend their days conducting physical examinations, reviewing medical histories, and documenting findings for clients applying for life, health, or disability insurance. They may collect blood and urine samples, perform basic laboratory tests, and analyze results to compile comprehensive medical reports. Examiners often work independently but regularly coordinate with insurance underwriters, laboratories, and sometimes clients’ healthcare providers. This role requires careful adherence to confidentiality standards and attention to detail to ensure accuracy and compliance in all reports and communications. Understanding these responsibilities can help you prepare for the high level of professionalism and integrity expected in the field.

What are the key skills and qualifications needed to thrive in the Insurance Medical Examiner position, and why are they important?

Succeeding as an Insurance Medical Examiner requires a medical degree, licensure, thorough knowledge of clinical assessment, and experience in performing detailed physical examinations. Familiarity with electronic medical record (EMR) systems, diagnostic tools, and industry-standard reporting formats is essential. Strong attention to detail, objective judgment, and excellent written and verbal communication skills distinguish top professionals in this field. These abilities ensure accurate evaluations, clear documentation, and effective communication with insurance companies, all vital for fair and efficient risk assessment.

Where do medical examiners get paid the most?

Medical examiners tend to earn higher salaries in regions with a higher cost of living and greater demand for forensic services, such as large metropolitan areas or states with specialized forensic programs. Salary levels are also influenced by experience, certifications, and the size of the jurisdiction they serve.

What do insurance examiners do?

Insurance medical examiners evaluate applicants' health through physical exams, medical history reviews, and diagnostic tests to determine insurance eligibility and risk. They often work in medical settings or insurance offices, requiring knowledge of medical procedures and attention to detail. Their assessments help insurance companies decide on policy issuance and premium rates.

What qualifications do you need to be a medical examiner?

To become an insurance medical examiner, candidates typically need a medical degree (MD or DO), a valid medical license, and relevant experience in clinical or forensic medicine. Additional certifications or training in occupational health or insurance medicine can be beneficial, and strong communication skills are important for conducting assessments and reports.

What does an Insurance Medical Examiner do?

An Insurance Medical Examiner is a healthcare professional, often a physician or paramedic, responsible for conducting medical evaluations for life or health insurance applicants. They perform physical exams, collect medical histories, and obtain specimens like blood and urine for laboratory testing. Their findings help insurance companies assess an applicant's health risk and determine policy eligibility and premium rates.

Is there a high demand for medical examiners?

The demand for medical examiners, including those working as insurance medical examiners, is generally steady due to the ongoing need for medical assessments in insurance claims and legal cases. Employment opportunities can vary by region and industry growth, with specialized training and certification often required. Overall, the role tends to have consistent demand in the healthcare and insurance sectors.
What are popular job titles related to Insurance Medical Examiner jobs in Rochester, NY? For Insurance Medical Examiner jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Insurance Medical Examiner jobs in Rochester, NY look for? The top searched job categories for Insurance Medical Examiner jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Insurance Medical Examiner jobs? Cities near Rochester, NY with the most Insurance Medical Examiner job openings:
Insurance Medical Examiner jobs near you
Infographic showing various Insurance Medical Examiner job openings in Rochester, NY as of July 2026, with employment types broken down into 57% Full Time, and 43% Part Time. Highlights an 100% In-person job distribution, with an average salary of $162,535 per year, or $78.1 per hour.
Physician / Family Practice / New York / Permanent / Physician Job

Physician / Family Practice / New York / Permanent / Physician Job

Delphi Healthcare

Rochester, NY

Full-time

Posted 6 days ago

Job description

Workfit Medical, LLC Rochester, NY

Job Description:

We are actively recruiting a Physician to join our established and growing company. This full-time position involves a range of urgent care and occupational health duties including preplacement and DOT physical exams, medical surveillance, injury and illness management, school physician services, wellness and health promotion, and urgent care.

Qualifications :

Doctor of medicine degree or doctor of osteopathy degree from an approved school of medicine or osteopathy.
Must be licensed in the State of New York.
Must have current DEA certificate.
Must be able to be credentialed with major insurance payers.
Broad based diagnostic skills and experience are essential for practice at our facilities.
Quick assessment and treatment, such as basic sutures and foreign body skills, are required in this environment.
Physician will be expected to obtain FMCSA (DOT) medical examiner certificate (when available), as well as take New York State Workers Compensation Online Training.

Job Type:

Full-time

Required License or Certification:

New York State Medical License

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